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To Rollover 401k Plan Assets or Not To… That Is Th...

02/26/15 11:19 am

The major purveyors of 401k products, and those who benefit from using them remind me of politicians… they press the party line, and use their power to demonize the competition. Their position and deep pockets allow them to get their message out while we who have neither can only shake our heads and whimper about […]

Dodging the DOL Chainsaw: Small Business Owner Pro...

02/20/15 2:16 pm

The DOL is Coming!   The DOL is Coming! As if you weren’t already up to your elbows in rules, regulations, and expenses, the Department of Labor has empowered itself to fine at least half of the Employer/Plan Sponsors it audits… for multiple investment related reasons. These include, among other things, the cost of the […]

The “Retirement Ready” 401k… exists. Right?

02/19/15 11:53 am

Income Production = Market Value Growth + Retirement Security Unfortunately, it just isn’t available to you in the standard 401k product menu. Since the demise of corporate Defined Benefit Plans, most employees have been forced to rely on their own investment acumen to make sense of the product menu choices accompanying an ever growing array […]

Andex Chart – Free Canadian Andex Chart

02/18/15 10:27 pm

The Andex Chart is probably the single most important investor – advisor learning tool and education wonder when first seen by anyone. The Canadian economy at a glance, what happened when and how things are related and can change often and without notice or comprehension. One can analyze the information in hundreds of ways and […]

How to compare stocks

02/13/15 9:04 am

Are investment advisors simply better dressed realtors?   Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner and Portfolio Manager, Lycos Asset Management Inc.   Valuing a company is done by discounting the cash that can be taken out of it during its remaining life. This is the way to do it, but […]

What is a stock worth?

02/11/15 5:06 pm

“A value investor has a deep-rooted belief that irrationality of market participants can and does lead to unusual, and sometimes extreme, variations in the price of a stock in either direction. Such divergence from true “intrinsic value” creates valuable opportunities for the value investor.” – Benjamin Graham, The Intelligent Investor     Written by Steve […]

Should you break your mortgage?

02/04/15 10:30 pm

Once again interest rates have dominated the headlines. First, it was the declining fixed rate. Fixed rates are usually priced off bond markets, independent of what’s happening with the prime rate. The Bond market, like all markets, fluctuates daily. Fixed mortgage rates are now as low as 2.69% to 2.89% (and appear to be dropping). […]

Retirement Income Investing: The Dreaded RMD

01/29/15 10:50 am

All of us are approaching retirement, many of us are already there, and some of us (myself included) are thinking about the ultimate IRS slap-in-the-face… The Required Minimum Distribution. It’s time to make sure that your retirement income program is actually ready. Every investment program becomes a retirement income program eventually. First off, you need […]

Take Jerry Seinfeld’s Estate Planning Advice

01/20/15 1:50 pm

I did not interview Jerry Seinfeld for this article. But I can share with you what he taught me. I was watching Jerry, the all-star comedian, on television.  The program host on an entertainment show asked celebrities about their New Year resolutions. Jerry’s answer was short. It was most appropriate. I am paraphrasing his answer. […]

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Generate New Sales: Mark Borkowski

Its your call: How to generate new sales prospects. Humor me for a second. Think back to the last deal you closed and ask you, “Who was the decision maker I had to reach and influence? How did I do it?” The reason I asked you to think about that is because there will always […]

Confessions of a CFP: You may need an online bank

You may need an online bank this RRSP season.  I probably shouldn’t be telling you this because I’m a financial planner and in order to keep my job I need people to invest their money with me, but it’s true.  Before you completely dismiss the idea of banking online due to your fear of the […]

Financial advertising, marketing and sales without...

Google admits that advertisers wasted their money on more than half of internet ads By Online advertising is a fickle thing. It accounts for 20% of the ad industry’s total spending, and over 90% of revenue for the internet giants Google and Facebook. That said, no one seems to have any idea whether it […]

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […] Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at You must use CODE:MM25 to enroll as a MONEY […]

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Stanley Consultants Celebrates Introduce a Girl to Engineering Day

02/26/15 5:30 pm

Muscatine, Iowa (PRWEB) February 26, 2015 Gayle Roberts, P.E., president and CEO of Stanley Consultants, a global consulting engineering firm, has long been a champion of girls in engineering. “I want girls to know there are NO barriers. I want them to have confidence in themselves and their abilities. The world needs them to do […]

ACTCM Announces March Schedule of Events

02/26/15 4:30 pm

San Francisco, CA (PRWEB) February 26, 2015 March is sure to be an exciting month at the American College of Traditional Chinese Medicine (ACTCM). ACTCM is announcing their new schedule of events for March, starting off with the Chinese New Year celebration and including several webinars, lectures and open houses. The event schedule is as […]

Rsignia, Inc. Announces Strategic Partnership with the University of Centra...

