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Income investors beware! Perpetual preferred share...

04/23/14 8:36 am

After 3 years of issuances of rate-reset preferred shares, perpetual preferreds are making a comeback, but are investors fully aware of the risks? In 2013, 2 major issuers, both Power Financial Corp and Great-West Lifeco announced a $150-million deal for perpetual preferred shares. Both deals were way oversubscribed, pushing both firms to upsize the original […]

Change? What Change?

04/22/14 4:51 pm

I have, for about 15 years, tried to understand why investment returns tend to be the way they are. I have noticed that over long periods the stock market moves in a very narrow growth trough. In my view there must be an attractor that makes the rate the one we see. This is background.  […]

Canadian Estate Income Tax Returns

04/22/14 10:20 am

If you are an estate executor, it’s tax season. Coping with a deceased’s income tax returns is a burden. Here is some general information about estate income taxes. I have added a final note about executor compensation. First thing’s first, make sure you retain a licensed tax advisor. You need to exercise due diligence hiring […]


04/21/14 1:11 pm

Most sales people have no idea why their customers buy. They assume that customers buy for their reasons, when in fact the opposite is true. In fact, customers buy for their own reasons. Here are some key ideas to remember about why customers buy. 1. EMOTIONS FIRST. The root of any buying decision is an […]

India & Emerging Markets

04/21/14 7:13 am

Emerging markets have been one of the worst places to invest your money so far in 2014. While stocks worldwide have struggled with increased volatility, the MSCI Emerging Market Index is down 5.8 percent, even as the S&P 500 Index clings to a 1.4 percent gain. But now there are signs the tide may be […]

Providing For Disabled Children

04/14/14 8:56 am

Having a disabled child is a both a blessing and a burden and about which most of us have no real idea.  One of the concerns parent share is how to assure enough money for the child beyond their own death. In Canada, a recent (2007) initiative is the Registered Disability Savings Plan (RDSP)  This […]

Would You Accept a Bar Code Implant?

04/11/14 1:25 pm

In a perfect world, universal implantation of the implantable microchip radio frequency identification device (RFID) is activated by a chip reader. It is tamper-proof, practically undetectable and indestructible, and is implanted under the skin.  This device as claimed would be used only for legitimate, legal and noble purpose, could make life better for all of […]

Using your equity

04/09/14 11:30 pm

Using your equity Is it time to renovate that kitchen or put an addition on your home? Or maybe you’re tired of paying those high-interest credit cards. Or you’re considering purchasing an investment property. If you’re self-employed, you might need a cash infusion. So where do you get the money? Well, if you have enough […]

Regulation Feels Good, But

04/07/14 4:10 pm

The need for regulation of financial advisors arises from an abdication of responsibility by the people who may suffer the greatest cost.  That cannot end well. There are two thoughts that matter. The client is the sole planner, everyone else is a helper.  If the client cannot prepare their own plans, at least in general, […]

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Guildhall Diamonds – Launches shiny new alternativ...

Shine bright like a diamond. Why pay good money for good diamonds? white diamonds, yellow, diamonds, green diamonds, blue diamonds or red. The markets may go up and down and with it fortunes and lifetime savings are crushed or diminished. There is a good reason for not putting your eggs in one basket.  Some say” […]

Best Rate Around – Tax-Free Savings Account

A great and smart idea that needs better marketing. This simple concept of Best Rate Around is unique in concept and may be a cute play on words; but it really means business, big business, big enough that the big banks make a tidy some off each and every year. Now something new Tax-Free Savings […]

Tax Free Profit Extraction Using Life Insurance

A tax avoidance strategy has been growing in popularity in recent years. Although CRA has been aware of the strategy for over ten years, its increase in popularity and the Federal government’s current focus on reforming the taxation of insurance means that the life of the strategy may be coming to an end. There are […]


  Mindset Definition:  A fixed mental attitude or disposition that predetermines a person’s responses to and interpretations of situations.  What is your mindset around money? Here are five quick questions, answer them truthfully.  Then ask yourself is my debt a result of circumstances or poor decision making. Are you honest with yourself and/or your spouse […]

Financial Advertising

Everything you wanted to know about financial advertising and the Canadian financial and investment marketplace. The MONEY Media Kit is now available for 2014 and showcased is The MONEY Vertical affectionately known as the 5 Pronged Marketing Attack. Learn more about MONEY - Personal Finance and Financial Literacy. Premium financial companies find out how to attract and retain the attention of your exact target market and never lose it. Differentiation in products, services help but the advice c...

