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YOU AND YOUR MONEY® - A personal finance blog brought to you by MONEY®

WILL I EVER BE ABLE TO RETIRE?

11/28/14 2:00 am

Congratulations! You have no debt! However, will you be able to afford a comfortable retirement? The secret is to not only be able to afford your current lifestyle, but to accumulate enough in savings and investments to fund your retirement lifestyle, too. One of the first questions many clients ask is: “How much will I […]

Spare Change

11/26/14 3:38 am

Consumer debt has become a huge and growing problem in our society today. Access to credit cards, the use of debit cards and the constant media push of buy now and pay later has enslaved the average North American household. I’m a major fan of having fun and enjoying the good things in life and […]

Legacy – A Gift to Your Family

11/26/14 2:28 am

How many times have you wondered about your distant past? From where did your family originate? Who was your great grandfather or great grandmother? Are you related to royalty, a famous explorer or revolutionary scientist? It is a wonderful gesture to leave a gift of family history to the ones you love. Now is the […]

It’s Possible!

11/26/14 12:14 am

I was recently in Timmins, Ontario to deliver a program called “Your Richly Imagined Future” that focuses on the multiple topics of personal finance, motivation, goal setting and creating a healthy relationship with money. One of the attendees (approximately 30 years old by my guess…) said to me: “Robert, this “Richly Imagined Future Stuff” is […]

How to Enjoy the Holidays Without Breaking the Ban...

11/25/14 2:17 am

As we move into the holiday season, it’s common to feel a little financial stress — or a lot of financial stress. There always seem to be a lot of spending during the holiday season. Parties, presents, and more place demands on our pocketbooks. The good news is that you don’t have to break the […]

Exchange-traded funds are not perfect

11/25/14 12:00 am

You’ve likely heard the pitch: Exchange-traded funds are cheaper and deliver better returns than most actively-managed mutual funds, so stop buying mutual funds and just invest in a portfolio of index ETFs. While ETFs have much to commend, they are by no means perfect. In my view, the less positive aspects of ETFs have not […]

Do you know the truth behind the GIC market in Can...

11/24/14 10:00 pm

Written by Ian R. Whiting, Staff and Contributing Editor Back in the latter part of 2012 and into 2013, the Federal Government began investigations into pricing, yields and distribution challenges with GICs. As you would expect, there were many submissions from the major banks plus trust companies, credit unions and caisse populaires – there were […]

Canada’s Banks are Raking in Billions in Profits

11/24/14 9:17 am

Canada’s economy has continued to sputter along for the last several years. Our real unemployment rate remains high. Job creation is sluggish. Our loonie is in a downward spiral. The average Canadian’s debt level continues to increase year over year. Retailers are struggling. Manufacturing is disappearing. Half of Canadian workers live paycheque to paycheque. Interest […]

Seven Habits of a Happy Retirement

11/24/14 9:12 am

So often, questions about retirement centre around money. While money is definitely a key factor in retirement planning, it is only one piece of a much bigger picture. I’ve talked to a lot of retirees in my career and, when it comes to those who are truly enjoying their “golden years”, I’ve noticed that there […]



ME AND MY MONEY®
ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […]

www.gicrates.ca GICRates.ca Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at ruthschris.ca You must use CODE:MM25 to enroll as a MONEY […]

Getting Tax Credits for Your Unwanted Life Insuran...

Ten or twenty years ago, you purchased a life insurance policy. It was part of a good financial plan to keep your family protected in case of the unthinkable. Today, the mortgage is paid off, your family is grown, your retirement plan is in place and the insurance that once provided peace of mind is […]

Can you really afford not to have life insurance?

The answer is no.  Think about this…You love your family, right? You don’t want to leave them with the burden of debt in case of an unforeseen even, right? But how can you ensure that your family is not dealing with having to pay off debts while they are grieving in their time of loss?  […]

www.moneyincanada.ca

www.moneyincanada.ca and moneyincanada.ca stand on guard for thee. The definitive Canadian money site in Canada is called simply MONEY aka www.money.ca above all the main namesake and top ranked site for Canadians and their money considerations and information. Money Information is indeed and important commodity. All the things we do at Money Canada Limited is […]

www.moneyinformation.ca

www.moneyinformation.ca  moneyinformation.ca and Money Information respectively are part of The MONEY Network and considered to be sites, landing pages and online destination places for Canadians – MONEY and Canada. Our main site is MONEY.CA please join us for all the right reasons. Money Information and this site is intended for long-term use for public awareness […]



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SHAREHOLDER ALERT: Pomerantz Law Firm Reminds Shareholders With Losses on T...

