Is Canada a good location for your start-up?

Starting a business is difficult enough without adding the potential bureaucratic issues that may appear along the way. This is the reason why people seek locations that promote a very facile business registration process. Canada is one of these places and that is why it can be found among the top choices for immigrants. Starting your business journey in Canada is a straightforward one, with no intricate details or logical hurdles. The services that the Canadian Government offers make launching a company a commodious process, especially for people who enter the business field for the first time.

 

Canada’s Business Registration Online (BRO)

The Government of Canada set up an online service that is called Business Registration Online. The tax laws are administered by the Canada Revenue Agency (CRA) which offers all needed information with regard to starting a business. The CRA official website provides people with the needed details in terms of payroll, business number registration, excise taxes, deductions, GST/HST registration and much other relevant information that clarifies any confusion that may appear in launching a start-up.

The BRO platform allows new entrepreneurs to obtain a business number, to register for a program account and even to link to other businesses through a provincial program within the online platform. The CRA program accounts include corporate income tax, GST/HST, payroll deductions and import-export.

The BRO platform can be used by any existent business owner, new business owner or third-party requester. The only conditions to be respected are possessing a Social Insurance Number (SIN) and filing the income tax return. The application process for a SIN differs for people who reside in Canada and people who reside outside of Canada. People can apply for a SIN via email by simply providing the needed documents which are listed on the BRO platform as well.

Tax incentives in Canada – the SR&ED Program

The purpose and benefits of the federal SR&ED Program were presented in a mandate developed by the Review of Federal Support to Research and Development Expert Panel. The main purpose of the program is to simplify the tax credit while also improving its effectiveness. Most people can easily access the SR&ED credit considering the changes that occurred in the past few years. The program is running since 1985 and is constantly expanding to meet the current requirements. The SR&ED tax credit covers spending that falls into categories such as labor, equipment, contract, and third-party payments.

The number of credit claims through the SR&ED Program is promising and continues to rise. Since 2012, the program kept accelerating in terms of popularity. An increase in screening SR&ED claims, in the number of requests for receiving more information about the program, in positive reviews, in the number of audits was visible after modifying the tax law. The program is very helpful for start-ups as it returns around 35% of the R&D spending of their business. The threshold reaches $3 million. The SR&ED Program is unique and it is a solid reason why people choose Canada to start their business.  

Obtaining a business loan to finance your start-up

The increase in lending money was obvious since 2014. The biannual surveys managed by the Government of Canada stated that small and medium businesses borrowed more money in the past couple of years. The net volume of loans was calculated for each quarter and the results were totaled to obtain an annualized value. Financing suppliers stated that the amount of credit granted in the first quarter of 2018 added up to almost $880 billion, which is $40 billion more compared to the last quarter of 2017.

The Bank of Canada stated that ease in obtaining business credits was noticed, and the main factor behind this change is represented by the current price conditions. The high demand for credit is attributed to new business and small businesses that require convenient lending conditions. Lending conditions remained – and are going to remain – steady. Obtaining business loans is visibly easier compared to past years, which is another reason why people should add Canada on their list of potential start-up locations. Moreover, there are various supplier types where to choose from, ranging from domestic banks of all sizes to credit unions and Fintech companies. The economic activity of new firms is constantly tracked by the Bank of Canada and numbers show encouraging signs only.

Immigrant entrepreneurs and the Start-up Visa Program

People from all around the world can immigrate to Canada with the purpose of starting a business. Launching a start-up means that new jobs will be created, which is convenient both for the country and entrepreneurs. There are certain requirements that need to be met to be part of the Canadian Start-up Visa Program. The process takes between one year to one year and a half. Canada supports innovative entrepreneurs who want to launch competitive businesses. Immigrants need to apply for a business loan before moving to Canada because financial support can only be offered after obtaining permanent residence. This can be received only when providing active management proof of the new business within Canada.

The requirements involve a proficiency in English or French, which means any immigrant must take an approved language test and pass it with a Level 5 Canadian Language Benchmark. The Start-up Visa Program started in 2013 and around 2700 visas were granted each year. Numerous foreign start-up owners choose Canada because of the convenient way of obtaining a permanent visa. The only drawback with the process would be that entrepreneurs have to possess the amount of money required for getting started or the company must be selected by VCs, incubators or angel investors running in Canada.

