Chris Clark
Chris Clark

Chris Clark

Freelance Writer

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Ray Dalio

Investing May 23

Ray Dalio’s gold rule: Why Canadians should consider holding 5% to 15% of it in their portfolio

Billionaire investor Ray Dalio says gold is the portfolio stabilizer investors need right now — and it’s easier to own than you think

Drowning in debt

Managing Money May 12

Earning six figures but drowning in debt? Here's the hard truth about why income isn't enough

A six-figure income didn't stop this caller from drowning in debt. Here's what the Ramsey Show says to do about it

Portrait of a grey-haired, 50-year-old man

Managing Money May 11

Do you have $400K in RRSP and TFSA savings at 50 and want to retire by 60? Here’s what Canadians need to know

After years of overspending and under-saving, this late starter has $400,000 in his RRSP and TFSA at 50. With retirement at 60 in his sights, the math is tight — but not impossible.

John Arnold at a talk

Investing 1136 views

John Arnold's 2-sector portfolio looks brilliant — but here's the catch for Canadian RRSP and TFSA investors

The former energy trader turned philanthropist says tech and energy is all you need — but Canadian investors should ask a harder question before following his lead

Photo of a financial professional in yellow glasses

Managing Money Mar 27

$7,000 sitting idle could cost Canadians thousands — why you should max your TFSA early to stop the bleeding

Dropping the full $7,000 into a tax-free savings account on the first day of the year could be the smartest move you make for your retirement

Mother and adult daughter arguing

Real Estate Mar 20

Father charges adult daughter rent but she claims it's theft — here is how to handle the transition

Multigenerational living is on the rise in Canada, but when adult children view modest rent as 'theft' rather than responsibility, it's time for a strategic correction to the family dynamic

Worried retiree man sitting thinking.

Managing Money Mar 06

Why Canadian retirees must shift to a 3.9% withdrawal rate in 2026 to protect their savings

Worried about outliving savings? Use a 3.9% withdrawal rate and dynamic strategies to secure retirement

Gambling debt

Managing Money Feb 20

Woman discovers $200,000 in fraudulent debt after her mother stole her identity to fund a gambling addiction

Sometimes the biggest financial threat doesn’t come from strangers online, but from the people you’re closest to

Credit card payments

Credit Cards Feb 19

I let my mom open a credit card in my name, and now there’s a $40K balance she can't pay. Who’s responsible?

Who's on the hook for making credit card payments — mom, son or both?

Student loan

Loans Feb 15

A family dispute over education debt prompts blunt advice from Dave Ramsey — and a warning for parents

“Your mom’s definitely out of control, there’s no doubt about that”

downsizing

Real Estate Feb 10

Retiring and downsizing after decades in the same home? What to know before navigating today’s housing market

Much has changed since the 1990s — including home buying and selling

Hosts of Ramsey

Mortgages Jan 27

22-year-old wants to cosign a mortgage with his girlfriend’s mother — The Ramsey Show hosts say don't do it

“Do you see where this is going? It’s going to get messy real quick"

Construction worker building roof

Managing Money Nov 12

I fixed my mother-in-law’s roof for $20K — now she won’t pay me after collecting insurance. What do I do?

Here’s why family money disputes get ugly — and how to protect yourself

Young wealthy professional on a private jet

Managing Money May 23

Ramit Sethi's advice for becoming a millionaire

It's all about being confident

Unhappy senior man with remote control in his hand sitting on couch at home

Retirement Mar 27

How to stay engaged during your retirement years

You can still find a sense of purpose in retirement

A bank employee closes closes the door of the vault.

Investing Mar 20

Set up a 'set and forget' portfolio

Here's how you can get in on the action — without all the action.

Woman looking stressed

Retirement Feb 27

5 big things that disappear after you retire

Planning ahead is key to experiencing any financial shocks.

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