Steven Brennan
ContributorSteven Brennan is a freelance finance writer based in Vancouver, BC. He holds a BA and an MA from Maynooth University, Ireland. His work regularly appears at Canadian Mortgage Trends, Lowest Rates, Loans Canada and other Canadian and US brands, while also working as a ghostwriter for financial influencers.
Steven Brennan is a freelance finance writer based in Vancouver, BC. He holds a BA and an MA from Maynooth University, Ireland. His work regularly appears at Canadian Mortgage Trends, Lowest Rates, Loans Canada and other Canadian and US brands, while also working as a ghostwriter for financial influencers.
Steven Brennan's Expertise
Managing Money • Aug 09
Nearly half of Canadians say they drive while stressed or tired, survey finds
Retirement • Jun 09
Canadians use AI for retirement planning but still don't trust it
More from Steven Brennan
LATEST
News • Aug 09
The mortgage shock may be over — but many Canadians are still paying the price
A new CMHC survey shows Canadians are tightening budgets to manage higher monthly mortgage payments
News • Aug 09
The mortgage shock may be over — but many Canadians are still paying the price
A new CMHC survey shows Canadians are tightening budgets to manage higher monthly mortgage payments
Managing Money • Aug 09
Nearly half of Canadians say they drive while stressed or tired, survey finds
A new survey highlights how stress, fatigue, and distraction are combining to put Canadian drivers at risk
Managing Money • Aug 09
Nearly half of Canadians say they drive while stressed or tired, survey finds
A new survey highlights how stress, fatigue, and distraction are combining to put Canadian drivers at risk
Mortgages • Aug 07
More Canadians are seeking mortgage advice as borrowing decisions grow more complex
Facing a complex market, more Canadians are turning to brokers for advice, not just low rates
Mortgages • Aug 07
More Canadians are seeking mortgage advice as borrowing decisions grow more complex
Facing a complex market, more Canadians are turning to brokers for advice, not just low rates
News • Aug 06
68% of millennials are playing 'grocery chess'—cooking at home to fight rising prices and save their household budgets
Grocery inflation has outpaced overall prices for 17 straight months. Here's how millennial Canadians are stretching every dollar without giving up what they love
News • Aug 06
68% of millennials are playing 'grocery chess'—cooking at home to fight rising prices and save their household budgets
Grocery inflation has outpaced overall prices for 17 straight months. Here's how millennial Canadians are stretching every dollar without giving up what they love
Managing Money • Aug 06
Nearly 7 in 10 older Canadian homeowners are cutting back over retirement concerns, survey finds
Rising costs and family support duties force older homeowners to trim budgets ahead of retirement
Managing Money • Aug 06
Nearly 7 in 10 older Canadian homeowners are cutting back over retirement concerns, survey finds
Rising costs and family support duties force older homeowners to trim budgets ahead of retirement
Insurance • Aug 05
Many Canadians leave home insurance until the last minute. Here's why that could cost them
Leaving coverage until closing can lead to higher costs and missed protections — experts explain why starting early matters
Insurance • Aug 05
Many Canadians leave home insurance until the last minute. Here's why that could cost them
Leaving coverage until closing can lead to higher costs and missed protections — experts explain why starting early matters
Mortgages • Aug 04
More Canadians are getting mortgages outside the big banks. Here's what that means for borrowers
As non-bank lenders gain ground, shopping beyond the Big Six could mean better rate choices
Mortgages • Aug 04
More Canadians are getting mortgages outside the big banks. Here's what that means for borrowers
As non-bank lenders gain ground, shopping beyond the Big Six could mean better rate choices
Managing Money • Aug 03
Back-to-school shopping could cost families up to $750 per child this year. Here's how to keep costs down
As back-to-school costs hit $4.5 billion nationwide, Canadian parents are turning to deal-hunting, AI tools, and early planning to save
Managing Money • Aug 03
Back-to-school shopping could cost families up to $750 per child this year. Here's how to keep costs down
As back-to-school costs hit $4.5 billion nationwide, Canadian parents are turning to deal-hunting, AI tools, and early planning to save
Retirement • Aug 02
More Canadians are working longer — and rethinking how they'll fund retirement
As traditional pensions fade, older workers are combining part-time work, home equity, and personal savings to fund life after 65
Retirement • Aug 02
More Canadians are working longer — and rethinking how they'll fund retirement
As traditional pensions fade, older workers are combining part-time work, home equity, and personal savings to fund life after 65
Managing Money • Jul 30
More Canadians say their next paycheque is already spoken for before it arrives
Survey reveals 61% of Canadians have at least half their income spoken for before payday
Managing Money • Jul 30
More Canadians say their next paycheque is already spoken for before it arrives
Survey reveals 61% of Canadians have at least half their income spoken for before payday
Employment • Jul 29
Why nearly one in four Canadian workers are thinking about changing jobs
Gen Z leads the charge as workers look beyond a bigger paycheque for better balance and career growth
Employment • Jul 29
Why nearly one in four Canadian workers are thinking about changing jobs
Gen Z leads the charge as workers look beyond a bigger paycheque for better balance and career growth
News • Jul 28
Even a 6% rent hike could leave thousands of Montreal renters on the financial edge: Study
More than 30,000 people in Montreal could be pushed into financial insecurity
News • Jul 28
Even a 6% rent hike could leave thousands of Montreal renters on the financial edge: Study
More than 30,000 people in Montreal could be pushed into financial insecurity
Insurance • Jul 23
Alberta drivers are promised lower insurance premiums in 2027 — but will everyone actually save money?
