Money Pug Releases Home Safety Guide for Travelers

Money Pug Releases Home Safety Guide for Travelers

Money Pug, a site designed to save consumers money, has released their own guide for travelers in the digital world that want to prevent home burglaries. The guide begins with a series of questions for travelers along with useful tips on how to reduce the risk of a home being burglarized.

“No matter how tempting it may be, make sure that you do not give the game away and tell the world about your travel plans online. If you have children, make sure they are also aware of the dangers of sharing too much information on social media,” explains the guide.

Statistically, 80% of robbers check Twitter, Facebook and Google Maps before a robbery occurs. Broadcasting travel plans on social media is one of the biggest mistakes that travelers can make. The guide further questions if someone is watching a person’s property, and explains how thieves will often stop by a home multiple times to check if a potential victim’s travel plans have changed.

Those coming from abroad and immigrating to another country, such as Canada, can be particularly vulnerable because they are unaware of these dangers. The best immigration lawyer in Toronto would advise new settlers to be particularly vigilant.

Money Pug provides quick and simple solutions to common errors travelers make that result in their homes being robbed. Digital errors are most common, and methods are discussed that can further secure a home and possibly make it look like someone is home to deter thieves.

“One final thing to consider is that a GPS left in your car at the airport could be used to lead thieved back to your empty home. If your car is stolen, thieves could use a GPS to find out your home address and steal more from you,” explains Money Bug

Money Pug offers travel insurance comparisons which further protect consumers when traveling. This is especially useful if you’re taking a Prague to Berlin bus or to some other European city. The extensive guide also walks readers through a key set of instructions to follow.

Ways To Save For Your Dream Vacation

Imagine, if you will, your dream vacation. For some, that might conjure images of a quiet camp in a mountain paradise, enjoying the wonders of nature and serene seclusion. 

For others, that might mean strolling the streets of a far-flung metropolis, taking in the sights and interacting with the busy populace. 

For most, though, regardless of the destination, a dream vacation is going to take a fair bit of both planning and saving. How can you get it done without breaking the proverbial bank? These strategies should set you down the right path.

Start That Side Hustle

It’s a tale as old as time. You’ve got an additional expense to plan for, and so you take on an extra job to help save some additional funds. There are, of course, a few options that spring to mind, like picking up a job with Lyft or Uber, but in the modern era, though, you aren’t limited to searching through the classified for part-time gigs. 

There are plenty of side hustles you can start right from home and perform remotely, freeing up time and simultaneously getting paid — especially if you’ve mastered creative skills like design or writing.

Rent Out Your Property

If you are in the (arguably) enviable position of owning a second property, or have a spare room in your primary residence, you might be able to rent it out for some newfound cash flow. Services like Airbnb provide a relatively quick and streamlined way to start broadcasting that you’ve got a spot for rent, and if you’re in a popular location, you should be able to get some takers sooner rather than later.

Sell Some Of Your Stuff

Do you have that one spot in your house where old stuff just seems to keep piling up? You might be able to kill two birds with one stone, by selling off those lesser-used possessions and freeing up some space in the process. Check out sites like Craigslist, or pay a visit to your local thrift store to get the ball rolling on letting go of those items.

Don’t Forget To Plan For The Unexpected

Ever thought about why you need a car accident attorney on vacation? While it might not be as hip as fantasizing about that dream locale, it’s prudent to plan for the unexpected before you set off. 

Anything could happen, after all, from needing to leave in a hurry to requiring the services of a motor vehicle accident lawyer if you run into trouble on the road, so be sure to take some time to consider some of those possibilities and chart out how you’ll deal with them.

Gain Citizenship By Investment in Dominica

The Commonwealth of Dominica, a small island in the Caribbean, is offering citizenship by investment. Citizenship is offered to individuals and their families who invest in designated real estate properties or who donate into the Economic Diversification Fund. Those who become citizens through the Citizenship by Investment in Dominica program have the right to live, work, and study in Dominica and the right to travel without visas (or with a visa waiver in 2021 and after) to about 120 countries. Additionally, Dominica has only personal income taxes, but no wealth, gift, inheritance, foreign income, or capital gains taxes, making the investment more lucrative.

Dominica has a population of about 75,000, currently comprising those primarily of African, Indigenous Indian, Syrian, Lebanese and Asian descent. It is formerly a British colony and English is the primary language. Independent since 1978, it is a parliamentary democracy with three branches — legislative, executive and judiciary. The island has available land and a low crime rate. High speed Internet is also readily available. Its banking system is stable. The currency is the Eastern Caribbean dollar, which is pegged to the U.S. dollar. The Eastern Caribbean Central Bank oversees its monetary policy.

