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Brave Old World: Market Cycle Investment Managemen...

07/14/15 9:55 am

The Market Cycle Investment Management (MCIM) methodology is the sum of all the strategies, procedures, controls, and guidelines explained and illustrated in the “The Brainwashing of the American Investor” — the Greatest Investment Story Never Told. Most investors, and many investment professionals, choose their securities, run their portfolios, and base their decisions on the emotional […]

Strategic Investment Mixology – Creating The Holy ...

07/11/15 10:23 am

So what do your Investment Manager and your neighborhood bartender have in common, other than the probability that you spend more time with the latter during market corrections? Antoine Tedesco, in his “The History of Cocktails“, lists three things that mixologists consider important to understand when making a cocktail: 1) the base spirit, which gives […]

A Twist on Dollar Cost Averaging

07/10/15 3:11 pm

“Build a better mousetrap and the world will beat a path to your door.” – Ralph Waldo Emerson   Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner and Portfolio Manager Lycos Asset Management Inc. What is Dollar Cost Averaging? Dollar cost averaging (DCA) is an investment strategy for reducing the impact of […]

The advantage of early renewals

07/08/15 11:30 pm

A recent survey by the Canadian Mortgage and Housing Corporation (CMHC) found that 60% of Canadian mortgages were renewed before the scheduled date. Here are two good reasons why you should consider renewing your mortgage early: lower your mortgage rate and get ahead of any rate increases. The bottom line is that early renewals may […]

Stock Market Corrections Are Beautiful… When

07/08/15 5:33 am

A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, even technically I’m told, corrections adjust equity prices to their actual value or “support levels”. In reality, it’s much easier than that. Prices go down because of speculator reactions to expectations of news, speculator reactions to actual news, […]

A Preemptive, Timeless, Portfolio Protection Strat...

06/28/15 8:28 am

A participant in the morning Market Cycle Investment Management (MCIM) workshop observed: I’ve noticed that my account balances are near all time high levels. People are talking down the economy and the dollar. Is there any preemptive action I need to take? An afternoon workshop attendee spoke of a similar predicament, but cautioned that a […]

Find the right advisor!

06/24/15 3:00 pm

“Many people are called ‘financial advisors’, but few are truly ‘professional financial advisors’. – an anonymous professional advisor who has seen one too many Nabob coffee commercials (many beans are picked but few are chosen)   For many people, hiring a financial advisor is the right thing to do.  It will cost money (compared to […]

One Person’s Bond Crash is Another’s Income Opport...

06/23/15 12:52 pm

Today’s “Investment News” headline (from Bloomberg) is designed to make you shiver in your income portfolio boots: “Big fixed income shop prepares for the worst”… The Bond Portfolio “Window Dressing” sell-off has begun. Bond funds in general are now holding 8% of assets in cash, the article reports…highest since the financial crisis, and 1999, even. […]

Income Investing: “Feed Your Head… Feed Your Head”

06/21/15 11:16 am

Jefferson Airplane has never, ever, been mistaken for a band of financial advisors, but the White Rabbit lyrics can be incredibly instructional to the generation of investors who experienced the classic first hand — as a description of their own college days’ lifestyle. If only they had heeded the dormouse’s call to “feed your head.” […]

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Generate New Sales: Mark Borkowski

Its your call: How to generate new sales prospects. Humor me for a second. Think back to the last deal you closed and ask you, “Who was the decision maker I had to reach and influence? How did I do it?” The reason I asked you to think about that is because there will always […]

Confessions of a CFP: You may need an online bank

You may need an online bank this RRSP season.  I probably shouldn’t be telling you this because I’m a financial planner and in order to keep my job I need people to invest their money with me, but it’s true.  Before you completely dismiss the idea of banking online due to your fear of the […]

Financial advertising, marketing and sales without...

Google admits that advertisers wasted their money on more than half of internet ads By Online advertising is a fickle thing. It accounts for 20% of the ad industry’s total spending, and over 90% of revenue for the internet giants Google and Facebook. That said, no one seems to have any idea whether it […]

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […] Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at You must use CODE:MM25 to enroll as a MONEY […]

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Real Estate Portal Prevali Nominated For 2015 Inman News Innovator Award; N...

08/02/15 1:00 am

Denver, Colorado (PRWEB) August 02, 2015, the real estate search portal for Coming Soon property listings, off-MLS listings, and Pocket Listings, has been nominated for the 2015 Inman News Innovator Award in the category of Most Innovative Technology. The nomination was announced on July 15, 2015, two weeks prior to Prevali’s launch. The awards, […]

CA Global Partners Expands its European Presence with the Appointment of Da...

08/02/15 1:00 am

Los Angeles, CA (PRWEB) August 02, 2015 CA Global Partners (CAGP) – A Global Leader in Equipment Management and Capital Recovery, expands its European presence with the appointment of Daniel Gray and David Brindley as European Managing Partners. “We’re excited to have Daniel and David join CAGP to lead our expansion in the European region” […]

Local AlignLife Doctor Donates Time to Check Back Packs

08/01/15 11:00 pm

Lafayette, IN (PRWEB) August 02, 2015 Back packs can be dangerous? Whaaat?! Not the danger that guns and drugs can cause in a school, however, back packs can wreck havoc on a kid's spine. With school starting again, most kids will be asking for new backpacks to help carry their supplies to and from school. […]

New Flights Show How Far Belize Has Come, According to Eco Resort Chaa Cree...

