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Two Steps Forward

03/24/15 10:43 am

Two steps forward one step back is an anecdote about a frog trying to climb out of a well. For every two steps up the frog climbs, it falls back one step, making its progress slow and laborious.  But eventually the frog makes it out and is free of the well.   Written by Steve […]

I Want Tax free Income

03/12/15 7:35 am

The LinkedIn discussion considered ROTH vehicles invested in equities and “cash value” Life Insurance as two ways to obtain Tax Free Income… something was missing. Why not buy tax free muni bonds in the form of Closed End Funds (CEFs)…. more than 6% tax free, in monthly increments, plus the opportunity to take profits (taxable, […]

Please Mr. Obama, Lend Us Your Crystal Ball

03/10/15 12:42 pm

The President wants the DOL to fine professionals who make money allowing 401k participants to make “bad” investments. —————————————————- So what’s the difference between a “bad” and “good” investment? Right, well in the Will Rogersian world of politicians and regulators, “the good ones only go up in price; the bad ones go down”. “Don’t gamble; […]

Entrepreneurs Should Put Themselves in Investors’ ...

03/10/15 7:36 am

At ReDev Properties Ltd., we invest in commercial real estate properties. A lot of our work goes into selecting properties that are in a position to increase in value. However, we know that our business starts and ends with our investors – building value for our investors is a hallmark of ReDev Properties, as is […]

Gaps In Insurance Coverage A Major Threat to New B...

03/10/15 7:04 am

As a financial and business structure consultant at C2 Business Services, I help business owners construct a solid financial, legal, and insurance infrastructure for their companies. Part of our company’s goal is to help business owners manage, and most importantly understand, how exactly they are covered by their insurance. Clients often approach me with questions […]

Renos that make sense

03/04/15 10:30 pm

  We all want our homes to look great. You know about regular maintenance but you might also want to renovate that tired bathroom or dated kitchen, or replace those older windows and redo the basement to create more living space. Here are six renos that may help to increase your home’s value:Revamp the Bathroom. Every […]

Let’s retire the word Retirement

02/28/15 10:17 am

This magazine, like its sister web site and competitors, is devoted to the topic of money. That’s an obvious statement but stay with me. We all need money to live, both in the present and the future. This basic fact has created the entire industry dedicated to the notion of saving for a rainy day […]

To Rollover 401k Plan Assets or Not To… That Is Th...

02/26/15 11:19 am

The major purveyors of 401k products, and those who benefit from using them remind me of politicians… they press the party line, and use their power to demonize the competition. Their position and deep pockets allow them to get their message out while we who have neither can only shake our heads and whimper about […]

Dodging the DOL Chainsaw: Small Business Owner Pro...

02/20/15 2:16 pm

The DOL is Coming!   The DOL is Coming! As if you weren’t already up to your elbows in rules, regulations, and expenses, the Department of Labor has empowered itself to fine at least half of the Employer/Plan Sponsors it audits… for multiple investment related reasons. These include, among other things, the cost of the […]



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Generate New Sales: Mark Borkowski

Its your call: How to generate new sales prospects. Humor me for a second. Think back to the last deal you closed and ask you, “Who was the decision maker I had to reach and influence? How did I do it?” The reason I asked you to think about that is because there will always […]

Confessions of a CFP: You may need an online bank

You may need an online bank this RRSP season.  I probably shouldn’t be telling you this because I’m a financial planner and in order to keep my job I need people to invest their money with me, but it’s true.  Before you completely dismiss the idea of banking online due to your fear of the […]

Financial advertising, marketing and sales without...

Google admits that advertisers wasted their money on more than half of internet ads By  http://qz.com/author/zwenerflignerqz/ Online advertising is a fickle thing. It accounts for 20% of the ad industry’s total spending, and over 90% of revenue for the internet giants Google and Facebook. That said, no one seems to have any idea whether it […]

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […]

www.gicrates.ca GICRates.ca Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at ruthschris.ca You must use CODE:MM25 to enroll as a MONEY […]



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Acuity Brands Reports Record Second Quarter Results

04/01/15 6:00 am

ATLANTA, April 1, 2015 (GLOBE NEWSWIRE) — Acuity Brands, Inc. (NYSE:AYI) (“Company”) today announced record second quarter net sales, net income, and diluted earnings per share (“EPS”). Fiscal 2015 second quarter net sales of $616.1 million increased $69.9 million, or 13 percent, compared with the year-ago period. Net income for the second quarter of fiscal […]

Diversifying to Deliver Cash Now: A New Era for The J.G. Wentworth Company(...