Caribbean citizenship by investment programs are most attractive to those in the Middle East and Asia who are frustrated by delays in obtaining visas to travel to Western countries. They also provide an alternative place for them and their families to live should their own countries become unstable, European CEO says. Dominica’s program requires a minimal investment and its tax laws also make its program a good way to preserve wealth. Naturalized Dominican citizens may also keep their citizenship in the country of their birth.

The Citizenship by Investment Program is set out in the regulations published pursuant to Section 101 of the Constitution and Sections 8 and 20 (1) of the Citizenship Act as they were updated in 2016. Those choosing the EDF program must make at least a $100,000 nonrefundable donation if they are single, $175,000 for a couple and $200,000 for family of four. Those choosing the real estate option must invest at least $200,000 in a specific approved project if they are single and must hold it for three years after citizenship is granted. Application to the program is made through the government’s authorized agents. For example, one approved project is the Sanctuary Rainforest Eco Resort and Spa. The process begins with payment of a 5 percent deposit, followed by submission of documents and payment of application and due diligence fees to the government. The remaining 95 percent of the investment is transferred after the government issues a letter of approval and grants citizenship. The authorized agents facilitate this process, providing advice and support to ensure the application is successful.

How Pilgrimages Are Increasing the Saudi Arabia Economy

More than 2 million Muslims from all over the world are gathering annually to complete the fifth and final pillar of Islam, which is the Hajj pilgrimage. Until the 1950s, the number of pilgrims coming from overseas was not bigger than 100,000, but by 2013 the total number passed the 3 million mark.

The cities of Makkah and Medina represent a major slice of Saudi Arabia’s non-oil economy, providing annual incomes of around $12 billion from food, transport accommodation and fees. But with these numbers looking to increase in the next years, how will the local population be affected by the on-growing development of commercial and accommodation sites?

Makkah And Madinah Pilgrimages

To better understand why these areas attract millions of religious visitors yearly, we must first take a look at the meanings behind the pilgrimages.

Makkah is the birthplace of Prophet Muhammad and hosts the Grand Mosque, house of the Kaaba. The Kaaba is Islam’s holiest ground, a stone structure clothed in black silk, built by the Prophet Abraham. Here, over 3 million Muslims gather once a year, on the last month of the Islamic calendar to complete the fifth and last pillar of the Muslim practice. The pilgrimage begins on the 8th day of the month and ends on the 12th or sometimes the 13th. All Muslims who are financially and physically able to make the pilgrimage, also known as Hajj, are expected to do so at least once in their life.

To complete the Hajj, every Muslim must first enter ihram (the sacred state of a pilgrim), wearing plain robes. Before crossing the outer boundaries of Makkah, the pilgrim must follow certain rules, such as restraining from anger or sexual activities. After entering Makkah, the pilgrims must follow an 8km journey to Mina, where they will be accommodated in tents. On the second day, they make a 14km journey from Mina to Arafat, where prophet Muhammad gave his last sermon. The second day of Hajj is considered to be one of the most important days of the Islamic calendar. The third days marks the longest day of the Hajj. Pilgrims return to Mina, where they perform the symbolic act of stoning the devil, by throwing seven pebbles at the Jamarat, the largest column. On this day, the men trim their hair and all pilgrims remove their ihram clothes. Many choose to return to Makkah to circle the Kaaba and walk between the hills of Safa and Marwah. Both actions are performed seven times. On the last two days, the pilgrims will stone the devil again, this time stoning each of the three pillars seven times. They will spend the rest of their pilgrimage days in Mina. Before leaving, the pilgrims return to Makkah to circle the Kaaba one more time.

Although not mandatory, after the pilgrimage in Makkah, many pilgrims chose to head to Madinah, where Prophet Muhammad is buried. Madinah is the place of another pilgrimage that, although not mandatory, is performed by millions of pilgrims yearly. The Umrah pilgrimage was performed by almost 7 million pilgrims in 2017.

While the Hajj is performed during a specific time of year, Umrah can be performed year-round and is much less time-consuming. It can be performed both in the Hajj period, prior to the actual Hajj pilgrimage, or separate. During the Umrah, similar rituals as those included in the Hajj are performed, such as circling the Kaaba and walking between the hills of Safa and Marwah.

