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August Market Volatility

09/02/15 11:30 pm

We are living through interesting times – economically speaking. The latest news surrounding the turmoil in the stock market and a potential “crash” has made some consumers a bit jittery. You may be wondering how what’s happening in the stock markets the will impact your life. Here are a few thoughts. Let’s put China in […]

On the investment front line

08/31/15 7:00 am

“When people talk about cash being King, it’s not King if it just sits there and never does anything.  There are times when cash buys more than other times, and this is one of the other times when it buys a fair amount more, so we use it,”  - Howard Warren Buffet by Steve Nyvik, BBA, […]

The End of Cash

08/24/15 4:37 am

It’s quite clear that people don’t need traditional money in the form of bills and coins any more. There are too many alternatives to cash, such as debit cards, payment tokens, e-cards, and cell phones. Many of us rarely carry cash, and if we do it lasts for a long time – mostly for paying […]

Riaz Mamdani sees active community involvement as ...

08/20/15 11:10 am

I think that community involvement is something that’s in and of itself valuable for any company. After all, businesses are a function of the communities they operate in, and in my mind, there’s a mutually beneficial relationship that exists between communities and companies.  Stronger, more vibrant communities help businesses and business development; successful businesses, in […]

Index and Sector ETFs: Mutual Funds: Speculation X...

08/20/15 5:25 am

How many of you remember the immortal words of P. T. Barnum? On Wall Street, the incubation period for new product scams may be measured in years instead of minutes, but the end result is always a greed-driven rush to financial disaster. The meltdown spawned index mutual funds, and their dismal failure gave life […]

Making sen$e of your savings portfolio – A case st...

08/18/15 10:01 am

Recently, I received the following request from an acquaintance I will call Kristina: “Hi Malvin, The company I have most of my RRSP’s at recently assigned me a new adviser.  He seems pretty keen and knowledgeable but he also wants to change every fund the original adviser got (BTW: the first adviser quietly disappeared/retired about five […]

Good Reasons Not to Be an Executor

08/14/15 11:48 am

Do you know the pros and cons of handling an estate for someone? You have to ask questions before they agree to be an executor. Otherwise you can fall into a well of trouble. This is how I explained it to Jay. Jay had a problem and was in my law office asking for help. […]

Real Estate versus Stock Investing

08/09/15 8:55 pm

Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner and Portfolio Manager, Lycos Asset Management Inc. Which is a better investment – real estate or stocks?  To really know which is better, one has to make an apples-to-apples comparison.  Let’s look at some of the factors to consider: 1. Debt Many people who buy real […]

Know what’s on your credit report

08/05/15 11:30 pm

Do you know your credit report score? Ever checked your credit report for mistakes? A national survey conducted by the non-profit Public Interest Advocacy Centre found that 18% of the people surveyed found mistakes in their credit report and 10% of those believed they were denied financial services because of those errors. Mistakes on credit […]

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5 Things You Need to Know About Buying Your First ...

With interest rates at a historical low now may be the perfect time to buy your first home.  However buying a home is a big investment and a big expense.  It’s most likely the biggest purchase you’ll ever make in your life. If you’re in the market to buy a new home keep these nine […]

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Generate New Sales: Mark Borkowski

Its your call: How to generate new sales prospects. Humor me for a second. Think back to the last deal you closed and ask you, “Who was the decision maker I had to reach and influence? How did I do it?” The reason I asked you to think about that is because there will always […]

Confessions of a CFP: You may need an online bank

You may need an online bank this RRSP season.  I probably shouldn’t be telling you this because I’m a financial planner and in order to keep my job I need people to invest their money with me, but it’s true.  Before you completely dismiss the idea of banking online due to your fear of the […]

Financial advertising, marketing and sales without...