04/01/15 6:00 am

BOSTON, Mass., April 1, 2015 (GLOBE NEWSWIRE) — For more than 20 years, The J.G. Wentworth Company™ (“J.G. Wentworth” or the “company”) and its subsidiaries have been helping consumers who need immediate access to funds they receive on a payment plan. Through providing a cash payment upfront to consumers for a stream of periodic payments […]

AIR Worldwide and FirstBest Collaborate to Provide Integrated Underwriting ...

04/01/15 6:00 am

BOSTON and BEDFORD, Mass., April 1, 2015 (GLOBE NEWSWIRE) — Catastrophe modeling firm AIR Worldwide and FirstBest® Systems, provider of insurance software solutions for U.S. and global insurance carriers, today announced the companies will integrate AIR’s catastrophe modeling solution with the FirstBest underwriting management system. The collaboration between the two organizations allows data and analytics […]

OMA Calls Annual Ordinary and Extraordinary Shareholders’ Meeting

04/01/15 6:00 am

The Board of Directors will propose a capital reimbursement of Ps. 1,200 million and renewal of the Technical Assistance Agreement with the Strategic Partner MONTERREY, Mexico, April 1, 2015 (GLOBE NEWSWIRE) — Mexican airport operator Grupo Aeroportuario del Centro Norte, S.A.B. de C.V., known as OMA (Nasdaq:OMAB) (BMV:OMA) published the call for its Annual Ordinary […]

Idera Announces FDA Orphan Drug Designation for IMO-8400 for the Treatment ...

04/01/15 6:00 am

CAMBRIDGE, Mass. and EXTON, Pa., April 1, 2015 (GLOBE NEWSWIRE) — Idera Pharmaceuticals, Inc. (Nasdaq:IDRA), a clinical-stage biopharmaceutical company focused on the discovery, development and commercialization of novel therapeutics for oncology and rare diseases, today announced that the U.S. Food and Drug Administration (FDA) has granted orphan drug designation for IMO-8400, an antagonist of the […]

NIH Funds Study of Fully Personalized Immunotherapy AGS-004 Combined With a...

04/01/15 6:00 am

DURHAM, N.C., April 1, 2015 (GLOBE NEWSWIRE) — Argos Therapeutics, Inc. (Nasdaq:ARGS) (“Argos”), a biopharmaceutical company focused on the development and commercialization of fully personalized immunotherapies for the treatment of cancer and infectious diseases based on the Arcelis® technology platform, today announced that the NIH Division of AIDS (DAIDS) has approved $6.6 million in funding […]

ePlus Named Veeam Platinum ProPartner

04/01/15 6:00 am

HERNDON, Va., April 1, 2015 (GLOBE NEWSWIRE) — ePlus inc. (Nasdaq:PLUS) today announced that its subsidiary, ePlus Technology, inc., has been named a Platinum ProPartner by Veeam® Software, the innovative provider of solutions that deliver Availability for the Modern Data Center™. Platinum is the highest level in the Veeam ProPartner Program in the United States. […]

EveryWare Global, Inc. Reaches Restructuring Agreement to Create Strengthen...

04/01/15 6:00 am

Prepackaged bankruptcy agreement to significantly reduce long-term debt Business is expected to continue as usual, including service to customers, payments to vendors and payment of employee wages and benefits LANCASTER, Ohio, April 1, 2015 (GLOBE NEWSWIRE) — EveryWare Global, Inc. (Nasdaq:EVRY) announced that it has reached an agreement with its secured lenders on a comprehensive […]

Cancer Genetics, Inc. Increases Access to Its Comprehensive Cancer Diagnost...

