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YOU AND YOUR MONEY®
YOU AND YOUR MONEY® - A personal finance blog brought to you by MONEY®

Getting behind on mortgage payments? We can help.

08/06/14 11:30 pm

There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could be a job loss, an unexpected illness, the death of a loved one or separation and divorce. There may be enough money to get by for a few months, but soon many families find themselves […]

Total Return: Smoke and Mirrors?

07/30/14 5:40 am

Just what is this “total return” hoop that investment managers are required to jump through? Why is it mostly just smoke and mirrors? Here’s the formula: Total Income + (or -) Change in Market Value – Expenses = Total Return — the ultimate test for any investment portfolio. Applied to income purpose portfolios, it is really […]

Social Investor Relations

07/29/14 4:25 am

Social media has been having a tremendous impact on business, as new ways of using it have emerged. One of the first major business applications was the socialization of Customer Relationship Management systems. Social CRM enables a business to maintain current information about customers and use it to develop products that best meet their needs. […]

The Retirement Income Gap

07/29/14 2:00 am

A BlackRock and EBRI analysis (from Think Advisor, July 9th) suggests that older retirees are further from being retirement ready than their younger counterparts… go figure. Ironically, since most benefit plan investors (really speculators) at all ages are market value focused instead of income focused, this observation will likely be the same ten years from […]

What is the worth of life and limb?

07/27/14 10:29 pm

While this is a financial blog, I am going to take some editorial licence here and move to us – each of us – and the death wishes that many people exhibit daily – and no, I am not talking about smoking yourself to death. I’m talking about the rush to cross streets against “Do […]

Target Date Funds = Market Timing Roulette Wheels?

07/22/14 5:57 am

Ross Kerber’s Reuters “feed” entitled: “Target date funds try timing the market” is really a must read article… what it says in a nutshell is that market value growth considerations are wagging the retirement income dog yet again. Once the gambling begins (i.e. MPT “tactical” tinkering), the retirement program ends. Here’s the link: http://www.reuters.com/article/2014/07/14/retirement-funds-idUSL2N0PE23T20140714 Yes, […]

401k Plan Fiduciary and Performance Responsibility

07/22/14 2:00 am

Anyone who influences the investment product mix should likely be a fiduciary… but only if the selected investment managers are fiduciaries as well. Yes, that eliminates all Mutual Funds and ETFs, since neither admit fiduciary responsibility. But Mutual Funds, ETFs, and Collective Trusts could be recommended by plan fiduciaries who are not paid for product […]

Joint Bank Accounts Cause Costly Complications

07/21/14 2:35 pm

Lots of people have joint bank accounts. You may not understand the dangers these accounts may bring. You may believe joint bank accounts are trouble-free. They can, after all, avoid probate and headaches for loved ones. But the reverse can also happen. Joint accounts can bring heartbreaking nightmares. Married people can benefit from joint accounts. […]

The Investment Gods Created Volatility… and it was...

07/15/14 2:00 am

Have you noticed how paranoid people are getting about market “volatility”. OMG, cries the DOL, we’re going to fine employers if their 401k plan participants don’t grow their balances as fast as the average plan around the country… thus making the Federal Government a participant in roughly half the 401k plans in every audit time […]



ME AND MY MONEY®
ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at ruthschris.ca You must use CODE:MM25 to enroll as a MONEY […]

Getting Tax Credits for Your Unwanted Life Insuran...

Ten or twenty years ago, you purchased a life insurance policy. It was part of a good financial plan to keep your family protected in case of the unthinkable. Today, the mortgage is paid off, your family is grown, your retirement plan is in place and the insurance that once provided peace of mind is […]

Can you really afford not to have life insurance?

The answer is no.  Think about this…You love your family, right? You don’t want to leave them with the burden of debt in case of an unforeseen even, right? But how can you ensure that your family is not dealing with having to pay off debts while they are grieving in their time of loss?  […]

www.moneyincanada.ca

www.moneyincanada.ca and moneyincanada.ca stand on guard for thee. The definitive Canadian money site in Canada is called simply MONEY aka www.money.ca above all the main namesake and top ranked site for Canadians and their money considerations and information. Money Information is indeed and important commodity. All the things we do at Money Canada Limited is […]

www.moneyinformation.ca

www.moneyinformation.ca  moneyinformation.ca and Money Information respectively are part of The MONEY Network and considered to be sites, landing pages and online destination places for Canadians – MONEY and Canada. Our main site is MONEY.CA please join us for all the right reasons. Money Information and this site is intended for long-term use for public awareness […]

Guildhall Diamonds – Launches shiny new alternativ...

