Vishesh Raisinghani
Vishesh Raisinghani
ContributorVishesh Raisinghani is a financial journalist covering personal finance, investing and the global economy. He is the founder of Sharpe Ascension Inc., a content marketing agency focused on investment firms His work has appeared in Money.ca, Moneywise, Yahoo Finance!, Motley Fool, Seeking Alpha, Mergers & Acquisitions Magazine, National Post, Financial Post and Piggybank. He frequently covers subjects ranging from retirement planning and stock market strategy to private credit and real estate, blending data-driven insights with practical advice for individuals and families.
Vishesh Raisinghani is a financial journalist covering personal finance, investing and the global economy. He is the founder of Sharpe Ascension Inc., a content marketing agency focused on investment firms His work has appeared in Money.ca, Moneywise, Yahoo Finance!, Motley Fool, Seeking Alpha, Mergers & Acquisitions Magazine, National Post, Financial Post and Piggybank. He frequently covers subjects ranging from retirement planning and stock market strategy to private credit and real estate, blending data-driven insights with practical advice for individuals and families. When he isn’t writing, he moderates webinars and panels with industry leaders in private equity and investment banking. Outside of work, he enjoys reading non-fiction, swimming, cycling and cooking Indo-Japanese fusion dishes.
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Managing Money • 1821 views
3 reasons $2 million to $5 million in retirement savings is harder to manage than Canadians think — and what to do now
You saved more than most Canadians ever will — so why do retirement finances still feel so stressful? Why this mid-millionaire sweet spot comes with its own unique traps, and what to do about them
Managing Money • 1821 views
3 reasons $2 million to $5 million in retirement savings is harder to manage than Canadians think — and what to do now
You saved more than most Canadians ever will — so why do retirement finances still feel so stressful? Why this mid-millionaire sweet spot comes with its own unique traps, and what to do about them
Managing Money • 1455 views
3 hidden costs Canadians pay for working longer even when they can afford to retire
Delaying retirement by ‘just one more year’ feels like the safe choice — but for Canadians who are already financially ready, the real costs may surprise you
Managing Money • 1455 views
3 hidden costs Canadians pay for working longer even when they can afford to retire
Delaying retirement by ‘just one more year’ feels like the safe choice — but for Canadians who are already financially ready, the real costs may surprise you
Managing Money • Jun 15
Chances are high that you’ll regret retiring at 60 — even if you have $1 million in savings. Here are 3 good reasons why
Early retirement sounds like the dream — but surveys of actual retirees reveal the regrets run deeper than money. Here are 3 things to consider before you hand in your notice
Managing Money • Jun 15
Chances are high that you’ll regret retiring at 60 — even if you have $1 million in savings. Here are 3 good reasons why
Early retirement sounds like the dream — but surveys of actual retirees reveal the regrets run deeper than money. Here are 3 things to consider before you hand in your notice
Managing Money • 3667 views
Fewer than 10% of Canadians retire with $1 million. Here are 3 steps to help beat those odds
Most Canadians fall far short of their $1,700,000 retirement savings goal. Here’s how to benchmark where you stand — and what to do about it
Managing Money • 3667 views
Fewer than 10% of Canadians retire with $1 million. Here are 3 steps to help beat those odds
Most Canadians fall far short of their $1,700,000 retirement savings goal. Here’s how to benchmark where you stand — and what to do about it
Managing Money • 8503 views
5 retirement mistakes Canadians make in the planning stages they can’t undo later — and how to avoid them
The opening chapter of retirement can make — or break — your financial future
Managing Money • 8503 views
5 retirement mistakes Canadians make in the planning stages they can’t undo later — and how to avoid them
The opening chapter of retirement can make — or break — your financial future
Managing Money • May 07
Why Canadians may be unnecessarily over-saving for retirement — and what you can do about it
Bill Perkins says the real retirement mistake isn’t saving too little — it’s spending a lifetime building wealth you’ll never use
Managing Money • May 07