Confessions of a CFP: You may need a second mortga...

                  As a financial planner clients come and see me for a variety of reasons from investment advice to debt consolidations. On a good day clients can bring me a big lump sum of money to invest and on a bad day clients can be in my […]

The Mortgage Killer – NPA and the big banks Secret...

The Mortgage Killer - Debt Reduction and Mortgage Elimination - I am a believer a former mortgage broker, financial services executive and industry specialist. In some cases help in the form of tax and credit relief can go a long way with Canadians in trouble or heading for it. One of many ways to reduce debts and plan for success is a windfall or inheritance or a community card. Mortgage Brokers in Canada fill part of the role and a real specialist should be able to make up the gap. A represent...

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04/24/14 2:59 am

GOOD MORNING PR Newswire Apr. 24 This is PR NEWSWIRE — transmitting news releases, advisories and other information to the news media around the United States since 1954. If you need help with your wire feed, email feeds or the PR Newswire for Journalists web site, please call 800-776.8090 and ask for Media Relations or [...]

Bulgarian, Serbian and Hungarian Chambers Of Commerce and Industry Express ...

04/24/14 2:41 am

Bulgarian, Serbian and Hungarian Chambers Of Commerce and Industry Express Their Support for South Stream Pipeline PR Newswire VARNA, Bulgaria, April 24, 2014 VARNA, Bulgaria, April 24, 2014 /PRNewswire/ – The Chambers of Commerce and Industry of Bulgaria, Serbia and Hungary gathered at a roundtable entitled “South Stream – What Will Bulgaria and Europe Gain” [...]

Sandstorm Gold Announces US$10 Million Loan to Luna Gold & Drilling Pro...

04/24/14 2:30 am

Sandstorm Gold Announces US$10 Million Loan to Luna Gold & Drilling Program at Aurizona PR Newswire VANCOUVER, April 24, 2014 VANCOUVER, April 24, 2014 /PRNewswire/ – Sandstorm Gold Ltd. (“Sandstorm” or the “Company”) (NYSE MKT: SAND) (TSX: SSL) has provided a US$10 million loan (the “Loan”) to Luna Gold Corp. (“Luna”) (TSX: LGC) in accordance [...]

Video Surveillance And VSaaS Market – Global Industry Analysis, Size, Share...

04/24/14 2:30 am

Video Surveillance And VSaaS Market – Global Industry Analysis, Size, Share, Growth, Trends And Forecast, 2013 – 2019: Research Report Now available at MarketResearchReports.Biz PR Newswire ALBANY, New York, April 24, 2014 ALBANY, New York, April 24, 2014 /PRNewswire/ – MRRBIZ includes new market research report “Video Surveillance and VSaaS Market – Global Industry Analysis, [...]

Sandstorm Gold Announces US$10 Million Loan to Luna Gold & Drilling Pro...

04/24/14 2:30 am

Sandstorm Gold Announces US$10 Million Loan to Luna Gold & Drilling Program at Aurizona Canada NewsWire VANCOUVER, April 24, 2014 VANCOUVER, April 24, 2014 /CNW/ – Sandstorm Gold Ltd. (“Sandstorm” or the “Company”) (NYSE MKT: SAND) (TSX: SSL) has provided a US$10 million loan (the “Loan”) to Luna Gold Corp. (“Luna”) (TSX: LGC) in accordance [...]

Media Advisory – Students to hit the streets to talk about Unfair Elections...

04/24/14 2:30 am

Media Advisory – Students to hit the streets to talk about Unfair Elections Act Canada NewsWire TORONTO, April 24, 2014 TORONTO, April 24, 2014 /CNW/ – This afternoon, students from the Greater Toronto Area will be at Yonge and Dundas to talk with members of the public about Bill C-23, dubbed the Unfair Elections Act. [...]

Leslie’s Swimming Pool Supplies to Grand Open 20 Stores this Week

04/24/14 2:27 am

Leslie’s Swimming Pool Supplies to Grand Open 20 Stores this Week Total of 45 Stores to Grand Open in Spring 2014 PR Newswire PHOENIX, April 24, 2014 PHOENIX, April 24, 2014 /PRNewswire/ – Leslie’s Poolmart, Inc. (Leslie’s), the nation’s leading retailer of swimming pool supplies and related products, announced its plans to grand open 20 retail [...]

