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YOU AND YOUR MONEY® - A personal finance blog brought to you by MONEY®

Expectations of entitlement – where do you sit?

10/22/14 9:07 am

This is coming from Panama – Coronado on the Pacific Coast to be exact. We are here for 12 days. An interesting country – some very lovely spots and the people have been universally friendly so far! Lots of expats here – both Canadian and US. They have their own currency, the Balboa – but […]

The S&P 500: 15 Years to Nowhere!

10/18/14 11:56 am

On November 30 1999, the S & P 500 Index was around 1,400, basking in the sunlight of what many analysts were calling the “No Value At All” or “Dot Com” Bubble. Roughly ten years later, December 31 2009, the Index was about 20% lower (@ 1,120) a mere ten months off a second major […]

What do you need to do before Retirement.

10/17/14 11:49 am

Retirement is one of the biggest changes you’re ever going to make. Too often I see people retire, then wish they never did it. They’ve not thought through some of the changes that are likely to happen. You don’t want to be part of that group. Instead, be smart and think about retirement in a […]

Franchising is Not all About Food – You Have Other...

10/16/14 4:12 pm

Let me be clear,  the food category is a big part of the franchising industry.   But what most people fail to do is investigate the other categories of franchising. Did you know you could run numerous service franchises that deliver great value and produce solid recurring revenue? Did you know you could keep your job and […]

S&P 500 Index: Morning After 401k Musings

10/15/14 11:41 am

March 2000 witnessed the S&P 500 Index breach the 1,500 barrier for the very first time… seven and a half years later, it was in just about the same position. Inter-day October 15th, after an incredible bounce from its 56% drop through March 6th 2009, the S&P was just 20% above where it had been […]

Dealing With Stock Market Corrections: Ten Do’s an...

10/14/14 6:56 am

A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, corrections adjust equity prices to their actual value or “support levels”.  In reality, it may be easier than that. Prices go down because of speculator reactions to expectations of news, speculator reactions to actual news, and investor profit […]

Appraisals made easy

10/08/14 11:30 pm

Changes in mortgage rules for home buyers and insurers certainly have had an impact on the housing market, and those changes impacted property appraisals as well. Conventional mortgages – those that are up to 80% loan-to-value of the value of the property — and uninsured — are often required to have an appraisal. The decision […]

Use Checklists to Review Wills

10/06/14 2:19 pm

The biggest benefit of having a will is peace of mind. You make your will to enjoy the benefits during your lifetime. Your loved ones also benefit from an up-to-date will. As I’ll explain, making a will is not a do-it-yourself project. I’ll also give you a checklist to keep your will current. Everyone needs […]

Point of Maximum Pessimism

10/06/14 11:14 am

“If you want better performance than the crowd, you must do things differently from the crowd. Hunt for bargains at low prices that have an excellent long-term outlook.  Those bargains can often be found by investing at the point of maximum pessimism.” – Sir John Templeton, Founder of the Templeton Funds.  A $10,000 investment in […]



ME AND MY MONEY®
ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at ruthschris.ca You must use CODE:MM25 to enroll as a MONEY […]

Getting Tax Credits for Your Unwanted Life Insuran...

Ten or twenty years ago, you purchased a life insurance policy. It was part of a good financial plan to keep your family protected in case of the unthinkable. Today, the mortgage is paid off, your family is grown, your retirement plan is in place and the insurance that once provided peace of mind is […]

Can you really afford not to have life insurance?

The answer is no.  Think about this…You love your family, right? You don’t want to leave them with the burden of debt in case of an unforeseen even, right? But how can you ensure that your family is not dealing with having to pay off debts while they are grieving in their time of loss?  […]

www.moneyincanada.ca

www.moneyincanada.ca and moneyincanada.ca stand on guard for thee. The definitive Canadian money site in Canada is called simply MONEY aka www.money.ca above all the main namesake and top ranked site for Canadians and their money considerations and information. Money Information is indeed and important commodity. All the things we do at Money Canada Limited is […]

www.moneyinformation.ca

www.moneyinformation.ca  moneyinformation.ca and Money Information respectively are part of The MONEY Network and considered to be sites, landing pages and online destination places for Canadians – MONEY and Canada. Our main site is MONEY.CA please join us for all the right reasons. Money Information and this site is intended for long-term use for public awareness […]

Guildhall Diamonds – Launches shiny new alternativ...