Google admits that advertisers wasted their money on more than half of internet ads By Online advertising is a fickle thing. It accounts for 20% of the ad industry’s total spending, and over 90% of revenue for the internet giants Google and Facebook. That said, no one seems to have any idea whether it […]

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […] Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

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BioMark Diagnostics-Sponsored Project Receives NSERC Engage Grant

10/04/15 7:01 am

VANCOUVER, British Columbia, July 29, 2015 (GLOBE NEWSWIRE) — BioMark Diagnostics Inc. (CNSX:BUX) (FSE:20B) (OTCQB:BMKDF) announces the award of a grant from the Natural Sciences and Engineering Research Council of Canada (NSERC) to partner with David Chen, Ph.D., Professor, Department of Chemistry at the University of British Columbia, to develop a novel sample enrichment method […]

PRA Settles CFPB Matter

10/04/15 7:01 am

NORFOLK, Va., Sept. 9, 2015 (GLOBE NEWSWIRE) — PRA Group (Nasdaq:PRAA), a global leader in acquiring non-performing loans, today announced that its subsidiary, Portfolio Recovery Associates, LLC (“PRA”), has reached a settlement with the Consumer Financial Protection Bureau (“CFPB”), successfully negotiating an agreement that will not materially impact operations and will allow the company to […]

MonoSol Rx Announces Initiation of Phase 2a Trial for Oral Insulin Film

10/04/15 7:01 am

Midaform® Insulin PharmFilm® delivers Insulin through Buccal Soluble Film WARREN, N.J., July 27, 2015 (GLOBE NEWSWIRE) — MonoSol Rx, the developer of PharmFilm drug delivery technology, with its partner Midatech Pharma, announced today that it has initiated a Phase 2a study for Midaform® Insulin PharmFilm®, MSL- 001, with the dosing of its first patient. Unlike […]

Green Bancorp, Inc. Announces Second Quarter 2015 Earnings Release Date and...

10/04/15 7:01 am

HOUSTON, July 14, 2015 (GLOBE NEWSWIRE) — Green Bancorp, Inc. (Nasdaq:GNBC), the bank holding company that operates Green Bank, N.A., announced that the company will release its second quarter 2015 results after the market close on Tuesday, July 28, 2015 to be followed by a conference call at 5:00 pm (Eastern Time). The conference call […]

Legal Technology Solutions Provider Epiq Systems Launches Dedicated eDiscov...

10/04/15 7:00 am

LONDON and FRANKFURT, Germany, Sept. 8, 2015 (GLOBE NEWSWIRE) — Epiq Systems (NASDAQ:EPIQ), a leading global provider of integrated technology solutions for the legal profession, today announced the launch of an office in Frankfurt, Germany consistent with its previously stated goal of expanding its international footprint. The Frankfurt office offers Epiq’s full suite of eDiscovery […]

2015 Shareholder Activism Study From FTI Consulting and Activist Insight Fi...

10/04/15 7:00 am

Institutional Investors are Activists’ Strongest Allies Activists Increasingly Look Outside of U.S. WASHINGTON, Sept. 24, 2015 (GLOBE NEWSWIRE) — FTI Consulting, Inc. (NYSE:FCN), the global business advisory firm dedicated to helping organizations protect and enhance their enterprise value, and Activist Insight, a global information source on activist investment, today released initial findings from the 2015 […]

Fastenal Company Announces Conference Call to Review 2015 Third Quarter Ear...

10/04/15 7:00 am

WINONA, Minn., Sept. 24, 2015 (GLOBE NEWSWIRE) — Fastenal Company (Nasdaq:FAST) announced the date and time for their conference call to review 2015 third quarter results, as well as current operations. The conference call will be broadcast live over the Internet on Tuesday, October 13, 2015 at 9:00 a.m. Central Time. To access the call, […]

Northrim BanCorp to Participate in FIG Partners 11th Annual East Coast Bank...

10/04/15 7:00 am

ANCHORAGE, Alaska, Sept. 25, 2015 (GLOBE NEWSWIRE) — Northrim BanCorp, Inc. (NASDAQ:NRIM) (“Northrim”) today announced that Joseph Beedle, President and CEO, and Joe Schierhorn, Chief Operating Officer and President of Northrim Bank will be attending the FIG Partners 11th Annual East Coast Bank CEO Forum in Atlanta. Beedle is scheduled to participate on the panel […]

Recro Pharma Announces Positive Top-Line Results for Phase II Clinical Tria...

