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YOU AND YOUR MONEY® - A personal finance blog brought to you by MONEY®

10 Million Monkeys Can’t be Wrong

10/30/14 2:13 pm

“A monkey hitting keys at random on a typewriter keyboard for an infinite amount of time will almost surely type a given text, such as the complete works of William Shakespeare”. – The infinite monkey theorem by Félix Édouard Justin Émile Borel, Mathematician   Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner […]

The Genius Next Door

10/27/14 6:56 pm

My next door neighbor Chuck is a genius. He has driven the same car for 15 years yet I never hear him complain about the price of gas or the price he has to pay his mechanic. The fact that he drives a 1999 Buick Le Sabre makes His silence all the more baffling. I […]

Expectations of entitlement – where do you sit?

10/22/14 9:07 am

This is coming from Panama – Coronado on the Pacific Coast to be exact. We are here for 12 days. An interesting country – some very lovely spots and the people have been universally friendly so far! Lots of expats here – both Canadian and US. They have their own currency, the Balboa – but […]

The S&P 500: 15 Years to Nowhere!

10/18/14 11:56 am

On November 30 1999, the S & P 500 Index was around 1,400, basking in the sunlight of what many analysts were calling the “No Value At All” or “Dot Com” Bubble. Roughly ten years later, December 31 2009, the Index was about 20% lower (@ 1,120) a mere ten months off a second major […]

What do you need to do before Retirement.

10/17/14 11:49 am

Retirement is one of the biggest changes you’re ever going to make. Too often I see people retire, then wish they never did it. They’ve not thought through some of the changes that are likely to happen. You don’t want to be part of that group. Instead, be smart and think about retirement in a […]

Franchising is Not all About Food – You Have Other...

10/16/14 4:12 pm

Let me be clear,  the food category is a big part of the franchising industry.   But what most people fail to do is investigate the other categories of franchising. Did you know you could run numerous service franchises that deliver great value and produce solid recurring revenue? Did you know you could keep your job and […]

S&P 500 Index: Morning After 401k Musings

10/15/14 11:41 am

March 2000 witnessed the S&P 500 Index breach the 1,500 barrier for the very first time… seven and a half years later, it was in just about the same position. Inter-day October 15th, after an incredible bounce from its 56% drop through March 6th 2009, the S&P was just 20% above where it had been […]

Dealing With Stock Market Corrections: Ten Do’s an...

10/14/14 6:56 am

A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, corrections adjust equity prices to their actual value or “support levels”.  In reality, it may be easier than that. Prices go down because of speculator reactions to expectations of news, speculator reactions to actual news, and investor profit […]

Appraisals made easy

10/08/14 11:30 pm

Changes in mortgage rules for home buyers and insurers certainly have had an impact on the housing market, and those changes impacted property appraisals as well. Conventional mortgages – those that are up to 80% loan-to-value of the value of the property — and uninsured — are often required to have an appraisal. The decision […]



ME AND MY MONEY®
ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at ruthschris.ca You must use CODE:MM25 to enroll as a MONEY […]

Getting Tax Credits for Your Unwanted Life Insuran...

Ten or twenty years ago, you purchased a life insurance policy. It was part of a good financial plan to keep your family protected in case of the unthinkable. Today, the mortgage is paid off, your family is grown, your retirement plan is in place and the insurance that once provided peace of mind is […]

Can you really afford not to have life insurance?

The answer is no.  Think about this…You love your family, right? You don’t want to leave them with the burden of debt in case of an unforeseen even, right? But how can you ensure that your family is not dealing with having to pay off debts while they are grieving in their time of loss?  […]

www.moneyincanada.ca

www.moneyincanada.ca and moneyincanada.ca stand on guard for thee. The definitive Canadian money site in Canada is called simply MONEY aka www.money.ca above all the main namesake and top ranked site for Canadians and their money considerations and information. Money Information is indeed and important commodity. All the things we do at Money Canada Limited is […]

www.moneyinformation.ca

www.moneyinformation.ca  moneyinformation.ca and Money Information respectively are part of The MONEY Network and considered to be sites, landing pages and online destination places for Canadians – MONEY and Canada. Our main site is MONEY.CA please join us for all the right reasons. Money Information and this site is intended for long-term use for public awareness […]

Guildhall Diamonds – Launches shiny new alternativ...