Final thoughts

Launching a start-up in Canada has a series of benefits that cannot be ignored, but one must be thoroughly informed about the requirements and law of the country before engaging in the application process. The federal programs of the Canadian Government support leading-edge ideas, as long as all conditions are respected. If gathering all the needed information beforehand, starting a business in Canada should be an untroublesome, easy-to-manage process.

How Pilgrimages Are Increasing the Saudi Arabia Economy

More than 2 million Muslims from all over the world are gathering annually to complete the fifth and final pillar of Islam, which is the Hajj pilgrimage. Until the 1950s, the number of pilgrims coming from overseas was not bigger than 100,000, but by 2013 the total number passed the 3 million mark.

The cities of Makkah and Medina represent a major slice of Saudi Arabia’s non-oil economy, providing annual incomes of around $12 billion from food, transport accommodation and fees. But with these numbers looking to increase in the next years, how will the local population be affected by the on-growing development of commercial and accommodation sites?

Makkah And Madinah Pilgrimages

To better understand why these areas attract millions of religious visitors yearly, we must first take a look at the meanings behind the pilgrimages.

Makkah is the birthplace of Prophet Muhammad and hosts the Grand Mosque, house of the Kaaba. The Kaaba is Islam’s holiest ground, a stone structure clothed in black silk, built by the Prophet Abraham. Here, over 3 million Muslims gather once a year, on the last month of the Islamic calendar to complete the fifth and last pillar of the Muslim practice. The pilgrimage begins on the 8th day of the month and ends on the 12th or sometimes the 13th. All Muslims who are financially and physically able to make the pilgrimage, also known as Hajj, are expected to do so at least once in their life.

To complete the Hajj, every Muslim must first enter ihram (the sacred state of a pilgrim), wearing plain robes. Before crossing the outer boundaries of Makkah, the pilgrim must follow certain rules, such as restraining from anger or sexual activities. After entering Makkah, the pilgrims must follow an 8km journey to Mina, where they will be accommodated in tents. On the second day, they make a 14km journey from Mina to Arafat, where prophet Muhammad gave his last sermon. The second day of Hajj is considered to be one of the most important days of the Islamic calendar. The third days marks the longest day of the Hajj. Pilgrims return to Mina, where they perform the symbolic act of stoning the devil, by throwing seven pebbles at the Jamarat, the largest column. On this day, the men trim their hair and all pilgrims remove their ihram clothes. Many choose to return to Makkah to circle the Kaaba and walk between the hills of Safa and Marwah. Both actions are performed seven times. On the last two days, the pilgrims will stone the devil again, this time stoning each of the three pillars seven times. They will spend the rest of their pilgrimage days in Mina. Before leaving, the pilgrims return to Makkah to circle the Kaaba one more time.

Although not mandatory, after the pilgrimage in Makkah, many pilgrims chose to head to Madinah, where Prophet Muhammad is buried. Madinah is the place of another pilgrimage that, although not mandatory, is performed by millions of pilgrims yearly. The Umrah pilgrimage was performed by almost 7 million pilgrims in 2017.

While the Hajj is performed during a specific time of year, Umrah can be performed year-round and is much less time-consuming. It can be performed both in the Hajj period, prior to the actual Hajj pilgrimage, or separate. During the Umrah, similar rituals as those included in the Hajj are performed, such as circling the Kaaba and walking between the hills of Safa and Marwah.

Increasing Economy and Expansion Plans

One of the most important roles in Vision 2030, a development plan aiming to turn the focus of Saudi Arabia’s economy away from oil incomes, are played by Makkah and Madinah, as religious tourism represents 20% of the Saudi’s non-oil income. The plan, initiated by the Crown Prince Mohammed bin Salman bin Abdulaziz Al Saud, aims to increase the number of pilgrims traveling to Makkah and Madina, especially for the Umrah pilgrimage.

One of the important steps taken to increase the number of religious visitors was the ease of the quota system that was very strict until 2017. The visas were reduced by 20% in 2013, in order to ease the infrastructure works done at the Grand Mosque. By 2030, over 6 million pilgrims are expected to enter the gates of Makkah. Although the number of visas decreased, the demand for luxury hotels in Makkah increased, which left the Saudis confused. In 2016, the occupancy percentage in Makkah hotels was around 90% and if the expected targets for the following years are met, there is no wonder the hospitality sector is evolving at a rapid pace. But that is not the only sector expected to benefit from the increased number of religious tourists. Airline companies, telecom operators and catering firms are looking to expand their business, as the demands increase.

