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Take Jerry Seinfeld’s Estate Planning Advice

01/20/15 1:50 pm

I did not interview Jerry Seinfeld for this article. But I can share with you what he taught me. I was watching Jerry, the all-star comedian, on television.  The program host on an entertainment show asked celebrities about their New Year resolutions. Jerry’s answer was short. It was most appropriate. I am paraphrasing his answer. […]

Its your call – How to get new clients.

01/11/15 8:00 am

Its your call – How to get new clients. Humor me for a second. Think back to the last deal you closed and ask you, “Who was the decision maker I had to reach and influence? How did I do it?” The reason I asked you to think about that is because there will always […]

Economy in 2015 good for buying a home

01/07/15 10:30 pm

  The outlook for the Canadian economy in 2015 in general is looking rosy. As you know, we are, for the most part, influenced by the U.S. economy. Economic recovery in the US is growing at the consumer level and demand for goods will pull many other countries along with it, including Canada. Since important […]

Perception of Value

01/07/15 10:34 am

“This painting here? I bought it ten years ago for sixty thousand dollars; I could sell it today for six hundred. The illusion has become real, and the more real it becomes, the more desperately they want it. Capitalism at its finest.” – the movie Wall Street (1987)   Written by Steve Nyvik, BBA, MBA, […]

Are you investing rationally?

01/04/15 2:41 pm

Do you know how much you should have in equites?  Maybe it is time for you to complete an equity target questionnaire.   Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner and Portfolio Manager, Lycos Asset Management Inc.   It is quite common to find the collective behavior of people participating in […]

Year End Review 2014 and 2015 Preview

12/30/14 12:03 pm

Let’s Talk About the Market Numbers… Note that this report pertains most directly to portfolios operated under the guidelines, rules, and disciplines of Market Cycle Investment Management (MCIM). MCIM produces disciplined “High Quality Growth & Income Portfolios”, designed to maintain and/or to grow income regardless of the direction taken by markets or interest rates. ———————————————————- […]

When Respect Matters.

12/28/14 7:57 am

Just as there is a growing lack of respect in society as a whole, respect plays an ever-increasing role in business. In a world of ever shrinking margins, gone are the days of the quick sale and one-time customer. Securing repeat business is your future. Lasting relationships are based on respect, and business relationships are […]

A structured way to review your portfolio

12/16/14 4:22 pm

With my car, if I forget to change the oil, the check engine light comes on after 10,000 km. Unfortunately there’s no “check portfolio” light that forces us to do a critical review of our portfolio on a periodic basis. Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner and Portfolio Manager, Lycos […]

Executors Need Answers to These Questions

12/16/14 8:43 am

Executors are eager to get off to a good start. They dive into estates. However, they need to test the water before jumping in head first. They can avoid grief with proper legal advice. I am an estate lawyer and start by asking executors these ten questions. My advice always depends on the answers I […]

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Generate New Sales: Mark Borkowski

Its your call: How to generate new sales prospects. Humor me for a second. Think back to the last deal you closed and ask you, “Who was the decision maker I had to reach and influence? How did I do it?” The reason I asked you to think about that is because there will always […]

Confessions of a CFP: You may need an online bank

You may need an online bank this RRSP season.  I probably shouldn’t be telling you this because I’m a financial planner and in order to keep my job I need people to invest their money with me, but it’s true.  Before you completely dismiss the idea of banking online due to your fear of the […]

Financial advertising, marketing and sales without...

Google admits that advertisers wasted their money on more than half of internet ads By Online advertising is a fickle thing. It accounts for 20% of the ad industry’s total spending, and over 90% of revenue for the internet giants Google and Facebook. That said, no one seems to have any idea whether it […]

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […] Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at You must use CODE:MM25 to enroll as a MONEY […]

Getting Tax Credits for Your Unwanted Life Insuran...

Ten or twenty years ago, you purchased a life insurance policy. It was part of a good financial plan to keep your family protected in case of the unthinkable. Today, the mortgage is paid off, your family is grown, your retirement plan is in place and the insurance that once provided peace of mind is […]

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QTRAX Announces the ARTIST MANIFESTO and creation of the ARTIST TRUST – Fun...

01/27/15 10:00 pm

New York, New York (PRWEB) January 28, 2015 QTRAX, the free and legal digital music service, announced today a wide ranging plan to compensate songwriters and artists in a more lucrative and representative manner. The details are available in an extensive, detailed report commissioned by Qtrax and authored by one of the Big Four accounting […]

Future Business Trends in Biking to be Addressed by Futurist Jack Uldrich

01/27/15 10:00 pm

Phoenix, AZ (PRWEB) January 28, 2015 Charles M. Schulz, author of the Peanuts cartoon, once famously said, "Life is like a ten speed bicycle. Most of us have gears we never use." "Nothing could be more true in today's world where our metaphorical gears are increasing at warp speed," says futurist Jack Uldrich. Uldrich will […]

SugarCRM Training Book Now Available for the Amazon Kindle – Getting Starte...

01/27/15 10:00 pm

Des Plaines, IL (PRWEB) January 28, 2015 Technology Advisors, Inc. is pleased to announce the release of Getting Started with SugarCRM Version 7 for the Kindle, available through Amazon. The electronic book provides Sugar end users with comprehensive and in-depth instruction for the latest version of SugarCRM’s leading Customer Relationship Management software. Endorsed by SugarCRM, […]

Walking Shoe Insole vs. Walking Shoe Insert Distinction is Explained in Inf...

