YOU AND YOUR MONEY® - A personal finance blog brought to you by MONEY®

Why You Should Contribute this RRSP Season

04/14/15 12:27 pm

Now that it’s RRSP season, it’s time to  dust off your finances and see if you can  boost your retirement nest egg, and get  a tax deduction as well. Here’s what  you need to know about RRSPs. RRSP: The Basics If you have Earned Income, a Social  Insurance Number and are 70 or  under, it’s […]

RRSP Season – Again?

04/14/15 12:13 pm

RRSP season is almost upon us!  We’ve been told time and again that we need to make a contribution to save for our future.  The hard part is not so much making the contribution as deciding where to put it. Early in my media career it was mandated that I take an arms-length approach to […]

Moving Target

04/14/15 11:55 am

Big international business or small local business – customers are at a premium and always considered a moving target. Know your client, know your customer and know your Canadian financial marketplace. So what went wrong with the biggest North American big box mall maneuver ever? Target came in like a lion and left like a […]

And the winner is ……..

04/14/15 11:35 am

While reading our last issue, an advertisement caught my eye – The Great Canadian Sales Competition.  So, I did a bit of digging to learn more and satisfy my curiosity.  I was pleasantly surprised! So what has this got to do with our RRSP issue?  Surprisingly quite a bit … but I digress.  The brain-child […]

GICs, RRSPs and TFSAs – what make sense for you?

04/14/15 11:31 am

As usual for this time of year, financial institutions across Canada are trying to find a way to separate you from your money – not actually stealing it but rather asking you to give it them (lend) in return for some interest over some period you select. There are traditional GICs that pay a fixed […]

Leading a company through market cycles

04/10/15 11:31 am

Those of us who work in business or are business owners should be well aware of the economy’s natural bear and bull cycles. It can be argued that in today’s modern economy, with its built-in fail-safes and government oversight, the large boom and bust periods of previous centuries are a thing of the past.  However, […]

How To Be Prepared for Rising Interest Rates

04/10/15 9:48 am

I’ve seen a lot of discussions lately that erroneously conclude: “rising interest rates are something to be feared and prepared for” by buying short duration bonds or by liquidating income purpose securities entirely. Have they all gone mad! A rising interest rate environment is super good news for investors… up to a point. When we […]

The Benefits of Private Lending

04/08/15 11:30 pm

  The mortgage lending landscape has changed during the past few years. Lenders and insurers have become more discerning when approving mortgage applications. It’s even more challenging to those with some damaged credit and for those who are self-employed. The good news for self-employed individuals is that one insurer is now re-releasing its stated income […]

How Not to Buy a Franchise!

04/05/15 10:35 am

 People Really Do Make These Mistakes It never ceases to amaze me what people think are good reasons to buy a franchise business.  I thought I would share a few I have come across over my 18 years in franchising.  Excuse my tongue in cheek humour. I want to buy  this one food franchise because […]

ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

Free Andex Chart Offer with MONEY.CA

Andex Chart - Free - Current 2014 Canadian Andex Chart Handout

Generate New Sales: Mark Borkowski

Its your call: How to generate new sales prospects. Humor me for a second. Think back to the last deal you closed and ask you, “Who was the decision maker I had to reach and influence? How did I do it?” The reason I asked you to think about that is because there will always […]

Confessions of a CFP: You may need an online bank

You may need an online bank this RRSP season.  I probably shouldn’t be telling you this because I’m a financial planner and in order to keep my job I need people to invest their money with me, but it’s true.  Before you completely dismiss the idea of banking online due to your fear of the […]

Financial advertising, marketing and sales without...

Google admits that advertisers wasted their money on more than half of internet ads By Online advertising is a fickle thing. It accounts for 20% of the ad industry’s total spending, and over 90% of revenue for the internet giants Google and Facebook. That said, no one seems to have any idea whether it […]

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […] Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at You must use CODE:MM25 to enroll as a MONEY […]

MONEY® News Providers
MONEY® News Providers CNW News and Press Releases Marketwired News and Press Releases Nasdaw Globe Newswire News and Press Releases PRNewswire News and Press Releases PRWeb News and Press Releases Businesswire News and Press Releases

Appland App Stores Win 2015 Red Herring Top 100 Europe Award

04/19/15 1:00 am

Gothenburg (PRWEB) April 19, 2015 Appland, the leading white label app store solution provider, announced today it has been listed in Red Herring's Top 100 Europe, a prestigious award honoring the year’s most promising private technology ventures from the European business region. The Red Herring editorial team selected the most innovative companies from a pool […]

AdamsWells Internet Telecom TV Expands Bandwidth via Indiana Fiber Network,...