Increasing Economy and Expansion Plans

One of the most important roles in Vision 2030, a development plan aiming to turn the focus of Saudi Arabia’s economy away from oil incomes, are played by Makkah and Madinah, as religious tourism represents 20% of the Saudi’s non-oil income. The plan, initiated by the Crown Prince Mohammed bin Salman bin Abdulaziz Al Saud, aims to increase the number of pilgrims traveling to Makkah and Madina, especially for the Umrah pilgrimage.

One of the important steps taken to increase the number of religious visitors was the ease of the quota system that was very strict until 2017. The visas were reduced by 20% in 2013, in order to ease the infrastructure works done at the Grand Mosque. By 2030, over 6 million pilgrims are expected to enter the gates of Makkah. Although the number of visas decreased, the demand for luxury hotels in Makkah increased, which left the Saudis confused. In 2016, the occupancy percentage in Makkah hotels was around 90% and if the expected targets for the following years are met, there is no wonder the hospitality sector is evolving at a rapid pace. But that is not the only sector expected to benefit from the increased number of religious tourists. Airline companies, telecom operators and catering firms are looking to expand their business, as the demands increase.

Another way of increasing revenue is the introduction of Umrah visa fees. While first-timers are exempt, future visits require a fee of around $500. There is also an Umrah Plus visa, which allows pilgrims to visit other non-religious sites across Saudi Arabia, combining religious and non-religious tourism. The number of Umrah pilgrims is expected to reach 30 million by 2030. Infrastructure upgrades are also ongoing, to facilitate the pilgrims’ arrival in Makkah and Madinah.

But as tourism increases and the demand for accommodation is at raise, another challenge arose. How is the on-growing population of Saudi Arabia going to fit in with the increasing number of religious visitors? A large number of both Makkah and Madinah residents found themselves overwhelmed by the extending number of developments made to meet the needs of pilgrims. The areas around both cities experienced a decrease in residential capacity, as various changes were developed, to make room for accommodation and commercial spaces. Vision 2030 appears to have a solution for this as well, as by 2020 home ownership is expected to increase from 47% to 52%. A solution is to utilize government-owned land to provide housing units at an affordable price. This is expected to decrease the price discrepancy between residential proprieties in the holy cities and Jeddah, the major urban center in the area.

James Dean of MONEY.CA and Money Magazine found this important link and website helpful


How Does Driving While High Compared to Driving While Drunk?

The recent legalization of marijuana for recreational use in Canada has potentially major repercussions to people on the roadways. Toronto police are being extra vigilant about impaired driving as a result, which means that TorontoDUI lawyers are needed now more than ever to make sure that people’s rights are respected during traffic stops and in courtroom trials after that. The effects of alcohol and cannabis on drivers are the same in many ways, but they can differ significantly as well. A skilled DUI lawyer can help you navigate this sometimes tricky terrain.

Alcohol’s Effects on a Driver

In most respects, drinking alcohol before getting behind the wheel has a more severe impact on a driver than cannabis and driving. Alcohol immediately affects the judgment area of your brain, impairing not only your ability to determine what is a reasonable risk but also your judgment when it comes to how much you should drink. This is one of the main reasons why excessive drinking happens in the first place – people who are slightly drunk often don’t realize that they are impaired and become more likely to drink more. Alcohol also slows down your reaction time, meaning that the chance of stopping before hitting an obstacle in the road is greatly increased. These factors combine to make drunk drivers the most dangerous people on the road.

Marijuana’s Effects on a Driver

Marijuana has similar effects, but to a milder degree in many cases. Like alcohol, marijuana effects your judgment and your reaction time. The degree to which you become affected tends to be less severe than alcohol, but that also depends on the dosage. While a person can easily measure alcohol intake by determining the number of bottles or glasses consumed, dosages of marijuana vary immensely from product to product. A single pot brownie might have a higher amount of cannabis in it than a joint, for example. Cannabis can also impair vision, making it more likely to miss something on the road. With reaction time already slowed, this can lead to deadly consequences.

How A Police Officer Decides if a Driver is Impaired

Whether you get pulled over for impaired driving due to alcohol or marijuana, the arresting officer has certain procedures that need to be followed. Determining your level of impairment often involves a sobriety test. Police officers are trained to pick up on specific signs, including the smell of alcohol or marijuana, erratic movement of the pupils, and decreased motor skills. Even if you pass a field test, the officer might require you to come to the police station to take a more accurate test. You should cooperate with the police but also take mental notes on anything unusual that happens during the traffic stop so you can provide this information to a DUI lawyer later.

