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10 Million Monkeys Can’t be Wrong

10/30/14 2:13 pm

“A monkey hitting keys at random on a typewriter keyboard for an infinite amount of time will almost surely type a given text, such as the complete works of William Shakespeare”. – The infinite monkey theorem by Félix Édouard Justin Émile Borel, Mathematician   Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner […]

The Genius Next Door

10/27/14 6:56 pm

My next door neighbor Chuck is a genius. He has driven the same car for 15 years yet I never hear him complain about the price of gas or the price he has to pay his mechanic. The fact that he drives a 1999 Buick Le Sabre makes His silence all the more baffling. I […]

Expectations of entitlement – where do you sit?

10/22/14 9:07 am

This is coming from Panama – Coronado on the Pacific Coast to be exact. We are here for 12 days. An interesting country – some very lovely spots and the people have been universally friendly so far! Lots of expats here – both Canadian and US. They have their own currency, the Balboa – but […]

The S&P 500: 15 Years to Nowhere!

10/18/14 11:56 am

On November 30 1999, the S & P 500 Index was around 1,400, basking in the sunlight of what many analysts were calling the “No Value At All” or “Dot Com” Bubble. Roughly ten years later, December 31 2009, the Index was about 20% lower (@ 1,120) a mere ten months off a second major […]

What do you need to do before Retirement.

10/17/14 11:49 am

Retirement is one of the biggest changes you’re ever going to make. Too often I see people retire, then wish they never did it. They’ve not thought through some of the changes that are likely to happen. You don’t want to be part of that group. Instead, be smart and think about retirement in a […]

Franchising is Not all About Food – You Have Other...

10/16/14 4:12 pm

Let me be clear,  the food category is a big part of the franchising industry.   But what most people fail to do is investigate the other categories of franchising. Did you know you could run numerous service franchises that deliver great value and produce solid recurring revenue? Did you know you could keep your job and […]

S&P 500 Index: Morning After 401k Musings

10/15/14 11:41 am

March 2000 witnessed the S&P 500 Index breach the 1,500 barrier for the very first time… seven and a half years later, it was in just about the same position. Inter-day October 15th, after an incredible bounce from its 56% drop through March 6th 2009, the S&P was just 20% above where it had been […]

Dealing With Stock Market Corrections: Ten Do’s an...

10/14/14 6:56 am

A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, corrections adjust equity prices to their actual value or “support levels”.  In reality, it may be easier than that. Prices go down because of speculator reactions to expectations of news, speculator reactions to actual news, and investor profit […]

Appraisals made easy

10/08/14 11:30 pm

Changes in mortgage rules for home buyers and insurers certainly have had an impact on the housing market, and those changes impacted property appraisals as well. Conventional mortgages – those that are up to 80% loan-to-value of the value of the property — and uninsured — are often required to have an appraisal. The decision […]

ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at You must use CODE:MM25 to enroll as a MONEY […]

Getting Tax Credits for Your Unwanted Life Insuran...

Ten or twenty years ago, you purchased a life insurance policy. It was part of a good financial plan to keep your family protected in case of the unthinkable. Today, the mortgage is paid off, your family is grown, your retirement plan is in place and the insurance that once provided peace of mind is […]

Can you really afford not to have life insurance?

The answer is no.  Think about this…You love your family, right? You don’t want to leave them with the burden of debt in case of an unforeseen even, right? But how can you ensure that your family is not dealing with having to pay off debts while they are grieving in their time of loss?  […] and stand on guard for thee. The definitive Canadian money site in Canada is called simply MONEY aka above all the main namesake and top ranked site for Canadians and their money considerations and information. Money Information is indeed and important commodity. All the things we do at Money Canada Limited is […] and Money Information respectively are part of The MONEY Network and considered to be sites, landing pages and online destination places for Canadians – MONEY and Canada. Our main site is MONEY.CA please join us for all the right reasons. Money Information and this site is intended for long-term use for public awareness […]

Guildhall Diamonds – Launches shiny new alternativ...