Shine bright like a diamond. Why pay good money for good diamonds? white diamonds, yellow, diamonds, green diamonds, blue diamonds or red. The markets may go up and down and with it fortunes and lifetime savings are crushed or diminished. There is a good reason for not putting your eggs in one basket.  Some say” […]

Best Rate Around – Tax-Free Savings Account

A great and smart idea that needs better marketing. This simple concept of Best Rate Around is unique in concept and may be a cute play on words; but it really means business, big business, big enough that the big banks make a tidy some off each and every year. Now something new Tax-Free Savings […]

Tax Free Profit Extraction Using Life Insurance

A tax avoidance strategy has been growing in popularity in recent years. Although CRA has been aware of the strategy for over ten years, its increase in popularity and the Federal government’s current focus on reforming the taxation of insurance means that the life of the strategy may be coming to an end. There are […]



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Bourbon Brothers Southern Kitchen Hailed by USA Today for One of the Best “...

08/22/14 10:01 am

COLORADO SPRINGS, Colo., Aug. 22, 2014 (GLOBE NEWSWIRE) — Bourbon Brothers Southern Kitchen (BBSK) (OTCBB:RIBS) today was specially featured amongst restaurants in New York City, Philadelphia, Miami, and Boston by USA Today for having what expert business and travel writer Marla Cimini calls one of the best “Spiked Dishes” in the entire United States. The […]

Park City Group to Present at 2014 Brean Capital Global Technology Conferen...

08/22/14 10:01 am

SALT LAKE CITY, Aug. 22, 2014 (GLOBE NEWSWIRE) — Park City Group (Nasdaq:PCYG), a cloud-based software company that uses big data management to help retailers and their suppliers sell more, stock less and see everything, today announced that Randy Fields, Chairman and CEO, will be meeting with investors at the 2014 Brean Capital Global Technology […]

INVESTOR ALERT — Fortegra Financial Corporation: The Law Offices of Vincent...

08/22/14 10:01 am

NEW YORK, Aug. 22, 2014 (GLOBE NEWSWIRE) — The Law Offices of Vincent Wong notifies investors of Fortegra Financial Corporation (NYSE:FRF) (“Fortegra”) of claims against the Board of Directors of the Company in connection with the sale of the Company to Tiptree Financial Inc. (Nasdaq:TIPT). A complaint was filed in Florida state court. Click here […]

Stateless Networks Appoints Former CIA Technology Head Gus Hunt to Board of...

08/22/14 10:01 am

SAN FRANCISCO, Aug. 22, 2014 (GLOBE NEWSWIRE) — Stateless Networks, a software company bringing dynamic automation and intelligence capabilities to network operations, today announced the addition of Gus Hunt to its Board of Advisors. The former Central Intelligence Agency CTO made some of the government’s most important technology decisions, charting the course for the agency’s […]

Thalia Viva Tour (En Vivo), a New Concert Special From the Mexican Music Su...

08/22/14 10:01 am

NEW YORK, Aug. 22, 2014 (GLOBE NEWSWIRE) — HBO LATINO®, HBO’s dedicated Spanish-language premium channel, announces the highly anticipated HBO Latino Concert special, THALIA VIVA TOUR (EN VIVO), premiering Friday, September 5 at 9:00 pm ET/8:00 pm, as part of the HBO Latino Free Preview Weekend*. The 90-minute special features the songstress delivering her greatest […]

Sysco Declares Quarterly Dividend Payment

08/22/14 10:01 am

HOUSTON, Aug. 22, 2014 (GLOBE NEWSWIRE) — Sysco Corporation (NYSE:SYY) announced today that its Board of Directors declared a regular quarterly cash dividend of $0.29 per share, payable on October 24, 2014, to common shareholders of record at the close of business on October 3, 2014. About Sysco Sysco is the global leader in selling, […]

Sify Technologies awarded the Golden Peacock Award for Business Excellence ...

08/22/14 10:01 am

MILPITAS, CALIF., Aug. 22, 2014 (GLOBE NEWSWIRE) — Sify Technologies Limited (NASDAQ: SIFY), a leader in Managed Enterprise, Network, IT and Software services in India with global delivery capabilities, has been awarded the prestigious Golden Peacock Award for the year 2014. The award was presented this evening in Chennai, India. The Golden Peacock Awards are […]

Asset-Based Lenders See Encouraging Signs in Credit Utilization Growth

08/22/14 10:01 am

NEW YORK, Aug. 22, 2014 (GLOBE NEWSWIRE) — Hopeful signs for the economy emerged as the Commercial Finance Association (CFA) today released its Quarterly Asset-Based Lending (ABL) Index Q2 2014, showing that U.S. businesses utilized 43.1% of their credit lines during the 2nd quarter, a significant increase of two full percentage points (5%) from the […]

Spine Pain Management Announces Addition of VP of Sales and Marketing Along...