The consequences for impaired driving in Ontario include fines, loss of your driver’s licence, and potential jail time for repeat offences. By knowing the facts, you can make sure to avoid a potential traffic stop while also knowing what information to tell to your DUI lawyer if you do get pulled over for impaired driving.

Toronto DUI Assistance
34 Eglinton Avenue West Suite 810
M4R 2H6

5 Simple Facts You Should Know About Arranging a Private Jet Charter

Do you need to make a trip and dread the idea of using a commercial airline? Consider the idea of arranging for a private jet charter. The process is easier than you may think and it will certainly simplify your travel plans. From securing your own jet to taking advantage of empty legs to New York and back, here are some things you should know about charter flights. They may help you get an even better deal.

Several Factors Will Affect the Cost

How much does it cost to rent a private jet? Several factors impact the expense. One has to do with the destination that you have in mind. The size of the jet will also make a difference. Requiring certain features and amenities that are above and beyond the basic ones provided will also add to the cost.

When you approach a service, make sure you include information about anything you need along with the destination, the departure and return dates, and even how much space you will need for luggage and other things you are taking along. Doing so will make it easier to identify a charter that’s right for you and happens to be the most cost-effective.

Taking Advantage of Empty Legs Could Save Money

Empty legs is a term that describes a charter jet that has to return to the point of origin without anyone on board. The good news is that if you need to make a quick trip and the charter service happens to have an empty jet going your way, you might be able to enjoy a lower rate.

For example, the charter service has two empty legs to New York that will take off in the next six hours. Can you be ready to take one of those? If so, the service may be willing to offer a discount that allows them to at least cover the cost. They come out better because expenses are offset and you get to save money too.

In terms of empty legs, how much does it cost to rent a private jet? Depending on how flexible you can be about the departure time and the amenities included in the flight, you could enjoy a price that’s much better than you expected.

You Have More Control Over Departure and Return Times

While you do have to be somewhat flexible if you want to take advantage of empty legs to New York, other approaches to renting a private jet allow you a great deal of leeway over departure and return times. That means if you need to be in front of a client tomorrow morning, it’s possible to fly out tonight. Once your meeting is compete, you return to the airport and come home. What could be simpler and a better use of your time?

So if you want to leave in a matter of hours, how much does it cost to rent a private jet? The charter service can match you with an available craft and tell you exactly what the total cost will be. That’s important, since you don’t have to worry about incidental fees and charges appearing on the back end.

You Can Book on Short Notice or Well in Advance

You already know that getting a commercial flight at the last minute is difficult. While you may need to hurry in order to take advantage of empty legs to New York, arranging a typical charter flight can be done in a matter of hours or booked weeks or months in advance. It really depends on your situation and how soon you need to be at the destination.

Depending on the circumstances, how much does it cost to rent a private jet? Expect to pay a little more for last-minute trips, possibly enjoy a lower rate if you can grab an empty leg flight, and maybe get some sort of discount if you book well in advance and are willing to share a charter flight with another party who is flying out the same day you have in mind.

Boarding is a Lot Easier

Whether you are now booked on one of those empty legs to New York or setting up a charter flight in advance, the boarding process will be a lot easier. In many smaller airports, you may be able to have someone drive you right up to the jet. There’s no need to check in at a terminal, walk to a distant gate, and then wait for what seems hours before you can board. Think of the time you can save, not to mention the convenience.

Call a charter service today and ask a few questions. How much does it cost to rent a private jet? What kind of jets are available? How far can I travel on a private jet? Once you have answers to those and other questions, making the arrangements for your trip will be easy.

NovaJet Aviation Group
2450 Derry Rd E

L5S 1B2
+1 905-673-0287

How To Finance Travel Around The World – Tips and Tricks

Travelling around the world is something a lot of people aspire to do. In fact, it’s one of the most illustrious and lofty goals you can have. However, there’s usually one thing weighing people down and stopping them from realizing their dreams.

Money. It’s a constant source of strife and frustration. It’s difficult to gather the funds required to finance such an enterprise, which is why a lot of people fall short. To try and help with this, we’re going to be taking a look at a few different tips to help you finance travelling around the world.

Budget From The Beginning

When you’re trying to travel the world, a reasonable budget is one of the first things that you need to consider. Without a budget, you can’t hope to realize your dream of seeing far off places all around the globe.