Shine bright like a diamond. Why pay good money for good diamonds? white diamonds, yellow, diamonds, green diamonds, blue diamonds or red. The markets may go up and down and with it fortunes and lifetime savings are crushed or diminished. There is a good reason for not putting your eggs in one basket.  Some say” […]

Best Rate Around – Tax-Free Savings Account

A great and smart idea that needs better marketing. This simple concept of Best Rate Around is unique in concept and may be a cute play on words; but it really means business, big business, big enough that the big banks make a tidy some off each and every year. Now something new Tax-Free Savings […]

Tax Free Profit Extraction Using Life Insurance

A tax avoidance strategy has been growing in popularity in recent years. Although CRA has been aware of the strategy for over ten years, its increase in popularity and the Federal government’s current focus on reforming the taxation of insurance means that the life of the strategy may be coming to an end. There are […]

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SmartVault Announces Big Usability Enhancements with New Connected Desktop

10/31/14 5:04 am

Houston, TX (PRWEB) October 31, 2014 SmartVault, a leading provider of Software as a Service (SaaS) online document storage and secure file sharing solutions, today announced the release of its new SmartVault Connected Desktop. Connecting users to their data in a simple, easy-to-use interface designed and optimized for the desktop, the SmartVault Connected Desktop delivers […]

Hair Restoration Pioneer Presents Advances in Robotic Hair Transplants at I...

10/31/14 5:04 am

Kuala Lumpur, Malaysia (PRWEB) October 31, 2014 Robert M. Bernstein, M.D., F.A.A.D., a world-renowned hair transplant pioneer, has presented two advances in robotic hair transplant surgery to the hair restoration industry’s largest conference; an interactive hair restoration design software suite called ARTAS Hair Studio™ and recipient site creation capability in the ground-breaking ARTAS® Robotic Hair […]

White Mountain Submits Second Round Report to Chilean Environmental Authori...

10/31/14 5:02 am

SANTIAGO, Chile, Oct. 30, 2014 (GLOBE NEWSWIRE) — White Mountain Titanium Corporation (“White Mountain” or the “Company”) (OTCQB:WMTM) reports that it has submitted its second round report to Chile’s environmental authority, Servicio de Evaluación Ambiental (“SEA”). In April 2014, the Company completed and filed a written response with SEA to a first round of questions […]

Chart Industries Successfully Extends and Increases Senior Credit Facility

10/31/14 5:02 am

CLEVELAND, Oct. 30, 2014 (GLOBE NEWSWIRE) — Chart Industries, Inc. (Nasdaq:GTLS), announced today that it has amended its senior secured credit facility. The amendment combines the Company’s prior term loan and revolving credit facility into a single revolving credit facility and increases it by $150 million, up to $450 million, extends it two years to […]

New Speech Technology Matches Service Workers to Jobs

10/31/14 5:02 am

NEW YORK, Oct. 30, 2014 (GLOBE NEWSWIRE) —, the leading mobile and bilingual job marketplace that matches employers with hourly workers in the U.S., announced the release of its patent pending Jobaline Voice Analyzer™ at the “Talent Acquisition: The New Era” symposium hosted by TMP Worldwide. Voice Analyzer matches workers to jobs based on […]

EXL Acquires Overland Solutions, a Leader in Underwriting Support Services ...

10/31/14 5:02 am

NEW YORK, Oct. 30, 2014 (GLOBE NEWSWIRE) — EXL (Nasdaq:EXLS), a leading business process solutions company, today announced the acquisition of Overland Solutions, Inc., a leading provider of underwriting support services including premium audit, commercial and residential underwriting surveys and outsourced loss control services. Overland Solutions will enhance EXL’s position in the property and casualty […]

Ludlow’s Industrial Foam Division Becomes Crown Foam Technologies

10/31/14 5:02 am

FREMONT, Ohio, Oct. 30, 2014 (GLOBE NEWSWIRE) — Ludlow Composites Corporation, one of the most recognized developers of custom PVC and latex foam solutions, and parent to Crown Matting Technologies and Crown Canine Sports Matting, today announces that it will operate its foam manufacturing division under the name Crown Foam Technologies. “Throughout its 70 year […]

EXL Reports 2014 Third Quarter Results

10/31/14 5:02 am

NEW YORK, Oct. 30, 2014 (GLOBE NEWSWIRE) — ExlService Holdings, Inc. (Nasdaq:EXLS), a leading provider of outsourcing and transformation services, today announced its financial results for the third quarter of 2014. Rohit Kapoor, Vice Chairman and CEO, commented: “EXL achieved third quarter revenues that exceeded our expectations. Growth was driven by strength in our Transformation […]

Chart E&C Receives Brazed Aluminum Heat Exchanger and Cold Boxes Order ...