The new "Care-First" model promises an average savings of $260, but individual rates will still vary
Insurance • Jul 23
Alberta drivers are promised lower insurance premiums in 2027 — but will everyone actually save money?
The new "Care-First" model promises an average savings of $260, but individual rates will still vary
News • Jul 22
84% of Canadians understand their credit score — so why does half still struggle to raise it?
A new survey finds most Canadians understand what affects their credit score, but nearly half say they're facing barriers to improving it — here's what's holding them back and how to move forward
News • Jul 22
84% of Canadians understand their credit score — so why does half still struggle to raise it?
A new survey finds most Canadians understand what affects their credit score, but nearly half say they're facing barriers to improving it — here's what's holding them back and how to move forward
Managing Money • Jul 21
Households earning under $100K face the highest risk of having no emergency fund, RBC poll finds
The poll finds 52% of Canadians haven't saved enough for an emergency, and 42% say one unexpected expense could derail their finances entirely
Managing Money • Jul 21
Households earning under $100K face the highest risk of having no emergency fund, RBC poll finds
The poll finds 52% of Canadians haven't saved enough for an emergency, and 42% say one unexpected expense could derail their finances entirely
Managing Money • Jul 21
What does a budget-friendly summer look like? More Canadians are finding out, according to CIBC poll
CIBC poll shows many are choosing local travel and experiences over impulse spending to balance fun with financial goals
Managing Money • Jul 21
What does a budget-friendly summer look like? More Canadians are finding out, according to CIBC poll
CIBC poll shows many are choosing local travel and experiences over impulse spending to balance fun with financial goals
News • Jul 14
Canadians feel better about their own finances than the economy, new Leger survey finds
Many households are staying afloat despite ongoing concerns about inflation, housing affordability and rising fuel costs
News • Jul 14
Canadians feel better about their own finances than the economy, new Leger survey finds
Many households are staying afloat despite ongoing concerns about inflation, housing affordability and rising fuel costs
News • Jul 11
Why shorter vacations are becoming this summer's biggest travel trend
Data shows 40% rise in quick escapes as travellers swap long trips for long weekends to save money
News • Jul 11
Why shorter vacations are becoming this summer's biggest travel trend
Data shows 40% rise in quick escapes as travellers swap long trips for long weekends to save money
Investing • Jul 10
Prediction markets are growing — but most Canadians still see them as gambling
Seventy-four percent of Canadians label prediction markets as gambling, not investing
Investing • Jul 10
Prediction markets are growing — but most Canadians still see them as gambling
Seventy-four percent of Canadians label prediction markets as gambling, not investing
News • 4289 views
RBC fined $4.25 million over credit card statement errors — here are 5 things to check on your own account
The federal regulator penalizes Canada's largest bank over missing credits on replacement cards, triggering $22.4 million in customer refunds
News • 4289 views
RBC fined $4.25 million over credit card statement errors — here are 5 things to check on your own account
The federal regulator penalizes Canada's largest bank over missing credits on replacement cards, triggering $22.4 million in customer refunds
Real Estate • Jul 07
Is there ever a 'perfect' time to buy a home? Most Canadians don't think so
Caught between market opportunities and economic anxiety, many Canadians are making massive financial sacrifices to achieve homeownership
Real Estate • Jul 07
Is there ever a 'perfect' time to buy a home? Most Canadians don't think so
Caught between market opportunities and economic anxiety, many Canadians are making massive financial sacrifices to achieve homeownership
News • Jun 24
Can AI help you save money? More Canadians are using it to make buying decisions
More Canadians are turning to AI tools like ChatGPT, Gemini and Copilot before making purchases
News • Jun 24
Can AI help you save money? More Canadians are using it to make buying decisions
More Canadians are turning to AI tools like ChatGPT, Gemini and Copilot before making purchases
Real Estate • Jun 23
Report shows where Canada's luxury homebuyers are looking instead of Toronto and Vancouver
RE/MAX report shows affluent buyers are trading Toronto and Vancouver for mid-sized cities
Real Estate • Jun 23
Report shows where Canada's luxury homebuyers are looking instead of Toronto and Vancouver
RE/MAX report shows affluent buyers are trading Toronto and Vancouver for mid-sized cities
Real Estate • Jun 22
Home sales are picking up across Canada. Is the market finally turning a corner?
CREA data shows May home sales jumped 5.5%, marking the strongest monthly increase of the year
Real Estate • Jun 22
Home sales are picking up across Canada. Is the market finally turning a corner?
CREA data shows May home sales jumped 5.5%, marking the strongest monthly increase of the year
Managing Money • Jun 19
Nearly half of Canadians can only cover bills for a month or less without income. How long would your savings last?
New survey reveals 46% of households could last just one month before facing debt after a job loss
Managing Money • Jun 19
Nearly half of Canadians can only cover bills for a month or less without income. How long would your savings last?
New survey reveals 46% of households could last just one month before facing debt after a job loss
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