11/28/14 3:00 am

NEW YORK, Nov. 28, 2014 (GLOBE NEWSWIRE) — Pomerantz LLP has filed a class action lawsuit against Rayonier, Inc. (“Rayonier” or the “Company”) (NYSE:RYN) and certain of its officers.   The class action, filed in United States District Court, Middle District of Florida, and docketed under 14-cv-1395, is on behalf of a class consisting of […]

SHAREHOLDER ALERT: Pomerantz Law Firm Reminds Shareholders With Losses on T...

11/28/14 3:00 am

NEW YORK, Nov. 28, 2014 (GLOBE NEWSWIRE) — Pomerantz LLP announces the filing of a class action lawsuit against Tesco PLC (“Tesco” or the “Company”) (Pink Sheets:TSCDY) and certain of its officers. The class action, filed in United States District Court, Southern District of New York, and docketed under 14-cv-8495, is on behalf of a […]

SHAREHOLDER ALERT: Pomerantz Law Firm Reminds Shareholders With Losses on T...

11/28/14 3:00 am

NEW YORK, Nov. 28, 2014 (GLOBE NEWSWIRE) — Pomerantz LLP has filed a class action lawsuit against Salix Pharmaceuticals Ltd (“Salix” or the “Company”)(Nasdaq:SLXP) and certain of its officers.   The class action, filed in United States District Court, Eastern District of North Carolina, Western Division, and docketed under 14-cv-00804, is on behalf of a […]

SHAREHOLDER ALERT: Pomerantz Law Firm Reminds Shareholders With Losses on T...

11/28/14 3:00 am

NEW YORK, Nov. 28, 2014 (GLOBE NEWSWIRE) — Pomerantz LLP has filed a class action lawsuit against SandRidge Energy, Inc. (“SandRidge” or the “Company”) (NYSE:SD) and certain of its officers.   The class action, filed in United States District Court, Western District of Oklahoma, and docketed under 14-cv-01256, is on behalf of a class consisting […]

Exercises with stock options of Nokia Corporation

11/28/14 3:00 am

ESPOO, Finland, Nov. 28, 2014 (GLOBE NEWSWIRE) — Based on Nokia Corporation’s 2011 Stock Option Plan a total of 17 888 Nokia shares were subscribed for between October 28 and November 24, 2014. The subscription price was EUR 5.76 per share. The total amount of the subscription price, EUR 103 034.88, will be recorded in the fund […]

Clarification of CNinsure’s Announcement to Issue New Shares to Employees

11/28/14 3:00 am

GUANGZHOU, China, Nov. 27, 2014 (GLOBE NEWSWIRE) — CNinsure Inc. (“CNinsure” or the “Company”) (Nasdaq:CISG), a leading independent insurance intermediary company in China, today announced that it has entered into share purchase agreements with companies established on behalf of the employees of the Company (the “Employee Companies”) for the issuance of up to 100,000,000 ordinary […]

Feronia Inc. Appoints Frank Braeken as New Independent Director

11/28/14 12:00 am

TORONTO, ONTARIO–(Marketwired – Nov. 28, 2014) - Feronia Inc. (“Feronia” or the “Company”) (TSX VENTURE:FRN) today announced that it has appointed Mr. Frank Braeken as an independent director of the Company. Mr. Braeken has extensive experience in the Fast Moving Consumer Goods (“FMCG”) sector including 26 years with Unilever where he lived and worked in […]

Royal Dutch Shell plc: Voting Rights and Capital

11/28/14 12:00 am

Royal Dutch Shell plc: Voting Rights and Capital PR Newswire LONDON, November 28, 2014 LONDON, November 28, 2014 /PRNewswire/ – In conformity with the Disclosure and Transparency Rules, we hereby notify the market of the following: Royal Dutch Shell plc’s (NYSE:RDS.A) (NYSE:RDS.B) capital consists of 3,910,007,393 A shares and 2,440,410,614 B shares, each with equal voting […]