10/31/14 5:02 am

CLEVELAND, Oct. 30, 2014 (GLOBE NEWSWIRE) — Chart Industries, Inc. (Chart) (Nasdaq:GTLS) today announced that Sasol has awarded its wholly-owned subsidiary, Chart Energy & Chemicals, Inc., a contract for the supply of brazed aluminum heat exchangers (BAHX) and cold boxes for an ethane cracker at Lake Charles, LA. The BAHX will be engineered and manufactured […]

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Latteno’s CannabeeSweets Division Introduces 5 New MMJ Edibles

By Accesswire-MRM DENVER, CO / ACCESSWIRE / October 31, 2014 / Latteno Food Corp. (OTC Pink: LATF) (PINKSHEETS: LATF) announced today that its wholly-owned subsidiary, CannabeeSweets, has released five new MMJ edibles to its products line. These new edibles are available immediately for local delive...

Profitable Developments Announces 60% Gain on Sale of Pennsylvania Property

By Profitable Developments, Inc. PRDL Continues to Execute Growth Plan  NEW YORK, NY / ACCESSWIRE / October 31, 2014 / Profitable Developments, Inc. (OTC Pink: PRDL) (PINKSHEETS: PRDL), announced today, that they have successfully completed the sale of the first of four residential propert...

High Performance Beverage Co. Initiates Product Production

By High Performance Beverage Co. Company Retains World Famous Allen Flavors to Produce New Beverage Flavors CAVE CREEK, AZ / ACCESSWIRE / October 31, 2014 / High Performance Beverage Co. (OTC Pink: TBEV) (PINKSHEETS: TBEV) (the “Company”), is pleased to announce it has initiated the start of it...

IIROC Trade Halt – ACL International Ltd.

Vancouver, British Columbia–(Newsfile Corp. – October 31, 2014) – The following issues have been halted by IIROC: Company: ACL International Ltd. TSX-V Symbol: ACL.H Reason: At the Request of the Company Pending News Halt Time (ET) 08:00 IIROC can make a decision to impose a temporary suspension of ...

Peak Provides Update on LongKey Acquisition and $500K Private Placement

Montreal, Quebec–(Newsfile Corp. – October 31, 2014) – Peak Positioning Technologies Inc. (TSXV: PKK) (PINKSHEETS: PKKFF) (“Peak” or the “Company”) today provided the following updates with respect to the Company’s pending acquisition of LongKey Hong Kong Limited (“LongKey”), and its related CAD$500...

IIROC Trade Halt – EmberClear Corp.

Vancouver, British Columbia–(Newsfile Corp. – October 31, 2014) – The following issues have been halted by IIROC: Company: EmberClear Corp. TSX-V Symbol: EMB Reason: Cease Trade Order Halt Time (ET) 08:00 IIROC can make a decision to impose a temporary suspension of trading in a security of a public...

Peak fait une mise

Montréal, Québec–(Newsfile Corp. – October 31, 2014) – Les Technologies Peak Positioning inc. (TSX CROISSANCE: PKK) (PINK SHEETS: PKKFF) (” Peak » ou la ” Compagnie ») émet une mise à jour concernant l’acquisition anticipée de LongKey Hong Kong Limited (” LongKey »), et le placement privé de 500 000...

New Eye Treatment Is “The Answer to My Prayers,” Patient in Baltimore Count...

By NovaBay Pharmaceuticals, Inc.   i-Lid Cleanser from NovaBay Pharmaceuticals brings relief to blepharitis sufferer in Maryland San Rafael, CA / ACCESSWIRE / October 31, 2014 / The Eye Institute, located in Marin County, California, today described another success story in the treatment o...

Best Supplements For Muscle Growth Found on New Website, musclegrowthsoluti...

By InterestSpring LLC The new website,, is focused on helping people obtain healthy muscle growth by sharing information and advice on home gym equipment and supplements Los Angeles, CA / ACCESSWIRE / October 31, 2014 / The best supplements for muscle growth and ot...

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