YOU AND YOUR MONEY® - A personal finance blog brought to you by MONEY®

Has Modern Portfolio Theory (MPT) outlived its’ us...

09/01/14 10:46 pm

In the early 1950s, Dr. Harry Markowitz was awarded the Nobel Prize in Economics for his work in defining the relative relationship between risk and reward when analysing investments. Considering that he did all of this work without the benefit of modern computers, this was truely ground-breaking research – and up until recently, has stood […]

Retirement Preparation 101

08/28/14 6:10 am

Prompted by a recent article in “Financial Planning” entitled “For Retirement Portfolios, a Smarter Glidepath”… several points in the referenced “conventional wisdom” have fingernails on chalkboard quality. The use of “stocks” in retirement to help with portfolio growth and to keep up with inflation is the first. The main thrust of a retirement program is […]

What is a GIC? And why would I want one anyway?

08/26/14 12:07 pm

Written by Ian R. Whiting, MONEY® Canada Limited || MONEY® Magazine  GIC is an acronym for Guaranteed Investment Certificate. These are available to Canadian investors through banks, trust companies, credit unions, caisse populaires and some life insurance companies. When an investor buys a GIC they are loaning the financial institution a sum of money for […]

Getting behind on mortgage payments? We can help.

08/06/14 11:30 pm

There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could be a job loss, an unexpected illness, the death of a loved one or separation and divorce. There may be enough money to get by for a few months, but soon many families find themselves […]

Total Return: Smoke and Mirrors?

07/30/14 5:40 am

Just what is this “total return” hoop that investment managers are required to jump through? Why is it mostly just smoke and mirrors? Here’s the formula: Total Income + (or -) Change in Market Value – Expenses = Total Return — the ultimate test for any investment portfolio. Applied to income purpose portfolios, it is really […]

Social Investor Relations

07/29/14 4:25 am

Social media has been having a tremendous impact on business, as new ways of using it have emerged. One of the first major business applications was the socialization of Customer Relationship Management systems. Social CRM enables a business to maintain current information about customers and use it to develop products that best meet their needs. […]

The Retirement Income Gap

07/29/14 2:00 am

A BlackRock and EBRI analysis (from Think Advisor, July 9th) suggests that older retirees are further from being retirement ready than their younger counterparts… go figure. Ironically, since most benefit plan investors (really speculators) at all ages are market value focused instead of income focused, this observation will likely be the same ten years from […]

What is the worth of life and limb?

07/27/14 10:29 pm

While this is a financial blog, I am going to take some editorial licence here and move to us – each of us – and the death wishes that many people exhibit daily – and no, I am not talking about smoking yourself to death. I’m talking about the rush to cross streets against “Do […]

Target Date Funds = Market Timing Roulette Wheels?

07/22/14 5:57 am

Ross Kerber’s Reuters “feed” entitled: “Target date funds try timing the market” is really a must read article… what it says in a nutshell is that market value growth considerations are wagging the retirement income dog yet again. Once the gambling begins (i.e. MPT “tactical” tinkering), the retirement program ends. Here’s the link: Yes, […]

ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at You must use CODE:MM25 to enroll as a MONEY […]

Getting Tax Credits for Your Unwanted Life Insuran...

Ten or twenty years ago, you purchased a life insurance policy. It was part of a good financial plan to keep your family protected in case of the unthinkable. Today, the mortgage is paid off, your family is grown, your retirement plan is in place and the insurance that once provided peace of mind is […]

Can you really afford not to have life insurance?

The answer is no.  Think about this…You love your family, right? You don’t want to leave them with the burden of debt in case of an unforeseen even, right? But how can you ensure that your family is not dealing with having to pay off debts while they are grieving in their time of loss?  […] and stand on guard for thee. The definitive Canadian money site in Canada is called simply MONEY aka above all the main namesake and top ranked site for Canadians and their money considerations and information. Money Information is indeed and important commodity. All the things we do at Money Canada Limited is […] and Money Information respectively are part of The MONEY Network and considered to be sites, landing pages and online destination places for Canadians – MONEY and Canada. Our main site is MONEY.CA please join us for all the right reasons. Money Information and this site is intended for long-term use for public awareness […]

Guildhall Diamonds – Launches shiny new alternativ...

