USA Rx: How to Save Money on Your Prescriptions

USA Rx: How to Save Money on Your Prescriptions

If you’re one of the 41 percent of Americans that take at least one prescription each day or one of the 17 percent that takes three or more prescription medications per day, you’re likely well-acquainted with the stress and uncertainty that can come from a visit to the pharmacy counter. With prescription drug costs rising each year with no relief in sight, many Americans are going without their prescriptions or cutting back on their doses against their doctor’s orders. If you’re lucky enough to have good insurance coverage, prices for some medications can be manageable, but others may not be covered at all. More than 80 million Americans are uninsured and underinsured, meaning they have no health insurance or have a high deductible health care plan, and these individuals receive little or no discount on their prescription drugs. Regardless of whether you’re trying to manage a chronic health condition or you need a new medication to recover from an acute illness, the monthly costs associated with prescription drugs don’t have to cause anxiety.  Pharmacy discount card providers like USA Rx offer the opportunity to save money on your prescription drugs regardless of your insured status.


What is Pharmacy Discount Cards?

Pharmacy discount cards are a new answer to a long-standing problem: the high cost of prescription drugs. Pharmacy discount card companies negotiate prices with drug manufacturers in order to help lower rates. The companies receive a referral fee from their participating pharmacies when they fulfill a prescription.


What is USA Rx?

USA Rx is a healthcare savings company that offers discounted prescription drugs to cardholders. Members of USA Rx are offered discounts ranging from 10 to 75 percent on all FDA-approved brand and generic prescription drugs at over 60,000 pharmacies nationwide.


How Can USA Rx Save Me Money?

If you’re looking to save money on prescriptions, it might seem hard to believe that a free program like USA Rx can help you save money. However, the company negotiates with drug companies to offer a discounted rate on medications at participating pharmacies. About 60,000 pharmacies in every state in the country participate in the program, with most medications priced within several dollars of each other. USA Rx makes money from a referral fee paid by the pharmacy to USA Rx when you pick up your prescription, at no additional cost to you.  USA Rx’s discounts are available on all FDA-approved generic and brand name prescription drugs, unlike most insurance plans, and there are no coverage limits.


Do I Still Need My Insurance if I Have USA Rx?

It’s important to know that USA Rx is not an insurance plan, and you’ll likely want to keep your insurance. There are no deductibles, co-pays, premiums, paperwork, or maximum coverage limits associated with USA Rx, and your card never expires. If you’re fortunate enough to have insurance, we recommend having your pharmacist compare the costs of your prescription using your USA Rx discount and using your insurance to see which one is less. USA Rx discounts cannot be combined with your insurance discount.


How Else Can I Save Money on Prescriptions?

Requesting the generic version of your prescription can help keep your costs down, so ask your doctor if the generic form of your drug is right for you. Generic alternatives use the same active ingredients and are rigorously tested by the FDA, just like the brand name medications, but use different inactive ingredients that may affect the color or appearance. You’ll be receiving the same treatment at a lower price. 


USA Rx isn’t insurance, but it can still help you save money on your prescription drugs. Joining the program is easy: just provide basic contact information on the company website and print your card! Present it to your pharmacist and you’re ready to start saving. You can even check the prices of your medications online before heading to the pharmacy so there are no surprises.

Saving Money Around the House: Improvements and Tips that Can Help

Saving during any time of economic downturn is imperative and with a pandemic raging it is more important than ever. Saving money on your fixed costs monthly can allow you to avoid financial peril if your work hours have been cut or business you worked for has closed. Doing small things like turning lights off is going to make a difference if an entire family does this religiously. Taking a proactive approach to save money is the most important factor as it is easy to waste money when it is not a priority to save. The following are improvements that you can make around the house and tips to save on monthly costs overall.

Invest in Energy-Efficient Smart Home Products

The ability to allow the temperature in certain rooms to be cooler than others is amazing. There are vent controls that work by identifying if someone is in a room so it can be cooled or heated. You do not have to come home to a cold house as you can program thermostats to warm then house up right before you arrive home from a long day at work. Lights being turned off after you have left the home is another advantage of using automated technology.

