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A structured way to review your portfolio

12/16/14 4:22 pm

With my car, if I forget to change the oil, the check engine light comes on after 10,000 km. Unfortunately there’s no “check portfolio” light that forces us to do a critical review of our portfolio on a periodic basis. Written by Steve Nyvik, BBA, MBA, CIM, CFP, R.F.P. Financial Planner and Portfolio Manager, Lycos […]

Executors Need Answers to These Questions

12/16/14 8:43 am

Executors are eager to get off to a good start. They dive into estates. However, they need to test the water before jumping in head first. They can avoid grief with proper legal advice. I am an estate lawyer and start by asking executors these ten questions. My advice always depends on the answers I […]

The Microsoft Retirement Income Program

12/10/14 12:04 pm

Reading Between the Lines Once we recognize that all investment portfolios eventually become retirement income portfolios, we can begin to focus on the regular recurring income that they produce… retired or not, the market value of your private portfolio (or of your 401k plan) has no purchasing power. Yet all 401k programs are performance evaluated […]

Lower gas prices can mean really big TFSA savings!

12/10/14 9:02 am

Many Canadians have grown accustomed to low mortgage rates and strong residential pricing, and now the price of gasoline is leaving a few more bucks in our pockets.  Don’t get too comfortable, because history teaches us that none of this is sustainable.  It is circumstances like the present that make seasoned money managers anxious.  While […]

Should I Refinance My Mortgage?

12/03/14 10:30 pm

It’s the holiday season and thinking about your mortgage is likely that last thing on your mind. However, if you’re sitting with a lot of equity in your home yet can’t seem to manage your debt payments, perhaps thinking about your mortgage is the best thing you can do. With credit card interest rates often […]


11/28/14 2:00 am

Congratulations! You have no debt! However, will you be able to afford a comfortable retirement? The secret is to not only be able to afford your current lifestyle, but to accumulate enough in savings and investments to fund your retirement lifestyle, too. One of the first questions many clients ask is: “How much will I […]

Spare Change

11/26/14 3:38 am

Consumer debt has become a huge and growing problem in our society today. Access to credit cards, the use of debit cards and the constant media push of buy now and pay later has enslaved the average North American household. I’m a major fan of having fun and enjoying the good things in life and […]

Legacy – A Gift to Your Family

11/26/14 2:28 am

How many times have you wondered about your distant past? From where did your family originate? Who was your great grandfather or great grandmother? Are you related to royalty, a famous explorer or revolutionary scientist? It is a wonderful gesture to leave a gift of family history to the ones you love. Now is the […]

It’s Possible!

11/26/14 12:14 am

I was recently in Timmins, Ontario to deliver a program called “Your Richly Imagined Future” that focuses on the multiple topics of personal finance, motivation, goal setting and creating a healthy relationship with money. One of the attendees (approximately 30 years old by my guess…) said to me: “Robert, this “Richly Imagined Future Stuff” is […]

ME AND MY MONEY® - A personal finance blog brought to you by MONEY®

Financial advertising, marketing and sales without...

Google admits that advertisers wasted their money on more than half of internet ads By Online advertising is a fickle thing. It accounts for 20% of the ad industry’s total spending, and over 90% of revenue for the internet giants Google and Facebook. That said, no one seems to have any idea whether it […]

Protect Yourself: A Primer on Financial Abuse and ...

Senior financial abuse and fraud continues to be one of the most prevalent and “lucrative” enterprises in Canada.  Approximately 30-35 % of all complaints received by regulators involve seniors.  I suspect the elderly statistics are distorted as it’s my experience that the elderly are usually reluctant to formally complain for many reasons.  Seniors often avoid […]

Paper Money

At a very young age, I would accompany my mother to the bank with the crazy parking lot.  I would watch my mom hand over two pieces of paper (paycheques) to the bank teller.  I was always in awe of how important those two pieces of paper were to our family.  The teller would then […] Official Site:Best Rat...

GIC Rates : the online destination place for the best rate around.  Guaranteed Investment Certificates. The Canadian GIC Market is worth over 730 billion and is a money maker for top banks.  A recent study shows that the average account is worth over $60,000.00 and the majority of assets are with big banks at low […]

Reputation Management in Canada

  Reputation Management in Canada – Rob Ford famous mayor of Toronto is now in the fight of his life and political life. It will be a landslide in one way or the other. People, businesses, politicians and governments need reputation management for many reasons and there are all types of mistakes, gaffs, errors, errors […]

Digital Marketing for Financial Services Summit Ju...

