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Paying CRA taxes with a credit card could cost you more than you think — know the risks and rewards, first

By Leanne Armstrong
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Latest Articles

Only 2.2% of financial content creators hold CFP, CFA or CPA credentials, study of 692 million views finds
By Leslie Kennedy

A Canadian student has a 752 credit score and $6,100 saved, but her mom's debt trauma left her terrified of credit cards
By Leslie Kennedy

Canadians carry $134.2 billion in credit card debt with just 5 paydays left before Black Friday hits
By Amy Tokic

7 big ticket costs Canadian retirees can cut now to free up cash flow
By Vishesh Raisinghani

Workers in 5 provinces get minimum wage raises Oct. 1 — but up to 35 cents of every extra dollar vanishes to deductions
By Amy Tokic

RBC finds 51% of Canadian parents gave adult kids an average of $6,151 last year — and 19% still help kids aged 35 to 40
By Amy Tokic

Adidas and Tim Hortons launch a 9-piece Tims Run Club collection — the full look costs nearly $580
By Amy Tokic

Who regulates the 'buy Canadian' apps — and what it means for your household?
By Amy Tokic

An Ottawa woman lost $1,000 in seconds to a fake Poshmark buyer — here’s how to spot the same trick
By Brett Surbey

71% of Canadians now compare grocery prices across stores as food inflation outpaces CPI for 18 straight months
By Amy Tokic

477,000 Canadians have dementia — these 5 money mistakes show up years before a diagnosis
By David Saric

More than a year later, Windsor fraud victim still waiting for $55K restitution — why so many Canadians go unpaid
By David Saric

Switching cellphone and internet providers is now free, but billing complaints are up 61% — it’s time to check your bill
By Romana King

Ontario woman's $1,650 furnace 'rebate' from a Facebook ad turned out to be a 20-year, $12,000 loan
By David Saric

5 lessons from Canada's biggest Lotto Max winners on handling a sudden windfall
By Vanessa Rogers

Chip Wilson's no-prenup divorce could cost him half of US$6.1 billion — and BC's split rule applies to you too
By Amy Tokic

This Yorkville hotel bar wants $1,000 for one cocktail — and it comes with a Rolls-Royce ride
By Amy Tokic

87% of Canadian parents hesitate to give kids financial independence despite wanting them to learn money skills
By Amy Tokic

12 million Triangle Rewards members can now earn up to 5% in Canadian Tire Money on every Tim Hortons purchase
By Amy Tokic

Here are the 5 biggest differences between rich and poor Canadians
By Vishesh Raisinghani

Your benefits plan may not be helping enough
By Amy Tokic

Consumer insolvencies hit a 2-year high — here's what it means if your retirement counts on rental income
By Romana King

Fashion brands could be stuck with US$5 billion in unsold plus-size clothes as GLP-1 drugs reshape Canadians’ shopping
By David Saric

A stolen passport turned into $13,000 in debt for this BC resident — here's what the RCMP says Canadians should check
By David Saric

'Doomspending' is driving Canadian consumer debt to a new record — and wealthier borrowers are leading the charge
By Amy Tokic

What a new pet really costs Canadians in the first year (2026 update)
By Amy Tokic

'Stupid me!': A Reddit user thought their LIRA could buy a home. Here's what they should do instead
By Leslie Kennedy

What happens to your pets when you die, and why only 52% of Canadians have a will
By Sandra MacGregor

Toronto boy spent family's $2K emergency fund on Roblox gift cards at Walmart — why employees didn’t stop him
By David Saric

Stop overpaying for these ASAP
By Marie Alcober

Beyond the TV glamour: How math, not magic, saved a Chinatown legacy
By Leslie Kennedy

How much savings do I need to spend $12,000/month in retirement? A lot more than you probably think
By Vishesh Raisinghani

96% of Canadian vets say cost is blocking pet care, new survey finds
By Amy Tokic

Suze Orman warns AI could force you into early retirement — and the CPP and OAS math could cost you thousands
By Christy Bieber

A mom wasn't invited to her daughter's elopement — now she's expected to help pay for the celebration party. Should she?
By Christy Bieber

Fewer than 4% of Canadian pets are insured — here's how to protect your wallet from a vet emergency
By Amy Tokic

Jet-setting to the beat: How concert tourism outsmarted markup prices abroad
By Leslie Kennedy

Canadians with ADHD, diabetes or a mental health condition may qualify for a $10,138 tax credit
By Sandra MacGregor

Hidden accounts and broken trust: Understanding financial infidelity in Canada
By Leslie Kennedy

Kevin O'Leary says people should have $100,000 saved by 33 — most Canadians aren't even close
By Emma Caplan-Fisher

Canadians are choosing pets over kids — here's what a pet really costs over its lifetime
By Amy Tokic

The staggered retirement: What happens when one partner crosses the finish line first?
By Leslie Kennedy

CRA data shows thousands of eligible Canadians miss this $2,400 tax credit
By Colin Graves

She has $35K in credit card debt and no savings — here's what Canadians in a similar position should do first
By Christy Bieber

12 million Canadians get a bigger, renamed CRA payment this month
By Colin Graves

My son, 32, is going through a divorce and wants to move home — how do I help without sacrificing my retirement?
By Christy Bieber

She's 65 and her husband lost their US$500K (C$700K) nest egg — Dave Ramsey's advice, and the Canadian lesson in it
By Christy Bieber

This CRA rebate disappears in October 2026 — Canadians could be missing out on over $1,000
By Sandra MacGregor

5 hard truths about retirement Canadians need to face before clocking out — are you really ready?
By Rebecca Payne