There are still other ways you can save on electricity like that of putting several items on a power strip. The television and other connected devices being put on a power strip allow them to be turned off at once when they are done being used for the day. Leaving them plugged into a traditional outlet will require electricity even when they are no switched on.

Propane Heating

For those that live in any climate, you understand how heating with electric can cause an electric bill to skyrocket. Propane not only is a less expensive option to heat your home, but it also is more eco-friendly than other methods. Finding a Pittsboro propane delivery service or one in your local area can provide ultimate convenience and savings. Being able to automatically fill up your tank will never leave you cold. Costs of propane are less volatile than the prices of other heating methods which is another factor you need to keep in mind.

Get Rid of Cable/Invest in One Streaming Service

Cable television is rarely worth it for many that work long hours as they want to spend time being entertained instead of frustrated by constant commercials. Cable used to be the only option for live sports but streaming services are offering this in today’s world as well. The bundle deal is usually how a company tries to keep your business but cutting the home phone and cable will be worth it. Most people do not use their home phones, especially in a younger generation as they only use their smartphones.

Replacing Old Windows will Pay for Itself

Old windows are going to cost you money in electricity/propane every month. The last thing that you want is to have windows with poor insulation in an area that has extreme climates. Running the air conditioning constantly or having to heat the home to unreasonable levels due to the inability of the windows to insulate costs you. Being able to save monthly will allow the home improvement to pay for itself. The additional benefit is that energy-efficient windows will help improve the value of a home. Plenty of buyers want to reduce their monthly bills and their carbon footprint simultaneously.

Saving money around the house can be simple if you list out all of your monthly expenditures. You might find that you are paying far too much for a service or utility than another would ever charge.


5 Ways to Financially Plan for Retirement

As we get older, we like the idea of having fewer worries so that we can enjoy ourselves. We’ve worked and studied all our lives, raised children, and enjoyed many an adventure. So, when we retire, it’s time to sit back and relax without having to worry about being somewhere on time or having financial issues. 


You may be wondering how to go about this and what you can do to get your financial life on track to enjoy a happy retirement. Well, wonder no more. We’ve come up with the fundamental aspects you need to address to enjoy your golden years to the fullest.

Become Debt Free

One of the best ways to make sure you no longer need to meet payment deadlines is to become debt-free before you retire. As long as you pay on time each month, this shouldn’t be an issue. If you can pay a lump sum of your debts all at once, we highly recommend it. The sooner you are without debt, the quicker you’ll feel the weight lifted off of you. 

Health Care

It’s no secret that as we age, we tend to fall victim to more ailments. This can be tough to handle if we don’t have the right insurance and health care in place. There are specific plans available now to the older generation. 


These are more aimed at the typical illnesses we tend to suffer, and they offer help to that particular age group. A quick search online will give you more info and a variety of options to read about and choose the right one for you.

Manage Expenses

Hopefully, you have paid off your debts and have more money from savings and pensions to be able to enjoy yourself. Now is an excellent time to sit down and write up a plan for your expenses each month. 


You’ll need to factor in how much you spend on groceries, bills, and any other living expenses. This way, you’ll be able to see how much you have left for leisure expenses. Even though now is the time to enjoy your nest egg, it’s still a good idea to keep saving if you can. 

Housing Expenses

This specifically focuses on whether you pay a mortgage or are renting. If you are renting, have a look and see if your savings will allow you to buy a small home. This way you’ll have no more monthly payments.


If you have a mortgage, make it a goal to pay it off before retiring, similarly to paying off your debts. 


If you didn’t have it before, now is a great time to get life insurance. You never know when you’ll have an accident or get ill. If you have a spouse, children, and grandchildren under your wing, having life insurance will make sure they are well cared for when you’re gone, and it’ll help to pay for any arrangements that need to be made when the time comes. 

Give Back

Perhaps you were very successful before retirement and have a lot of savings or a large pension. If you’re unsure of how to spend or enjoy all your earnings, why not give back to the community? There are hundreds of ways you can do so. 