Symposium on Japanese Laws and Regulations of Health Food

04/24/14 2:09 am

Symposium on Japanese Laws and Regulations of Health Food PR Newswire TOKYO, April 24, 2014 TOKYO, April 24, 2014 /PRNewswire/ — The General Incorporated Association of International Foods & Nutrition (AIFN) held a symposium by bringing together Japanese and foreign experts under the theme of “Safety Reassurance and Quality Control of functional health foods.” The [...]

SMIC Kicks Off 6th Technology Workshop in Shanghai

04/24/14 2:00 am

SMIC Kicks Off 6th Technology Workshop in Shanghai Promotes the Latest Advanced and Specialty Technology Platforms PR Newswire SHANGHAI, April 24, 2014 SHANGHAI, April 24, 2014 /PRNewswire/ — Semiconductor Manufacturing International Corporation (“SMIC”; NYSE: SMI; SEHK: 981), China’s largest and most advanced semiconductor foundry, hosted its sixth annual technology workshop in Shanghai today to promote [...]

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iMedicor Launches New Proprietary iCoreExchange Platform for the Healthcare...

By iMedicor, Inc. Windermere, FL / ACCESSWIRE / April 24, 2014 / iMedicor (OTC Pink: VMCI) is pleased to announce the launch of its iCoreExchange, flagship, HIPAA-compliant, secure message hub that allows users to aggregate all their messages, both secure and non-secure, in a single, intuitive,...

Staten Island Pediatrician Worries over High Volume of Poison Control Calls

By fishbat In response to an article posted by Scoop San Diego that states poison control calls are rising, GPM Pediatrics says parents need to be more cautious of where they store their medicine in addition to teaching kids how to dial 911 and poison control   BROOKLYN, NY / www.myprgenie...

Gettry Marcus CPA, P.C. Recaps the Department of Labor’s Guidelines for Sel...

By fishbat Gettry Marcus CPA, P.C., a leading tax, consulting, audit and forensic accounting firm, reviews information provided by the Department of Labor regarding the employee benefit plan audit selection process  Woodbury, NY / / ACCESSWIRE/ April 24, 2014 / Le...

LabTV Chairman Jay Walker Receives Lifetime Achievement Award as part of th...

Award Winning Filmmaker David Hoffman LabTV Executive Producer and NIH Director Francis Collins, a LabTV supporter, to be honored with “Silver Hammer” Disruptive Innovator Awards NEW YORK, NY, April 24, 2014 /24-7PressRelease/ — Tribeca Film Festival co-founder Craig Hatkoff on April 25th will confe...

Japanese Patent Awarded for Hydrogen Sulfide-Preventing Yeast Technology fo...

Patents have already been granted in major wine producing countries such as France, Italy, Spain, United States, China, Argentina and Australia with other countries pending. VANCOUVER, BC, April 24, 2014 /24-7PressRelease/ — Renaissance Yeast Inc. is pleased to announce that The University of Califo...

How To Profit From Forex Signals

The most advanced Forex Signals are now available for small traders. GENEVA, SWITZERLAND, April 24, 2014 /24-7PressRelease/ — Forex trading has increased in popularity over the past decade through the introduction of electronic platforms and online trading. Retail Forex brokers compete to attract in...

Healthcare Analytics Enters New Frontier of Value-Based Care

KLAS reports on how the healthcare analytics market is changing in the new paradigm of value-based care. OREM, UT, April 24, 2014 /24-7PressRelease/ — Amid the shift toward value-based care, providers’ analytics needs are drastically changing, resulting in vendors rushing to the market with a wave o...

Great Minds in STEM and U.S. Department of Defense Present “Sneak Peek” Eve...

GMiS to Celebrate Diversity in STEM! with Howard University Middle School and McKinley Technology Center at the USA Science and Engineering Festival MONTEREY PARK, CA, April 24, 2014 /24-7PressRelease/ — Great Minds in STEM (GMiS), in conjunction with the U.S. Department of Defense (DoD), will proud...

Craftsman Direct Handyman of Durham Now Operating as a Licensed General Con...

Local handyman home improvement company is now a licensed general contractor in the Triangle and the Triad. DURHAM, NC, April 24, 2014 /24-7PressRelease/ — Craftsman Direct Handyman Home Improvement, announced today that the North Carolina General Contractor Licensing Board has determined Craftsman ...

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