Shine bright like a diamond. Why pay good money for good diamonds? white diamonds, yellow, diamonds, green diamonds, blue diamonds or red. The markets may go up and down and with it fortunes and lifetime savings are crushed or diminished. There is a good reason for not putting your eggs in one basket.  Some say” […]

Best Rate Around – Tax-Free Savings Account

A great and smart idea that needs better marketing. This simple concept of Best Rate Around is unique in concept and may be a cute play on words; but it really means business, big business, big enough that the big banks make a tidy some off each and every year. Now something new Tax-Free Savings […]

Tax Free Profit Extraction Using Life Insurance

A tax avoidance strategy has been growing in popularity in recent years. Although CRA has been aware of the strategy for over ten years, its increase in popularity and the Federal government’s current focus on reforming the taxation of insurance means that the life of the strategy may be coming to an end. There are […]



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First Niagara Reports Third Quarter 2014 Results

10/24/14 3:00 am

Third Quarter Highlights: GAAP net loss available to common shareholders per share of $1.90. Operating earnings of $63.3 million or $0.18 per diluted share before the impact of two items: Non-cash pre-tax goodwill impairment charge of $800 million Non-cash goodwill impairment is an accounting loss and does not impact future profitability $45 million reserves to […]

New World Systems Purchases New Corporate Headquarters

10/24/14 3:00 am

TROY, Mich., Oct. 24, 2014 (GLOBE NEWSWIRE) — New World Systems™ is on the move. The Public Sector software company located at 888 West Big Beaver Road in Troy, Mich., announced its purchase of new corporate headquarters. The company plans to relocate to its new headquarters at 840 West Long Lake Road in Troy, Mich. […]

Memorial Resource Development Corp. Announces Third Quarter 2014 Earnings C...

10/24/14 3:00 am

HOUSTON, Oct. 24, 2014 (GLOBE NEWSWIRE) — Memorial Resource Development Corp. (Nasdaq:MRD) announced today that it will report third quarter 2014 financial and operating results before the market opens for trading on November 5, 2014. Following the announcement, management will host a third quarter 2014 earnings conference call at 2 p.m. Central (3 p.m. Eastern). Interested […]

Memorial Production Partners LP Announces Third Quarter 2014 Cash Distribut...

10/24/14 3:00 am

HOUSTON, Oct. 24, 2014 (GLOBE NEWSWIRE) — Memorial Production Partners LP (Nasdaq:MEMP) announced today that the board of directors of its general partner declared a cash distribution of $0.55 per unit for the third quarter of 2014. This distribution represents an annualized amount of $2.20 per unit and will be paid on November 12, 2014 […]

TrustBuddy Announces Its Second Major Institutional Lending Capital Investo...

10/24/14 3:00 am

STOCKHOLM, Sweden, Oct. 24, 2014 (GLOBE NEWSWIRE) — With the continued strong growth TrustBuddy enjoys in its existing markets, and the need for P2P funding capital upon entering new markets, the company welcomes strong institutional investors in an effort to promote quicker loan origination growth. TrustBuddy believes that the US model of 50% institutional capital […]

SLOW FOOD FOUNDER CARLO PETRINI AND TOP CHEF JAMIE OLIVER ENDORSE THE BARIL...

10/24/14 3:00 am

TURIN, Oct. 24, 2014 (GLOBE NEWSWIRE) — Carlo Petrini, founder of Slow Food, and Jamie Oliver, one of the world’s most popular chefs, today gave their endorsement to the Milan Protocol (www.protocollodimilano.it / www.milanprotocol.com), promoted by the Barilla Center for Food and Nutrition Foundation at Slow Food’s international food festival “Salone del Gusto.” The Protocol […]

Retail Opportunity Investments Corp. Announces Company’s Warrants Have Been...

