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On the investment front line

08/31/15 7:00 am

“When people talk about cash being King, it’s not King if it just sits there and never does anything.  There are times when cash buys more than other times, and this is one of the other times when it buys a fair amount more, so we use it,”  - Howard Warren Buffet by Steve Nyvik, BBA, […]

The End of Cash

08/24/15 4:37 am

It’s quite clear that people don’t need traditional money in the form of bills and coins any more. There are too many alternatives to cash, such as debit cards, payment tokens, e-cards, and cell phones. Many of us rarely carry cash, and if we do it lasts for a long time – mostly for paying […]

Riaz Mamdani sees active community involvement as ...

08/20/15 11:10 am

I think that community involvement is something that’s in and of itself valuable for any company. After all, businesses are a function of the communities they operate in, and in my mind, there’s a mutually beneficial relationship that exists between communities and companies.  Stronger, more vibrant communities help businesses and business development; successful businesses, in […]

Index and Sector ETFs: Mutual Funds: Speculation X...

08/20/15 5:25 am

How many of you remember the immortal words of P. T. Barnum? On Wall Street, the incubation period for new product scams may be measured in years instead of minutes, but the end result is always a greed-driven rush to financial disaster. The dot.com meltdown spawned index mutual funds, and their dismal failure gave life […]

Making sen$e of your savings portfolio – A case st...

08/18/15 10:01 am

Recently, I received the following request from an acquaintance I will call Kristina: “Hi Malvin, The company I have most of my RRSP’s at recently assigned me a new adviser.  He seems pretty keen and knowledgeable but he also wants to change every fund the original adviser got (BTW: the first adviser quietly disappeared/retired about five […]

Good Reasons Not to Be an Executor

08/14/15 11:48 am

Do you know the pros and cons of handling an estate for someone? You have to ask questions before they agree to be an executor. Otherwise you can fall into a well of trouble. This is how I explained it to Jay. Jay had a problem and was in my law office asking for help. […]

Real Estate versus Stock Investing

08/09/15 8:55 pm

Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner and Portfolio Manager, Lycos Asset Management Inc. Which is a better investment – real estate or stocks?  To really know which is better, one has to make an apples-to-apples comparison.  Let’s look at some of the factors to consider: 1. Debt Many people who buy real […]

Know what’s on your credit report

08/05/15 11:30 pm

Do you know your credit report score? Ever checked your credit report for mistakes? A national survey conducted by the non-profit Public Interest Advocacy Centre found that 18% of the people surveyed found mistakes in their credit report and 10% of those believed they were denied financial services because of those errors. Mistakes on credit […]

Brave Old World: Market Cycle Investment Managemen...

07/14/15 9:55 am

The Market Cycle Investment Management (MCIM) methodology is the sum of all the strategies, procedures, controls, and guidelines explained and illustrated in the “The Brainwashing of the American Investor” — the Greatest Investment Story Never Told. Most investors, and many investment professionals, choose their securities, run their portfolios, and base their decisions on the emotional […]



ME AND MY MONEY®
ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

5 Things You Need to Know About Buying Your First ...

With interest rates at a historical low now may be the perfect time to buy your first home.  However buying a home is a big investment and a big expense.  It’s most likely the biggest purchase you’ll ever make in your life. If you’re in the market to buy a new home keep these nine […]

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Generate New Sales: Mark Borkowski

Its your call: How to generate new sales prospects. Humor me for a second. Think back to the last deal you closed and ask you, “Who was the decision maker I had to reach and influence? How did I do it?” The reason I asked you to think about that is because there will always […]

Confessions of a CFP: You may need an online bank

You may need an online bank this RRSP season.  I probably shouldn’t be telling you this because I’m a financial planner and in order to keep my job I need people to invest their money with me, but it’s true.  Before you completely dismiss the idea of banking online due to your fear of the […]

Financial advertising, marketing and sales without...

