Steven Brennan
Steven Brennan is a freelance finance writer based in Vancouver, BC. He holds a BA and an MA from Maynooth University, Ireland. His work regularly appears at Canadian Mortgage Trends, Lowest Rates, Loans Canada and other Canadian and U.S. brands.
Steven Brennan is a freelance finance writer based in Vancouver, BC. He holds a BA and an MA from Maynooth University, Ireland. His work regularly appears at Canadian Mortgage Trends, Lowest Rates, Loans Canada and other Canadian and U.S. brands, while also working as a ghostwriter for financial influencers.
EXPERIENCE
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FFreelance Finance WriterFreelance Writer 2015–Present
EDUCATION
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MMaynooth UniversityMaster of Arts (M.A.), Postcolonial & World Literatures 2015
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MMaynooth UniversityBachelor of Arts 2014
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Steven Brennan's Expertise
Managing Money • 14252 views
67% of Canadian hospitality workers report falling tips as 'tipping recession' hits — how to tip smart
Retirement • Jun 09
Canadians use AI for retirement planning but still don't trust it
More from Steven Brennan
LATEST
Mortgages • Oct 15
Court-ordered home sales hit a 10-year high in B.C. — and Ontario mortgage delinquencies jumped 52%
Pandemic-era mortgage renewals are driving financial strain in Canada's priciest housing markets
Mortgages • Oct 15
Court-ordered home sales hit a 10-year high in B.C. — and Ontario mortgage delinquencies jumped 52%
Pandemic-era mortgage renewals are driving financial strain in Canada's priciest housing markets
Real Estate • 13045 views
Ontario builder forced to return $121K deposit after court finds one required document was never delivered
A missing buyer's guide voided a $1M Hamilton pre-construction condo deal, yielding a full deposit refund
Real Estate • 13045 views
Ontario builder forced to return $121K deposit after court finds one required document was never delivered
A missing buyer's guide voided a $1M Hamilton pre-construction condo deal, yielding a full deposit refund
Insurance • Oct 13
39% of Canadians don't know their home insurance rules for winter absences — and it could void their coverage
Nearly half of Canadians plan to leave home unattended this fall or winter, but only 61% know what their home insurance requires. Here's what to check before you travel.
Insurance • Oct 13
39% of Canadians don't know their home insurance rules for winter absences — and it could void their coverage
Nearly half of Canadians plan to leave home unattended this fall or winter, but only 61% know what their home insurance requires. Here's what to check before you travel.
News • Oct 12
Canada's Competition Bureau says grocery stores may sell below flyer prices — but shoppers won't see those deals online
A Competition Bureau investigation suggests some grocery shoppers may not see a retailer's lowest possible price in flyers or online — but checking in-store prices can help uncover better deals
News • Oct 12
Canada's Competition Bureau says grocery stores may sell below flyer prices — but shoppers won't see those deals online
A Competition Bureau investigation suggests some grocery shoppers may not see a retailer's lowest possible price in flyers or online — but checking in-store prices can help uncover better deals
Managing Money • 14252 views
67% of Canadian hospitality workers report falling tips as 'tipping recession' hits — how to tip smart
A new survey suggests Canadian hospitality workers are seeing fewer tips as consumers rethink when, where and how much they tip
Managing Money • 14252 views
67% of Canadian hospitality workers report falling tips as 'tipping recession' hits — how to tip smart
A new survey suggests Canadian hospitality workers are seeing fewer tips as consumers rethink when, where and how much they tip
News • 1293 views
2 Ontario tech workers face jail and $1.85M in fines after trading on confidential press releases for years
Two Ontario tech workers are going to jail and face more than $1.85 million in fines after using confidential information they accessed through their jobs to trade ahead of corporate announcements.
News • 1293 views
2 Ontario tech workers face jail and $1.85M in fines after trading on confidential press releases for years
Two Ontario tech workers are going to jail and face more than $1.85 million in fines after using confidential information they accessed through their jobs to trade ahead of corporate announcements.
