3 Ways To Save Money On Landscaping Maintenance

When you own your home, it’s important that you do what it takes in order to take proper care of your investment. This includes things like maintaining your home and keeping your yard looking nice. Without doing these things, your property can easily fall into disrepair and not only cost you a lot of money to fix, but can tank the value of your property as well. And while you don’t want these things to happen, most people don’t necessarily look forward to spending a lot of time and money maintaining their home and property. So to help make this whole thing a little easier on you, here are three ways you can save money on landscaping maintenance.

DIY Whatever You Can

If you own a business, you likely don’t want to spend the time taking care of the lawn or property outside of your establishment. Because of this, you’re likely to hire some type of commercial lawn care service. But for many people, hiring this type of help around their home might seem like an unnecessary expense, especially if they’re trying to save money. Luckily, most people can take adequate care of their outdoor spaces all on their own, as long as they have the time and know-how. For this reason, Kristen Pope, a contributor to The Penny Hoarder, recommends that you DIY whatever you can within your own yard. For the things that you need additional help with, reach out to a professional on a project-by-project basis so you can save yourself as much money as possible.

Cut Down The Size Of Your Lawn

Depending on how big your property is and the type of landscaping you have going on, you might be spending a lot of time and a decent amount of money just maintaining what you’ve got. One easy way you can cut down on all of these investments, according to David Beaulieu, a contributor to The Spruce, is to reduce the size of your yard, or at least the parts that you need to frequently maintain. If this means getting rid of some of your grass, you can do this on your own either by herbicide or putting down newspaper to kill whatever grass you already have.

Plant The Right Types Of Plants

If you like having a beautiful yard but don’t like having to get out there to work on it, you should be sure to set up your space with low-maintenance landscaping options. According to Claes Bell, a contributor to Bankrate.com, this should include planting perennials rather than annuals. With perennials, they’ll come back each year without you having to replant them. Annuals need to be regularly tended to each year, which makes them more work and potentially more expensive as you replace them.

If you’re looking for ways to save money on your landscaping, consider using the tips mentioned above to help you do just that.

5 Reasons Why Organizing Your Basement Renovation in Advance Matters

You’d like to do something with the basement other than use it for storage. Before you think about starting a basement renovation in Markham, it pays to work with a contractor to come up with a specific plan of action. This approach will make it a lot easier to achieve the desired result. Here are five other reasons why developing and following a step-by-step plan is a good idea.

Further Defining How You Want to Renovate the Space
Choosing to identify the steps for basement remodelling and arranging them in the proper sequence helps you to get into the details of how you want to renovate the space. While you do know that it will become a spare bedroom, have you thought about little things like where to place the bathroom or how many outlets you want along each wall? By getting more precise with the steps related to the wiring and the plumbing, you can plan more effectively.

You Avoid Having to Repeat Steps

Establishing a specific sequence for each of those steps for basement remodelling means following a logical progression of events. That progression means that you don’t end up having to undo something that was already done, then go back and do it a second time. This is important, since repeating steps because they were out of sequence will only add to the overall cost of the basement renovation in Markham.

It’s Easier to Schedule Deliveries of Essential Materials

The basement renovation in Markham will require purchasing quite a bit of supplies and materials. Unfortunately, there is not room to store everything until it’s needed. A better approach is to set up a series of deliveries that occur just before you will need certain materials.

Your steps for basement remodelling help to define that delivery schedule. Instead of having to work around things that won’t be needed for another week or so, it’s easy enough to make sure each delivery arrives a day or two before the supplies are needed. If something slows down the project, you can always call ahead and delay the next delivery by a day or two.

Measuring Progress is Also Simpler

Those precise steps for basement remodelling also make it easier for you to track the progress. Without them, you can see that some things are done but may not be sure other tasks are fully completed. With a series of steps, it’s easy enough to check each one off as it’s finished. The result is that you always know how much of the basement renovation in Markham is done and how much work remains.

The Project Will Be Finished Sooner Rather Than Later

A defined series of steps for basement remodelling make it all the easier to start, complete, and move on to the next task without wasting any time. Thanks to the level of organization you bring to the project, it’s all the easier to keep everything on track and get the basement renovation in Markham finished on schedule. Since time is money, you do want to make sure everything is finished by the projected completion date.