Google admits that advertisers wasted their money on more than half of internet ads By  http://qz.com/author/zwenerflignerqz/ Online advertising is a fickle thing. It accounts for 20% of the ad industry’s total spending, and over 90% of revenue for the internet giants Google and Facebook. That said, no one seems to have any idea whether it […]

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […]

www.gicrates.ca GICRates.ca Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]



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Olympic Steel Reports 2015 Second-Quarter Results

09/01/15 7:01 pm

CLEVELAND, Aug. 6, 2015 (GLOBE NEWSWIRE) — Olympic Steel, Inc. (Nasdaq:ZEUS), a leading national metals service center, today announced financial results for the second quarter and six months ended June 30, 2015. Second-quarter net sales were $315.3 million, compared with a record Company high of $386.0 million in 2014’s second quarter. First-half net sales declined […]

Fujitsu and Sify to Collaborate on Providing Global ICT Solutions

09/01/15 7:01 pm

SANTA CLARA, Calif., Aug. 31, 2015 (GLOBE NEWSWIRE) — Fujitsu Limited and Sify Technologies Limited today announced that they have signed an MOU agreeing to a strategic partnership to provide global ICT solutions. The two companies will engage in go-to-market collaboration to support global customers, initially starting with the North American market. Fujitsu aims to […]

Alta Rancho Pet & Bird Hospital Seeks to Raise Awareness About Pet Alle...

09/01/15 7:01 pm

RANCHO CUCAMONGA, Calif., July 26, 2015 (GLOBE NEWSWIRE) — Many pet owners are unaware that some pets suffer from allergies. Alta Rancho Pet & Bird Hospital in Rancho Cucamonga, California, is seeking to change this by raising awareness about pet allergies and possible treatments pet owners can pursue. The clinic offers treatment for pet allergies […]

Photo Release — Smithfield to Donate 25,000 Pounds of Protein to Second Har...

09/01/15 7:01 pm

TANNERSVILLE, Pa., July 31, 2015 (GLOBE NEWSWIRE) — In celebration of the upcoming race weekend in Pocono, Smithfield will donate 25,000 pounds of protein to the Second Harvest Food Bank of Lehigh Valley & Northeast Pennsylvania in partnership with Weis Markets and Richard Petty Motorsports to help serve the Pocono and Lehigh Valley communities. This […]

Cempra Completes Patient Enrollment of Solitaire-IV Phase 3 Clinical Trial

09/01/15 7:01 pm

CHAPEL HILL, N.C., July 7, 2015 (GLOBE NEWSWIRE) — Cempra, Inc. (Nasdaq:CEMP), a clinical-stage pharmaceutical company focused on developing antibiotics to meet critical medical needs in the treatment of bacterial infectious diseases, today announced the completion of enrollment for the global Solitaire-IV Phase 3 trial of solithromycin in adult patients with moderate to moderately severe […]

SHAREHOLDER ALERT: The Law Offices of Vincent Wong Notify Investors of Clas...

09/01/15 7:01 pm

NEW YORK, Aug. 26, 2015 (GLOBE NEWSWIRE) — The Law Offices of Vincent Wong announce that a class action lawsuit has been commenced in the USDC for the Southern District of Texas on behalf of investors who purchased Helix Energy Solutions Group, Inc. (NYSE:HLX) securities between October 21, 2014 and July 21, 2015. Click here […]

Summer Infant Reports Second Quarter Results

09/01/15 7:01 pm

WOONSOCKET, R.I., Aug. 5, 2015 (GLOBE NEWSWIRE) — Summer Infant, Inc. (“Summer Infant” or the “Company”) (NASDAQ:SUMR), global leader in premium infant and juvenile products, today announced financial results for the second quarter and six months ended July 4, 2015. “It’s been very busy at Summer Infant since last quarter, and we’ve accomplished a great […]

Curetis Initiates Next Phase of Unyvero U.S. FDA Trial in Lower Respiratory...

09/01/15 7:01 pm

First patient enrolled in prospective arm of IVD trial Study to include a total of at least 2,500 patient samples Milestone triggers payment of EUR 6.8 million financing tranche HOLZGERLINGEN, Germany, July 8, 2015 (GLOBE NEWSWIRE) — Curetis AG, a developer of next-level molecular diagnostic solutions, today announced the enrollment of the first patient in […]

PHOTO RELEASE–Huntington Ingalls Industries Appoints New Controller and Chi...

