Steven Brennan
Steven Brennan is a freelance finance writer based in Vancouver, BC. He holds a BA and an MA from Maynooth University, Ireland. His work regularly appears at Canadian Mortgage Trends, Lowest Rates, Loans Canada and other Canadian and U.S. brands.
Steven Brennan is a freelance finance writer based in Vancouver, BC. He holds a BA and an MA from Maynooth University, Ireland. His work regularly appears at Canadian Mortgage Trends, Lowest Rates, Loans Canada and other Canadian and U.S. brands, while also working as a ghostwriter for financial influencers.
EXPERIENCE
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FFreelance Finance WriterFreelance Writer 2015–Present
EDUCATION
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MMaynooth UniversityMaster of Arts (M.A.), Postcolonial & World Literatures 2015
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MMaynooth UniversityBachelor of Arts 2014
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LATEST
Employment • 2h ago
'Poverty wages' in a multi-billion dollar empire: Amazon workers across GTA push to unionize amid safety, wage clashes
Amazon workers across the GTA launch a union drive with Unifor, as the company pushes back against the campaign and disputes the union’s claims about its workplace practices and organizing efforts.
Employment • 2h ago
'Poverty wages' in a multi-billion dollar empire: Amazon workers across GTA push to unionize amid safety, wage clashes
Amazon workers across the GTA launch a union drive with Unifor, as the company pushes back against the campaign and disputes the union’s claims about its workplace practices and organizing efforts.
Employment • 9h ago
Statistics Canada study finds AI isn't driving youth unemployment — but these broader labour trends are
StatCan finds no broad evidence AI is driving declining youth hiring. Fewer job vacancies, particularly for positions requiring less experience, are making it harder for them to enter the workforce
Employment • 9h ago
Statistics Canada study finds AI isn't driving youth unemployment — but these broader labour trends are
StatCan finds no broad evidence AI is driving declining youth hiring. Fewer job vacancies, particularly for positions requiring less experience, are making it harder for them to enter the workforce
Mortgages • 6467 views
Canadians renewing a $500,000 mortgage could save $4,629 with one phone call — here's the script
Asking your bank to match a competing mortgage rate could save you thousands. Here’s what to say when your mortgage comes up for renewal
Mortgages • 6467 views
Canadians renewing a $500,000 mortgage could save $4,629 with one phone call — here's the script
Asking your bank to match a competing mortgage rate could save you thousands. Here’s what to say when your mortgage comes up for renewal
Mortgages • Oct 31
‘The hike changes the math on renewal’: BoC hikes rate for first time in 3 years — should you go fixed or variable?
The BoC’s rate hike could mean higher mortgage costs. Here’s how to decide between fixed and variable rates at renewal
Mortgages • Oct 31
‘The hike changes the math on renewal’: BoC hikes rate for first time in 3 years — should you go fixed or variable?
The BoC’s rate hike could mean higher mortgage costs. Here’s how to decide between fixed and variable rates at renewal
News • 1391 views
Is a recession coming for Canadians? The BoC just raised rates as jobs disappear — here's what that means for your money
Half of Canadians expect a recession within the next year, but businesses are less pessimistic. Here’s what the Bank of Canada’s latest survey means for your money.
News • 1391 views
Is a recession coming for Canadians? The BoC just raised rates as jobs disappear — here's what that means for your money
Half of Canadians expect a recession within the next year, but businesses are less pessimistic. Here’s what the Bank of Canada’s latest survey means for your money.
Banking • Oct 28
RBC bans third-party AI agents from online banking as OSFI flags cybersecurity risks for Canadian banks
RBC is blocking third-party AI agents from its banking services as OSFI warns of security risks. Experts caution agents could transfer funds or expose sensitive financial data.
Banking • Oct 28
RBC bans third-party AI agents from online banking as OSFI flags cybersecurity risks for Canadian banks
RBC is blocking third-party AI agents from its banking services as OSFI warns of security risks. Experts caution agents could transfer funds or expose sensitive financial data.
Mortgages • 6633 views
Bank of Canada just hiked rates — should Canadians pay off the mortgage before they retire? Run these 3 checks first
With the Bank of Canada raising rates for the first time since 2023, pre-retirees face a real choice: pay down the mortgage or protect their cash. A planner's 3 tests can help you decide.
Mortgages • 6633 views
Bank of Canada just hiked rates — should Canadians pay off the mortgage before they retire? Run these 3 checks first
With the Bank of Canada raising rates for the first time since 2023, pre-retirees face a real choice: pay down the mortgage or protect their cash. A planner's 3 tests can help you decide.