You could donate money to a cause close to your heart, or if you don’t have much to give away, maybe help out at a local school or library. They are always in need of an extra pair of hands and will really appreciate your help. 

Be Ready When the Time Comes

After reading this, you should now be ready to enjoy your retirement to the fullest without money worries and prepared for whatever it throws at you. As long as you plan well, you will live a long and happy life after work. 


A New Standard in Financial Processing – Fujitsu’s ScanSnap and HubDoc Accounting Software


A New Standard in Financial Processing

When technology and (GAAP) – (Generally Accepted Accounting Principles) work together in harmony, it is indeed a beautiful thing. Fujitsu continues to show a commitment to evolve each year and that is exemplified by their industry leading status of having the number one global image scanner market share for nearly a decade.

Working in the cloud creates more time to manage resources efficiently and increases workflow productivity. Deviceless scanning is even possible with Fujitsu’s ScanSnap Cloud, as it delivers scanned data directly from the ScanSnap iX1500 to your favorite cloud services, without a computer or mobile device. ScanSnap Cloud automatically classifies your scanned images as documents, receipts, business cards or photos, and sends them to the appropriate cloud service based on your pre-set profile, all while reducing paperwork.

Enter Hubdoc, a software company that helps accountants save time, scale their practice, and build deeper relationships with the businesses they serve by automating document collection and management. Hubdoc’s ever-growing partnership with Fujitsu pays dividends to both technology users and financial software end users. This new software is based on basic accounting rules that turn “shoe box accounting” into a digital workflow that is both intuitive and user-friendly. Simply put – Hubdoc enables businesses to easily and securely scan and submit financial documents to their accountant or bookkeeper from anywhere using the cloud.

Hubdoc allows you to collect, sort, and file all your physical documents onto the cloud in a secured “digital filing cabinet” that is easy to access and search. No more chasing documents or conducting manual data entry. Hubdoc makes it easy for the finance and accounting departments to access their small and large business clients’ financial documents. It automatically collects bank statements, bills, receipts, and invoices from hundreds of suppliers and financial institutions. Clients can also upload documents via Hubdoc’s mobile app, desktop, and email.

With the integration between Hubdoc and Fujitsu’s ScanSnap, going completely paperless is painless. Ultimately, the ScanSnap iX1500 helps you save time and money without ever compromising on the quality of your work.

The convergence is here. Fujitsu and Hubdoc now share a partnership designed for accountants in need of a better, more efficient way to service their clients.

With Hubdoc’s intuitive software integration with Fujitsu’s user- friendly hardware, the usual setbacks are a thing of the past. To learn more about Hubdoc’s accounting software benefits, please visit: To learn more about Fujitsu’s ScanSnap iX1500, please visit:

Check out the full article in the next issue of Money Magazine or online at  www.MONEY.CA/fujitsu



3 Things To Teach Your Kids About Money While They’re Young

Part of being a parent is preparing your kids to live productive lives once they become adults. While this includes things like getting a formal education and learning how to take care of themselves, many parents neglect to give their children proper lessons in personal finance.

Whether this is an innocent omission or it’s glossed over due to talking about finances being taboo, it only does a disservice to your children is you send them out into the world without knowing at least a few basic principles of finance. To help you in teaching these things to your children, here are ideas to teach your kids about money while they’re young.

To Delay Gratification For Something They Want

Especially when kids are very young, they can’t understand or fathom the idea of delaying their own gratification for any reason. When they want something, they want it now. And while this often works out for them, this isn’t a trait that should be indulged for long.

Consequently, Laura Shin, a contributor to, recommends that, from an early age, you teach your children that it’s possible and sometimes necessary to delay their gratification for things they want. If you can teach your kids how to not buy something impulsively or spend money now when it should be saved, you can save them a lot of hardship in the future.

How To Earn Money

From a young age, your children can learn about earning their own money. When they’re little, you’ll have to be the one giving them simple jobs to do and then compensating them appropriately. But as they get older, it’s wise to encourage your kids to get jobs of their own.