Another way of increasing revenue is the introduction of Umrah visa fees. While first-timers are exempt, future visits require a fee of around $500. There is also an Umrah Plus visa, which allows pilgrims to visit other non-religious sites across Saudi Arabia, combining religious and non-religious tourism. The number of Umrah pilgrims is expected to reach 30 million by 2030. Infrastructure upgrades are also ongoing, to facilitate the pilgrims’ arrival in Makkah and Madinah.

But as tourism increases and the demand for accommodation is at raise, another challenge arose. How is the on-growing population of Saudi Arabia going to fit in with the increasing number of religious visitors? A large number of both Makkah and Madinah residents found themselves overwhelmed by the extending number of developments made to meet the needs of pilgrims. The areas around both cities experienced a decrease in residential capacity, as various changes were developed, to make room for accommodation and commercial spaces. Vision 2030 appears to have a solution for this as well, as by 2020 home ownership is expected to increase from 47% to 52%. A solution is to utilize government-owned land to provide housing units at an affordable price. This is expected to decrease the price discrepancy between residential proprieties in the holy cities and Jeddah, the major urban center in the area.

How To Make Sure Your Business Is Getting The Most Out Of Its Investment In These Areas

Getting the best ROI on various parts of the business possible will only help increase profitability. These funds can also get back into the company or be used to reward those that increased the company profits. Technology has made it easier to track the results of something like a marketing campaign than ever before. Taking a proactive approach to try to get the best ROI in everything that company takes part in will end up making a difference. The following are tips for particular areas that money is invested in to get the best ROI possible.

Your Mobile App

Developing a mobile app can be done with different goals in mind whether it is to make the customer’s experience better or trying to make selling products easier. Doing app store optimization is essential with your app as your competitors will be doing this. Using a Free iOS App Store Keyword Tool is wise to make sure you are targeting the right keywords within your marketing and app. Checking out a Free iOS App Store Keyword Rank Checker can help you see where your app ranks for specific keywords. This can help modify strategy with an update of the app in the future.

Digital Marketing

Digital marketing is a competitive landscape with companies putting large portions of budget to this medium. The search engines are where plenty of people turn when looking for a service or product. Creating quality content in digital marketing is imperative to get the best return on investment as low quality content will not convert in a sale. Consumers are much pickier with the content they spend time reading, watching, or listening to as they are constantly doing so on their smartphones.

The Sales Team

The sales team that is given quality leads regularly need to be converting many of these leads into sales. This does not mean that you should not empower them with tools that will make their job easier and more efficient. Email tracking software that allows a salesperson to see open rates as well as how long the email was open can be a huge help. This will not only help convert more sales but it can make follow ups convert at a higher percentage. Sales and marketing need to work together closely to make sure that the leads continue to be high qulaity and adjusting the target demographic if need be.

Company Culture

Investing in company culture will help improve employee retention which is important. Building the perfect team will take work as well as numerous attempts at modifying the hiring process. Investing in quality team building exercises quarterly will not only strengthen the bond the staff has but it gives staff a chance to see management in less formal settings. This also means that you are going to hire people that are culture fits as this can be extremely important when it comes to communication and overall company morale.

Take the time to track how each expense helps the company as you might find you are wasting money in specific areas. Improve your profitability to reducing waste in the above areas to take your business to the next level.

Understanding How and Why to Use a Foam Roller

What’s the big deal with foam rolling? Back in high school, your sports coach may have recommended self-massage to heal tired muscles or even injury.  Now, when you visit the physical therapist or chiropractor, the answer is likely the same. No matter how young or old, how limber or achey-breaky, foam rolling is the go to method for health care professionals, athletes, and fitness enthusiasts alike. But, have you ever stopped and wondered why?

What Is Foam Rolling?

Foam rolling is a method that is used in training and rehabilitation in all different kinds of sports. Essentially, foam rolling helps to improve performance, relieve tension, and encourage circulation. With increased circulation and blood flow, athletes are able to cut down recovery time considerably and return to the things that they love to do. While overuse, inflammation, and surgical operation can all change the fascial tissue and lead to stiffening, immobility, and pain, foam rollers can help to efficiently work on the musculature of the body, thus improving mobility and bringing pain relief. Foam rolling allows you to reap the benefits of a deep tissue massage in the comfort of your own home (and without the extensive bill.)