08/01/15 10:00 pm

San Ignacio, Belize (PRWEB) August 02, 2015 The recent announcement that Copa Airlines will be offering two flights a week to Belize City from Panama’s Hub de la Americas is welcome news that also highlights Belize’s rise as a highly desirable travel destination, according to the owners of The Lodge at Chaa Creek. Lucy Fleming, […]

Vermont Cheesemakers Win Big at 2015 American Cheese Society Competition

08/01/15 8:30 am

Websterville, Vermont (PRWEB) August 01, 2015 Vermont cheesemakers took home 46 of the 355 ribbons awarded at the 2015 American Cheese Society Competition, including 13 for first place. Vermont Creamery, Jasper Hill and Farms for City Kids took home a combined 8 first place ribbons, with Vermont Shepherd, Cabot Creamery, and Sweet Rowan Farmstead each […]

Local Retail Advocate Wins National Recognition

08/01/15 6:00 am

Freeport, ME (PRWEB) August 01, 2015 Tina Wilcoxson, owner of Freeport Maine’s Royal River Natural Foods, was named one of “America’s Retail Champions.” Wilcoxson was given that honor by the National Retail Federation, the largest retail trade association in the world, for her “advocacy and engagement” of the retail industry. Wilcoxson was one of three […]

Looking for HOPE? Healthy Home Has Evolv’d

08/01/15 6:00 am

(PRWEB) August 01, 2015 Brig and Lita Hart, icons of the network marketing industry and founders of the Healthy Home Company, are announcing the unification of their Healthy Home mission with the HOPE Movement of EvolvHealth. In what has been a long-term relationship between the companies for over two years, the founders of both companies […]

InventionHome Announces Launch of New and Improved iShowOnline

08/01/15 6:00 am

Pittsburgh, PA (PRWEB) August 01, 2015 Today, InventionHome™ announced the launch of their new and improved iShowOnline™ invention marketplace. In the current competitive business environment, more and more companies are eager to tap in to the creativity and ingenuity of independent inventors and entrepreneurs. Discovering those inventions, however, has traditionally been a difficult and time […]

Gainey McKenna & Egleston Announces a Class Action Lawsuit Has Bee...

08/01/15 5:00 am

NEW YORK, July 31, 2015 (GLOBE NEWSWIRE) — Gainey McKenna & Egleston announces that a class action lawsuit has been filed in the United States District Court for the Northern District of Illinois on behalf of all persons or entities who purchased VASCO Data Security International, Inc. (“VASCO” or the “Company”) (Nasdaq:VDSI) securities between February […]

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Mesothelioma Lawyers Website is Redesigned and Re-Launched as a Mesotheliom...

By Mesothelioma Lawyer Locator Helps People who have been Diagnosed with Mesothelioma to Find a Top Quality Attorney Who Can Help them with their Case Houston, TX / ACCESSWIRE / August 1, 2015 /, a website that is devoted to helping people who have bee...

Better Business Bureau Thanks Howard Air Owner

By Howard Air Kevin Howard Becomes Member of the BBB Air Conditioning Advisory Committee Phoenix, AZ / ACCESSWIRE / August 1, 2015 / Due to increasing unresolved complaints by consumers, the Better Business Bureau of Central, Northern and Western Arizona have formed a new advisory committee named Ai...

The Houston Business Coach Experts at Cornerstone Business Coaching Announc...

They offer the elite solutions your company needs to succeed in todays highly competitive marketplace. HOUSTON, TX, August 01, 2015 /24-7PressRelease/ — Long regarded as the leading source for business coaching and sales training in Houston, Cornerstone Business Coaching has launched a brand-new web...

The Fleet Management Experts at Glesby Marks Launch Their New Website

Glesby Marks offers the most advanced fleet management and fleet leasing solutions for its clients in Houston, Texas, Denver, Colorado, Seattle, Washington and Portland, Oregon. HOUSTON, TX, August 01, 2015 /24-7PressRelease/ — Glesby Marks announces the launch of their new website, which has been s...

Converde Energy Begins Algae Grinding and Oil Extraction

By Converde Energy USA Inc Company to Use Milling System for Low Cost Algae Oil Extraction CAMBRIDGE, ON / ACCESSWIRE / July 31, 2015 / Converde Energy USA Inc. (PINKSHEETS: XFUL), is pleased to report that it will begin to test simultaneous grinding and oil extraction of Algae using our system at o...

Micromem Technologies Inc. Completes Private Placement

Toronto, Ontario & New York, New York–(Newsfile Corp. – July 31, 2015) – Micromem Technologies Inc. (CSE: MRM) (OTCQX: MMTIF) (the “Company”) announces the completion of a private placement totalling 122,768 common share units (“Units”) at a subscription price of US $0.0448 (CAD $0.584) per Unit...

Canuc Proposes Stock Consolidation

Toronto, Ontario–(Newsfile Corp. – July 31, 2015) – Canuc Resources Corporation (TSXV: CDA) (“Canuc” or the “Company“) wishes to announce a ten (10) for one (1) stock consolidation to be ratified and approved by shareholders at the upcoming Annual General Meeting being held on August 17, 2015 at 11:...

Time to Vote for Western Potash

By Rockstone Research Ltd. ZURICH, SWITZERLAND / ACCESSWIRE / July 31, 2015 / Today, mining analyst Stephan Bogner from Rockstone Research published an update entitled “Time To Vote For Western Potash Corp. (TSX: WPX).” Excerpts: This week, Western Potash Corp. mailed to shareholders a notice for a ...

Takara Resources Announces Closing Final Tranche of Private Placement and F...

Toronto, Ontario–(Newsfile Corp. – July 31, 2015) – Takara Resources Inc. (TSXV:TKK) (“Takara” or the “Company“) is pleased to announce that it has closed the third and final tranche of its previously announced private placement. Pursuant to the closing, the Company has issued and sold 600,000 units...

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