According to Madison Dupaix, a contributor to The Balance, it can be even more beneficial if you can nurture any entrepreneurial spirit your teen has by helping them to start their own business. As long as their idea is safe and legal, like not pet sitting for animals that will harm them or using proper equipment for landscaping, your teen could learn so much more than just the basics of making money.

The Importance Of Saving

Not only should you teach your kids about making money and then wisely spending that money, but you should also stress the importance of learning how to save money for a future purpose.

To help make this idea stick more, suggests that you have your children save their money in a clear jar so that they can visually see how their savings grows and grows as they add money to it and abstain from making withdrawals.

If you want to give your kids the best chance of finding financial success in their adult years, consider how you can best teach them some of the financial principles mentioned above.

3 Tips For Saving Money On A Trip To Nashville

While almost everyone loves to travel and get to know a new place in the world, no one really likes to spend the hundreds or thousands of dollars it usually costs to make this traveling happen.

If you’re a lover of music and a southern way of life, you’ve likely wanted to visit Nashville, Tennessee, at one point or another. So to help you make this dream come true without having to spend an arm and a leg on it, here are three tips for saving money on a trip to Nashville.

Go Out For Lunch Rather Than Dinner

Regardless of what city you’re visiting, you’ll find that the costs for food are markedly higher when getting dinner than when getting lunch. Especially in a city like Nashville, this can have a big impact on how much money you’re spending during your trip.

To save on these costs, Stephanie Sargent, a contributor to U.S. News and World Report, recommends that you visit the more well-known and higher-end restaurants for lunch rather than for dinner. By doing this, you’ll still be able to experience some of the amazing cuisine that the restaurants of Nashville have to offer without paying the higher sticker price of eating those meals for dinner.

Take Advantage Of All the Free Music

Nashville’s music scene is arguably what the city is most well known for. While most big names in music will roll through town when on tour, you can actually find a lot of free music all over the city without having to pay for an expensive ticket.

According to Caroline Hallemann, a contributor to Travel and Leisure, some of the best places to check out if you’re wanting to listen to some free music from up-and-coming artists include the bars on Lower Broadway, the Bluebird Cafe, the Country Music Hall of Fame, Centennial Park and more. Additionally, you can also find people busking all over the city, but keep in mind that it’s good etiquette to leave some money for them if you stop to listen for a while.

Do Your Own Exploring

Although the actual city of Nashville isn’t too big, there’s a lot of exploring that you can do on your own in the area without hiring a guide or taking a tour. According to Trip Advisor, some of the best places to get out of your rental car and explore include Edwin and Percy Warner Parks, Radnor Lake State Park, Natchez Trace Parkway, and more.

Additionally, walking all around the downtown area can also be fun, especially since it will get you out of any busy traffic and keep you from having to find a parking spot amid all the other visitors, which is often when many travelers get into car accidents.

If you’re thinking about taking a trip to Nashville, consider the tips mentioned to help you have a great time and save yourself some money along the way.

Traits You See In Every Successful Entrepreneur

Starting your own business is hard work filled with long hours, personal sacrifice and a daily array of new problems and challenges. Anyone who tells you otherwise has probably never started one themselves. If you don’t have the drive to navigate these things, your business could implode faster than it began.

Understand, entrepreneurship is not for everyone. To determine if you have what it takes to make it, you need to be able to possess a number of quality traits. Leadership is at the top of that ladder. If you can’t lead, chances are you won’t be able to guide your company and its employees through growth and on to success.

If you seek a challenge filled with risk but also with financial potential, then you may be on your way to becoming a successful entrepreneur. Here are the most important traits I believe every entrepreneur should possess.

No one has ever gotten ahead by sitting back and waiting for opportunities to find them. Successful people go out and create success by working tirelessly to solve problems that get in their way.

Adapt to change
Entrepreneurs must be able to adapt to changing situations without unraveling. Also, they must be able to motivate their team by helping them reach new goals and opportunities. Often times, successful entrepreneurs are driven by a more complete vision than just the task at hand.