Why Canadians may be unnecessarily over-saving for retirement — and what you can do about it
Bill Perkins says the real retirement mistake isn’t saving too little — it’s spending a lifetime building wealth you’ll never use
Insurance • Apr 21
74% of Canadians have no plan for long-term care costs — and the public system won't cover it all
Most Canadians assume the public system covers long-term care. It doesn't
Insurance • Apr 21
74% of Canadians have no plan for long-term care costs — and the public system won't cover it all
Most Canadians assume the public system covers long-term care. It doesn't
Retirement • Apr 18
59% of Canadians fear they'll never retire — here's how seniors are earning extra income
CPP and OAS won't cut it for most Canadians
Retirement • Apr 18
59% of Canadians fear they'll never retire — here's how seniors are earning extra income
CPP and OAS won't cut it for most Canadians
Investing • 2860 views
Warren Buffett says he'd keep buying stocks if a major war broke out — what this means for Canadians
With global tensions at an all-time high, legendary investor Warren Buffett’s playbook offers a clear — if counterintuitive — guide for Canadians wondering whether to stay invested or flee to cash
Investing • 2860 views
Warren Buffett says he'd keep buying stocks if a major war broke out — what this means for Canadians
With global tensions at an all-time high, legendary investor Warren Buffett’s playbook offers a clear — if counterintuitive — guide for Canadians wondering whether to stay invested or flee to cash
Managing Money • Apr 13
Saved between $500,000 to $5 million for retirement? Here's why Canadians in this bracket face unique risks
If your net worth sits between $500,000 and $5,000,000, you’re doing well — but you’re not done planning. Here’s what mass affluent Canadians need to know before they retire
Managing Money • Apr 13
Saved between $500,000 to $5 million for retirement? Here's why Canadians in this bracket face unique risks
If your net worth sits between $500,000 and $5,000,000, you’re doing well — but you’re not done planning. Here’s what mass affluent Canadians need to know before they retire
Retirement • Apr 12
Why downsizing your home in retirement often costs more than Canadians expect
Downsizing sounds like easy money — but for many Canadians, the real costs tell a very different story
Retirement • Apr 12
Why downsizing your home in retirement often costs more than Canadians expect
Downsizing sounds like easy money — but for many Canadians, the real costs tell a very different story
Banking • Apr 10
Most Canadians are losing hundreds in savings interest — here’s how to fix it in minutes
Where your cash sits matters more than you think — and the difference could be hundreds of dollars a year
Banking • Apr 10
Most Canadians are losing hundreds in savings interest — here’s how to fix it in minutes
Where your cash sits matters more than you think — and the difference could be hundreds of dollars a year
Managing Money • Apr 01
Kevin O'Leary's brutal money rule for money requests from family — and why it actually works for Canadians
When family asks you for money, the emotional pressure is real — but so is the financial risk
Managing Money • Apr 01
Kevin O'Leary's brutal money rule for money requests from family — and why it actually works for Canadians
When family asks you for money, the emotional pressure is real — but so is the financial risk
Mortgages • Mar 18
Is house flipping worth it? The real risks — and the smarter strategies — Canadian investors need to know
House flipping looks like a fast track to wealth — but the hidden costs, tax rules and market risks can wipe you out fast. Here's the smarter way to build real estate wealth in Canada
Mortgages • Mar 18
Is house flipping worth it? The real risks — and the smarter strategies — Canadian investors need to know
House flipping looks like a fast track to wealth — but the hidden costs, tax rules and market risks can wipe you out fast. Here's the smarter way to build real estate wealth in Canada
Managing Money • Mar 13
Hitting your retirement number doesn't mean you’re ready — watch for these 5 warning signs before handing in your notice
Even with a solid nest egg, there are other factors that can make a retirement slide
Managing Money • Mar 13
Hitting your retirement number doesn't mean you’re ready — watch for these 5 warning signs before handing in your notice
Even with a solid nest egg, there are other factors that can make a retirement slide
Retirement • Mar 08
Are you near the top or bottom of Canada's retirement wealth pyramid — and does it even matter?
