Guy Ward

Personal Website

Author’s Bio

As a Mortgage Associate, I offer one-stop convenience and impartial advice. Different financial Institutions and Lenders offer a wide range of mortgage rates, terms, and conditions. By shopping wisely, I can find the mortgage that best suits your financial needs. As your Mortgage agent I will help you understand how different rates, terms and conditions can affect the lifetime cost of your home, your monthly payments and financial flexibility . By presenting your requirements to a variety of Canada's major Lenders, your mortgage can be secured at lower than advertised rates, usually within hours and most often free of charge (oac).

Recent Articles

Debt and debt settlement services

The debt-to-income ratio has hit the headlines again. This time the ratio rose to 167.3 % in the fourth quarter ...
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The Four Types of Creditor Insurance

Home is more than a place you live. It’s your family’s haven from the world. But what if something happened ...
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Alternative lenders go mainstream

For some, getting a mortgage from a bank has become a bit more challenging – even if your credit score ...
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Looking forward to 2017!

This past year we saw many challenges in the housing sector. There were the recent changes to the mortgage rules ...
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Thinking of buying a vacation property?

When the weather in Canada turns cold and winter sets in, a lot of us think about a blue sky vacation, others ...
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What the new mortgage changes may mean to you…

What the new mortgage changes may mean to you Ottawa has announced new rules in response to concerns that some ...
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Department of Finance Housing Changes

Ottawa has announced new rules in response to concerns that some markets in Canada are overheated and that Canadian debt ...
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Renewing your mortgage? Let’s talk.

Consumers are becoming much more informed about mortgages and mortgage products before taking the plunge into home ownership. According to the ...
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Behind on mortgage payments? I can help

There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could ...
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How Brexit will impact housing

There’s been much attention devoted to Brexit, with good reason. In an historic referendum, a majority of voters in Great ...
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Refinance to consolidate debt

To no one’s surprise on May 25, the central bank left its key interest rate unchanged at 0.5 per cent ...
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Top Six Mortgage Features

Real estate is a still a hot commodity in many parts of the country, and it's also a competitive market ...
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Moving towards mortgage freedom

Good news!  It may only take small changes for you to become mortgage free and save thousands of dollars in ...
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Here’s what can effect your credit score

Okay, you've worked hard to build up your credit score. You pay all your debts on time, have focused on ...
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Looking forward to 2016

This past year we saw many challenges in the housing sector. There were the recent changes to down payment minimums; ...
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Should I Refinance My Mortgage?

It's the holiday season and thinking about your mortgage is likely that last thing on your mind. However, if you're ...
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Getting behind on mortgage payments? We can help

There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could ...
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Review your mortgage at renewal time

Is your current mortgage still competitive? Has there been a change in your job or your family situation? Are you ...
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August Market Volatility

We are living through interesting times - economically speaking. The latest news surrounding the turmoil in the stock market and ...
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Know what’s on your credit report

Do you know your credit report score? Ever checked your credit report for mistakes? A national survey conducted by the ...
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