52 Weeks to Success in 2013

Happy New Year! The time for fresh starts and better endings. The time for setting resolutions that this year will be different. Did you know that the top three New Year’s Resolutions are:
1. Lose weight / get in shape
2. Improve your financial position / make more money / get out of debt
3. Stop smoking

Personally I am not a fan of resolutions. I find resolutions rarely, if ever, work. Resolutions are all about the start. The moment you have a hiccup, fall off the wagon, or don’t do something absolutely perfect you quit. The standing joke about New Year’s Resolutions lasting till about January 2 is unfortunately way too accurate.

On the other hand I am a huge fan of goals. Goals on the other hand are all about how you finish. Goals are more realistic, have a plan, and don’t expect you to be perfect, just persistent. Goals deal with the daily and weekly steps you need to take in order to achieve your objective.

Over the next year, in 52 easy steps, we are going to take you through everything you need to look at to set up a healthy and balanced financial plan. If you are committed to doing the work you will be astounded at the positive changes you will see in your bottom line, your plans for the future, and your general state of being.

Financial success is not rocket science and doesn’t require anything more than a decision followed by simple daily and weekly actions. I challenge you to make the choice to really make 2013 different, not just for the first few days or weeks, but for the entire year. Build upon the things you already know and do by making small, incremental steps towards the life you really want.

I look forward to taking this journey with you and seeing where we end up on December 31, 2013. Please feel to write me with any questions or comments you may have.

“Fall down seven times, get up eight.”
Japanese Proverb

Tammy Johnston

Tammy started working in the Financial Services Industry in 1993. The first 9 years of her career were spent working in regional offices, for independent agents, and as Brokerage Manager for two different MGAs. Her focus was on training other agents and helping them solve problems for clients. After spending close to a decade as an employee Tammy decided to venture into the “sales world”. Determined to be more than just another insurance salesman, Tammy founded The Financial Guides. She set about working with clients in a totally different fashion. Feeling that everyone needs a sound financial education she created her first class “Financial Journeys”. The goal was to provide the accurate, unbiased, basic information in simple English that we all require, but can’t easily find. Knowing that the best way to learn is by having fun and being comfortable, Tammy takes good care of her guests with excellent food and lots of laughter. Further expanding her educational and value added offerings Tammy created “Sandwich Safaris”, “Business Builder Nights”, “Small Business Class”, and "FInancial Journeys Summer Camp". Putting time and care into helping with the necessary tasks required to run a successful financial household Tammy works with clients to set up budgets that actually work, reviews credit and debt to make sure it is working for the client and not just against, and makes sure all the pieces of the puzzle fit together properly. Knowing that all financial aspects affect one another she looks at the whole picture. Honestly tells you what is working, what could be improved, and what is missing. Tammy’s clients understand what they are doing, why they are doing it, and have hope for the future. The newest project by The Finanical Guides is our Childrens' Financial Book Series. To check out the books please go to http://financialfoundationsbooks.com/