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YOU AND YOUR MONEY® - A personal finance blog brought to you by MONEY®

7 Roadblocks to Franchise Ownership

09/22/14 8:39 am

The Shocking Truth you Already Know Or 7 non Financial  Roadblocks to Franchise Ownership With over the 17 years of working and placing people in franchises  I have a list of why people do not buy businesses.  These are why many people never  proceed with the dream of owning a business.   I have witnessed to many people climbing the mountain of […]

Inside Modern Portfolio Theory – For Emperors Only

09/21/14 8:26 am

Maybe it’s just me, but when I hear “Monte Carlo”, I can’t help but think “casino”… My previous article post dealing with the income growing opportunities of 401k account “drawdown” elicited some interesting commentary from the MPT community. Apparently, if we apply the proper mathematical algorithms to all stock market probabilities, including all possible cash […]

401k Drawdown… OMG

09/19/14 4:34 am

“Drawdown” has become the most feared word in the 401k vocabulary, just as “Total Return” has become the most worshipped phrase. OMG, how will plan participants be able to retire if their portfolio market values stop rising! “Well, yeah,” you might say, “isn’t that what investing is all about. If you’re in the right sectors […]

Every Estate Plan Needs One

09/17/14 1:23 pm

Making your will is the foundation for all estate planning. You may think making a will is not important. But your loved ones certainly suffer if you don’t have a will. Let’s look at some tricks and truths about making your will. Perhaps you haven’t made your will because you are: confused by all your […]

DATELINE: New York Stock Exchange, Valentine’s Day...

09/04/14 5:08 am

Alternative A: Valentine’s Day Massacre Highlights Frenzied Five Month Downturn! Alternative B: Valentine’s Day Champagne Toasts Spectacular Six Year Rally! No matter which of these scenarios plays out, your primary concern should be preparedness… a case could certainly be made for either. Market Cycle Investment Management (MCIM) investors have little reason to worry. Equity Portfolios […]

A solution to refinancing if you don’t qualify in ...

09/03/14 11:30 pm

New mortgage rules have definitely had an impact on new home buyers, but those with an existing first mortgage who want to refinance might be in for a surprise. At renewal time, you have the option of increasing your mortgage to consolidate debts, for example, or for home improvements, or keep the mortgage amount the […]

Has Modern Portfolio Theory (MPT) outlived its’ us...

09/01/14 10:46 pm

In the early 1950s, Dr. Harry Markowitz was awarded the Nobel Prize in Economics for his work in defining the relative relationship between risk and reward when analysing investments. Considering that he did all of this work without the benefit of modern computers, this was truely ground-breaking research – and up until recently, has stood […]

Retirement Preparation 101

08/28/14 6:10 am

Prompted by a recent article in “Financial Planning” entitled “For Retirement Portfolios, a Smarter Glidepath”… several points in the referenced “conventional wisdom” have fingernails on chalkboard quality. The use of “stocks” in retirement to help with portfolio growth and to keep up with inflation is the first. The main thrust of a retirement program is […]

What is a GIC? And why would I want one anyway?

08/26/14 12:07 pm

Written by Ian R. Whiting, MONEY® Canada Limited || MONEY® Magazine  GIC is an acronym for Guaranteed Investment Certificate. These are available to Canadian investors through banks, trust companies, credit unions, caisse populaires and some life insurance companies. When an investor buys a GIC they are loaning the financial institution a sum of money for […]



ME AND MY MONEY®
ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at ruthschris.ca You must use CODE:MM25 to enroll as a MONEY […]

Getting Tax Credits for Your Unwanted Life Insuran...

Ten or twenty years ago, you purchased a life insurance policy. It was part of a good financial plan to keep your family protected in case of the unthinkable. Today, the mortgage is paid off, your family is grown, your retirement plan is in place and the insurance that once provided peace of mind is […]

Can you really afford not to have life insurance?

The answer is no.  Think about this…You love your family, right? You don’t want to leave them with the burden of debt in case of an unforeseen even, right? But how can you ensure that your family is not dealing with having to pay off debts while they are grieving in their time of loss?  […]

www.moneyincanada.ca

www.moneyincanada.ca and moneyincanada.ca stand on guard for thee. The definitive Canadian money site in Canada is called simply MONEY aka www.money.ca above all the main namesake and top ranked site for Canadians and their money considerations and information. Money Information is indeed and important commodity. All the things we do at Money Canada Limited is […]

www.moneyinformation.ca

www.moneyinformation.ca  moneyinformation.ca and Money Information respectively are part of The MONEY Network and considered to be sites, landing pages and online destination places for Canadians – MONEY and Canada. Our main site is MONEY.CA please join us for all the right reasons. Money Information and this site is intended for long-term use for public awareness […]

Guildhall Diamonds – Launches shiny new alternativ...