Shine bright like a diamond. Why pay good money for good diamonds? white diamonds, yellow, diamonds, green diamonds, blue diamonds or red. The markets may go up and down and with it fortunes and lifetime savings are crushed or diminished. There is a good reason for not putting your eggs in one basket.  Some say” […]

Best Rate Around – Tax-Free Savings Account

A great and smart idea that needs better marketing. This simple concept of Best Rate Around is unique in concept and may be a cute play on words; but it really means business, big business, big enough that the big banks make a tidy some off each and every year. Now something new Tax-Free Savings […]

Tax Free Profit Extraction Using Life Insurance

A tax avoidance strategy has been growing in popularity in recent years. Although CRA has been aware of the strategy for over ten years, its increase in popularity and the Federal government’s current focus on reforming the taxation of insurance means that the life of the strategy may be coming to an end. There are […]

MONEY® News Providers
MONEY® News Providers CNW News and Press Releases Marketwired News and Press Releases Nasdaw Globe Newswire News and Press Releases PRNewswire News and Press Releases PRWeb News and Press Releases Businesswire News and Press Releases


09/02/14 11:04 am

NEW YORK, NY, N.Y., Sept. 2, 2014 (GLOBE NEWSWIRE) — SeriousFun Children’s Network has named Mary Beth Powers as its new Chief Executive Officer. She joins SeriousFun after an 18-year career at Save the Children, most recently serving as Associate Vice President and Campaign Chief for their Newborn and Child Survival Campaign. Mary Beth Powers […]

64-bit MIPS Warrior Core Will Change the Game for CPUs From Mobile Devices ...

09/02/14 11:04 am

LONDON, Sept. 2, 2014 (GLOBE NEWSWIRE) — Imagination Technologies (IMG.L) announces the highly-efficient MIPS I-class I6400 CPU family, the first IP cores to combine a 64-bit architecture and hardware virtualization with scalable performance through multi-threading, multi-core and multi-cluster coherent processing. Its extraordinary feature set and performance/power/area leadership place the I6400 far ahead of the competition, […]

PGA of America to Ring the NASDAQ Stock Market Opening Bell In Celebration ...

09/02/14 11:04 am

ADVISORY, Sept. 2, 2014 (GLOBE NEWSWIRE) — What: In celebration of the 40th Ryder Cup Matches, the PGA of America will visit the NASDAQ MarketSite in Times Square. The PGA of America Officers are in New York City with U.S. Captain Tom Watson to announce the Captain’s Picks for the 2014 United States Ryder Cup […]

Fairchild Semiconductor International (NASDAQ: FCS) to Ring The NASDAQ Stoc...

09/02/14 11:04 am

ADVISORY, Sept. 2, 2014 (GLOBE NEWSWIRE) – What: Fairchild Semiconductor International (Nasdaq:FCS), a leading supplier of high performance power and mobile products, will visit the NASDAQ MarketSite in Times Square. In honor of the occasion, Mr. Mark Thompson, Chairman and Chief Executive Officer will ring the Closing Bell. Mr. Thompson will be joined by Vijay […]

Quality Carriers Expands Into Charleston

09/02/14 11:04 am

TAMPA, Fla., Sept. 2, 2014 (GLOBE NEWSWIRE) — Quality Carriers, Inc. (“Quality Carriers”), the leading North American bulk chemical carrier, has expanded into the Charleston, South Carolina market in partnership with its sister company Boasso America Corporation (“Boasso”). “Consistent with our previously mentioned strategy to expand our footprint, we are excited to announce our expansion […]

ID Global Corporation Finalizes Letter of Intent With Established Medical M...

09/02/14 11:04 am

CHICAGO, Sept. 2, 2014 (GLOBE NEWSWIRE) — ID Global Corp. (OTC:IDGC) is pleased to provide an update regarding the LOI announced on July 23, 2014. IDGC has fulfilled its obligation related to the funding of the LOI and the business plan and definitive agreement are in final attorney review. Sebastien DuFort, president and CEO, stated, […]

Continuing Expansion, RSC Adds Seventh Doctor

09/02/14 11:04 am

SAN RAMON, Calif., Sept. 2, 2014 (GLOBE NEWSWIRE) — Continuing an expansion of services to accommodate growing community needs, Reproductive Science Center of the Bay Area (RSC) has added a seventh physician, reproductive endocrinologist Sara Pittenger Reid, MD. This past spring the practice also opened doors to its new 16,500-square-foot space at 100 Park Place […]

Merit Medical to Present at CL King Conference

09/02/14 11:04 am

SOUTH JORDAN, Utah, Sept. 2, 2014 (GLOBE NEWSWIRE) — Merit Medical Systems, Inc. (Nasdaq:MMSI), a leading manufacturer and marketer of proprietary disposable devices used primarily in cardiology, radiology and endoscopy, today announced that it will participate in CL King’s 12th Annual Best Ideas Conference being held September 9, 2014 at the Omni Berkshire Place Hotel […]

WisdomTree to Present at the Barclays 2014 Global Financial Services Confer...