Shine bright like a diamond. Why pay good money for good diamonds? white diamonds, yellow, diamonds, green diamonds, blue diamonds or red. The markets may go up and down and with it fortunes and lifetime savings are crushed or diminished. There is a good reason for not putting your eggs in one basket.  Some say” […]

Best Rate Around – Tax-Free Savings Account

A great and smart idea that needs better marketing. This simple concept of Best Rate Around is unique in concept and may be a cute play on words; but it really means business, big business, big enough that the big banks make a tidy some off each and every year. Now something new Tax-Free Savings […]

Tax Free Profit Extraction Using Life Insurance

A tax avoidance strategy has been growing in popularity in recent years. Although CRA has been aware of the strategy for over ten years, its increase in popularity and the Federal government’s current focus on reforming the taxation of insurance means that the life of the strategy may be coming to an end. There are […]



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Rainbow Ryders Named Best Hot Air Balloon Rides in the U.S. by Fodor’s Trav...

11/01/14 6:00 am

Albuquerque, NM (PRWEB) November 01, 2014 Fodor’s Travel announced their list of 10 Best Hot Air Balloon Rides in the U.S., naming Rainbow Ryders Hot Air Balloon Ride Co., based in Albuquerque, New Mexico to the list. Fodor’s, a renowned travel guide for both national and international destinations, showcases interesting points of interest for travelers […]

Hollywood Star Returns to His Roots

11/01/14 5:00 am

Houston, TX (PRWEB) November 01, 2014 Television and film star Romany Malco returns to Texas November 6-8 to meet fans and speak to students during his three-day “Back to Baytown” event. Malco was raised in both the Caribbean and New York, but moved to Texas as a teen. He spent his formative years in Baytown […]

Amanda Products Releases Part 2 of the Road to SEMA 2014 Story

11/01/14 5:00 am

(PRWEB) November 01, 2014 INSPIRATION – part 1 of the Road to SEMA story – documented Amanda Products' search for exciting new off-road products after winning a Global Media Award for SpeedHook™ at SEMA '13. That journey took them in search of real-world feedback – from Ultra4 and Dirt Riot races on the west coast […]

Kikkerland Design and Bed Bath & Beyond® Launch Design Project to Highl...

11/01/14 4:01 am

New York City, New York (PRWEB) November 01, 2014 The Kikkerland Design team partnered with home furnishings retailer Bed Bath & Beyond® in August this year on the kick-off of its seventh design challenge, to give young designers a platform to present their product ideas. Believing that future designers need to be 'thinking' designers, the […]

TheBeautyPlace.com to Re-launch Website with New Design and Features

11/01/14 4:00 am

(PRWEB) November 01, 2014 A leading online merchant, TheBeautyPlace.com announced today that a new website would be launched in November 2014. With a new logo, a website redesign, a sophisticated, clean look, and a new mobile site, the re-launch will include an improved system for an easy online shopping experience. “We recognized that it was […]

SALT Technology, Inc. Announces OneTouch 2.0

11/01/14 4:00 am

San Francisco, California (PRWEB) November 01, 2014 “SALT has built its OneTouch payment platform around fast, simple and secure payment experiences for consumers, which in turn will drive increased conversions for merchants. Reducing friction in transactions and delighting consumers creates a bigger market for merchants, which is core to our mission,” said Brian Bogosian, CEO […]

Sessions and Students — Highlights of Arts Schools Network’s National Confe...