MiraBurst™ Reveals Top 3 Benefits of Fair Trade

11/28/14 12:00 am

MiraBurst™ Reveals Top 3 Benefits of Fair Trade PR Newswire VALHALLA, N.Y., Nov. 28, 2014 VALHALLA, N.Y., Nov. 28, 2014 /PRNewswire-iReach/ — MiraBurst™, a leading cultivator of organic miracle berry products, discusses the benefits associated with fair trade and why the company advocates for the fair trade. Photo – http://photos.prnewswire.com/prnh/20141125/161010 The majority of food and […]



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IIROC Trade Resumption – Glentel Inc.

Toronto, Ontario–(Newsfile Corp. – November 28, 2014) – Trading resumes in: Company: Glentel Inc. TSX Symbol: GLN (all issues) Resumption Time (ET): 09:15 IIROC can make a decision to impose a temporary suspension of trading in a security of a publicly listed company, usually in anticipation of a ma...

Mongolia Growth Group Ltd. October 2014 CEO Communiqu[[107]] to Shareholder...

Mongolia Growth Group Ltd. October 2014 CEO Communiqué to Shareholders Toronto, Ontario (FSCwire) – Mongolia Growth Group Ltd. (Canada TSXV: YAK and USA: MNGGF), a real estate investment and development company benefiting from the dynamic growth of the Mongolian economy via ownership of institutiona...

IIROC Trade Resumption – Providence Resources Corp.

Vancouver, British Columbia–(Newsfile Corp. – November 28, 2014) – Trading resumes in: Company: Providence Resources Corp. TSX-V Symbol: PV Resumption Time (ET): 08:00 IIROC can make a decision to impose a temporary suspension of trading in a security of a publicly listed company, usually in anticip...

IIROC Trade Resumption – Desert Star Resources Ltd.

Vancouver, British Columbia–(Newsfile Corp. – November 28, 2014) – Trading resumes in: Company: Desert Star Resources Ltd. TSX-V Symbol: DSR Resumption Time (ET): 08:00 IIROC can make a decision to impose a temporary suspension of trading in a security of a publicly listed company, usually in antici...

IIROC Trade Halt – Glentel Inc.

Toronto, Ontario–(Newsfile Corp. – November 28, 2014) – The following issues have been halted by IIROC: Company: Glentel Inc. TSX Symbol: GLN (all issues) Reason: Pending News Halt Time (ET) 08:03 IIROC can make a decision to impose a temporary suspension of trading in a security of a publicly liste...

Theralase Releases 3Q2014 Financials

By Theralase Technologies Inc. Toronto, Ontario / ACCESSWIRE / November 28, 2014 / Theralase Technologies Inc. (“Theralase”) (TLT: TSXV) (TLTFF: OTC Link(R)) released its third quarter 2014 financial results today, demonstrating a decrease in revenue for the three month period ended September 3...

Theralase Releases 3Q2014 Financials

By Theralase Technologies Inc. Toronto, Ontario / ACCESSWIRE / November 28, 2014 / Theralase Technologies Inc. (“Theralase”) (TLT: TSXV) (TLTFF: OTC Link(R)) released its third quarter 2014 financial results today, demonstrating a decrease in revenue for the three month period ended September 3...

Cardiff Energy Corp. announces the closing of its Private Placement

By Cardiff Energy Corp. Vancouver, BC / ACCESSWIRE / November 28, 2014 / CARDIFF ENERGY CORP. (the “Company”) (TSX-V: “CRS”) is pleased to announce the closing of their oversubscribed 1,833,000 unit Private Placement previously announced on November 12, 2014. Each unit is comprised of one commo...

IIROC Trade Halt – Decisive Dividend Corporation

Vancouver, British Columbia–(Newsfile Corp. – November 28, 2014) – The following issues have been halted by IIROC: Company: Decisive Dividend Corporation TSX-V Symbol: DE.P Reason: At the Request of the Company Pending News Halt Time (ET) 08:40 IIROC can make a decision to impose a temporary suspens...




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