09/01/15 7:01 pm

NEWPORT NEWS, Va., Aug. 13, 2015 (GLOBE NEWSWIRE) — Huntington Ingalls Industries (NYSE:HII) announced today that Nicolas Schuck has been promoted to the position of controller and chief accounting officer, effectively immediately. He will report to Barbara Niland, corporate vice president, business management, and chief financial officer. “Nicolas has been an important member of our […]



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Mackay, Caswell & Callahan Upgrades Rochester Office To Better Help Mor...

By Mackay, Caswell & Callahan, P.C. Mackay, Caswell & Callahan specializes in tax law, and has expanded their Rochester office to help even more individuals and businesses in the local area with back taxes, tax relief and more RODCHESTER, NY / ACCESSWIRE / September 1, 2015 / Taxes are an in...

Chilalo Graphite Project: Exploration Target Highlights Significant Resourc...

Chilalo Graphite Project: Exploration Target Highlights Significant Resource Growth Potential Key Points Electromagnetic (‘EM’) conductor analysis demonstrates potential for significant resource growth. 34km of untested high-conductance EM targets with similarities to the Shimba Mineral Resource (In...

Women’s Advocate-Paralympian-Actress Aimee Mullins Joins Legendary Voice Bu...

By My Voice Matters Global Interactive Event Takes Place Live From the Googleplex in Mountain View Wednesday September 2nd, 2015; Visit www.makemyvoicematter.com To Participate MOUNTAIN VIEW, CA / ACCESSWIRE / September 1, 2015 / Acclaimed women’s advocate-paralympian-actress Aimee Mullins joins wit...

Mark Scowcroft Joins Tsodilo Resources Limiteds Board of Directors

Mark Scowcroft Joins Tsodilo Resources Limited’s Board of Directors Toronto, Ontario (FSCwire) – Tsodilo Resources Limited (TSX-V: TSD) (“Tsodilo” or the “Company”) is pleased to announce the appointment of Mark Scowcroft to its Board of Directors as a non-executive director, effective September 1, ...

South American Gold Corp Names New Director of Uruguayan Cannabis Operation...

By South American Gold Corp. RICHMOND, IN / ACCESSWIRE / September 1, 2015 / South American Gold Corp. (PINKSHEETS: SAGD / PINKSHEETS: SAGDD) named Mr. Gustavo Schiavo director of Uruguayan cannabis operations. Mr. Schiavo will be responsible for leading the implementation of SAGD’s new strategic pu...

Dolly Varden Silver Responds to Skeenas Announcement

Dolly Varden Silver Responds to Skeena’s Announcement Vancouver, British Columbia (FSCwire) – Dolly Varden Silver Corporation (TSX.V: DV | U.S.: DOLLF) (the “Company” or “Dolly Varden”) today responded to a press release from Skeena Resource Limited (“Skeena”)(TSX.V: SKE) dated August 31, 2015. On T...

Pioneering Technology Reports Q3 Financial Results

Mississauga, Ontario–(Newsfile Corp. – September 1, 2015) – Pioneering Technology Corp. (TSXV: PTE) (“Pioneering” or the “Company”), an “energy smart” product innovation/consumer goods company and North America’s leader in cooking fire prevention technologies, reports its financial results for the t...

Dolly Varden Silver Responds to Skeena’s Announcement

By Dolly Varden Silver Corporation VANCOUVER, BC / ACCESSWIRE / September 1, 2015 / Dolly Varden Silver Corporation (TSX.V: DV) (PINKSHEETS: DOLLF) (the “Company” or “Dolly Varden”) today responded to a press release from Skeena Resource Limited (“Skeena”)(TSX.V: SKE) dated August 31, 2015. On Thurs...

Data Deposit Box Announces Integrated Support for S3 Compatible Object Stor...

Toronto, Ontario–(Newsfile Corp. – September 1, 2015) – Data Deposit Box Inc. (CSE: DDB) (OTCQB: DDBXF) (FSE: 2DD) (“Data Deposit Box” or the “Company“), a global provider of cloud backup and recovery technology, is pleased to announce that it is improving its MSP and Enterprise system architecture ...







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