News • Oct 08
Canadian Automotive Museum in Oshawa slapped with $1,800 in fines it says it can't afford to prevent
A downtown Oshawa museum says it can't afford the security measures recommended as it faces fines and ongoing problems linked to a homeless encampment on its property
News • Oct 08
Canadian Automotive Museum in Oshawa slapped with $1,800 in fines it says it can't afford to prevent
A downtown Oshawa museum says it can't afford the security measures recommended as it faces fines and ongoing problems linked to a homeless encampment on its property
Mortgages • 4350 views
U.S. Fed raises interest rates despite Trump: ‘Important shift’ Canadians must make as fixed mortgage rates respond
Canadian fixed mortgage rates have already climbed, but the Fed’s latest move doesn’t necessarily mean another sharp increase is coming.
Mortgages • 4350 views
U.S. Fed raises interest rates despite Trump: ‘Important shift’ Canadians must make as fixed mortgage rates respond
Canadian fixed mortgage rates have already climbed, but the Fed’s latest move doesn’t necessarily mean another sharp increase is coming.
Auto • Sep 16
Risky driving habits increase costs for Canadians — with 68% admitting they regularly see aggressive driving on the road
Transport Canada links speeding, distraction and impairment to most fatal crashes — and all three can push up what Canadian drivers pay for insurance
Auto • Sep 16
Risky driving habits increase costs for Canadians — with 68% admitting they regularly see aggressive driving on the road
Transport Canada links speeding, distraction and impairment to most fatal crashes — and all three can push up what Canadian drivers pay for insurance
News • Aug 09
The mortgage shock may be over — but many Canadians are still paying the price
A new CMHC survey shows Canadians are tightening budgets to manage higher monthly mortgage payments
News • Aug 09
The mortgage shock may be over — but many Canadians are still paying the price
A new CMHC survey shows Canadians are tightening budgets to manage higher monthly mortgage payments
Mortgages • Aug 07
More Canadians are seeking mortgage advice as borrowing decisions grow more complex
Facing a complex market, more Canadians are turning to brokers for advice, not just low rates
Mortgages • Aug 07
More Canadians are seeking mortgage advice as borrowing decisions grow more complex
Facing a complex market, more Canadians are turning to brokers for advice, not just low rates
News • Aug 06
68% of millennials are playing 'grocery chess'—cooking at home to fight rising prices and save their household budgets
Grocery inflation has outpaced overall prices for 17 straight months. Here's how millennial Canadians are stretching every dollar without giving up what they love
News • Aug 06
68% of millennials are playing 'grocery chess'—cooking at home to fight rising prices and save their household budgets
Grocery inflation has outpaced overall prices for 17 straight months. Here's how millennial Canadians are stretching every dollar without giving up what they love
Managing Money • Aug 06
Nearly 7 in 10 older Canadian homeowners are cutting back over retirement concerns, survey finds
Rising costs and family support duties force older homeowners to trim budgets ahead of retirement
Managing Money • Aug 06
Nearly 7 in 10 older Canadian homeowners are cutting back over retirement concerns, survey finds
Rising costs and family support duties force older homeowners to trim budgets ahead of retirement
Insurance • Aug 05
Many Canadians leave home insurance until the last minute. Here's why that could cost them
Leaving coverage until closing can lead to higher costs and missed protections — experts explain why starting early matters
Insurance • Aug 05
Many Canadians leave home insurance until the last minute. Here's why that could cost them
Leaving coverage until closing can lead to higher costs and missed protections — experts explain why starting early matters
Mortgages • Aug 04
More Canadians are getting mortgages outside the big banks. Here's what that means for borrowers
As non-bank lenders gain ground, shopping beyond the Big Six could mean better rate choices
Mortgages • Aug 04
More Canadians are getting mortgages outside the big banks. Here's what that means for borrowers
As non-bank lenders gain ground, shopping beyond the Big Six could mean better rate choices
Managing Money • Aug 03
Back-to-school shopping could cost families up to $750 per child this year. Here's how to keep costs down