How It Works

There are many reasons why health care practitioners recommend foam rolling as an addition to classical treatment. One major reason involves Myofascial Release. According to Health Line, Myofascial tissue surrounds and supports the muscles in the body. When these tissue tighten and become sensitive, it can create a great deal of pain within different “trigger points” which can be difficult to accurately locate. This is where foam rolling comes in. Covering a broad area of muscle tissue, a tool like a foam roller is able to provide a sense of release to those pain points. Self-massage with a foam roller is recommended before a workout in order to warm up the muscles and lower the chance of injury. It is also recommended as a post-workout ritual to aid in recovery and bring healthy blood flow to those tired muscles.

Common Benefits

Flexibility

According to the Journal of Sports Rehabilitation, coupling foam rolling with traditional stretching may enhance range of motion in the hip more than static stretching, itself. Author and associate professor, Blaine Long states that foam rolling can lower a muscles’ “viscosity,” thus enhancing flexibility as well.

Performance

In recent years, researchers have discovered that standard stretching actually can have a negative impact on performance. A strong correlation has been found between static stretching and decreased reaction time.  Additionally, acute static stretching has been shown to significantly reduce muscle strength endurance. Unlike muscle stretching which can end up inhibiting the body, studies have determined that myofascial release using a foam roller does not have any negative impact on performance. So, athletes can keep on rolling without being off their game

Regeneration

In a 2015 study published in Current Sports Medicine Reports, researchers looked into the effects of foam rolling, also known as SMR (self-myofascial release). The goal was to determine its impact on DOMS, which stands for delayed-onset muscle soreness. Following the study, researchers reported, “SMR has been observed to decrease soreness following DOMS, which may indirectly enhance performance by allowing the individual to exercise longer and harder.”

Getting On a Roll

The versatile, cost-effective and transformative tool clearly boasts a great deal of benefits. Although, not everybody understands how to use it properly. This is why recovery and training company, ActiveLife Solutions selected Blackroll as one of their product lines. Blackroll offers people of all ages and backgrounds the tools to enhance strength, balance, and flexibility. Providing the best quality for the greatest impact, Blackroll combines foam-rolling products with a vast knowledge of the latest developments in research and scientific advancement. Developed in Germany, the company has grown tremendously in the fitness market, earning the prestigious Physio prize for the “product with the greatest range of benefits for its users”. 

The company’s dedication to its users continues to shine through with new developments, including the Blackroll® ‘Fascia Training’ app that is now available to supplement treatment and prevention. Providing versatile exercises for each body part and pain point, the app makes foam rolling even more convenient and effective than before.

With benefits ranging from flexibility to regeneration, it’s no wonder health gurus continue to swear by the power of foam rolling. While a cheap and effective modality of healing, it is important to get advised by a physiotherapist or other specialist when suffering from severe pain. It’s time to give your body some love and get rolling!

 

Do Personal Loans for Bad Credit Carry Too Much Risk?

When their traditional brick and mortar banks turn them down for personal loans, consumers with poor credit histories are turning to online lenders.
 
Big banks prefer to offer loans secured with assets, such as mortgages and automobile loans. But as traditional banks back away from unsecured lending, online lenders are flooding the marketplace with offers for unsecured personal loans and same day approval.
 
Online lenders are trying to entice potential customers with the promise of fast cash and the ability to cover unexpected expenses, debt repayment, home appliance replacement, family emergencies, car repairs, special events, and travel.
 
Asking the right questions to find a reliable lender
With this uptick in online lending, there is an increased potential for risk. Finding a reliable loan provider is imperative. No one wants to get stuck in an agreement with a lending institution which might lead to headaches and further financial issues down the road.
 
If they decide to go the route of an online personal loan, consumers must carefully research the options available on the marketplace. Finding an option with a responsible lender might take a bit of time, but it is the responsibility of consumers to protect themselves from signing an agreement with an online lender who could further damage their financial standing. Someone with bad credit may have limited choices, but it is important to find the best lending solution and avoid dodgy offers, like payday loans.
 
Carefully Review The Terms Of The Loan
When seeking online personal loans, consumers with bad credit should clearly understand the terms of the loan agreements they are signing. Not understanding the details of the loan could cost more money than expected over the long term.
 
8 Details to consider while researching a personal loan
1. Is It A Variable Rate Or A Fixed-Rate Personal Loan?
A fixed-rate personal loan is often a better choice. The customer always knows what they will be repaying with a fixed repayment schedule.
 
