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On the investment front line

08/31/15 7:00 am

“When people talk about cash being King, it’s not King if it just sits there and never does anything.  There are times when cash buys more than other times, and this is one of the other times when it buys a fair amount more, so we use it,” - Howard Warren Buffet by Steve Nyvik, BBA, […]

The End of Cash

08/24/15 4:37 am

It’s quite clear that people don’t need traditional money in the form of bills and coins any more. There are too many alternatives to cash, such as debit cards, payment tokens, e-cards, and cell phones. Many of us rarely carry cash, and if we do it lasts for a long time – mostly for paying […]

Riaz Mamdani sees active community involvement as ...

08/20/15 11:10 am

I think that community involvement is something that’s in and of itself valuable for any company. After all, businesses are a function of the communities they operate in, and in my mind, there’s a mutually beneficial relationship that exists between communities and companies.  Stronger, more vibrant communities help businesses and business development; successful businesses, in […]

Index and Sector ETFs: Mutual Funds: Speculation X...

08/20/15 5:25 am

How many of you remember the immortal words of P. T. Barnum? On Wall Street, the incubation period for new product scams may be measured in years instead of minutes, but the end result is always a greed-driven rush to financial disaster. The meltdown spawned index mutual funds, and their dismal failure gave life […]

Making sen$e of your savings portfolio – A case st...

08/18/15 10:01 am

Recently, I received the following request from an acquaintance I will call Kristina: “Hi Malvin, The company I have most of my RRSP’s at recently assigned me a new adviser.  He seems pretty keen and knowledgeable but he also wants to change every fund the original adviser got (BTW: the first adviser quietly disappeared/retired about five […]

Good Reasons Not to Be an Executor

08/14/15 11:48 am

Do you know the pros and cons of handling an estate for someone? You have to ask questions before they agree to be an executor. Otherwise you can fall into a well of trouble. This is how I explained it to Jay. Jay had a problem and was in my law office asking for help. […]

Real Estate versus Stock Investing

08/09/15 8:55 pm

Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner and Portfolio Manager, Lycos Asset Management Inc. Which is a better investment – real estate or stocks?  To really know which is better, one has to make an apples-to-apples comparison.  Let’s look at some of the factors to consider: 1. Debt Many people who buy real […]

Know what’s on your credit report

08/05/15 11:30 pm

Do you know your credit report score? Ever checked your credit report for mistakes? A national survey conducted by the non-profit Public Interest Advocacy Centre found that 18% of the people surveyed found mistakes in their credit report and 10% of those believed they were denied financial services because of those errors. Mistakes on credit […]

Brave Old World: Market Cycle Investment Managemen...

07/14/15 9:55 am

The Market Cycle Investment Management (MCIM) methodology is the sum of all the strategies, procedures, controls, and guidelines explained and illustrated in the “The Brainwashing of the American Investor” — the Greatest Investment Story Never Told. Most investors, and many investment professionals, choose their securities, run their portfolios, and base their decisions on the emotional […]

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Generate New Sales: Mark Borkowski

Its your call: How to generate new sales prospects. Humor me for a second. Think back to the last deal you closed and ask you, “Who was the decision maker I had to reach and influence? How did I do it?” The reason I asked you to think about that is because there will always […]

Confessions of a CFP: You may need an online bank

You may need an online bank this RRSP season.  I probably shouldn’t be telling you this because I’m a financial planner and in order to keep my job I need people to invest their money with me, but it’s true.  Before you completely dismiss the idea of banking online due to your fear of the […]

Financial advertising, marketing and sales without...

Google admits that advertisers wasted their money on more than half of internet ads By Online advertising is a fickle thing. It accounts for 20% of the ad industry’s total spending, and over 90% of revenue for the internet giants Google and Facebook. That said, no one seems to have any idea whether it […]

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […] Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at You must use CODE:MM25 to enroll as a MONEY […]

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State-of-the-Art Urgent Care Facility Opening in Knoxville

08/31/15 7:03 am

Knoxville, TN (PRWEB) August 31, 2015 American Family Care (AFC), the nation’s leading provider of urgent care and accessible primary care, is enhancing its existing presence in Tennessee with the opening of a new urgent care facility at 9203 Kingston Pike in Knoxville. The location is the company’s second in Knoxville, sixteenth in Tennessee, and […]

N Zero Launches Crowdfunding Campaign for New Project, Webkan

08/31/15 7:02 am

Viareggio – LU, Italy (PRWEB) August 31, 2015 The crowdfunding campaign for the new N Zero project, WebKan, has started yesterday: Today, digital signage systems only display random video advertising. With WebKan, the user can deliver the right attention-grabbing videos to people based on their age and gender at a fraction of the cost […]

Investment Advisors Scott Hanson and Pat McClain Named to Barron’s Top 100 ...

08/31/15 7:02 am

Sacramento, CA. (PRWEB) August 31, 2015 Hanson McClain Advisors is proud to announce that principals Scott Hanson and Pat McClain have been named to Barron’s list of the Top 100 Independent Wealth Advisors in America for 2015. To be nominated for the list, Barron’s considers the amount of assets that are overseen by the advisors […]

SDBIC Partners with BlueVault to Launch Industry’s First Insurance Program ...