News • Oct 27
Half of Canadian firms plan to raise prices again to recover profits tariffs already wiped out, Bank of Canada warns
The Bank of Canada says roughly half of firms facing unusually large cost increases plan to pass some or all of those costs on to customers, as businesses try to recover squeezed profit margins.
News • Oct 27
Half of Canadian firms plan to raise prices again to recover profits tariffs already wiped out, Bank of Canada warns
The Bank of Canada says roughly half of firms facing unusually large cost increases plan to pass some or all of those costs on to customers, as businesses try to recover squeezed profit margins.
News • Oct 27
Montreal's $1,000 fine for insulting police officers faces constitutional challenge from civil liberties lawyers
Montreal's new bylaw allows fines of up to $1,000 for insulting city workers. Lawyers argue it violates freedom of expression and could impose unconstitutional penalties
News • Oct 27
Montreal's $1,000 fine for insulting police officers faces constitutional challenge from civil liberties lawyers
Montreal's new bylaw allows fines of up to $1,000 for insulting city workers. Lawyers argue it violates freedom of expression and could impose unconstitutional penalties
Real Estate • Oct 27
Canada's home prices rose 101% since 2005, topping 18 peer countries — and CMHC points to one persistent gap
Canadian home prices rose 101% after inflation between 2005 and 2025. CMHC points to a smaller housing stock and years of demand outpacing supply
Real Estate • Oct 27
Canada's home prices rose 101% since 2005, topping 18 peer countries — and CMHC points to one persistent gap
Canadian home prices rose 101% after inflation between 2005 and 2025. CMHC points to a smaller housing stock and years of demand outpacing supply
Loans • Oct 26
Canadian's $4,000 Easyfinancial loan cost $12,000 after insurance they don't remember agreeing to
A borrower says loan insurance contributed to a $12,000 ordeal after taking out a $4,000 Easyfinancial loan. Experts explain the costs and how to challenge unwanted coverage
Loans • Oct 26
Canadian's $4,000 Easyfinancial loan cost $12,000 after insurance they don't remember agreeing to
A borrower says loan insurance contributed to a $12,000 ordeal after taking out a $4,000 Easyfinancial loan. Experts explain the costs and how to challenge unwanted coverage
Retirement • Oct 24
Work to become mortgage-free in retirement, says Rob Carrick — but it can backfire, warns mortgage broker. Here’s why
Should you pay off your mortgage before retiring? ‘It doesn’t have to be an either-or decision,’ says a broker. How Canadians can find the balance.
Retirement • Oct 24
Work to become mortgage-free in retirement, says Rob Carrick — but it can backfire, warns mortgage broker. Here’s why
Should you pay off your mortgage before retiring? ‘It doesn’t have to be an either-or decision,’ says a broker. How Canadians can find the balance.
News • Oct 23
Former Blue Jays player Richard Butler and wife face fraud charges after $60K vanishes from youth baseball program
Durham police allege a former Blue Jays player and his wife diverted $60,000 collected for an Ontario youth baseball program.
News • Oct 23
Former Blue Jays player Richard Butler and wife face fraud charges after $60K vanishes from youth baseball program
Durham police allege a former Blue Jays player and his wife diverted $60,000 collected for an Ontario youth baseball program.
Mortgages • 1260 views
CMHC's chief economist warns Bank of Canada rate hikes could arrive by early 2027, sooner than expected
CMHC's chief economist sees rate hikes returning as early as the first half of 2027. Here's what Canadian homeowners need to know.
Mortgages • 1260 views
CMHC's chief economist warns Bank of Canada rate hikes could arrive by early 2027, sooner than expected
CMHC's chief economist sees rate hikes returning as early as the first half of 2027. Here's what Canadian homeowners need to know.
Real Estate • Oct 19
72% of rental developers paused projects, CMHC survey finds — and Canada could pay the price when demand returns
Rental developers are shelving projects as costs rise and rents soften. CMHC warns that today’s slowdown could leave Canada short of homes when demand recovers
Real Estate • Oct 19
72% of rental developers paused projects, CMHC survey finds — and Canada could pay the price when demand returns
Rental developers are shelving projects as costs rise and rents soften. CMHC warns that today’s slowdown could leave Canada short of homes when demand recovers
Managing Money • Oct 17
Canadian spear-phishing losses hit $57.7M in 6 mos. How the 'changed bank details' scam drains contractors & homeowners
Spear-phishing cost Canadians $57.7 million in early 2026. Learn how payment-redirection scams target businesses and homeowners, and how to protect your money.