01/27/15 10:00 pm

Los Angeles, CA (PRWEB) January 28, 2015 RxSorbo, a leading online retailer of top-rated shoe insoles, is pleased to announce the publication of an informative blog post which demystifies the issue of walking shoe insole vs. inserts. “Our customers come to us confused regarding the situation of walking shoe insole vs. inserts, and some think […]

Async Interview Streamlines the Hiring Process by Unveiling Two New Live Fe...

01/27/15 9:10 pm

Philadelphia, PA (PRWEB) January 28, 2015 Async Interview, a leading digital interviewing platform provider, today unveiled two new features to its array of digital interviewing solutions–Live Scheduling and Live Recording–in a continued effort to simplify the hiring process for human resource (HR) and recruitment professionals. Async Interview’s digital interviewing platforms, which include live video interviewing, […]

CertFocus Introduces New Client-Focused Site Design

01/27/15 9:00 pm

Plainview, New York (PRWEB) January 28, 2015 As CertFocus begins to roll out its new updated Certificate of Insurance Management Platform it is also going to market with a new website. CertFocus – long recognized as an industry innovator continues to push the value delivery of its systems and services. The new site and platform […]

William C. Orthwein’s new book teaches readers ‘Forbidden Economics’

01/27/15 9:00 pm

HIGHLAND, Ill. (PRWEB) January 28, 2015 Author and retired engineer William C. Orthwein has a master’s degree in mathematics and a doctorate in engineering. During his long career in engineering, he says he couldn’t help but notice the economic decline of the United States and concurrent growth of the banking sector. Following retirement, his focus […]

Recently Implemented Lean Processes Ensure On-Time Deliveries of Roll-Kraft...

01/27/15 9:00 pm

Mentor, OH. (PRWEB) January 28, 2015 Roll-Kraft has recently implemented Lean processes to eliminate common delays that hold up production. Many manufacturing procedures have been scrutinized, re-organized, and some operations have been relocated within the building, for better flow of the product through the factory. Using Six Sigma techniques, each step of the process has […]

Mercy College Symposium on Dynamic Bilingualism

01/27/15 9:00 pm

(PRWEB) January 28, 2015 Mercy College Symposium on Dynamic Bilingualism Nationally, one in five students is categorized as an English Language Learner. Developing the potential of these students is a national priority – especially here in Westchester County. Mercy College is taking on the issue with its first ever Symposium on Dynamic Bilingualism – the […]

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Jonathan Budd’s “Get Traffic 3.0″ Is Open!

By Jonathan Budd When Jonathan Budd’s Get Traffic 3.0 was introduced, it changed the way people thought about Facebook as a marketing platform. In fact it radically redefined everything about the way people viewed social media marketing! Burnley, Lancashire / ACCESSWIRE / January 28, 2015 / When Jon...

Ximen Announces Corporate Update

Vancouver, British Columbia–(Newsfile Corp. – January 27, 2015) – Ximen Mining Corp. (TSXV: XIM) (the “Company”or “Ximen”) announces that Patrick Forseille has resigned as a director of Ximen Mining Corp. The Company would like to thank Mr. Forseille for his service to the Company as a director. Fur...

Alliance Mining Update

Vancouver, British Columbia–(Newsfile Corp. – January 27, 2015) – ALLIANCE MINING CORP (TSXV: ALM) (the “Company”) The Company announces that Patrick Forseille has resigned as a director of Alliance Mining Corp. The Company would like to thank Mr. Forseille for his many years of service to the Compa...

Gener8 and Prime Focus Enter into Technology Licensing Partnership

By Gener8 Media Corp. VANCOUVER, BC / ACCESSWIRE / January 27, 2015 / Gener8 Media Corp. (CSE: GNR) (“Gener8″ or the “Company”) is pleased to announce a licensing and 3D conversion partnership with the Prime Focus Group (“Prime Focus”). According to the terms of the definitive agreement (the “T...

Armada Announces Q2 2015 Results

Armada Announces Q2 2015 Results Mississauga, Ontario (FSCwire) – Armada Data Corporation (TSX.V: ARD) reports its interim financial results for the quarter ended November 30, 2014 have now been filed on Sedar and are available to view on the Company’s website as well as on Sedar ...

Standard Tolling Grants Stock Options

Standard Tolling Grants Stock Options White Rock, British Columbia (FSCwire) – Standard Tolling Corp. (TSX-V: TON, Frankfurt: GA0, “Standard Tolling” or the “Company”) reports that on January 27, 2015, the Directors have granted incentive stock options to directors, officers, and consultants on 2,90...

SPT Sulphur Polymer Technologies Inc. Expands Existing Business by Acquisit...

By SPT Sulphur Polymer Technologies Inc. Vancouver, BC / ACCESSWIRE / January 27, 2015 / SPT Sulphur Polymer Technologies Inc. (the “Company“) is pleased to announce that it has entered into a letter of intent (the “LOI“) with Mr. Wlodzimierz Myslowski of Poland to acquire all rights to the patents,...

Open Source Health and GeneYouIn Announce Advances in Fertility Care Using ...

By Open Source Health Corporation Toronto, ON / ACCESSWIRE / January 27, 2015 / Open Source Health Inc. (CSE:OSH), (Frankfurt:0OS), is leading the digital transformation of integrative medicine with its cloud-based healthcare platform. OSH puts control into the hands of women to educate, advocate an...

Waterton to Complete Acquisition of Chaparral Gold for C$0.61 Per Share

Scottsdale, Arizona; Toronto, Ontario; Vancouver, British Columbia–(Newsfile Corp. – January 27, 2015) – Chaparral Gold Corp. (TSX: CHL) (“Chaparral”), Waterton Precious Metals Fund II Cayman, LP (“Waterton”) and Goldrock Mines Corp. (TSXV: GRM) (“Goldrock”) announce an update to the plan of arrange...

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