08/31/15 7:02 am

Chicago, IL (PRWEB) August 31, 2015 Safe Deposit Box Insurance Coverage, LLC (SDBIC) entered into agreement with BlueVault, a nationally recognized leader in high-end private vault storage, to provide insurance on every safe deposit box and storage unit within their facility. SDBIC offers the only insurance solution in the market that covers all legal property […]

Ribbon Cutting Launches AdvantaClean of Madison County

08/31/15 7:02 am

Collinsville, Illinois (PRWEB) August 31, 2015 Dad Phil, son Scott, and wife-and-mom Donna Green launched their AdvantaClean franchise business with a ribbon-cutting ceremony on Aug. 26, generously hosted by the Collinsville Chamber of Commerce, but the Greens had actually been fielding calls and booking inspection appointments via AdvantaClean’s National Call Center and website since Aug. […]

Augusta Announces Site Visit

08/31/15 7:00 am

TORONTO, ONTARIO–(Marketwired – Aug. 31, 2015) – Augusta Industries Inc. (the “Corporation”) (TSX VENTURE:AAO), a developer and marketer of patented non-intrusive sensing systems, is pleased to announce that a team from Beijing Bechmann Engineering (“Bechmann”), led by engineer Eason Li, will be attending the Corporation’s office on September 4, 2015 to conduct a site visit. […]

On the Ball with FirstSpirit: German Soccer League (DFL Digital Sports) Opt...

08/31/15 7:00 am

Boston, MA (PRWEB) August 31, 2015 The German soccer league (DFL Digital Sports) has joined forces with e-Spirit to future-proof its content management system (CMS) and make website updates quicker and more flexible. The company's CMS solution FirstSpirit is now supporting DFL Digital Sports in making the websites of the Bundesliga (the German equivalent of […]

Kognito’s Glenn Albright to Present at DCoE Summit

08/31/15 7:00 am

New York, NY (PRWEB) August 31, 2015 Kognito, a leader in immersive learning simulations that enable users to develop skills and assess their competencies in managing challenging conversations, announced today that Glenn Albright, Ph.D., the company’s co-founder and director of research, will present at the Defense Centers of Excellence for Psychological Health and Traumatic Brain […]

BeyondCurious Names Rich Kang Chief Product Officer

08/31/15 7:00 am

Los Angeles, California (PRWEB) August 31, 2015 BeyondCurious (, an innovation agency that creates mobile experiences, today announced the appointment of Rich Kang as chief product officer, a newly created position. Kang will spearhead the development of new offerings to help brands achieve marketplace momentum. Nikki Barua, CEO of BeyondCurious, said, "To meet growing market […]

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GreenBank Subsidiary GreenCoinX Completes Online Wallet and Mobile Wallet

Toronto, Ontario–(Newsfile Corp. – August 31, 2015) – GreenBank Capital Inc (CSE: GBC) (“GreenBank” or “the Company”) announces that its 80% owned subsidiary GreenCoinX Inc, the developer of the world’s first identifiable crypto currency which has XGC as its digital currency identifier, has complete...

Data Deposit Box Reports Q2 Results

Toronto, Ontario–(Newsfile Corp. – August 31, 2015) – Data Deposit Box Inc. (CSE: DDB) (OTCQB: DDBXF) (FSE: 2DD) (the “Company“), a global provider of cloud backup and recovery technology reports Q2-2015 results. The Company reported a loss of $3,325,927 for the 6 months ended June 30, 2015. The maj...

CorMedix Inc. Abstracts Accepted for Presentation at American Society of Ne...

By Cormedix, Inc. BEDMINSTER, NJ / ACCESSWIRE / August 31, 2015 / CorMedix Inc. (NYSE MKT: CRMD), a pharmaceutical company focused on developing and commercializing therapeutic products for the prevention and treatment of cardiorenal and infectious diseases, today announced that the American Society...

CLS Holdings USA Now DWAC/FAST Eligible

By CLS Holdings USA Inc. BOULDER, CO / ACCESSWIRE / August 31, 2015 / CLS Holdings USA (OTCQB: CLSH) (“CLS” or “the Company”), an emerging healthcare company focused on the development of new and proprietary treatments for cancer patients, is pleased to announce that the Depository Trust Corporation...

IIROC Trade Halt – Whiteknight Acquisitions III Inc.

Vancouver, British Columbia–(Newsfile Corp. – August 31, 2015) – The following issues have been halted by IIROC: Company: Whiteknight Acquisitions III Inc. TSX-V Symbol: WKA.P Reason: At the Request of the Company Pending News Halt Time (ET) 09:25 IIROC can make a decision to impose a temporary susp...

Parents Magazine Features the Prettie Girls! Tween Scene Dolls

By One World Holdings, Inc. HOUSTON, TX / ACCESSWIRE / August 31, 2015 / ONE WORLD HOLDINGS, INC., The One World Doll Project, a subsidiary of One World Holdings, Inc. (PINKSHEETS: OWOO), announced today The Prettie Girls! Tween Scene Dolls are being featured in the September issue of Parents magazi...

Wi2Wi Corporation Announces Second Quarter 2015 Results and TSXV Conditiona...

Wi2Wi Corporation Announces Second Quarter 2015 Results and TSXV Conditional Approval for Shares for Debt Exchange Toronto, Ontario (FSCwire) – Wi2Wi Corporation (Wi2Wi or the Company) a leading global developer and manufacturer of wireless connectivity solutions, high precision frequency control de...

Morro Bay Announces Release of Third Quarter Financial Results and Closes S...

Morro Bay Announces Release of Third Quarter Financial Results and Closes Second Tranche of Private Placement Calgary, Alberta (FSCwire) – Morro Bay Resources Ltd. (“Morro Bay” or the “Company”) (TSX-V: MRB) announces it has filed its Q3 2015 consolidated condensed interim financial statements (“Fin...

Bluedrop Releases Q3 Financial Results

Bluedrop Releases Q3 Financial Results Q3 Revenues and Gross Profit Continue Strong Trend St. John’s, Newfoundland (FSCwire) – Bluedrop Performance Learning “Bluedrop” (TSX-V: BPL) today reported its financial results for the three months ended June 30, 2015. Revenues for the three months ended June...

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