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    Camillo Lento's Recent Articles



    Choosing between the RRSP and TFSA

    Choosing between the RRSP and TFSA Written by Camillo Lento Many Canadians are finding that they do not have enough disposable income to make the maximum contribution to both their TFSA and RRSP.  This situation leads to an important decision: when faced with limited funds, should you contribute to a TFSA or RRSP? Tax Neutrality […]

    Posted: September 16th, 2013 under General, MONEY®, Saving.

     

    How to use a Spousal RRSP

    Written by Camillo Lento Introduction A spousal RRSP is defined by the Canada Revenue Agency (CRA) as: 

“An RRSP that you establish to pay yourself income at maturity, but that your spouse or common-law partner contributes to”. Note that the CRA’s definition of a spouse includes common-law spouses (both opposite-sex and same-sex couples).

 Essentially, a […]

    Posted: September 16th, 2013 under General, MONEY®, Saving.

     



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