08/22/14 10:01 am

HOUSTON, Aug. 22, 2014 (GLOBE NEWSWIRE) — Spine Pain Management, Inc. (OTCQB:SPIN), a technology-driven, financial services, medical device, and healthcare solution company servicing the multi-billion dollar spine injury sector, today announced the addition of Michael K. Smith as its VP of Sales and Marketing. Smith, who recently joined the company as VP of Sales and Marketing […]



CANADIAN MONEY®
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Wi2Wi Corporation Retirement

Wi2Wi Corporation Retirement Toronto, Ontario (FSCwire) – Wi2Wi Corporation (“Wi2Wi” or the “Company”) wishes to announce that Mr. John Weaver has stepped down from the Wi2Wi Board of Directors. . “Mr. Weaver has been a director of Wi2Wi since August 2009. We greatly appreciate the unique perspectiv...

Morro Bay Announces Release of Third Quarter Financial Results

Morro Bay Announces Release of Third Quarter Financial Results Calgary, Alberta (FSCwire) – Morro Bay Resources Ltd. (TSXV: MRB), (“Morro Bay”), announces that it has released its Q3, 2014 Consolidated Financial Statements and Management Discussion and Analysis (these can be found on SEDAR). The Thi...

Canoel Hires Questrade for Market Making Services

By Canoel International Energy Ltd. Calgary, Alberta / ACCESSWIRE / August 22, 2014 / Canoel International Energy Ltd. (“Canoel” or the “Company“) (TSX VENTURE: CIL) is pleased to announce that it has retained Questrade Inc. to provide market-making services in accordance with TSX Venture Exchange g...

ERF Wireless to Conduct Shareholder Conference Call August 28, 2014

By Accesswire-MRM LEAGUE CITY, TX / ACCESSWIRE / August 22, 2014 / ERF Wireless Inc. (OTCQB: ERFB), a leading provider of enterprise-class wireless and broadband products and services, announced today that the Company will conduct a shareholder conference call on August 28, 2014, at 3:00-4:00 p.m. C...

WFMC Ready to Uplist as it Reveals New Corporate Website

By WHAM Inc. Park Ridge, IL / ACCESSWIRE / August 22, 2014 / Woodman Holdings, a Wham Inc Company, is pleased to announces it has submitted required documentation to qualify for the removal of the stop sign pending  OTC Market approval. We have been closely working with the OTC, pursuant to the...

Miocene/Carube Receive Extension of Time to Complete RTO Transaction

By Miocene Metals Limited Toronto, ON / ACESSWIRE / August 22, 2014 / Miocene Metals Limited (TSXV: MII) (“Miocene”) and Carube Resources Inc. (“Carube”), a private Ontario based mineral exploration company, are pleased to announce that the TSX Venture Exchange (the “Exchange”) has granted an extens...

Athabasca Nuclear Corporation Announces Release of June 30, 2014 Financial ...

By Athabasca Nuclear Corp. Calgary, AB / ACCESSWIRE / August 22, 2014 / Athabasca Nuclear Corporation (TSX-V: ASC) (“Athabasca Nuclear” or the “Corporation”) announces that it has filed its Financial Statements and its Management Discussion and Analysis for the interim period ended June 30, 201...

Athabasca Nuclear Corporation Closes Wollaston NE Property Acquisition

By Athabasca Nuclear Corp. Calgary, AB / ACCESSWIRE / August 22, 2014 / Athabasca Nuclear Corporation (TSX-V: ASC) (“Athabasca Nuclear” or the “Corporation”) is pleased to report that it has closed the Wollaston NE Property acquisition previously announced by news release dated August 6, 2014. ...

Qwest Diversified Capital Corporation Discloses Estimated Pigeon Lake Reser...

Qwest Diversified Capital Corporation Discloses Estimated Pigeon Lake Reserves Figures Calgary, Alberta (FSCwire) – Qwest Diversified Capital Corporation (“QDCC” or the “Company”) is pleased to provide further disclosure regarding its anticipated acquisition of certain reserves in the event its prev...




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