A variable rate rises and falls with the markets. It is a bit of a gamble for the average person.
 
2. Is The Online Loan Available In The Consumer’s Country Or State?
Some loans are not available in all countries or states. For instance, Upstart loans are not avai lable in West Virginia and Iowa. States and countries have put restrictions on what online loans are permitted within their borders .
 
3. Can The Consumer’s Income Support The Monthly Loan Installment?
Make sure the monthly loan payments are affordable. Taking on too high of a monthly installment sets consumers up for failure and potentially further damages their credit history.
 
Also, consumers must be honest and upfront about their actual income and monthly expenses. “Omissions” regarding hefty student loans or pricey monthly apartment rentals will skew what their salary can actually support. A reliable lending practice involves going over budgets with potential clients to determine what amounts they can handle each month.
 
4. What Will The Interest Rate Be?
Annual Percentage Rate (APR) is the total cost paid each year to borrow money, including interest rates and fees. A lower APR loan will cost less. For clients with bad credit ratings, APR’s and interest rates will be higher due to the greater risk to the lending institution. This is to be expected since someone with a poor financial history has a higher chance of defaulting on the personal loan.
 
If the rates are high, it won’t make sense for consumers seeking to consolidate and pay down interest credit cards with the loan. The loan would only be worthwhile at a rate well below existing debt to achieve any significant savings.
 
Also, many countries and states have usury laws which forbid excessively high rates of interest on loans. These laws are intended to protect the vulnerable from being taken advantage of by loan sharks and payday loan operations. Carefully investigate the rates offered to determine whether they fall under usury laws.
 
5. Are There Upfront Fees To Borrow Money?
Some lenders charge up to 5% in origination fees for processing the loan, while some charge none. These fees are also referred to as establishment fees or administrative costs.
 
6. What The Reputation Of The Online Lender?
Check consumer protection sites for complaints. Does the provider have positive reviews or ratings online from trusted sources, such as well-known magazines and newspapers with solid business evaluations, like Bloomberg, the Wall Street Journal and Fortune? Doing a simple search regarding the loan provider’s name and the word “usury” might be a good idea. If there are any red flags, consumers should turn to another source.
 
7. Is There A Penalty For Paying Off The Loan Early?
Some agreements charge a substantial fee for customers paying off their loans early. This penalty allows the lending institution to recoup some of the interest they didn’t make on the loan.
 
8. What Is The Loan Repayment Period?
Based on their application profile, consumers will be offered a period of repayment, usually ranging from 1 to 10 years. The longer the repayment period, the more interest will be paid. Therefore, the loan will cost more money.
 
Risks regarding online personal loans can be mitigated with responsible choices
Bad credit makes it difficult to secure traditional personal loans, but only reputable online loan companies are an option for the responsible consumer. Doing a bit of research and asking the right questions can save consumers money and headaches as they navigate the online personal loan space.
 

7 Hacks for a Successful Career in Business

We all do multiple things to try out which one would turn out best for us in our businesses. We could keep on doing these things until we figure out what exactly works. Sadly, the time and resources are not luxurious enough to keep the loop going until we are able to establish a profitable link. In a vast world with growing knowledge and experiences from people, you can always learn what business hacks you can employ to make your business boom, with the internet at your fingertip. Here are seven life hacks that can help you build a successful business career without the rise-and-fall chronicles of a staggering toddler.

1. Get an online MBA

Getting a business certification will help you set your feet on the right tracks. There are online MBA courses that offer professional insights into business, under good and flexible conditions. You can get an online MBA in Canada from JCU. They offer pocket-friendly programs with an extensive syllabus for business courses.

2. Be a friend with your pen and writing Pad

When you have business models that you look up to; hear them talk and teach about business ideas that work for them, in seminars. Either you desire to pattern your business after theirs or not, it is a great thing to write down what business insights they share.

Let the pen and paper keep records of important suggestions, network links, and strategies.

3. Get the best professional Hands

Get the best hands whenever you decide to hire people that will manage your business or handle any business operation. Get people whose quality would complement that of the brand you are trying to build.

4. Activate your Network Switch

A hack that lurches your business forward more than anything else is networking. Use your connections, new and old, to preach your business. Don’t be shy or tired of telling people what you do. Meet new people; tell them about your business. Attend corporate meetings and hangouts among entrepreneurs; it is a sure networking means to get investors and clients for your business.