Start work on the planning for the renovation today. Work with a contractor to identify each of the essential steps and how to arrange them in a logical sequence. Remember that each step may be further defined by arranging a series of sub-steps under each primary step. This type of advance work will provide benefits from the very first day and continue all the way to the completion of the basement renovation.

Penguin Basements Renovations (Basement Contractors)
906 Magnetic Dr
North York
ON
M3J 2C4
Canada
416-633-7180

How to Find a Good Locksmith

Finding the right locksmith can be challenging. A simple Google search will return thousands of results of locksmiths in your area. Many locksmiths use creative advertising to make their services look like they are local and like they offer great deals. The truth is you may be calling a call center on the other side of the world that will dispatch independent contractors to do the job.

 

Some offer excellent deals on their website. However, when the locksmith actually arrives to do the job, the price they charge is much higher than the price they quoted on their website. The excuse they give is that their price varies depending on the lock. They count on the customer being naïve or having little to no knowledge of how locks work.

 

Unscrupulous locksmiths also count on the fact that when a person is locked out of their home, their business, or their automobile, they are in a desperate situation. They know that in desperation many people are willing to spend a higher price just to get back inside their automobile or their home.

 

How can you avoid being bamboozled by less than honest locksmiths? The answer lies in knowing what you need to have done and how much you should pay for the job before the project begins.

 

Before your locksmith begins to do any work, get a firm price for the job. If possible, have them confirm the price of the job in writing. Do not allow a locksmith to tell you that they need to raise the price because of how complicated your lock is. Most residential locks and automobile locks should be easy pickings for an experienced locksmith. It would be very rare for a person to have a lock on their home or on their automobile that requires a lot of extra effort on the part of the locksmith. If the locksmith company you are working with is vague on pricing or if they say they will not be able to give you a price until they arrive, it’s time to move on.

 

In most areas, locksmiths need a license. Get their license number, and look them up. Check online review sites for a review of the locksmith you’re considering using. Look at their ratings with the Better Business Bureau. Make sure to find a reputable locksmith. This will give you a good idea about any complaints that they’ve had or problems that other customers have had with them.

 

When you find a locksmith who you can trust, keep their number readily available. That way, when an emergency happens, you will know who to call.

Financing Options For Home Remodeling Projects

Home renovation projects are not cheap, especially if they are done the right way.  The average kitchen remodel project will cost homeowners an average of $20,000.  The average bathroom remodel will drain around $9,000 from the homeowner’s pockets, and even a coat of paint on the exterior of the home can be expensive.

Luckily, there are several different financing options available to homeowners in need of funding.  At last, that long list of “fix-it projects” can be realized.  Here is a quick overview of a few of the most reasonable financing options for home remodeling projects.

Refinance the mortgage

If the current market reflects lower interest rates than a homeowner is currently paying on their mortgage, refinancing may be a beneficial option.  As long as the homeowner is up to date on their monthly payments, refinancing should be no problem.

It may seem like a big move for a simple kitchen remodel with new countertops, but refinancing a mortgage loan when the market is more favorable for buyers could considerably lower a homeowner’s monthly payments, freeing up extra funds to be allocated on a remodeling project.

Take out a home equity loan

Replacing those old countertops with a more durable material like natural stone or quartz will raise the value of a home much more than simply applying a new coat of paint, but a job like that costs a bit more money.

Taking out a home equity loan is one of the most commonly used methods of financing a major remodeling project around the house, and they typically have a much lower interest rate than other financing options.  A home equity makes more sense if the homeowner already has a great interest rate on their mortgage, because it will not lead to a refinancing of the original loan.

Cash-out refinance

Another viable financing option for a home remodel is a cash-out refinance.  A cash-out refinance taps into the home’s built-up equity, allowing the borrower to acquire up to 80 percent of the property’s overall value.  It is a more suitable option for those who do not qualify for an equity loan.

It is strongly recommended that a person fully understand the ramifications of a cash-out refinance.  It is essentially using a home’s value as collateral for a much larger loan.  Though a remodel will add equity to the home, there is still a bottom line debt that must be paid.  Consider financing options carefully.

Take out a home equity line of credit

A home equity line of credit is a different way to borrow funds against the value of a home.  It is unlike a cash-out refinance or a home equity loan in that it does not pay off the original loan.

Instead, the homeowner is extended a line of credit on their home’s value for up to 80 percent of its worth, minus the amount the homeowner still owes on the original loan.  A HELOC should be carefully considered as it can raise the monthly payments for homeowners.