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New build home HST rebate

Real Estate 31m ago

Ontario’s new $130,000 HST rebate takes effect today: How to claim it on your next home purchase

The province's highly anticipated tax break for newly built properties rolls out this Monday after months of waiting, cutting upfront closing costs for eligible buyers

Molson brewery in Vancouver British Columbia

News Jun 28

What the rewrite of Vancouver’s historic Molson site reveals about the changing face of Canadian real estate

What the conversion of a historic brewery tells us about real estate trends across Canada

Stem-cell tourism

Life Jun 27

Stem-cell tourism is trending — but Canadians face big financial and health risks for unapproved treatments

From TikTok testimonials to $30,000 trips abroad, more Canadians are chasing experimental treatments that Health Canada hasn’t approved — and the financial and personal costs can be significant

HAPPENING NOW

Senior asian woman entrepreneur looking at the business books

Managing Money Jun 27

Incorporated professionals may be missing a tax break worth thousands — the $50,000 passive income trap

Incorporated professionals who hold investments inside their operating corporation may be eroding the small business deduction — one of Canada's most valuable corporate tax breaks.

Happy Valley Goose Bay Labrador

News Jun 27

Economic uncertainty hits regional development as major Labrador conference collapses

Last-minute cancellation of Expo Labrador over Indigenous history dispute leaves local businesses navigating sudden financial and logistical fallout

Governor General Louise Arbour

Managing Money Jun 26

New rule bars Governor General from lavish spending on clothes after $88K bill. Why it matters for you (and your money)

Canada's new Governor General is now limited on spending taxpayer money on clothes and shoes. Despite silence from Rideau Hall, Money.ca dug in to determine what this reveals about Canadians' financial struggles

Dave Ramsey giving an impassioned speech pointing his figure in the air

Investing Jun 26

Dave Ramsey's blunt advice: 'Shut up and invest' — the real reason most Canadians aren't building wealth

The personal finance guru's blunt message cuts to the heart of why so many Canadians worry about retirement but still haven't started investing — and what to do about it

Coworkers in a break room

Managing Money Jun 26

Is your employer group RRSP match actually working for you — or are you leaving money on the table?

Employer RRSP matching programs are one of the most powerful retirement tools Canadians have — but vesting rules, opt-in gaps and contribution caps mean most workers aren't collecting the full amount

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Scamming fingerprints

News Jun 26

AI scammers are stealing fingerprints from online selfies. Here’s how Canadians can protect their identity

Fraud losses hit a record $704 million in Canada in 2025 — and the latest threat is scammers using social media photos to steal your biometrics: fingerprint, voice and identity

Retired male/female couple sitting at kitchen table looking over financial papers with a calculator and laptop nearby

Managing Money Jun 26

My husband and I are both 75 with $1.5 million invested and $500k in cash — is that too much liquid capital to hold?

When $500,000 in savings feels safe but actually isn’t: why Canadian retirees with too much cash may be losing ground to inflation without knowing it

Coffee mugs with famous quotes from Warren Buffett

Managing Money 2.6k views

Warren Buffett's 'spend what's left' rule: why Canadian high earners keep ignoring it

Income rises, but so do expenses — here is how automating your registered savings before spending a dollar can change that equation for good

Jamie Dimon, CEO of JPMorganChase

News 5.1k views

CEO Jamie Dimon just torched Prime Minister Mark Carney's big trade plan — and your portfolio could pay the price

The world's most powerful banker just called out Canada's trade pivot as a fantasy. Here's what that means for your investments right now.

Close-up of a red and white painted sign outside an immigration consultancy in downtown Vancouver

News 6.5k views

3 million temporary residents face financial uncertainty as Canada reduces PR targets by 18%

Ottawa has cut immigration, reducing permanent resident targets to 395,000 in 2025 and 365,000 in 2026. Here's what it means for newcomers' eligibility for mortgages and registered accounts.

Father and son sitting at a table discussing something

Managing Money 1.7k views

My father lost $250K of his retirement savings to a WhatsApp scam. Here’s what Canadians need to know

A father transferred $250K of the family’s retirement savings to a scammer he met on WhatsApp. Here’s what Canadians can do before — and after — a fraud like this strikes.

AI rehires

News Jun 25

Why many Canadian employers are already rehiring most of the workforce they replaced with AI

The bills are stacking up for companies using AI tools — and suddenly, human payrolls don’t look so bad. Here’s what that could mean for your job and your workplace

Older man on phone

News Jun 25

Canadians are more susceptible to digital fraud than any other nation — here’s why and how to protect yourself

New TransUnion data shows Canada's digital fraud rate surged 63% in a year — here's why Canadians are prime targets and how to recognize a romance scam before it's too late

Prepare for retirement

Managing Money Jun 25

How to plan for retirement in Canada at any age — A step-by-step guide

Plan for retirement in Canada at any age with tips on RRSPs, TFSAs, CPP, OAS and how much you need to save

Canadian $100 bills in counting machine

News 2.0k views

Banks are withdrawing fraud settlements if customers escalate — OBSI says it must stop

Canada's banking ombudsman reported that banks are withdrawing fraud settlement offers when customers escalate complaints — here's what that means for you and how to protect yourself.

Strategic drawdown rules

Managing Money 17.5k views

Strategic drawdown: How to withdraw from RRSPs, TFSAs and non-registered accounts without high taxes

A step-by-step guide to sequencing your withdrawals, minimizing your lifetime tax bill and protecting your government benefits