Ethics and integrity
It goes back to the old saying, “cheaters never win.” It’s important to maintain high standards of integrity because, if you don’t, nobody will want to do business with you, especially when you are working with clients or leading a team.

Be willing to fail, then move on
Starting a business is risky and doesn’t always work out. Successful entrepreneurs must be able to accept that things don’t always go according to plan. Do not be afraid to fail, put your idea out there and give it your best shot.

Serial innovators
The mind of an entrepreneur is always spinning with new ideas. There has to be a constant drive to develop new concepts and improve on existing ones. That’s where the term “serial entrepreneur” came from.

In almost every case, entrepreneurs never succeed on their own. You are only as good as the people who support you. Surround yourself with a network of knowledgeable people who are as passionate about your project as you are. It takes a network of contacts, partners and resources to thrive.

How Pilgrimages Are Increasing the Saudi Arabia Economy

More than 2 million Muslims from all over the world are gathering annually to complete the fifth and final pillar of Islam, which is the Hajj pilgrimage. Until the 1950s, the number of pilgrims coming from overseas was not bigger than 100,000, but by 2013 the total number passed the 3 million mark.

The cities of Makkah and Medina represent a major slice of Saudi Arabia’s non-oil economy, providing annual incomes of around $12 billion from food, transport accommodation and fees. But with these numbers looking to increase in the next years, how will the local population be affected by the on-growing development of commercial and accommodation sites?

Makkah And Madinah Pilgrimages

To better understand why these areas attract millions of religious visitors yearly, we must first take a look at the meanings behind the pilgrimages.

Makkah is the birthplace of Prophet Muhammad and hosts the Grand Mosque, house of the Kaaba. The Kaaba is Islam’s holiest ground, a stone structure clothed in black silk, built by the Prophet Abraham. Here, over 3 million Muslims gather once a year, on the last month of the Islamic calendar to complete the fifth and last pillar of the Muslim practice. The pilgrimage begins on the 8th day of the month and ends on the 12th or sometimes the 13th. All Muslims who are financially and physically able to make the pilgrimage, also known as Hajj, are expected to do so at least once in their life.

To complete the Hajj, every Muslim must first enter ihram (the sacred state of a pilgrim), wearing plain robes. Before crossing the outer boundaries of Makkah, the pilgrim must follow certain rules, such as restraining from anger or sexual activities. After entering Makkah, the pilgrims must follow an 8km journey to Mina, where they will be accommodated in tents. On the second day, they make a 14km journey from Mina to Arafat, where prophet Muhammad gave his last sermon. The second day of Hajj is considered to be one of the most important days of the Islamic calendar. The third days marks the longest day of the Hajj. Pilgrims return to Mina, where they perform the symbolic act of stoning the devil, by throwing seven pebbles at the Jamarat, the largest column. On this day, the men trim their hair and all pilgrims remove their ihram clothes. Many choose to return to Makkah to circle the Kaaba and walk between the hills of Safa and Marwah. Both actions are performed seven times. On the last two days, the pilgrims will stone the devil again, this time stoning each of the three pillars seven times. They will spend the rest of their pilgrimage days in Mina. Before leaving, the pilgrims return to Makkah to circle the Kaaba one more time.

Although not mandatory, after the pilgrimage in Makkah, many pilgrims chose to head to Madinah, where Prophet Muhammad is buried. Madinah is the place of another pilgrimage that, although not mandatory, is performed by millions of pilgrims yearly. The Umrah pilgrimage was performed by almost 7 million pilgrims in 2017.

While the Hajj is performed during a specific time of year, Umrah can be performed year-round and is much less time-consuming. It can be performed both in the Hajj period, prior to the actual Hajj pilgrimage, or separate. During the Umrah, similar rituals as those included in the Hajj are performed, such as circling the Kaaba and walking between the hills of Safa and Marwah.