Managing Money • Oct 17
Canadian spear-phishing losses hit $57.7M in 6 mos. How the 'changed bank details' scam drains contractors & homeowners
Spear-phishing cost Canadians $57.7 million in early 2026. Learn how payment-redirection scams target businesses and homeowners, and how to protect your money.
Investing • Oct 17
Rogers values its Leafs, Raptors and Blue Jays portfolio at $25 billion — and plans to sell a minority stake
Rogers says its sports and media portfolio is worth more than $25 billion. Here’s what its planned minority-stake sale could mean for shareholders and the company’s debt.
Investing • Oct 17
Rogers values its Leafs, Raptors and Blue Jays portfolio at $25 billion — and plans to sell a minority stake
Rogers says its sports and media portfolio is worth more than $25 billion. Here’s what its planned minority-stake sale could mean for shareholders and the company’s debt.
Real Estate • 1344 views
A B.C. landlord lost $41,380 over a family-use eviction — Ontario's new 60-day rule gives tenants a similar shield
A $41,380 B.C. case highlights the risks of family-use evictions as Ontario introduces new protections for tenants
Real Estate • 1344 views
A B.C. landlord lost $41,380 over a family-use eviction — Ontario's new 60-day rule gives tenants a similar shield
A $41,380 B.C. case highlights the risks of family-use evictions as Ontario introduces new protections for tenants
Mortgages • Oct 15
Court-ordered home sales hit a 10-year high in B.C. — and Ontario mortgage delinquencies jumped 52%
Pandemic-era mortgage renewals are driving financial strain in Canada's priciest housing markets
Mortgages • Oct 15
Court-ordered home sales hit a 10-year high in B.C. — and Ontario mortgage delinquencies jumped 52%
Pandemic-era mortgage renewals are driving financial strain in Canada's priciest housing markets
Real Estate • 2360 views
Ontario builder forced to return $121K deposit after court finds one required document was never delivered
A missing buyer's guide voided a $1M Hamilton pre-construction condo deal, yielding a full deposit refund
Real Estate • 2360 views
Ontario builder forced to return $121K deposit after court finds one required document was never delivered
A missing buyer's guide voided a $1M Hamilton pre-construction condo deal, yielding a full deposit refund
Insurance • Oct 13
39% of Canadians don't know their home insurance rules for winter absences — and it could void their coverage
Nearly half of Canadians plan to leave home unattended this fall or winter, but only 61% know what their home insurance requires. Here's what to check before you travel.
Insurance • Oct 13
39% of Canadians don't know their home insurance rules for winter absences — and it could void their coverage
Nearly half of Canadians plan to leave home unattended this fall or winter, but only 61% know what their home insurance requires. Here's what to check before you travel.
News • Oct 12
Canada's Competition Bureau says grocery stores may sell below flyer prices — but shoppers won't see those deals online
A Competition Bureau investigation suggests some grocery shoppers may not see a retailer's lowest possible price in flyers or online — but checking in-store prices can help uncover better deals
News • Oct 12
Canada's Competition Bureau says grocery stores may sell below flyer prices — but shoppers won't see those deals online
A Competition Bureau investigation suggests some grocery shoppers may not see a retailer's lowest possible price in flyers or online — but checking in-store prices can help uncover better deals
Managing Money • Oct 11
67% of Canadian hospitality workers report falling tips as 'tipping recession' hits — how to tip smart
A new survey suggests Canadian hospitality workers are seeing fewer tips as consumers rethink when, where and how much they tip
Managing Money • Oct 11
67% of Canadian hospitality workers report falling tips as 'tipping recession' hits — how to tip smart
A new survey suggests Canadian hospitality workers are seeing fewer tips as consumers rethink when, where and how much they tip
News • Oct 11
2 Ontario tech workers face jail and $1.85M in fines after trading on confidential press releases for years
Two Ontario tech workers are going to jail and face more than $1.85 million in fines after using confidential information they accessed through their jobs to trade ahead of corporate announcements.
News • Oct 11
2 Ontario tech workers face jail and $1.85M in fines after trading on confidential press releases for years
Two Ontario tech workers are going to jail and face more than $1.85 million in fines after using confidential information they accessed through their jobs to trade ahead of corporate announcements.
News • Oct 08
Canadian Automotive Museum in Oshawa slapped with $1,800 in fines it says it can't afford to prevent
A downtown Oshawa museum says it can't afford the security measures recommended as it faces fines and ongoing problems linked to a homeless encampment on its property
News • Oct 08
Canadian Automotive Museum in Oshawa slapped with $1,800 in fines it says it can't afford to prevent
A downtown Oshawa museum says it can't afford the security measures recommended as it faces fines and ongoing problems linked to a homeless encampment on its property
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