11/01/14 4:00 am

Key West, FL (PRWEB) November 01, 2014 Denver, Colo., with its strong arts ethic, outstanding performance groups and venues, and stellar arts schools, proved an inspirational and entertaining environment for the nearly 350 attendees of the Arts Schools Network 2014 National Conference last week. The conference theme, "Career Paths in the Arts" was apt for […]

Fairfield Theatre Introduces the Best Beatles Tribute Band: The Fab Faux

11/01/14 4:00 am

Fairfield, CT (PRWEB) November 01, 2014 Halloween may have come and gone, but the Fairfield Theatre Company will continue dishing out treats this holiday weekend as they welcome back the best Beatles re-creationists out there, The Fab Faux, at 8 p.m. on Saturday, Nov. 1 at the Klein Auditorium. Those who haven’t heard The Fab […]

Winter Launch Party for Small Businesses

11/01/14 3:00 am

Denver, Colorado (PRWEB) November 01, 2014 Seven companies are hosting a winter launch party Saturday, Nov. 8 from 7 to 11 p.m. at Whiskey Bar located at 2191 Larimer St. in Denver. “We invite the public to sip, sample and support small business,” says Tamagear Founder Dean Dormady. “You’ll have a chance to see all […]



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Ed Sappin from Sappin Global Strategies Ranks the Top 10 Innovative Cities ...

By InterestSpring LLC The List Includes Cities that Have a Strong Education Base, Good Track Record for Creating Jobs, and Several Other Criteria   Los Angeles, CA / ACCESSWIRE / November 1, 2014 / Ed Sappin, founder of Sappin Global Strategies, has just posted an article to his company’s websi...

Pehhs.com Case Study Shares How the Firm Helped One Client Reach His Dream ...

By PEHHS A past executive client, named Brad Davis, credits pehhs.com for helping him find the perfect position and becoming chief operating officer. Los Angeles, CA — Pehhs.com, a top-tier recruiting company that specializes in private equity (PE) and venture capitalist (VC) firms, recently release...

Dinar Coins, Dirham Coins and Bars Now Available through New Website, www.b...

By Rufus International Rufus International, a global retailer of precious metals, launched www.buydinarcoin.com to offer international clients the opportunity to invest in gold dinar coins and silver dirham coins and bars Selangor, Malaysia / ACCESSWIRE / November 1, 2014 / Dinar coin and dirha...

Photon VPS Now Offers Free 2 Gbps DDOS Mitigation On All Cloud Packages

By Accesswire-MM Photon VPS has announced state of the art DDOS mitigation service will now form a core part of all their cloud packages to enhance security for cloud users.   Los Angeles, CA, United States of America / ACCESSWIRE / November 1st, 2014 / DDOS attacks are a strategy used by hacke...

Warhammer 40,000 Eternal Crusade Announces the Ork Themed Pioneer Pack

Welcome to the “Free to WAAAGH!” way to join Eternal Crusade’s Founder’s Program. MONTREAL, QC, November 01, 2014 /24-7PressRelease/ — Today, Behaviour Interactive is incredibly pleased to announce the Ork-themed Pioneer Pack for our upcoming MMO, Warhammer 40,000: Eternal Crusade. Our free-to-play ...

Kagame Says ICT Has Accelerated Rwanda’s Development, Reports KT Press

President Paul Kagame says Rwanda’s growth has been largely due to the efficient utilization of ICTs in the implementation of national programs. KIGALI, RWANDA, November 01, 2014 /24-7PressRelease/ — President Paul Kagame says Rwanda’s growth has been largely due to the efficient utilization of ICTs...

Foresters Sponsor a Tech Timeout at the Big City Sleep to Raise Awareness o...

Highlighting the vulnerability of children living on the streets, a fund and awareness-raising event, called the Big City Sleep, took place on the evening of Friday 24 October. BROMLEY, ENGLAND, November 01, 2014 /24-7PressRelease/ — Highlighting the vulnerability of children living on the streets, ...

Asia-Pacific-Bokerage Services Limited Announces Grants to 25 Local Chariti...

Humanitarian aid organization wins $250,000 Top Honor – www.asia-pacific-brokerage.com. KOWLOON, HONG KONG, November 01, 2014 /24-7PressRelease/ — Asia Pacific Brokerage Services Limited today announced the winners of the Asia Pacific Brokerage Services Limited Community Involvement program. 25 char...

Orocobre Limited Quarterly Activities & Cashflow Report – September 201...

Orocobre Limited Quarterly Activities & Cashflow Report – September 2014 Perth, Australia (FSCwire) – Orocobre Limited (ASX:ORE) (TSX:ORL) present the Quarterly Activities & Cashflow Report for the period ending September 2014. Olaroz Lithium-Potash-Boron Project: – Project construction is i...




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