10/04/15 7:00 am

MALVERN, Pa., July 17, 2015 (GLOBE NEWSWIRE) — Recro Pharma, Inc. (Nasdaq:REPH), a revenue generating specialty pharmaceutical company developing multiple non-opioid therapeutics for the treatment of acute post operative pain, today announced positive efficacy results in the Phase II clinical trial for Dex-IN, a proprietary intranasal formulation of dexmedetomidine, for the treatment of acute pain […]

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Wintrust Mortgage, Needham Welcomes New Lender

Christopher Reale joins the Wintrust Mortgage Team NEEDHAM, MA, October 04, 2015 /24-7PressRelease/ — A top mortgage lender in the country, Wintrust Mortgage, has added a new member to their office in Needham, Massachusetts, Christopher Reale, NMLS #17936. With a degree from Sacred Heart University,...

Wintrust Mortgage Celebrates First Year in Needham

Wintrust Mortgage Milestones NEEDHAM, MA, October 04, 2015 /24-7PressRelease/ — Wintrust Mortgage, a Midwest-based mortgage provider, is celebrating one year since it’s move to the Northeast. Wintrust broke ground in New England with the Needham office on September 15th, 2014. Since then, they have ...

VodaNet Starts Accepting Bitcoin To Offer Better Ease To Direct Selling Bus...

By VodaNet VodaNet Primarily Deals in Selling Vacation Packages at Cheaper Rates and Has Recently Introduced the Provision to Make Payment with Bitcoin: This Is an Extremely Useful Feature Which Will Reap Dividends for All Involved in The Innovative Direct Selling Company LONDON, UK / ACCESSWIRE / O...

Power4Patriots Officials: For Texas, the Answer Is Blowing in the Wind

By 4Patriots LLC There Are Nearly 10,000 Wind Turbines in Texas, Which Possesses More Installed Wind Capacity Than Any Other State: Power4Patriots Officials Encourage Homeowners in States Where Wind Is Plentiful to Install Wind Turbines On Their Property NASHVILLE, TN / ACCESSWIRE / October 3, 2015 ...

Alexapure Pro is Answer to Contaminated Tap Water

By 4Patriots LLC People Trust the Water Coming Out of Their Taps… At Least Until They Learn What It Contains: Water4Patriots Strongly Urges People to Purify the Water Coming Out of Their Faucets NASHVILLE, TN / ACCESSWIRE / October 3, 2015 / When people think about contaminated water, they usually e...

Direct Outbound to Add New Facility in Greenville SC for its Growing Inboun...

By Direct Outbound Direct Outbound’s rapidly expanding business spurs the needs for a new facility, this growth will create more jobs for their local community Greenville, SC / ACCESSWIRE / October 3, 2015 / Inbound call center and fulfillment center Direct Outbound announced the plans to add anothe...

Bus Accident Law Firm Zehl & Associates Unveil New Website Redesign

By Zehl and Associates, PC, The Law Firm’s Website is Mobile Responsive, Allowing Readers to Access Pertinent Information About Bus Accident Trials and Representation on the Go Los Angeles, CA / ACCESSWIRE / October 3, 2015 / Zehl & Associates, a law firm dedicated to representing victims of bus...

Wild Side Novels Announces the Release of Tulsa Author Bill Wetterman’s, Ye...

If you think America is prepared for a major disaster, think again. Yellowstone, the new Madrid Fault, a nuclear terrorist attack with a dirty bomb! Hurricane Katrina was nothing compared to these. TULSA, OK, October 03, 2015 /24-7PressRelease/ — The Yellowstone volcano erupts every 600,000 years. T...

Web Hosting Secrets Revealed Publishes New Review Of Interserver Web Hostin...

By Web Hosting Secrets Revealed has published a new independent assessment of the Interserver web hosting package, to inform their readers how the service stands up to competitors. San Francisco, CA / ACCESSWIRE / October 2, 2015 / Hosting is the most fundamental founda...

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