5. Get Help When needed

Don’t be left behind in the track of events. Get help when you are uncertain about what point to turn in your business. You can make detailed research, a comparative analysis or talk with a professional in the field. With information, business moves swiftly like the wind!

6. Follow-up

Follow-up is an important step to be taken in business. Follow up customers, leads, investors, or PR personnel that want to help publish news about you. Also, when you delegate functions to the members of your staff, always follow them up to know the progress of things. It won’t be a good thing to realize a task is not yet ready on the deadline date.

7. Build on what is working

Once you are able to lay your hands on a number of things and you get to realize what is working for you, build on it. Find the best way to improve on it, find ways to modify it such that it would yield more. For a successful business career, build on what works.

3 Ways Your Small Business Is Losing Money

Becoming an entrepreneur and running your own business can be as exhilarating as it can be overwhelming. Striking out on your own has many benefits, but the stress and complexity of starting a new company can be tough if you aren’t covering all of your bases.

Starting a new enterprise from the ground up requires a variety of business knowledge, research, and hours and hours of hard work. It can be even harder when you start to notice that you just aren’t making the money or getting the exposure that you need and want.

Getting a new business off the ground can be hard enough without the challenges of marketing, advertising and building brand awareness. For online businesses or those that have an online platform, something as simple as a manual outreach citation clean up for your site can help you ensure that your online information is correct and in all the places that it needs to be seen.

Take a look at some of the ways that your small business could be losing money and what to watch out for as a new business owner.

Low Advertising or Marketing Budget

Although it takes a large amount of time to develop and manufacture a new product or service, a new business should always be setting aside a good portion of their budget for advertising. Getting the word out about what your company has to offer is one of the most important aspects of lifting your business off the ground. If you aren’t making an effort by using social media and online marketing campaigns to expand your customer reach, you could be missing out on potential sales and profits. Investing in an online marketing campaign designed by industry experts and even an outreach email program are excellent tools for increasing your reach and picking up on the profit potential that is out there.

Poor Accounting

You may have an inspired business idea and be a great idea person, but that doesn’t necessarily make you good with business finances and accounting. If you are not sure how to organize your business accounting there are plenty of accounting software programs that are easy to learn and integrate into your business. For many new business owners, hiring an outside bookkeeper or accountant is the best way to trust that their company has a strong set of books right from the start.

Lack Of Online Presence

Like it or not, we are in the midst of the Internet Age. Businesses that have little or no online presence can no longer expect to build a competitive brand. Any business, no matter how small, should have a website that can help draw in and inform potential clients. The use of social media as a way to connect with a vast audience is the fastest way to help grow your brand and create trust with new customers. If you are not getting your business out to where the vast majority of potential users are looking, then you are missing out on a large number of sales.

Financing Your Modern Recruitment Start Up in 2019

The recruitment industry is booming, and you have obviously jumped on the bandwagon looking to snatch a healthy profit while the tide is high.

Crunch times have given way for annual revenues of over £30 billion, considering comprehensive data from the REC.

These figures put the British recruitment industry in pole position, compared to other countries.

There are few building blocks to put in place when running a modern recruitment agency.

Such recruitment agency will readily embrace the rapidly evolving methodologies in the recruitment landscape.

A strong brand is necessary to convince clients you are the best-positioned to bring them apt candidates.

Clarify your strengths, target market and their preferences.

Then communicate this to clients using clever and creative marketing strategies.

Richard Prime, an executive at a leading recruitment finance provide tells us that branding vitally distinguishes new agencies from their niche peers and embodies their individuality.

He further says that you win candidates long before you’re in touch with them.

A strong brand creates a stronger pull – a simple online presence can set you off in this direction.

While a strong brand is an enviable quality to invest in, you need adequate financing to get your recruitment startup throttling along nicely.

Recruitment is lucrative, but it comes with telling initial financial sacrifice.

Self-financing can get you hitting the ground running, if you have some deep pockets to rely on initially.

Self-financing can be facilitated through prior savings.

Another way is to sell off valuable personal property.

Swapping a car for one more affordable and cost-effective can net you a tidy amount of money to set operations rolling.

This however barely suits everyone well, so there must be other options to explore.

Entrepreneurs traditionally turn to banks for credit.