04/01/15 6:00 am

CGI’s full range of oncology focused testing services will be available to an additional 19 million individuals in the US RUTHERFORD, N.J., April 1, 2015 (GLOBE NEWSWIRE) — Cancer Genetics, Inc. (Nasdaq:CGIX) (“CGI” or “the Company”), an emerging leader in DNA-based cancer diagnostics, today announced that it has executed an agreement with America’s Choice Provider […]



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Frankly Partners with Inmoji

By Frankly Inc. SAN FRANCISCO, CA / ACCESSWIRE / April 1, 2015 / Today, Inmoji Inc. (“Inmoji”), a mobile marketing company that connects top brands to consumers through peer-to-peer, in-message, powered emoticons, and Frankly Inc. (TSX VENTURE: TLK) (“Frankly”), a leading provider of mobile messagin...

Frankly Partners with Inmoji

By Frankly Inc. SAN FRANCISCO, CA / ACCESSWIRE / April 1, 2015 / Today, Inmoji Inc. (“Inmoji”), a mobile marketing company that connects top brands to consumers through peer-to-peer, in-message, powered emoticons, and Frankly Inc. (TSX VENTURE: TLK) (“Frankly”), a leading provider of mobile messagin...

Yappn Delivers First Group of over 40 Global Multilingual Online Content De...

New York, New York–(Newsfile Corp. – April 1, 2015) – Yappn Corp. (OCTQB: YPPN) (“Yappn” or “Company”) is pleased to announce that under its agreement with Digital Widget Factory (“DWF”), DWF already has over 40 sites in market through its global distribution network powered by Yappn’s technology. Y...

Intertainment’s TranzActive Supports First Group of over 40 Global Multilin...

Toronto, Ontario & New York, New York–(Newsfile Corp. – April 1, 2015) – Intertainment Media Inc. (TSXV: INT) (OTCPINK: ITMTF) (FSE: I4T) (“Intertainment” or “Company”) is pleased to announce that its language services division, branded TranzActive, under its partnership with Yappn Corp. (“Yappn...

EFactor Group Corp. Announces Fourth Quarter and Full Year 2014 Financial R...

By EFactor Group Corp. Company Files for Extension with SEC for Additional Time to File Its Annual Report to Complete Audit of Financial Statements for Its Five Newly Acquired Businesses NEW YORK, NY / ACCESSWIRE / April 1, 2015 / EFactor Group Corp. (OTCQB:EFCT) (“EFactor” or “the Company”), the ow...

Accelify Selected as Pearson Independent Software Vendor Partner

By Accelify Partnership Offers PowerSchool Customers Seamless Data Integration with Accelify’s Industry Leading Special Education and Medicaid Billing Management Systems NEW YORK, NY / ACCESSWIRE / April 1, 2015 / Accelify, a provider of cutting-edge special education management systems, and Pearson...

Yappn Delivers First Group of Over 40 Global Multilingual Online Content De...

By Yappn Corp. NEW YORK, NY / ACCESSWIRE / April 1, 2015 / Yappn Corp. (OCTQB:YPPN) (“Yappn” or “Company”) is pleased to announce that under its agreement with Digital Widget Factory (“DWF”), DWF already has over 40 sites in market through its global distribution network powered by Yappn’s technolog...

Intertainment’s TranzActive Supports First Group of over 40 Global Multilin...

By Intertainment Media Inc. TORONTO, ON & NEW YORK, NY / ACCESSWIRE / April 1, 2015 / Intertainment Media Inc. (TSX VENTURE: INT) (PINKSHEETS: ITMTF) (FSE:I4T) (“Intertainment” or “Company”) is pleased to announce that its language services division, branded TranzActive, under its partnership wi...

Innovus Pharmaceuticals 2014 Revenues Increase to over $1Million in Its Fir...

By Innovus Pharmaceuticals, Inc. Company Signs Approximately $2 Million in Minimum Annual Orders from Its Seven Commercial Partners for Its Products SAN DIEGO, CA / ACCESSWIRE / April 1, 2015 / Innovus Pharmaceuticals, Inc. (OTCQB:INNV) (“Innovus Pharma” or the “Company”), a company focusing on the ...







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