From the start, you need to work out how much you’re going to spend in each place, and how much you’ll need to get around the world and back. As well, you should try and plan for circumstances beyond your control, and have a little extra money saved up for emergencies. This sort of budgeting will be invaluable to you when you’re actually travelling.

Book In Advance

If you’re going to be jet-setting across the world, then you need to make sure that you’ve booked as much as you can in advance of the trip.

The reason for this is twofold. For one, you’ll get to have your pick of hotel rooms and plane tickets. As well, you’ll find it’s a lot cheaper to try and book tickets in advance, as opposed to during peak times in the summer when they’re going to be most popular.

Make Sure Your Paperwork Is Ready To Go

Travelling the world can be an absolute joy, and it’s no wonder why so many people choose to do it, but you need to make sure that your paperwork is ready for such a task so that you can move from one place to the next with ease.

You may need to research where you’ll be required to get a visa. Trying to find a Turkey visa for Canada citizens can be somewhat tricky in some instances unless you look online. However, the fact remains that unless you want to waste time and money when you move from one country to the next, it’s best to make sure your paperwork is in order and you’ve paid for any additional identification you need.

To summarize, these are just a few of the different things that you need to consider when you’re travelling around the world and need to finance it. It’s important to understand that this kind of affair isn’t cheap and that by budgeting and planning ahead you’ll save the most. As well, you should consider the rules in each country, and make sure that when you cross into a new place, you’re following all of the procedures that were laid down by that government.


India is emerging as a Popular Destination for Globetrotters

India is considered the most attractive market by international investors, says a survey published by Business Standard in 2015. With 32% of the respondents on the survey ranking India as the most attractive market, the country has proven to be a premier choice for investors worldwide.

Due to recently launched initiatives like ‘Startup India’ and ‘Digital India’, the country is now being viewed increasingly as a destination for innovation and digital transformation.  

Growing Tourism in India

Not only for business, India is also a popular destination for British holidaymakers. According to an article published by The Telegraph, every year, 800,000 Brits travel to the world’s second most populous country. India’s most cosmopolitan city, Mumbai, receives 18% of all arrivals, whereas 45% of all e-visa tourists prefer landing at New Delhi’s Indira Gandhi International Airport and then head to other popular destinations like Agra and Rajasthan.

According to an expert at Cruxton , cheap first class flights tickets to Mumbai & Delhi are a great way to experience yoga, meditation and Ayurveda, all of which are popular among tourists seeking serenity and spiritual

The rapidly growing tourism industry of India is economically important for the overall economy. According to the World Travel & Tourism Council, tourism generated INR 6.4 trillion or 6.6% of the nation’s GDP in 2012. Not only that, the tourism industry in India supports 39.5 million jobs, accounting for 7.7% of the total employment in the country. It is also predicted that the sector will grow at an average annual rate of 7.9% from 2013 to 2023. 

Taking Advantage of Air Travel  

As mentioned earlier, tourism is vital for the economic prosperity of many nations. Needless to say, an increase in air connectivity spurs tourism. It is the sound air networks that attract many tourists to a country, giving them peace of mind that they will find easy connectivity to all destinations within that nation. This also helps enhance links between businesses by providing better access to markets. As a result, the economy grows, such that the country is able to provide better facilities to its visitors.


According to data released by the UK’s OAG Aviation Worldwide Ltd, an air travel intelligence company, with around 130 flights every day and a total of 47,462 scheduled airline flights in 2017, operating between India’s political capital and its commercial capital, the Mumbai-New Delhi route ranked third among the busiest air routes in the world, after South Korea’s Seoul Gimpo-Jeju route, with 64,991 flights, and Australia’s Melbourne-Sydney route, with 54,519 flights in 2017, according to an article on Business Today, published on January 11, 2018.

Millions of passengers from across the globe, including the UK, are booking first class flights to travel to Mumbai & Delhi, the gateways to all major tourist spots in India.

If you too are planning a trip to India, take advantage of the affordable first class flight tickets and cheap accommodation.

Booking an Airport Shuttle in San Juan? Some Practical Tips

Believe it or not, at about 4,300 vehicles per paved roadway mile, San Juan is among the cities with the highest vehicle density in the world! Therefore, irrespective of the time of day you choose for travel, the roads are likely to be crowded. You will also need a dependable San Juan airport shuttle service, booked in advance.


VIP Limo Puerto Rico, a trusted airport taxi service providing Puerto Rico airport transfers, reiterates that engaging experienced and trained chauffeurs becomes extremely important in this city, owing to the heavy traffic congestion and busy streets. We look at some more factors that you need to keep in mind when booking a taxi service as airport shuttle.