Increasing Economy and Expansion Plans

One of the most important roles in Vision 2030, a development plan aiming to turn the focus of Saudi Arabia’s economy away from oil incomes, are played by Makkah and Madinah, as religious tourism represents 20% of the Saudi’s non-oil income. The plan, initiated by the Crown Prince Mohammed bin Salman bin Abdulaziz Al Saud, aims to increase the number of pilgrims traveling to Makkah and Madina, especially for the Umrah pilgrimage.

One of the important steps taken to increase the number of religious visitors was the ease of the quota system that was very strict until 2017. The visas were reduced by 20% in 2013, in order to ease the infrastructure works done at the Grand Mosque. By 2030, over 6 million pilgrims are expected to enter the gates of Makkah. Although the number of visas decreased, the demand for luxury hotels in Makkah increased, which left the Saudis confused. In 2016, the occupancy percentage in Makkah hotels was around 90% and if the expected targets for the following years are met, there is no wonder the hospitality sector is evolving at a rapid pace. But that is not the only sector expected to benefit from the increased number of religious tourists. Airline companies, telecom operators and catering firms are looking to expand their business, as the demands increase.

Another way of increasing revenue is the introduction of Umrah visa fees. While first-timers are exempt, future visits require a fee of around $500. There is also an Umrah Plus visa, which allows pilgrims to visit other non-religious sites across Saudi Arabia, combining religious and non-religious tourism. The number of Umrah pilgrims is expected to reach 30 million by 2030. Infrastructure upgrades are also ongoing, to facilitate the pilgrims’ arrival in Makkah and Madinah.

But as tourism increases and the demand for accommodation is at raise, another challenge arose. How is the on-growing population of Saudi Arabia going to fit in with the increasing number of religious visitors? A large number of both Makkah and Madinah residents found themselves overwhelmed by the extending number of developments made to meet the needs of pilgrims. The areas around both cities experienced a decrease in residential capacity, as various changes were developed, to make room for accommodation and commercial spaces. Vision 2030 appears to have a solution for this as well, as by 2020 home ownership is expected to increase from 47% to 52%. A solution is to utilize government-owned land to provide housing units at an affordable price. This is expected to decrease the price discrepancy between residential proprieties in the holy cities and Jeddah, the major urban center in the area.

James Dean of MONEY.CA and Money Magazine found this important link and website helpful


6 Practical Ways You Can Save $250 Per Week

6 Practical Ways You Can Save $250 Per Week

If you’re like the average person, you live paycheck to paycheck. And if you have any money left over at the end of the month, you typically blow it on something frivolous. But what if someone told you that you could save $13,000 over the course of the next 12 months? Well, it’s as easy as stashing away $250 per week.

Try These 6 Money-Saving Tactics

People make the challenge of saving money more difficult than it has to be. At the end of the day, it comes down to two key ingredients: self-discipline and planning. The idea of self-discipline as it pertains to money management is a discussion for another day.

In this article, we’re going to show you how you can develop a plan for saving. In particular, here are six ideas that would, in theory, allow you to save a minimum of $250 per week (or $1,000 per month).

1. Stop Eating Out

The quickest way to save money is to pack your lunches each day and stop eating out. This one simple habit will save you substantial money in the blink of an eye.

Let’s say you currently eat a fast food meal every day for lunch. On the conservative side of things, each meal costs you $6. That’s $30 per week. Then let’s say you eat dinner out twice per week, with an average bill of $15. That’s another $30 per week. (We’re up to $60 total.)

Packing your own meals for lunch – whether it’s sandwiches, wraps, soup, or leftovers – costs just pennies on the dollar. (We’ll say it costs you $2 per meal.) The margins are even better with dinner. You could easily fix a dinner that costs you just $5 – especially if you cook in bulk. When it’s all said and done, you’re saving a total of $40 per week.

Potential Weekly Savings: $40

2. Use Grocery Delivery and Pickup Services

Simply grocery shopping for your meals doesn’t automatically mean you’re going to save money. It’s easy to go into a store hungry and have your impulsive personality drive up your bill. That’s why it’s recommended that you use a grocery delivery or pickup service that lets you shop online and avoid ever walking through the doors of the supermarket. On average, this will prevent you from buying four or five unnecessary items per weekly trip.