Low rates can make bank loans an attractive option and you may want to check out what options would be best for a young business like yours.

Beware of borrowing though, unless you are absolutely certain to meet monthly repayments.

If you have any insurance policies, you could borrow against them.

This way, you avoid borrowing against your home and the monthly payments are significantly lower.

Banks have however, become quite notorious, reluctant to lend to small businesses, citing the perceived higher risks of small businesses collapsing.

When approaching banks, come with a strong business plan.

Pitch a resounding winning idea, and gauge interest from these conventional lenders.

To qualify for any bank loans, you may be required to produce accurate comprehensive forecasts, detailed contingency plans for if your business fails.

A very strong credit rating and proven aptitude to excel in the field of recruitment all combine to give you an edge with lenders.

There are however specialist recruitment finance providers like Mr Prime’s Sonovate and New Millenia Group Ltd.

In fact, they take away the unwelcome rigour of contract administration.

Such agencies offer the highest comprehensive funding packages to date.

Everything including initial establishment costs, invoice financing, and so forth, is paid for by the financier.

The company makes reimbursements as and when revenues are generated.

The comprehensive nature of specialist financing is big enough encouragement.

There is more though.

These specialist recruitment finance companies are able to provide uniquely insightful support and guidance on how to build a successful recruitment business.

There are initiatives too – public and private, from which you can source much-needed finance.

These include the Recruitment Entrepreneur fund, by James Caan, and government-sponsored programs like Start Up Loans.

Financing options for your recruitment business are litany.

The UK Business Funding Centre makes insight available on what funds are available right now and to whom.

Issues arising from government start up loans and grants include complex bidding, massive competition, proving the viability of your business idea, and so forth.

Checking these grants and loans to see what’s available is worth is but is not exactly easy.

Raising finance for your recruitment exercise is probably not as easy, but it gives plenty of opportunities to get creative, especially with specialist recruitment finance agency.

Highest Paying Affiliate Programs on a Pay Per Click Payment Method

Pay Per Click is an advertising model in which the publishers earn a commission when the ads are clicked. One can earn money with affiliate programs by promoting the programs that pay per sale.

 

You get paid for sending traffic to merchants. The merchants pay when the publishers generate leads. Now let us check out a few of the highest paying affiliate programs with the PPC model. Check out https://www.journalreview.org/high-paying-affiliate-programs/ for high PPC affiliate programs.

1). WP Engine

It provides managed WordPress hosting service for many critical sites around the world. Affiliates can get up to 100% of their first sale and earn a bonus of $1500 after making more than 10 sales.

 

2). SemRush

SemRush is one of the highest paying SEO affiliate programs as well as a powerful suite for online marketing. It helps in finding high paying keywords and track keyword ranking. You can choose the PPC keywords, allocate your budget and start bidding. SemRush helps you to benchmark yourself against other competitors. Also, they pay a 40 % lifetime recurring commissions.

3). Bidvertiser

If you are looking for some quickly paid traffic to your website, then Bidvertiser is the best internet marketing solutions. Bidvertiser is a direct advertising network. Their ads are well targeted and can monetize everything from website toolbars to search domains. They also display the highest bidders to maximize their revenue from the ads. Unlike other pay per click affiliate programs, Bidvertiser has a very low minimum payout limit.

4). Adbuff

Many bloggers consider Adbuff as one of their top affiliate programs and the best monetization solution for their site. They are also an alternative to the AdSense ad network. Many people have said that they earn much more money from Adbuff than they did with the Google ad network.

Adbuff is a contextual ad network which pays high rates to their publishers. They bring the best partners to bring in the highest revenues for you. It is one of the highest paying affiliate programs as the advertisers share a 90% of the advertiser revenue directly with the publishers.

5). Revenue Hits

Revenue Hits is a self-service ad platform that helps publishers to generate high revenues with their contextual and geo-targeted ad serving technology. RevenueHits referral program allows you to refer bloggers, affiliate marketers etc to sign-up RevenueHits for free. It is a professional PPC network which helps businesses to grow on the internet through their ad programs. RevenueHits can enhance your brand identity as well as your site content.

6). Adsterra

Adsterra is an online advertising network which monetizes both the website’s desktop and mobile users with PPC ads. It one of the reputed PPC networks in the world. It offers performance-based solutions to its publishers. If your site has a lot of traffic, then Adsterra is a good option to earn high revenues.