Join MONEY.CA at The 4th Annual – DIGITAL Marketing Summit for Financial Services June 10 through June 12 at the Hilton hotel and in downtown Toronto. Be our very special guest and enjoy 25% off on registration then join us for a free lunch at You must use CODE:MM25 to enroll as a MONEY […]

Getting Tax Credits for Your Unwanted Life Insuran...

Ten or twenty years ago, you purchased a life insurance policy. It was part of a good financial plan to keep your family protected in case of the unthinkable. Today, the mortgage is paid off, your family is grown, your retirement plan is in place and the insurance that once provided peace of mind is […]

Can you really afford not to have life insurance?

The answer is no.  Think about this…You love your family, right? You don’t want to leave them with the burden of debt in case of an unforeseen even, right? But how can you ensure that your family is not dealing with having to pay off debts while they are grieving in their time of loss?  […] and stand on guard for thee. The definitive Canadian money site in Canada is called simply MONEY aka above all the main namesake and top ranked site for Canadians and their money considerations and information. Money Information is indeed and important commodity. All the things we do at Money Canada Limited is […]

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Growing Number of Organizations Partner with Pearson for Professional Train...

12/19/14 6:30 am

New York, NY (PRWEB) December 19, 2014 Continuing education, professional certification and training opportunities help to improve organizational effectiveness. In an effort to increase access to quality professional training and development programs that help to improve business results and employee outcomes, a growing number of organizations have partnered with Pearson this year to launch online […]

Real Estate Prices Remain High in San Francisco

12/19/14 6:10 am

San Francisco, CA (PRWEB) December 19, 2014 Tim J. Gullicksen, of Zephyr Realty, offers tips on TICs and condos. As real estate prices continue to soar in San Francisco, many buyers are re-evaluating the prospect of buying a TIC because they are less expensive than condos. TICs, short for Tenants-In-Common, where one owns a percentage […]

Photo Release — Holland Earns M33 Integrated Logistics Carrier of the Year ...

12/19/14 6:05 am

HOLLAND, Mich., Dec. 19, 2014 (GLOBE NEWSWIRE) — Holland, an industry-leader in next-day transportation, was honored as one of the LTL Carriers of the Year by M33 Integrated Solutions, a leading logistics provider in scalable, customer-focused supply chain solutions. The award, presented by M33 at its Integrated Logistics Carrier Appreciation Banquet in Greensboro, NC recognizes […]

Daktronics to Light Up Left Field at Petco Park for San Diego Padres

12/19/14 6:05 am

BROOKINGS, S.D., Dec. 19, 2014 (GLOBE NEWSWIRE) — The San Diego Padres have selected Daktronics (Nasdaq:DAKT) of Brookings, South Dakota, to provide a new LED video display system for Petco Park that will include the third largest video display in all of baseball. “This is the next phase of our multi-year plan to improve Petco […]

MVC Capital Declares First Quarter Dividend of $0.135 Per Share

12/19/14 6:04 am

PURCHASE, N.Y., Dec. 19, 2014 (GLOBE NEWSWIRE) — MVC Capital, Inc. (NYSE:MVC), a publicly traded business development company that makes private debt and equity investments, announced today that its board of directors has declared a dividend of $0.135 per share. The dividend is payable on January 7, 2015 to shareholders of record on December 31, […]

Pacific Financial Corporation Raises Annual Cash Dividend to $0.21 Per Shar...

12/19/14 6:04 am

ABERDEEN, Wash., Dec. 19, 2014 (GLOBE NEWSWIRE) — Pacific Financial Corporation (OTCQB:PFLC), the holding company for Bank of the Pacific, today announced that its Board of Directors increased the annual cash dividend to $0.21 per share, to holders of common stock. The dividend will be payable on January 10, 2015, to shareholders of record on […]

Security Benefit Renews as Exclusive Provider of National Education Associa...