Potential Weekly Savings: $25

3. Shop With Coupons

If you’re someone who spends a lot of time shopping online, the best way to save money is by cutting back on discretionary purchases. But if you absolutely must buy something, it’s always smarter to look for a coupon. Bookmark a site like, which curates coupons from companies across many different product categories, including health and wellness, beauty, travel, and electronics. If you spend an average of $100 per week shopping, 25 percent savings can really add up.

Potential Weekly Savings: $25

4. Nix the Gym Membership

Exercise is great. You should be getting physical exercise every single day. But a gym membership isn’t the only option. In most cases, it’s expensive and inefficient. The average membership is $60 per month. Add on things like gas, impulse purchases at the gym (shakes, extra classes, etc.) and the price rises. By working out from home – or simply jogging around the neighborhood – you can save big.

Potential Weekly Savings: $20

5. Spend in Cash and Save Change

There are many reasons to shop in cash – the least of which is the ability to save money by rounding up purchases and stashing away the difference in the form of change. For example, if you spend $7.13 at the convenience store, you take the $0.87 of change and put in a jar. Over time, all of these coins add up to something much larger.

Potential Weekly Savings: $20

6. Pick Up a Side Job

We’ve listed a handful of ways to save in this article. There are dozens more that we haven’t even touched. But if you really want to accelerate your savings, consider picking up a side job that you can do at your own pace. Something like driving for Uber or listing your apartment on Airbnb on the weekends works well.

Potential Weekly Earnings: $220+

Take Control of Your Finances

It’s time to eliminate to stop having a pity party for yourself and start taking proactive steps towards gaining control over your finances so you can enjoy financial freedom. As this article shows, it’s as simple as developing a plan and making smart choices. By tucking away just $250 per week, you can set aside $13,000 in one year, $26,000 in two years, and more than $100,000 in eight years. Consistency is the answer.

Transferring Your Skills From One Industry To The Next

Throughout an individual’s working career, they can have between 5 and 7 jobs. That means some professionals average a job change every few years.

Rather than leaving behind our experiences and starting fresh, we often take the skills we’ve developed into our new positions, which indeed proves an advantage for us and our next employer.

This doesn’t mean that every talent you have developed will be useful in your new job. But, more often than not, there are some basic skills that are transferable. These types of skills are often put into three categories: functional skills; personal traits/attitudes; and knowledge-based.

Functional skills are those that people use to accomplish tasks, such as writing. Personal attitudes or traits are those that make up your personality, such as independent, quick learner, etc. Knowledge-based skills are ones that you have developed with formal training, such as at business school or through accounting courses.

By having an idea – or better yet a list – of your strengths in each area, you will be able to see how you’ll fit into a new role.

Compare your talents and expertise to the new job requirements and see how you can fit into the role. This will help you sell yourself to the company or board by showing them you have skills that will be a boon to their business.

What are the must-have skills for today’s business leaders?

While most leaders come from various backgrounds, there are some basic talents they need to have developed to make them successful in any industry.

These include:

  1. Innovation: The ability to adapt and to think outside the box is crucial to many businesses. Oftentimes, we stick to what we know and continue to do things the way they have always been done. However, that is often not the best way to draw in new customers or to boost sales. By trying a fresh, original solution to a problem, leadership can advance the organization’s interest substantially.
  1. Technological acceptance: Needless to say, there have been major strides forward in the tech world over the past few decades and technology in many ways has substantially changed the landscape and environment we do business in. Moving forward into the 21st century, business leaders will need to implement – and be willing to implement – new technology to stay competitive.
  1. Human-ness: Despite an increase in automation of the workplace, managing people is still a major part of leadership in any industry. The executive who can demonstrate sensitivity, honesty and fairness will go a long way.

If the average person can expect to change their job every few years, it only makes sense to be prepared. By developing skills that can be useful in different industries and positions, leaders will be able to rise to new challenges no matter what industry they find themselves in.