Most Canadians are nowhere near their C$1.7M retirement goal — here's where you likely stand
Retirement • Mar 08
Are you near the top or bottom of Canada's retirement wealth pyramid — and does it even matter?
Most Canadians are nowhere near their C$1.7M retirement goal — here's where you likely stand
Managing Money • Mar 03
The boring money habit Kevin O’Leary says will make you rich — no hustle required
“I can’t stand it when I see kids that are making $70,000 a year spending $28 for lunch!”
Managing Money • Mar 03
The boring money habit Kevin O’Leary says will make you rich — no hustle required
“I can’t stand it when I see kids that are making $70,000 a year spending $28 for lunch!”
Managing Money • Mar 03
Online sports betting is fueling a financial crisis for young Canadians — what you need to know
The betting industry’s rapid expansion and the potentially harmful effects it can have on a bettor’s mental and financial well-being is alarming
Managing Money • Mar 03
Online sports betting is fueling a financial crisis for young Canadians — what you need to know
The betting industry’s rapid expansion and the potentially harmful effects it can have on a bettor’s mental and financial well-being is alarming
Managing Money • Mar 01
5 super-simple rules to help you own less ‘stuff’ in retirement — it’s time to declutter what’s been weighing you down
Clearing it out isn’t only satisfying, it’s healthy
Managing Money • Mar 01
5 super-simple rules to help you own less ‘stuff’ in retirement — it’s time to declutter what’s been weighing you down
Clearing it out isn’t only satisfying, it’s healthy
Managing Money • Feb 26
The Fear Tax: Why a $500,000 portfolio feels like $0 when you’re too afraid to spend
Are you too scared to spend your retirement? Why 61% of Canadians fear running out of money
Managing Money • Feb 26
The Fear Tax: Why a $500,000 portfolio feels like $0 when you’re too afraid to spend
Are you too scared to spend your retirement? Why 61% of Canadians fear running out of money
Managing Money • Feb 25
Why retiring the moment you hit your number could be a costly mistake for Canadians
Hitting your savings goal early isn't enough
Managing Money • Feb 25
Why retiring the moment you hit your number could be a costly mistake for Canadians
Hitting your savings goal early isn't enough
Managing Money • Feb 20
How much you’ll need to spend $10,000 monthly in retirement — and protect your savings from market crashes
The 4% rule assumes steady, long-term market returns of the stock market and overlooks a hidden trap called sequence of returns risk
Managing Money • Feb 20
How much you’ll need to spend $10,000 monthly in retirement — and protect your savings from market crashes
The 4% rule assumes steady, long-term market returns of the stock market and overlooks a hidden trap called sequence of returns risk
Managing Money • Feb 12
Your early retirement years matter most. How to balance health, spending and enjoyment while you still can
Your most active, flexible and energetic years — often called the “go-go” years — are limited by biology, not money
Managing Money • Feb 12
Your early retirement years matter most. How to balance health, spending and enjoyment while you still can
Your most active, flexible and energetic years — often called the “go-go” years — are limited by biology, not money
Retirement • Feb 11
5 retirement assets that can deliver steady income and help protect your savings over the long term
Five types of assets that many retirees find useful for generating income while preserving stability over the long term
Retirement • Feb 11
5 retirement assets that can deliver steady income and help protect your savings over the long term
Five types of assets that many retirees find useful for generating income while preserving stability over the long term
Managing Money • Feb 05
5 surefire signs you’re done with work (even if you haven’t admitted it yet). Will you finally retire in 2026?
Retirement doesn’t always arrive with a clear announcement
Managing Money • Feb 05
5 surefire signs you’re done with work (even if you haven’t admitted it yet). Will you finally retire in 2026?
Retirement doesn’t always arrive with a clear announcement
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