Shine bright like a diamond. Why pay good money for good diamonds? white diamonds, yellow, diamonds, green diamonds, blue diamonds or red. The markets may go up and down and with it fortunes and lifetime savings are crushed or diminished. There is a good reason for not putting your eggs in one basket.  Some say” […]

Best Rate Around – Tax-Free Savings Account

A great and smart idea that needs better marketing. This simple concept of Best Rate Around is unique in concept and may be a cute play on words; but it really means business, big business, big enough that the big banks make a tidy some off each and every year. Now something new Tax-Free Savings […]

Tax Free Profit Extraction Using Life Insurance

A tax avoidance strategy has been growing in popularity in recent years. Although CRA has been aware of the strategy for over ten years, its increase in popularity and the Federal government’s current focus on reforming the taxation of insurance means that the life of the strategy may be coming to an end. There are […]



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Local CPA Firm Gears Up To Revamp Detroit Elementary School Playground

09/22/14 6:05 pm

Sterling Heights, MI (PRWEB) September 22, 2014 On Saturday, September 27, UHY LLP and UHY Cares Michigan will be partnering with Playworks, a local nonprofit that is doing an amazing job helping kids and refurbishing school yards. At least 50 volunteers including UHY employees, their families and friends will be spending the day at Academy […]

Fenstermaker Team to Attend Civil Engineering Conference

09/22/14 6:05 pm

Lafayette, LA (PRWEB) September 22, 2014 ​Fenstermaker President Dr. Kam Movassaghi, P.E., Vice President of the firm's Engineering group, Raymond Reaux, P.E., and several members of the New Orleans Engineering team will gather with industry colleagues at the Louisiana Civil Engineering Conference and Show (LCEC&S) September 24-25 in Kenner, LA. Fenstermaker is pleased to participate […]

Fresh To Order Takes “fine. food. fast.” Mobile with New App DeliveringFres...

09/22/14 6:05 pm

Atlanta, Georgia (PRWEB) September 22, 2014 Fresh To Order (f2o), known for offering fine food fast, now offers a new mobile app, where guests can pay for their meals and earn rewards through their cell phones. The Fresh To Order App is now available through the Apple App Store and Google Play for iOS (iPhone) […]

The Women’s Radio Network, WRNW1′s First Evening Show a Huge Success

09/22/14 6:00 pm

New York, NY (PRWEB) September 22, 2014 On Tuesday, September 16th, 2014, at 8:00 p.m. EST, the Women’s Radio Network launched their first evening show, “KC After Dark.” Hosted by top WRNW1 host, KC Armstrong and Marcus Edwards, “KC After Dark” will air every Tuesday at 8:00 p.m. EST. WRNW1 had a promotion to give […]

Starbrite Dental Introduces Six-Month Smiles

09/22/14 6:00 pm

Fremont, CA (PRWEB) September 22, 2014 Starbrite Dental has recently developed a new, state-of-the-art treatment for patients who require orthodontic work. Six-Month Smiles is designed to give patients the straighter, more beautiful smile they deserve in a fast and effective way. Many people find the idea of orthodontic work to be extremely daunting. Having to […]

AutoLoop Introduces Instant Online Leads

09/22/14 6:00 pm

Clearwater, FL (PRWEB) September 22, 2014 AutoLoop, LLC, announced today that its Essentials product now includes Instant Online Leads, a new feature that alerts sales personnel when ready-to-buy prospects are generated from dealership web traffic, in real-time. “As more and more people turn to the internet for car shopping, dealers need the ability to engage […]

Learning from the Best’s Customer is King, Presented by SarderTV, Registers...

09/22/14 5:15 pm

New York, NY (PRWEB) September 22, 2014 Spend the day with the thought leaders in New York on November 4, 2014. SarderTV, the popular online media company, is hosting a full day conference at Microsoft's New York City headquarters where attendees will hear top organizational leaders and entrepreneurs discuss the topic how to create a […]

Home Care Assistance of Scottsdale Receives Home Care Pulse Certified – Tru...