10/24/14 3:00 am

SAN DIEGO, Oct. 24, 2014 (GLOBE NEWSWIRE) — Retail Opportunity Investments Corp. (Nasdaq:ROIC) announced today the company’s remaining outstanding warrants expired by their terms on October 23, 2014. The warrants were initially issued in 2007 by the company’s predecessor entity. Of the 49.4 million warrants originally issued, 24.8 million warrants were exercised in total, providing ROIC […]

AkzoNobel opens state-of-the-art vehicle refinishes plant in China

10/24/14 3:00 am

AMSTERDAM, Netherlands, Oct. 24, 2014 (GLOBE NEWSWIRE) — AkzoNobel has started operations at its state-of-the-art vehicle refinishes plant in Changzhou, China – the company’s 30th manufacturing facility in the country. The new factory adds around 25 million liters of capacity for Sikkens, Lesonal and Prime vehicle refinishes products and strengthens AkzoNobel’s position as one of […]

iDreamSky Launches Card Battle Game “Sky Fall” in China

10/24/14 3:00 am

SHENZHEN, China, Oct. 24, 2014 (GLOBE NEWSWIRE) — iDreamSky Technology Limited (Nasdaq:DSKY) (“iDreamSky” or the “Company”), China’s largest independent mobile game publishing platform, today announced that it has launched a real time multiplayer card battle game called “Sky Fall.” Developed by Beijing-based game studio SoulGame, “Sky Fall” provides players with unique gameplay that brings an […]



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The World’s Leading Expert on Gluten-Related Disorders, Dr. Alessio Fasano,...

The founder and director of the Center for Celiac Research at Massachusetts General Hospital provides a clear, concise roadmap for understanding why gluten does what it does and what can be done about it. BOSTON, MA, October 24, 2014 /24-7PressRelease/ — These days it seems you can’t pick up anythin...

The Brandt-Swift-Associates Foundation Invests $500,000 in Initiative Bangl...

The Brandt-Swift Associates Foundation has announced a grant of $500,000 to Initiative Bangladesh for the expansion of social projects. SINGAPORE, October 24, 2014 /24-7PressRelease/ — The project has worked from Dhaka, to connect Bangladesh youth with Information and Communications Technology (ICT)...

StampKey – The Easiest Way to Carry Your Loyalty Cards with You on Your Sma...

StampKey app offers the simple solution to carry your loyalty cards on your smartphone and to start your own professional loyalty program for smartphones in no time. SAN JOSE, COSTA RICA, October 24, 2014 /24-7PressRelease/ — Who hasn’t experienced the numerous restaurant, store, supermarket, gym or...

Speakers at NationaLease’s Annual Meeting Express Optimism

Predictions for a bright future and some Texas-style celebrating make this milestone meeting a huge success. DOWNERS GROVE, IL, October 24, 2014 /24-7PressRelease/ — NationaLease, one of the largest full service truck leasing organizations in North America, marked its 70th year by holding its Annual...

SparcIt and Creativity Testing Services (CTS) Forge Partnership to Transfor...

Together, the two organizations will provide a full range of online automated semantic-based creativity assessments to educators, researchers, and other organizations. BERKELEY, CA,October 24, 2014 /24-7PressRelease/ — SparcIt, a pioneer in automated psychometric assessments, and Creativity Testing ...

Rob DeVincent of Corcentric Reveals the 3 Ways to Audit Your AP Performance...

DeVincent to discuss the steps accounts payable departments must take in order to measure and improve their performance. MCLEAN, VA, October 24, 2014 /24-7PressRelease/ — Corcentric, a leading provider of Accounts Payable automation and electronic invoicing software, today announced Rob DeVincent, V...

Platfarm, What Should I Eat Today? ‘Yoinbae’ A Quick Cooking Solution for P...

‘Yoinbae’ is the most approachable cooking adviser. SEOUL, KOREA, October 24, 2014 /24-7PressRelease/ — We spend a lot of time thinking about what we should eat these days. Especially, people who live alone or who are in a small family like newly married couples are desperately in need of proper rec...

Nagoya Commodity Exchange (NGCX) Receives Commodities Market Award Deployed...

Nagoya Commodity Exchange (NGCX) announced today that it has been honored with a Commodities Market Award for “Best Real-Time Market Commodities Pricing.” NAGOYA, JAPAN, October 24, 2014 /24-7PressRelease/ — The awards recognize industry excellence with market data, reference data and enterprise dat...

Japan Trading Authorities Approves Mr. Yasunobu Saionji’s Appointment as th...

Mr. Korekiyo Saitoh, appointed as the Chairman of Audit Committee and Mr. Torajiro Nagatsuka as the Chairman of the Remuneration Committee of the Nagoya Commodity Exchange (NGCX-org). NAGOYA, JAPAN, October 24, 2014 /24-7PressRelease/ — Nagoya Commodity Exchange today received an approval from the J...




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