09/02/14 11:04 am

NEW YORK, Sept. 2, 2014 (GLOBE NEWSWIRE) — WisdomTree Investments, Inc. (Nasdaq:WETF), an exchange-traded product (“ETP”) sponsor and asset manager, today announced that Jonathan Steinberg, Chief Executive Officer; and Amit Muni, Chief Financial Officer; will present at the Barclays 2014 Global Financial Services Conference on Tuesday, September 9th at 4:15 p.m. ET in New York. […]

CANADIAN MONEY® is provided by FSCWire, Accesswire, and 24/7.
FSCWIRE News and Press Releases Accesswire News and Press Releases 24-7 Press Release News and Press Releases

Cardiff Issues Incentive Stock Options

By Cardiff Energy Corp. Vancouver, BC / ACCESSWIRE / September 2, 2014 / CARDIFF ENERGY CORP. (the “Company”) (TSX-V: “CRS”) announces that it has granted incentive stock options to certain directors and consultants to purchase up to 700,000 common shares under the Company’s 10% rolling stock option...

Resignation of Chief Financial Officer and Settlement of Debt

By Shamrock Enterprises Inc. Vancouver, British Columbia / ACCESSWIRE / September 2, 2014 / Shamrock Enterprises Inc. (CSE: SRS; the “Company”) announces that Ryan Cheung, the Company’s Chief Financial Officer, Ryan Cheung, has resigned in order to pursue other ventures. The board wishes to ext...

Petrodorado Announces the Surrender of Stock Options

Petrodorado Announces the Surrender of Stock Options NOT FOR DISSEMINATION IN THE UNITED STATES OR FOR DISTRIBUTION TO U.S. WIRE SERVICES Calgary, Alberta (FSCwire) – Petrodorado Energy Ltd. (“Petrodorado” or the “Company”) (TSXV-PDQ) announces that an aggregate of 18,465,000 stock options of the Co...

Vantage Wire Publishes Report on Pacific Therapeutics Partner Vodis Innovat...

By Pacific Therapeutics Ltd. VANCOUVER, BC, Canada / ACCESSWIRE / September 2, 2014 / Pacific Therapeutics Ltd. (CSE: PT) (OTC Markets: PCFTF) (Frankfurt: 1P3) (the “Company”) is a clinical stage specialty pharmaceutical company focused on the repurposing and reformulation of existing FDA approved d...

Graphene 3D Lab Inc. Files Provisional Patent Application Related to 3D Pri...

By Graphene 3D Lab Inc. Vancouver, British Columbia and New York, NY / ACCESSWIRE / September 2, 2014 / Graphene 3D Lab Inc. (TSXV: GGG) (“Graphene 3D” or the “Company“), a company developing advanced materials for 3D printing, has submitted a provisional application for a patent to the U.S. Patent ...

Seashore Changes Name to Seashore Organic Medicine Inc.

By Seashore Organic Marijuana Corp. Vancouver, BC and Toronto, ON / ACCESSWIRE / September 2, 2014 / Seashore Organic Marijuana Corp. (“Seashore” or the “Company“) (CSE: SOM) is pleased to announce that the British Columbia Registrar of Companies has issued a Notice of Articles and Certificate of Ch...

Drew Newsom to Vice President of Public and Regulatory Affairs

By International Consolidated Companies, Inc. Sarasota, FL / ACCESSWIRE / September 2, 2014 / International Consolidated Companies (OTC markets INCC ) / Medical Cannabis Holdings adds Drew Newsom to its management team. Antonio Uccello, CEO of International Consolidated Companies, Inc., (INCC), &nbs...

Hollywall Entertainment, Inc. Announces the appointment of Charlie Springer...

By Accesswire-MRM Nashville, TN / ACCESSWIRE / September 2, 2014 / Hollywall Entertainment, Inc., (OTC: ALZH ) announces the appointment of Charlie Springer as President of its Hollywall Music Group. Charlie Springer brings to Hollywall Entertainment, Inc. more than 25 years of experience ...

UK-based Arrhythmia Alliance to Highlight CardioComm Solutions’ HeartCheck ...

By CardioComm Solutions, Inc. Web-Presence will introduce the HeartCheck(TM) device to a global network of patients and affiliate organizations TORONTO, ON / ACCESSWIRE / September 2, 2014 / CardioComm Solutions, Inc. (TSX VENTURE:EKG) (“CardioComm Solutions” or the “Company”), a global medical prov...

MONEY® Publications

MONEY® Services

The MONEY® Channel
MONEY® Promotions and Offers

The Social Currency
Follow Us See on on Google+MONEY CANADA on YoutubeLinkedInFacebook Mutual Fund Blog MONEY® News ME and MY MONEY® YOU and YOUR MONEY® Twitter MONEY® Email Us MONEY CANADA on Youtube

MONEY® Customer Service
Investments Ext. 1001
Insurance Ext. 2001
Mortgages Ext. 3001
Tax Ext. 4001
Financial Planning Ext. 5001
Estate Planning Ext. 6001
Trust Ext. 7001
Credit Ext. 8001
Business Ext. 9001
Finance Ext. 1111
Real Estate Ext. 401
Information Ext. 555
Advertising, Marketing,
Magazine Subscriptions,
and Customer Service.
Ext. 789