04/19/15 1:00 am

Indianapolis, Indiana (PRWEB) April 19, 2015 Indiana Fiber Network, LLC (IFN), the leading Indiana statewide Network Service Provider, announces a major bandwidth upgrade infrastructure service to AdamsWells Internet Telecom TV (AdamsWells) in Bluffton, IN. Craigville Telephone Company, Inc. (DBA AdamsWells), one of IFN’s consortium member-owners, has expanded service on IFN’s protected 10 Gigabit internet transport […]

Lincoln, NE’s Bowling for Brains to benefit Renowned Brain Aneurysm Foundat...

04/19/15 1:00 am

Hanover, MA (PRWEB) April 19, 2015 Family and friends of Brad Baddeley are proud to present the Bowling for Brains in Memory of Brad Baddeley event to honor his memory and raise funds for the renowned Brain Aneurysm Foundation. Bowling for Brains is cheduled to take place on Sunday, April 26, 2015 at Madsen’s Bowling […]

2015 Annual Nationwide “Shred Cancer” Shredding Event

04/19/15 1:00 am

WASHINGTON, DC (PRWEB) April 19, 2015 The American Institute for Cancer Research (AICR) is once again teaming up with PROSHRED Security (“PROSHRED”) to host its second annual, nationwide Shred Cancer event. Community members are invited to shred their personal documents in order to raise funds for cancer research and increase awareness about cancer prevention. The […]

NorthStar Alarm Named No. 12 on Security Dealer & Integrator Magazine F...

04/19/15 1:00 am

Orem, Utah (PRWEB) April 19, 2015 NorthStar Alarm, an authorized Honeywell smart home and home security provider, was honored earlier this week at the ISC West show during the Security Dealer & Integrator Fast50 Awards Ceremony as the No. 12 fastest growing home security provider in the nation. The rankings for the Fast50 are a […]

Centurion to Sell Surplus Medical Equipment in Online and On-Site Auction

04/19/15 1:00 am

Chicago, IL (PRWEB) April 19, 2015 A live auction will be held to sell over 4,800 pieces of medical equipment from a major hospital in Brooklyn, NY and other national consignors. Various types of equipment will be sold including radiology, surgery, endoscopy, lab, anesthesia, exam and much more. The auction will take place Tuesday, April […]

All Stars Project and MetLife Partner to Expand Afterschool Development Pro...

04/19/15 1:00 am

New York, N.Y. (PRWEB) April 19, 2015 The All Stars Project (ASP), a national leader in afterschool development, honored MetLife for its support for All Stars innovative youth development programs at the All Stars Project national gala at Lincoln Center on Monday, April 13th. The annual event, this year themed “Development Country: America’s Business Support […]

HealthPostures’ TaskMate Products to be Exhibited at the Wisconsin and Iowa...

04/19/15 1:00 am

Wisconsin Dells, WI (PRWEB) April 19, 2015 HealthPostures, LLC , a leading American workplace solutions designer announces that it will exhibit it’s pioneering ergonomics products at the Wisconsin Safety and Health Conference and Expo and the Iowa-Illinois Safety Council Professional Development Conference and Expo . The products, the TaskMate Go 6350 and the TaskMate EZ […]

30 Top Merchant Cash Advance Services Announced by topcreditcardprocessors....

04/19/15 12:00 am

NAPLES, FL –(Marketwired – April 19, 2015) – The thirty best merchant cash advance services have been named by for the month of April 2015. provides businesses with ratings online to showcase the best payment processing services which produce remarkable solutions to businesses searching for a variety of solutions to common issues. Services […]

CANADIAN MONEY® is provided by FSCWire, Accesswire, and 24/7.
24-7 Press Release News and Press Releases FSCWIRE News and Press Releases Accesswire News and Press Releases 24-7 Press Release News and Press Releases Announces the Aptiom Shipping Promotion, a Canadian pharmacy intermediary announces free shipping for generic orders of Aptiom (Eslicarbazepine Acetate) over $99 USD MONTREAL, QC, April 19, 2015 /24-7PressRelease/ — announces the addition of Aptiom to its International Generics Program (IGP) promotion. Apti...