Booking an Airport Shuttle Judiciously


  • Always Choose a 24-Hour Service: Remember, there is nothing you can do to control the arrival time of your flight. With heavy air traffic for most parts of the day across major airports, delayed arrivals have become more common than ever. You would not wish to book a taxi service in Puerto Rico that operates only till 9 PM and arrive at 10 PM, after having braved multiple delays. Engaging a shuttle that ensures availability of vehicles round the clock is the safest bet.


  • Ensure They Drop You at Your Desired Destination: If you have booked a cab for an airport drop-off, it is wise to call up the company and check if they will drop you right up to your desired terminal. It may so happen that your taxi goes only up to the outskirts of the airport and your flight departs from the farthest terminal. Having to walk across with luggage in tow can prove to be utterly distressful.


  • Make Room for Luxury: It is always wise to pick a luxurious ride, especially if you are getting off a long, tiring flight. Being greeted by a professional chauffeur at the airport only to be led to a comfortable ride can be one of the best ways to pamper yourself and relax your body. Limousines offer the best city rides, with complete comfort, on-board refreshments and entertainment on the go. You can enjoy the ride as you sip on your preferred beverage. Also, if you are heading to an important business meeting right from the airport, this ride can actually offer that much needed breather, helping you to concentrate better after a long flight.


  • Keep Luggage in Mind: Always keep the volume of luggage in mind when choosing your vehicle type for taxi services in Puerto Rico. Booking a small car for price advantages may seem wise. However, having to travel in a cabin that is cramped up with your luggage is nothing short of irritating! Take a realistic pick for comfort and convenience.


It is also important to check on the reputation of the taxi service before you choose. They should be responsible enough to stick to timelines. Also check the quality of fleet. The vehicles should be clean, comfortable and properly serviced.

Does It Make Sense To Own A Car In Canada?

Readers of this website will already be aware of the fact that a car is not an asset, but a liability. The value of your car starts depreciating the moment you drive it out of the showroom. But given the convenience and independence that a car provides, there is no way to objectively look at vehicle ownership as a financial decision.

But car ownership is not necessarily a sign of convenience in a country like Canada where nearly 85% of the population live in urban and metropolitan areas. Just three cities – Toronto, Montreal and Vancouver house nearly a third of all Canadians. Given the level of urbanization in the country, services like Uber could be a great commutation alternative to owning your own car.

Let us do the math. On an average, Canadians travel nearly 17 kilometers to and from work and spent around 26 minutes each way. A Canadian Automobile Association (CAA) study claims that the average midsize car in a state like Ontario costs about $0.54. Driving 25 days a month works out to around $5500 a year. Add to this the $1458 spent annually on auto-insurance premium in Ontario and the annual costs work out to nearly $7000. If you own a $35,000 car, the loan repayment alone would add up another $5000 annually. In comparison, hiring an UberX in Toronto will cost around $23 one way. That’s $14,000 a year.

At the outset, hiring an Uber may seem like a more expensive option. However it also needs to be pointed out that being driven around from home to your workplace also frees up your time which can add to your productivity. Overall, Uber might work out cheaper for the average commuter.

But this is not always true. The cost of hiring an Uber may work out more expensive if you travel longer distances or work for more than 25 days in a month. At the same time, owning a car can be cheaper if you buy a used car, or share your ride with fellow commuters from your suburb to the city.

There are other issues with relying entirely on a third party service to drive you around the city. Just in the past two months, Uber first announced its decision to pull out from Quebec only to backtrack on the decision a few weeks later. As a commuter, this brings about a lot of uncertainty that could be altogether avoided by owning your own car.

There is also a third option which is making use of public transport. The major cities of Canada are extremely well-connected by public transit by roads and trains. The monthly cost of public transport can vary anywhere between $40 to $160 which is significantly lower than owning a car or hiring Uber. Not surprisingly, nearly a quarter of commuters across Canada make use of the bus and rail networks to get around to and from work.

In conclusion, buying a car is not always the best financial decision. Depending on your commuting patterns, it may be cheaper to use on-demand services. If you are located close to bus or rail networks, public transit may bring down the cost of travel significantly. Yet, there is no gainsaying the fact that car ownership does bring a certain level of independence and convenience which is not offered by any of the alternatives. If you are someone who would need such independence, car ownership makes sense. Otherwise, you are better off using public transport and Uber in the cities of Canada.