02/26/15 4:00 pm

Rockville, Maryland (PRWEB) February 26, 2015 Rsignia, Inc. announced today it has entered into a formal partnership with the University of Central Florida (UCF), formalizing teaming efforts focused on research and development in the critical cyber security domain. The newly signed agreement provides Rsignia and UCF with a framework to work and collaborate on task […]

Mercury Marine Looks Back at Successful Miami International Boat Show

02/26/15 3:45 pm

Fond du Lac, Wisconsin (PRWEB) February 26, 2015 In the wake of a successful Miami boat show, Mercury Marine has released a new video showcasing its customers and dealers talking about the new engine launch. Mercury had cameras out on the water throughout the entire boat show, capturing video and testimonials about their new offerings. […]

Anne Shadle and Controlling the Olympic Moment on SCI TV

02/26/15 3:45 pm

Portland, OR (PRWEB) February 26, 2015 In this episode of SCI TV, researcher and former professional runner Dr. Anne Shadle discusses her study that searched for commonalities in the stories of three Olympic gold medal-winning athletes in Track and Field. Shadle wanted to explore the key factors, beyond talent, physical ability and technical training that […]

Construction Completed on Steptoe & Johnson’s New Louisville Office

02/26/15 3:20 pm

Louisville, Ky. (PRWEB) February 26, 2015 Steptoe & Johnson PLLC has moved to its new office location at 700 North Hurstbourne Parkway in Louisville. The move marks the completion of the firm’s second Kentucky location and its 15th office nationwide. The new facility occupies more than 10,500 square feet including four conference rooms and space […]

Cougar Mountain Software Releases Latest Tax Updates for Denali Payroll Sof...

02/26/15 3:00 pm

Boise, ID (PRWEB) February 26, 2015 Earlier this month, Cougar Mountain Software released the latest tax updates for their Denali Payroll software. The Denali Payroll updates help customers stay current with the tax regulations in the states and localities where they do business. This update included changes for Washington, D.C. and also includes multiple states […]

Receiving too Many Emails is the Number One Reason for Unsubscribing from E...

02/26/15 3:00 pm

San Francisco, CA (PRWEB) February 27, 2015 GetApp, the largest cloud-based business app marketplace, has released research results identifying the top reasons that lead users decide to unsubscribe from email newsletters. Receiving ‘too many emails’ came out as the number one reason for unsubscribing by almost 50% of respondents, while quantity of content offered was […]

Savary Gold Launches $2 Million Financing

02/26/15 3:00 pm

TORONTO, ONTARIO–(Marketwired – Feb. 26, 2015) - NOT FOR DISSEMINATION IN THE UNITED STATES OR THROUGH U.S. NEWSWIRE SERVICES Savary Gold Corp. (TSX VENTURE:SCA) has launched a non-brokered private placement financing for total gross proceeds of up to $2,000,000 at a price of $0.05 per Unit (the “Offering”). Each Unit will be comprised of one […]

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360 Capital Financial Announces Closing of Private Placement

By 360 Capital Financial Services Group Inc. VANCOUVER, BC / ACCESSWIRE / February 26, 2015 / 360 Capital Financial Services Group Inc. (CSE: TSZ, (“360 Capital” or the “Company”) is pleased to announce that it has closed the previously announced non-brokered privat...

Aqua-Pure Provides Business Update

Aqua-Pure Provides Business Update Calgary, Alberta (FSCwire) – Aqua-Pure Ventures Inc. (“Aqua-Pure” or the “Company”) (TSXV:AQE), a premier recycler of oil field and shale gas wastewater, today is providing an operational update. While Aqua-Pure has been affected by the aggressive drop in oil price...

Aqua-Pure Provides Business Update

By Aqua-Pure Ventures CALGARY, AB / ACCESSWIRE / February 26, 2015 / Aqua-Pure Ventures Inc. (“Aqua-Pure” or the “Company”) (TSXV:AQE), a premier recycler of oil field and shale gas wastewater, today is providing an operational update. While Aqua-Pure has been affected by the aggressive drop in...

Woodlawn Mining Lease Renewed for 15 Years

Woodlawn Mining Lease Renewed for 15 Years Final SML20 Renewal Documentation Received 15 Year Renewal Term Sydney, Australia (FSCwire) – Heron Resources Limited (“Heron” or the “Company”) is pleased to report the receipt of the final documentation for the Woodlawn mining lease renewal from the NSW T...

Woodlawn Mining Lease Renewed for 15 Years

By Heron Resources Limited - Final SML20 Renewal Documentation Received- 15 Year Renewal Term SYDNEY, AUSTRALIA / ACCESSWIRE / February 26, 2015 / Heron Resources Limited (“Heron” or the “Company”) is pleased to report the receipt of the final documentation for the Woodlawn mining lease re...

Readout of SEC Chair Mary Jo White’s Meeting with European Union Financial ...

Washington D.C.–(Newsfile Corp. – February 26, 2015) – Securities and Exchange Commission Chair Mary Jo White hosted a meeting this morning with European Union Financial Services Commissioner Jonathan Hill. Chair White and Commissioner Hill discussed the importance of international cooperation in re...

Pacific Booker Minerals Inc. Asked to Respond to Review Panel Recommendatio...

Vancouver, British Columbia–(Newsfile Corp. – February 26, 2015) – Pacific Booker Minerals Inc. (TSXV: BKM) (NYSE MKT: PBM) (“PBM”) has received a letter from Doug Caul, Associate Deputy Minister, BC Environmental Assessment Office in which he provided PBM an opportunity to provide comments on the M...

Eric H. Waser Joins the Peapack-Gladstone Bank Executive Team

By Peapack-Gladstone Financial Corporation BEDMINSTER, NJ / ACCESSWIRE / February 26, 2015 / Peapack-Gladstone Financial Corporation (NASDAQ: PGC) and Peapack-Gladstone Bank announce the appointment of Eric H. Waser to the position of Executive Vice President, Head of Commercial Banking.  ...

Pacific Therapeutics which Focuses on Drugs for Fibrosis Scarring and ED An...

Vancouver, British Columbia–(Newsfile Corp. – February 26, 2015) – Pacific Therapeutics (CSE: PT) (OTCPINK: PCFTF) (Frankfurt: 1P3) has announced a non-brokered private placement of up to 2 million units at $0.05 to raise up to $100,000. The company is a clinical stage specialty pharmaceutical compa...

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