Vishesh Raisinghani
Vishesh Raisinghani

Vishesh Raisinghani

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Sad looking male retiree

Managing Money 1266 views

Chances are high that you’ll regret retiring at 60 — even if you have $1 million in savings. Here are 3 good reasons why

Early retirement sounds like the dream — but surveys of actual retirees reveal the regrets run deeper than money. Here are 3 things to consider before you hand in your notice

Retirement savings

Managing Money 1271 views

Fewer than 10% of Canadians retire with $1 million. Here are 3 steps to help beat those odds

Most Canadians fall far short of their $1,700,000 retirement savings goal. Here’s how to benchmark where you stand — and what to do about it

Retirement mistakes

Managing Money 8796 views

5 retirement mistakes Canadians make in the planning stages they can’t undo later — and how to avoid them

The opening chapter of retirement can make — or break — your financial future

Over-saving for retirement

Managing Money May 07

Why Canadians may be unnecessarily over-saving for retirement — and what you can do about it

Bill Perkins says the real retirement mistake isn’t saving too little — it’s spending a lifetime building wealth you’ll never use

Long-term care

Insurance Apr 21

74% of Canadians have no plan for long-term care costs — and the public system won't cover it all

Most Canadians assume the public system covers long-term care. It doesn't

Warren Buffett

Investing Apr 14

Warren Buffett says he'd keep buying stocks if a major war broke out — what this means for Canadians

With global tensions at an all-time high, legendary investor Warren Buffett’s playbook offers a clear — if counterintuitive — guide for Canadians wondering whether to stay invested or flee to cash

Senior married couple embracing one antoher

Managing Money 5974 views

Saved between $500,000 to $5 million for retirement? Here's why Canadians in this bracket face unique risks

If your net worth sits between $500,000 and $5,000,000, you’re doing well — but you’re not done planning. Here’s what mass affluent Canadians need to know before they retire

Retired couple moving

Retirement Apr 12

Why downsizing your home in retirement often costs more than Canadians expect

Downsizing sounds like easy money — but for many Canadians, the real costs tell a very different story

Banking

Banking 3552 views

Most Canadians are losing hundreds in savings interest — here’s how to fix it in minutes

Where your cash sits matters more than you think — and the difference could be hundreds of dollars a year

Kevin O'Leary wearing a black suit looking happy

Managing Money Apr 01

Kevin O'Leary's brutal money rule for money requests from family — and why it actually works for Canadians

When family asks you for money, the emotional pressure is real — but so is the financial risk

Dave Ramsey

Mortgages Mar 18

Is house flipping worth it? The real risks — and the smarter strategies — Canadian investors need to know

House flipping looks like a fast track to wealth — but the hidden costs, tax rules and market risks can wipe you out fast. Here's the smarter way to build real estate wealth in Canada

Pensive middle-aged woman

Managing Money Mar 13

Hitting your retirement number doesn't mean you’re ready — watch for these 5 warning signs before handing in your notice

Even with a solid nest egg, there are other factors that can make a retirement slide

Multigenerational family gathering

Retirement Mar 08

Are you near the top or bottom of Canada's retirement wealth pyramid — and does it even matter?

Most Canadians are nowhere near their C$1.7M retirement goal — here's where you likely stand

Kevin O'Leary

Managing Money Mar 03

The boring money habit Kevin O’Leary says will make you rich — no hustle required

“I can’t stand it when I see kids that are making $70,000 a year spending $28 for lunch!”

Online gambling

Managing Money Mar 03

Online sports betting is fueling a financial crisis for young Canadians — what you need to know

The betting industry’s rapid expansion and the potentially harmful effects it can have on a bettor’s mental and financial well-being is alarming

Retired man looking pensive

Managing Money Feb 26

The Fear Tax: Why a $500,000 portfolio feels like $0 when you’re too afraid to spend

Are you too scared to spend your retirement? Why 61% of Canadians fear running out of money

Mature woman

Managing Money Feb 20

How much you’ll need to spend $10,000 monthly in retirement — and protect your savings from market crashes

The 4% rule assumes steady, long-term market returns of the stock market and overlooks a hidden trap called sequence of returns risk

Retired couple smiling male and female

Managing Money Feb 12

Your early retirement years matter most. How to balance health, spending and enjoyment while you still can

Your most active, flexible and energetic years — often called the “go-go” years — are limited by biology, not money

Woman yoga

Retirement Feb 11

5 retirement assets that can deliver steady income and help protect your savings over the long term

Five types of assets that many retirees find useful for generating income while preserving stability over the long term

Investing returns

Investing Feb 04

The crossover point: When compounding matters more than saving — here’s how to find yours and reach it sooner

Here’s how to identify the point where compounding begins to do the heavy lifting

Elder couple

Managing Money Jan 29

4 things Canadians should stop overspending on if they want to build wealth faster and reduce financial stress

In fact, financial security isn’t hinged upon being “well-paid"

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