 

The best reason why people opt for Adsterra is that one can earn 5% of the revenue generated by the publishers you refer forever. Unlike other PPC affiliate programs which provide this commission for over a year, Adsterra provides you with a recurring commission for a lifetime.

7). Propeller Ads

Propeller Ads is one of the fastest growing affiliate networks with a multi-channel format. It offers monetization to website owners and advertisers in several ways. This is one of the best pay per click platforms that provides access to millions of targeted users.

8). VigLink

VigLink is an automated affiliate marketing program which can turn your regular links to affiliate links. So you get paid for the links which you would normally not be earning money from. By referring someone to VigLink, you get to earn a commission of 35% for the first year.

VigLink identifies the products and services mentioned in the websites like etsy.com, amazon.com, bluehost.com and so on, then they change these normal links to money making links. These links could then be shared on social media platforms which use affiliate programs.

9). ShareASale

Shareasale is an affiliate program with high Pay Per Click payment. They have reliable tracking tools and offer real-time reporting. Shareasale has hundreds of affiliate programs provides services to merchants and affiliates. The affiliates find products to promote and earn commissions for referrals on those products. 

Online Marketing for the Best SEO Strategies for your Digital Branding

The marketing world has changed quite a bit over the years. It has been said by some experts that the transformation was highly drastic in the past two years. Most marketing strategies are online and digital in nature. Majority of startups have adopted this mode but few get it right.

 

There is a vast array of options open to a digital marketing executive. However, some of these yield good returns and are effective in the long run while others are less so. If you want to save years worth of toil, trying and testing different methods to find the optimum solution, read on. The following is a list of the top SEO strategies that every startup should keep in mind.

1). Email marketing

Emails were predicted by many tech pundits to die out by the end of this decade. Surprisingly, it hasn’t and remains one of the greatest tools for garnering attention with little investment. There are also quite a few studies which say that emails generate the highest return on investment as well. All in all, it wouldn’t be wise to ignore this strategy imagining it to be dated.

There are a few things you should keep in mind when you are undertaking an email marketing campaign:

  • Subject lines should be catchy
  • Lucid language is the key
  • Optimize for mobiles
  • Use bullets

 

2). Social Media Marketing

Social media has been ruling the minds of youth today and hence it isn’t odd that it is used as a marketing platform by most companies. It significantly increases exposure as well as brand value.

Also, if SEO is concerned, it generates a lot of backlinks, which improves your overall search ranking in Google’s PageRank. However, it takes lots of patience and perseverance to get sizable returns.

3). Pay-Per-Click Marketing (Google AdWord)

It is a type of advertising where you pay only if a customer clicks on your ad links. It is a kind of search engine based advertising.

Pay-Per-C ads are highly focused. They help you reach the right customers at the right time.

It also has a high return on investment. Along with this, it also reveals a lot of statistics as a by-product and doesn’t make you wait for the results.

However, it has a high initial cost and requires a clever implementation to improve returns without burning out your budget.

4). Search Engine Optimization

Given the ever-increasing number of websites on the internet today, it is virtually impossible to be ranked on the first few pages of a Google search without SEO. SEO directs traffic to your website and helps improve your rank on keyword searches. This increases the trust of customers as well as brand visibility. This will directly improve your sales and exposure and earn you a loyal customer base.

However, SEO is a very dynamic and challenging concept. It is also not widely understood and everybody has their own version of ‘Best SEO Practices’. Thus, it is best to seek help from a professional SEO firm.

5). Retargeting Ads

Customers need a little more than a single ad to convince them to buy your stuff. A little nudge in the form of retargeting ads may help. Once a customer clicks on one of your ads, you insert a cookie(a JavaScript) into the customer’s browser and display ads from your website wherever he/she visits on the internet. This helps to increase your conversion rate of visitors to your site.

6). Viral Marketing

Nowadays, if you can think of a novel and weird way to market your product, you’ll probably be viral on the net. Viral marketing helps businesses rise meteorically. However, it is rare to find an example of sustained success due to viral marketing. But if your ploy is brilliant enough, it wouldn’t need much investment and you can spend the rest of the allocated budget on something useful, which would help earn revenue and keep a loyal customer base.

The challenges faced by modern startups may seem insurmountable because of the fierce competition they face in today’s business world. However, following these strategies may help give you an edge over the others and get you greater revenues and returns for lower amounts of initial capital investment. Article contributed by Hari babu from TechAriz!