09/22/14 5:05 pm

Scottsdale, Arizona (PRWEB) September 22, 2014 Home Care Assistance of Scottsdale today announced that it has received the Certified – Trusted Provider distinction from Home Care Pulse. This distinction illustrates Home Care Assistance’s commitment to client satisfaction. “Ultimately, we want to ensure that we are delivering on our promise to provide the best in-home care […]

BBCN Bank and the City of Seoul Sign Cooperative Memorandum of Understandin...

09/22/14 5:03 pm

LOS ANGELES and NEW YORK CITY, Sept. 22, 2014 (GLOBE NEWSWIRE) — BBCN Bancorp, Inc. (Nasdaq:BBCN) today announced a Memorandum of Understanding (“MOU”) by and between its wholly owned subsidiary BBCN Bank and the city of Seoul, also known as Seoul Metropolitan Government (“SMG”). BBCN Chairman and Chief Executive Officer Kevin S. Kim and Seoul […]



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American Video Teleconferencing Corp. Engages MaloneBailey for its Audit

By American Video Teleconferencing Corp. LAS VEGAS, NV / ACCESSWIRE / September 22, 2014 / American Video Teleconferencing Corp. (PINKSHEET: AVOT), (www.avotconf.com) today announced that it has engage MaloneBailey, LLP for its audit. “American Video Teleconferencing Corp., will become fully reporti...

Debt Settlement Agreements

By Petrostar Petroleum Corporation Nanton, AB / ACCESSWIRE / September 22, 2014 / Petrostar Petroleum Corporation / (“Petrostar” or “the Company”) wishes to announce that company has entered into two debt settlement agreements dated September 24, 2014 in order to settle an additional $358,795.15 in ...

Debt Settlement Agreements

By Petrostar Petroleum Corporation Nanton, AB / ACCESSWIRE / September 22, 2014 / Petrostar Petroleum Corporation / (“Petrostar” or “the Company”) wishes to announce that company has entered into two debt settlement agreements dated September 24, 2014 in order to settle an additional $358,795.15 in ...

Grants Of Stock Options

By Enpar Technologies Inc. Guelph Ontario / ACCESSWIRE / September 22, 2014 / ENPAR Technologies Inc. (TSX VENTURE: ENP) (“ENPAR” or the “Company”) announces that it has granted 150,000 incentive stock options to 4 employees and a consultant. The options are exercisable at a price of $0.10. The term...

Nippon Annonces a Private Placement

By Nippon Dragon Resources Brossard, QB / ACCESSWIRE / September 22, 2014 / Nippon Dragon Resources Inc. (the “Corporation” or “Nippon”) (TSX-V Symbol: NIP), is pleased to announce its intention to proceed with a non-brokered private placement. Nippon intends to issue up to 13,500,000 units, at $0.0...

Nippon Annonces a Private Placement

By Nippon Dragon Resources Brossard, QB / ACCESSWIRE / September 22, 2014 / Nippon Dragon Resources Inc. (the “Corporation” or “Nippon”) (TSX-V Symbol: NIP), is pleased to announce its intention to proceed with a non-brokered private placement. Nippon intends to issue up to 13,500,000 units, at $0.0...

Nippon annonce un placement privé

By Nippon Dragon Resources Brossard, QB / ACCESSWIRE / 22 Septembre, 2014 / Ressources Nippon Dragon Inc. (la << societe >> ou << Nippon >>) (TSX-V Symbole: NIP), est a la recherche d’un placement prive sans intermediaire. Le Placement recherche est d’un maximum de 13 500 000...

Nippon annonce un placement privé

By Nippon Dragon Resources Brossard, QB / ACCESSWIRE / 22 Septembre, 2014 / Ressources Nippon Dragon Inc. (la << societe >> ou << Nippon >>) (TSX-V Symbole: NIP), est a la recherche d’un placement prive sans intermediaire. Le Placement recherche est d’un maximum de 13 500 000...

IIROC Trade Halt – Blackbird Energy Inc.

Vancouver, British Columbia–(Newsfile Corp. – September 22, 2014) – The following issues have been halted by IIROC: Company: Blackbird Energy Inc. TSX-V Symbol: BBI Reason: Pending News Halt Time (ET) 16:18 IIROC can make a decision to impose a temporary suspension of trading in a security of a publ...




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