12/19/14 6:04 am

TOPEKA, Kan., Dec. 19, 2014 (GLOBE NEWSWIRE) — Security Benefit, a leader in the U.S. retirement savings market, today announced the renewal of its partnership with National Education Association (NEA) Member Benefits as the exclusive provider of the NEA Retirement Program. Since 2001, Security Benefit, in partnership with the NEA, has helped NEA’s K-12 school […]

Tekmira Pharmaceuticals Announces Leadership Changes

12/19/14 6:04 am

VANCOUVER, British Columbia, Dec. 19, 2014 (GLOBE NEWSWIRE) — Tekmira Pharmaceuticals Corporation (Nasdaq:TKMR) (TSX:TKM), a leading developer of RNA interference (RNAi) therapeutics, announced today the appointment of Mr. Richard C. Henriques, Jr. to the Company’s Board of Directors. He will also be a member of the Audit Committee. Mr. Richard C. Henriques, Jr. recently served […]

PreventionGenetics Teams Up With Seattle Children’s Hospital PLUGS Program ...

12/19/14 6:04 am

MARSHFIELD, Wis., Dec. 19, 2014 (GLOBE NEWSWIRE) — PreventionGenetics is proud to announce ongoing collaboration with Seattle Children’s Hospital through a Gold sponsorship of their Pediatric Laboratory Utilization Guidance Services (PLUGS) program. PreventionGenetics is one of three Gold sponsors of the program. A graph accompanying this release is available at “PreventionGenetics has implemented systemic […]

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Correction: GGG to Complete CDN $1 Million Private Placement

By Graphene 3D Lab Inc. Vancouver, BC, Toronto, ON and New York, NY / ACCESSWIRE / December 19, 2014 / Graphene 3D Lab Inc. (TSX-V: GGG, OTCQB: GPHBF) (“Graphene 3D”) is pleased to announce that the Company intends to complete, subject to regulatory approval, a non-brokered private placeme...

Morgan Resources Takes Giant Step Toward Discovery of SEDEX/VSHMS Zn, Pb, C...

Toronto, Ontario–(Newsfile Corp. – December 19, 2014) – Morgan Resources Corp. (TSXV: MOR) (the “Company” or “Morgan Resources”) is pleased to announce that a preliminary soil and stream geochemical program on the South Chamberlain Property has identified several strong Zn, Pb, Cu geochemical anomal...

Aerius International Inc. Moves Offices; Testing Custom Designed Tablets; G...

By Aerius International Inc. Albany, NY / ACCESSWIRE / December 19, 2014 / Aerius International, Inc. (OTC Pink: AERS); referred to as “Aerius” or the “Company”. On December 1st, 2014, Aerius International, Inc. signed a six month lease at one of Albany’s premier office buildings. The office will no...

Mosaic Capital Corporation Announces Closing of Unit Offering


IIROC Trade Resumption – IMX Resources Limited

Toronto, Ontario–(Newsfile Corp. – December 19, 2014) – Trading resumes in: Company: IMX Resources Limited TSX Symbol: IXR (all issues) Resumption Time (ET): 09:30 IIROC can make a decision to impose a temporary suspension of trading in a security of a publicly listed company, usually in anticipatio...

Northland’s Request for Bankruptcy for the Parent Company Has Been Approved

By Northland Resources S.A. Luxembourg / ACCESSWIRE / December 19, 2014 / Northland Resources SE (together with its subsidiaries “Northland”, “NRSE” or the “Company”) announces that the Company’s request of bankruptcy has been approved by the Luxembourg District Court. In accordance with the announc...

GGG to Complete CDN $1 Million Private Placement

By Graphene 3D Lab Inc. New York, NY / ACCESSWIRE / December 19, 2014 / Graphene 3D Lab Inc. (TSX-V: GGG, OTCQB: GPHBF) (“Graphene 3D, GGG”) is pleased to announce that it has signed a Letter of Intent (LOI) to acquire Boots Industries Inc., (“Boots Industries”), a Canadian 3D printer manufacturer. ...

GGG to Complete CDN $1 Million Private Placement

By Graphene 3D Lab Inc. New York, NY / ACCESSWIRE / December 19, 2014 / Graphene 3D Lab Inc. (TSX-V: GGG, OTCQB: GPHBF) (“Graphene 3D, GGG”) is pleased to announce that it has signed a Letter of Intent (LOI) to acquire Boots Industries Inc., (“Boots Industries”), a Canadian 3D printer manufacturer. ...

IIROC Trade Halt – Eco Oro Minerals Corp.

Toronto, Ontario–(Newsfile Corp. – December 19, 2014) – The following issues have been halted by IIROC: Company: Eco Oro Minerals Corp. TSX Symbol: EOM (all issues) Reason: Pending News Halt Time (ET) 08:52 IIROC can make a decision to impose a temporary suspension of trading in a security of a publ...

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