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Four Guidance Points to Building Successful Family Business Governance

A 2014 survey by PricewaterhouseCoopers found that 71 percent of family-owned businesses didn’t have procedures in place to resolve conflict issues. Statistics such as these make it all the more imperative that family members in business together set up a clear and agreed-upon structural plan, a constitution for business governance ...
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The Reasons You May Be Declined for a Debt Consolidation Loan

When individuals begin to experience financial difficulties, one of the first things they do is consider contacting debt consolidation Toronto firms. This is an option for solving debt issues by lowering interest rates while also combining all debts into a single monthly payment that is more manageable for them. Although ...
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Ways To Use Money To Show Class and Style

When it comes to using the money that you've earned to present style and class to the people around you, there are definitely a few things that you can do to approach that end goal without coming across too strong. You'll often notice that the people who have the most ...
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Reigning in Expenses to Help Your Business Prosper

Most businesses are geared towards generating profit for their owners. A business’s ability to minimize costs, maximize revenues, and optimize profits determines how successful it will be in the market. When times are tough, businesses will struggle to attract new clients, and fixed expenses quickly eat into diminishing profits. During ...
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3 Ways To Save Money In Your Business Operations

Expenses from business operations are among the highest contributors to overhead in any business. According to the United States Census Bureau, the estimated annual operating expense of a grocery store is around $144,000 while those in the accommodation and food service business is around $559,700. While these are big numbers, ...
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Building for Now and for the Long Term

It’s hard to miss the real estate boom that continues to characterize the housing market in Toronto and the GTA.  And the trends are for continued growth this year.  The Toronto Real Estate Board (TREB) is estimating 104,500 to 115,500 home sales this year and sales in the first three ...
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How to Improve Your Condo Without Spending a Fortune

Trying to improve a condo is a hard task, which takes a great amount of time and patience. Knowing what you have to do before you even take the first step will save you from a lot of financial, emotional and physical stress – so it’s worth familiarizing yourself with ...
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How to Save Money on Your Home Insurance

Insurance is not always a top priority if you don’t have much spare cash. People often forgo insurance when they are struggling to buy food or put fuel in the family SUV.  This is understandable, but insurance should never be regarded as an optional extra. In some instances, insurance is ...
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Three Things Your Business Needs In Case Of Emergency

There are some investments a business needs to make in order to save money over time. Those include things that help keep your business externally and internally safe. You want to protect your business from theft, but you also want to protect your assets, like computers and products. Theft isn’t ...
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Estate Planning for the Internet Age: Keeping Your Online Assets Secure

As paper continues to be replaced by plastic and more purchases than ever are made on the internet, families must increasingly plan for the future by taking a hard look at their “digital assets” and how best to protect them. Online shopping and banking has become the norm in 2017 ...
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