Matt Howard Friedman Teaches “The Keys to Internet Marketing with AdWords i...

Mr. Friedman from Scale Media Inc explains where SEM meets Internet marketing, and why the two work well together. NEW YORK, NY, April 19, 2015 /24-7PressRelease/ — “If you’re a prospective internet marketer, you may believe that search engine marketing is the only way you can make money,” experienc...

Lee’s Summit High School’s Team Driven Reaches out to Kansas City Community...

The Lee’s Summit High School premiere high school FIRST Robotics program is doing great again this year. With just days remaining, the students’ GoFundMe campaign enables the community to give vital support that will get the team to the championship. KANSAS CITY, MO, April 19, 2015 /24-7PressRelease...

Helen Doron Radio App for Seriously Fun Listening Everywhere

Helen Doron Radio launches new app to make listening and interacting with the innovative EFL/ESL learning tool even easier than before. LONDON, ENGLAND, April 19, 2015 /24-7PressRelease/ — Helen Doron Radio, the only online English as a second/foreign language (ESL/EFL) radio station for teens, anno...

Tutoring Experts from Tutor Doctor are Offering Summer Programs and Lessons...

By Tutor Doctor Tutor Doctor of North Jersey is Devoted to Helping Teens Maintain their Academic Edge in School Los Angeles, CA / ACCESSWIRE / April 18, 2015 / The founders of Tutor Doctor of North Jersey are pleased to announce that they are offering summer programs and lessons for teens who want t...

WorkoutBooster, the Resource for Fitness, Workout Information, Redesigns We...

By Workout Booster Nashua, NH / ACCESSWIRE / April 18, 2015 / WorkoutBooster is an expert online workout resource that provides valuable information on topics related to fitness and exercise. The website,, is an excellent source of information on workout equipment, workout supplem...

Secret Entourage Announces its First Entrepreneur of the Year Award

By Secret Entourage Secret Entourage has Named Andy Frisella, CEO of 1st Phorm, as the Entrepreneur of the Year for 2014 Herndon, VA / ACCESSWIRE / April 18, 2015 / Secret Entourage, a unique e-learning platform that allows entrepreneurs to share their success stories with others, has just announced...

Krampitz’s Highly Portable Fueling Solution

Our trademark is the cubical design of our tank systems which is called the cubs solution. Our mobile fuelling solutions are used in remote region to provide fuel supply for commercial and private use. Think Cubic, Think Krampitz! VANCOUVER, BC, April 18, 2015 /24-7PressRelease/ — By Keith Reid Ever...

JDR’s 6th Annual Design & Remodeling Industry Blog Competition Winners ...

Fan-Voted Best Blogs include Freshome and Decoist SAN DIEGO, CA, April 18, 2015 /24-7PressRelease/ — The 6th Annual Jackson Design and Remodeling Industry Blogger awards saw the closest margin of votes between first and second place in the awards’ history. The awards, which recognize distinguished b...

MONEY® Publications

MONEY® Services

The MONEY® Channel
MONEY® Promotions and Offers

The Social Currency
Follow Us See on on Google+MONEY CANADA on YoutubeLinkedInFacebook Mutual Fund Blog MONEY® News ME and MY MONEY® YOU and YOUR MONEY® Twitter MONEY® Email Us MONEY CANADA on Youtube

MONEY® Customer Service
Investments Ext. 1001
Insurance Ext. 2001
Mortgages Ext. 3001
Tax Ext. 4001
Financial Planning Ext. 5001
Estate Planning Ext. 6001
Trust Ext. 7001
Credit Ext. 8001
Business Ext. 9001
Finance Ext. 1111
Real Estate Ext. 401
Information Ext. 555
Advertising, Marketing,
Magazine Subscriptions,
and Customer Service.
Ext. 789