Who Is Watching You?

Criminals are lazy scum. If they had ambition and brains they would be out creating something rather than being dirt bags that leach off of the efforts of others. Identity Thieves like easy targets, and here are some simple ways to cover your ass.

Guard your personal information. Take a lesson from the British and keep your mouth shut. Information you don’t blab can’t be easily stolen.

Don’t leave personal information unattended. Take your purse or wallet with you at all times. It only takes a moment to photograph credit cards, driver’s licenses, and other identification. Don’t give thieves the opportunity.

Shred personal information. If it has your name on it, SHRED IT! Dumpster diving is a popular sport for Identity Thieves. Don’t leave them the gems they are looking for.

Keep your SIN to yourself. There are only three people / agencies that need your SIN: your bank, your employer, and your financial advisor because they all have to report financial activities to the government. Anyone else asks you for your SIN the answer is NO!

Protect your credit and debit cards. Make sure if you give your credit card to a clerk or waiter / waitress that you get your card back. When using debit put in a false PIN code. If it says approved, leave and call the police.

Be aware of billing cycles or missing mail. Identity Thieves have been known to intercept and steal mail that contains personal and financial information.

Cover the keypad when entering your PIN. Cell phones have cameras and video. Protect your space and your privacy whenever you use an ATM of debit machine.

Use difficult passwords. If it is easy to guess, someone will. And please don’t make the mistake of writing them down. Murphy Law lets you know that will be found and used against you.

Hang Up on Telephone Solicitors. If you didn’t phone them, why in the world would you give them ANY personal or financial information?

Check your credit reports. If there is stuff on the reports that aren’t yours, get them corrected immediately. Also look into who has been making inquiries into your credit.

“Distrust and caution are the parents of security.”
Benjamin Franklin

Tammy Johnston

Tammy started working in the Financial Services Industry in 1993. The first 9 years of her career were spent working in regional offices, for independent agents, and as Brokerage Manager for two different MGAs. Her focus was on training other agents and helping them solve problems for clients. After spending close to a decade as an employee Tammy decided to venture into the “sales world”. Determined to be more than just another insurance salesman, Tammy founded The Financial Guides. She set about working with clients in a totally different fashion. Feeling that everyone needs a sound financial education she created her first class “Financial Journeys”. The goal was to provide the accurate, unbiased, basic information in simple English that we all require, but can’t easily find. Knowing that the best way to learn is by having fun and being comfortable, Tammy takes good care of her guests with excellent food and lots of laughter. Further expanding her educational and value added offerings Tammy created “Sandwich Safaris”, “Business Builder Nights”, “Small Business Class”, and "FInancial Journeys Summer Camp". Putting time and care into helping with the necessary tasks required to run a successful financial household Tammy works with clients to set up budgets that actually work, reviews credit and debt to make sure it is working for the client and not just against, and makes sure all the pieces of the puzzle fit together properly. Knowing that all financial aspects affect one another she looks at the whole picture. Honestly tells you what is working, what could be improved, and what is missing. Tammy’s clients understand what they are doing, why they are doing it, and have hope for the future. The newest project by The Finanical Guides is our Childrens' Financial Book Series. To check out the books please go to http://financialfoundationsbooks.com/