As back-to-school costs hit $4.5 billion nationwide, Canadian parents are turning to deal-hunting, AI tools, and early planning to save
Managing Money • Aug 03
Back-to-school shopping could cost families up to $750 per child this year. Here's how to keep costs down
As back-to-school costs hit $4.5 billion nationwide, Canadian parents are turning to deal-hunting, AI tools, and early planning to save
Retirement • Aug 02
More Canadians are working longer — and rethinking how they'll fund retirement
As traditional pensions fade, older workers are combining part-time work, home equity, and personal savings to fund life after 65
Retirement • Aug 02
More Canadians are working longer — and rethinking how they'll fund retirement
As traditional pensions fade, older workers are combining part-time work, home equity, and personal savings to fund life after 65
Managing Money • Jul 30
More Canadians say their next paycheque is already spoken for before it arrives
Survey reveals 61% of Canadians have at least half their income spoken for before payday
Managing Money • Jul 30
More Canadians say their next paycheque is already spoken for before it arrives
Survey reveals 61% of Canadians have at least half their income spoken for before payday
Employment • Jul 29
Why nearly one in four Canadian workers are thinking about changing jobs
Gen Z leads the charge as workers look beyond a bigger paycheque for better balance and career growth
Employment • Jul 29
Why nearly one in four Canadian workers are thinking about changing jobs
Gen Z leads the charge as workers look beyond a bigger paycheque for better balance and career growth
News • Jul 28
Even a 6% rent hike could leave thousands of Montreal renters on the financial edge: Study
More than 30,000 people in Montreal could be pushed into financial insecurity
News • Jul 28
Even a 6% rent hike could leave thousands of Montreal renters on the financial edge: Study
More than 30,000 people in Montreal could be pushed into financial insecurity
Insurance • Jul 23
Alberta drivers are promised lower insurance premiums in 2027 — but will everyone actually save money?
The new "Care-First" model promises an average savings of $260, but individual rates will still vary
Insurance • Jul 23
Alberta drivers are promised lower insurance premiums in 2027 — but will everyone actually save money?
The new "Care-First" model promises an average savings of $260, but individual rates will still vary
News • Jul 22
84% of Canadians understand their credit score — so why does half still struggle to raise it?
A new survey finds most Canadians understand what affects their credit score, but nearly half say they're facing barriers to improving it — here's what's holding them back and how to move forward
News • Jul 22
84% of Canadians understand their credit score — so why does half still struggle to raise it?
A new survey finds most Canadians understand what affects their credit score, but nearly half say they're facing barriers to improving it — here's what's holding them back and how to move forward
Managing Money • Jul 21
Households earning under $100K face the highest risk of having no emergency fund, RBC poll finds
The poll finds 52% of Canadians haven't saved enough for an emergency, and 42% say one unexpected expense could derail their finances entirely
Managing Money • Jul 21
Households earning under $100K face the highest risk of having no emergency fund, RBC poll finds
The poll finds 52% of Canadians haven't saved enough for an emergency, and 42% say one unexpected expense could derail their finances entirely
Managing Money • Jul 21
What does a budget-friendly summer look like? More Canadians are finding out, according to CIBC poll
CIBC poll shows many are choosing local travel and experiences over impulse spending to balance fun with financial goals
Managing Money • Jul 21
What does a budget-friendly summer look like? More Canadians are finding out, according to CIBC poll
CIBC poll shows many are choosing local travel and experiences over impulse spending to balance fun with financial goals
News • Jul 14
Canadians feel better about their own finances than the economy, new Leger survey finds
Many households are staying afloat despite ongoing concerns about inflation, housing affordability and rising fuel costs
News • Jul 14
Canadians feel better about their own finances than the economy, new Leger survey finds
Many households are staying afloat despite ongoing concerns about inflation, housing affordability and rising fuel costs
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