A $400,000 windfall at 60 sounds huge — here's why it might not be enough to retire on
By Christy Bieber

None of Warren Buffett's 3 kids ever finished university. Here's what the billionaire wanted them to do instead
By Laura Grande

That $12K roof repair? More Canadians are putting it on high-interest credit cards as household debt hits record highs
By Colin Graves

Is your RRSP quietly becoming a tax trap? Here's how to fix it before age 71
By Noel Moffatt

How to put Dave Ramsey’s ‘7 Baby Steps’ into action
By Phil Osagie

O'Leary's China optimism meets a harder deadline — Canada's new 50% US tariff hits Aug 19
By Colin Graves

Nearly 7 in 10 older Canadian homeowners are cutting back over retirement concerns, survey finds
By Steven Brennan

Holding savings outside a TFSA could be costing Canadians hundreds in unnecessary taxes
By Colin Graves

The $1.25 million tax break business owners need to check before they sell
By Colin Graves

I'm divorcing and need $200K to buy out my spouse's half of the house — should I raid my RRSP or take on a HELOC
By Christy Bieber

Back-to-school shopping could cost families up to $750 per child this year. Here's how to keep costs down
By Steven Brennan

Morningstar just lowered the 4% rule to 3.9% — here's what it means for your retirement
By Colin Graves

This 68-year-old's Muskoka cottage bills top $18,000 a year — should she sell before her son inherits it
By Christy Bieber

5 affordable ways to squeeze every last drop out of August
By Leslie Kennedy

More Canadians say their next paycheque is already spoken for before it arrives
By Steven Brennan

Have boomers saved enough for retirement? It doesn't seem like it — how their children are picking up the pieces
By Laura Boast

Canadians embracing the FIRE movement say it's no longer about early retirement, it's about having options — how come?
By Laura Grande

Suze Orman says planning to work until 65 is a risky strategy — here's how Canadians can retire on their own terms
By Laura Boast

Burning through a $3 million nest egg too fast? Here’s how Canadian retirees make savings last
By Christy Bieber

Canadians tend to underestimate their true retirement wealth — and it could cost you working years
By Rebecca Payne

This Canadian has $3,000 left over every month — Here's the smart way to invest the surplus
By Brett Surbey

Her $400,000 inheritance grew to $900,000 in savings — should she continue to rent instead of buying a home?
By Laura Grande

Renting beats owning a home for many Canadians nearing retirement. Here’s why
By Christy Bieber

SpaceX gave 2 million children a free share — Canada’s own savings program for kids is already doing something similar
By Rinna Diamantakos

My father doesn't trust banks — all his money is in a chequing account or under his bed. Is this costing him a fortune?
By Laura Grande

Households earning under $100K face the highest risk of having no emergency fund, RBC poll finds
By Steven Brennan

My dad convinced grandma to change her will and cut me out of a $400,000 inheritance — do I have options?
By Christy Bieber

What does a budget-friendly summer look like? More Canadians are finding out, according to CIBC poll
By Steven Brennan

OAS and CPP payments rise for Q3 2026 — but many retirees still face a savings gap
By Romana King

5 painless ways to boost your net worth on autopilot
By Leslie Kennedy

Canadians owe $3.25 trillion! Use Ray Dalio’s simple test to sort good debt from bad
By Colin Graves

Firefighter lost US$80K in savings to cannabis stocks a famous short-seller warned against — Canadians should take note
By Victoria Vesovski

Dave Ramsey says this dad can still save his marriage despite US$75K (~C$105K) in hidden debt — what Canadians can learn
By Chris Clark

I’m 50 with more than $40K in debt and want to retire next year. Should I max out my RRSP before paying back what I owe?
By Christy Bieber

My relative died broke with an underwater mortgage and thousands in credit card debt — will I inherit it?
By Christy Bieber

Do you plan to work part-time during retirement to back up your public pensions? It’s time to face the reality in Canada
By Eric Esposito

These 5 wealth markers show you’re doing better financially than the average Canadian in 2026
By Vishesh Raisinghani

She makes 2X her husband's salary and is saving for retirement alone — Ramit Sethi says 'work harder' isn't the answer
By Emma Caplan-Fisher

You’ve worked hard for $2 million in retirement savings — watch out for these 5 traps that could drain your nest egg now
By Vishesh Raisinghani

Retiring in 5 years or less? Here is your countdown checklist
By Leslie Kennedy

Dave Ramsey’s warning after a Pokémon card side hustle left one caller US$15K in debt
By Eric Esposito

Morgan Housel says time is money's best dividend — here's how Canadians should plan to collect it
By Romana King

5 unexpected retirement relationship pitfalls Canadian couples face — and how to fix them before you exit work
By Danni Santana

The 4% withdrawal rule is showing cracks — and here’s how Canadians can fix their retirement math
By Godwin Oluponmile

Why professionals who retire at 60 could trigger an OAS clawback they never saw coming
By Sandra MacGregor

Pay later plans for groceries double as food costs continue to climb, report finds
By Leslie Kennedy

A father left his son $10M, his daughters nothing for backing mom's affair—now they want $300K for college student loans
By Em Norton

The retirement tool most Canadian professionals have never heard of — and how it beats an RRSP after 40
By Sandra MacGregor

Strategic drawdown: How to withdraw from RRSPs, TFSAs and non-registered accounts without high taxes
By Leslie Kennedy

Can you retire at 62 with $500,000 saved? How CPP, OAS and RRSP rules change the math for Canadians
By Christy Bieber

Is $20K the new minimum for your emergency fund? Why it may not be enough to cover anymore 3 months of expenses anymore
By Vawn Himmelsbach