Amy Tokic is an SEO content editor for Money.ca. She holds a B.A. in Communications from the University of Windsor. Amy is an award-winning author and has been writing professionally for 15 years, publishing articles in the lifestyle and health sectors.
She has been a guest on numerous podcasts and quoted in publications such as the Toronto Star, PopSugar, and Martha Stewart Living. In her free time, Amy loves perusing used book and record stores, and chasing squirrels with wild abandon (a habit attributed to spending too much time with her pooches). You can read about her antics on ThatFluffingDog.com.
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LATEST
News • 16h ago
Air Canada, WestJet face class-action probe over 'maintenance' denials that could owe passengers up to $1,000 each
A Toronto law firm is investigating whether airlines used a safety exemption to avoid delay payouts — and how to tell if your denied claim deserves a second look
News • 16h ago
Air Canada, WestJet face class-action probe over 'maintenance' denials that could owe passengers up to $1,000 each
A Toronto law firm is investigating whether airlines used a safety exemption to avoid delay payouts — and how to tell if your denied claim deserves a second look
Insurance • 1057 views
A fleeing getaway driver hit her car — then Toronto billed her $40,000 because she turned left
Ontario’s insurance fault rules judge a crash by its diagram, not its backstory — which is why a left turn can cost you, even when the other driver was fleeing a robbery
Insurance • 1057 views
A fleeing getaway driver hit her car — then Toronto billed her $40,000 because she turned left
Ontario’s insurance fault rules judge a crash by its diagram, not its backstory — which is why a left turn can cost you, even when the other driver was fleeing a robbery
Managing Money • Nov 03
80% of Canadian restaurants raised menu prices in the past year, and more hikes are coming — how to dine out for less
Rising food, wage and rent costs are pushing restaurant bills higher, and more hikes are on the way. Here’s how Canadians can keep dining out without blowing their budget
Managing Money • Nov 03
80% of Canadian restaurants raised menu prices in the past year, and more hikes are coming — how to dine out for less
Rising food, wage and rent costs are pushing restaurant bills higher, and more hikes are on the way. Here’s how Canadians can keep dining out without blowing their budget
Mortgages • Nov 02
Ontario mortgage arrears hit 0.32% and CMHC projects 0.44% by mid-2027 as trade war rattles auto regions
Tariffs are squeezing auto jobs in the GTHA and Southwestern Ontario just as prime climbs to 4.70%, and CMHC says mortgage stress there will keep building into 2027
Mortgages • Nov 02
Ontario mortgage arrears hit 0.32% and CMHC projects 0.44% by mid-2027 as trade war rattles auto regions
Tariffs are squeezing auto jobs in the GTHA and Southwestern Ontario just as prime climbs to 4.70%, and CMHC says mortgage stress there will keep building into 2027
Retirement • 5440 views
Canadians scored 53 out of 100 on retirement housing readiness — a new Manulife-MIT index reveals the gaps to fix now
Canadians are better prepared financially for a long life than they are for the home they’ll live it in. Here’s how to find out whether yours will still work at 80
Retirement • 5440 views
Canadians scored 53 out of 100 on retirement housing readiness — a new Manulife-MIT index reveals the gaps to fix now
Canadians are better prepared financially for a long life than they are for the home they’ll live it in. Here’s how to find out whether yours will still work at 80
Managing Money • Nov 02
Canadians spent $74.6B in a month. With gas up 27.8% and inflation at 3.1%, here's what it means for your budget.
Retail sales bounced back in August, but pricier gas and a looming Bank of Canada rate decision mean your fall budget deserves a closer look before holiday shopping starts
Managing Money • Nov 02
Canadians spent $74.6B in a month. With gas up 27.8% and inflation at 3.1%, here's what it means for your budget.
Retail sales bounced back in August, but pricier gas and a looming Bank of Canada rate decision mean your fall budget deserves a closer look before holiday shopping starts
Retirement • 3538 views
CPP Investments survey finds only 34% of Canadians plan for a longer retirement — here's how to close the gap
Most Canadians are saving for retirement, but far fewer have planned for how long that money needs to last. Here’s how to close the gap before it costs you
Retirement • 3538 views
CPP Investments survey finds only 34% of Canadians plan for a longer retirement — here's how to close the gap
Most Canadians are saving for retirement, but far fewer have planned for how long that money needs to last. Here’s how to close the gap before it costs you
News • Oct 29
Rogers hit with $15M penalty for misleading 'Infinite' wireless ads — what Canadian customers should check now
Rogers was ordered to pay a $15-million penalty over its ‘Infinite’ ads. Here’s how Canadians can spot data caps, read the fine print and push back when a plan falls short
News • Oct 29
Rogers hit with $15M penalty for misleading 'Infinite' wireless ads — what Canadian customers should check now
Rogers was ordered to pay a $15-million penalty over its ‘Infinite’ ads. Here’s how Canadians can spot data caps, read the fine print and push back when a plan falls short
News • Oct 28
Mélanie Joly gives Cleveland-Cliffs 15 days to reverse up to 500 Stelco layoffs or face forced sale, penalties
As Ottawa threatens court action over as many as 500 Stelco layoffs, here’s how affected workers can protect their income, mortgage and savings now
News • Oct 28
Mélanie Joly gives Cleveland-Cliffs 15 days to reverse up to 500 Stelco layoffs or face forced sale, penalties
As Ottawa threatens court action over as many as 500 Stelco layoffs, here’s how affected workers can protect their income, mortgage and savings now
Managing Money • Oct 28
Jay-Z's Super Bowl halftime pay is pocket change — here's how his real strategy works for Canadians
Super Bowl headliners don’t get an appearance fee — but Jay-Z isn’t just the performer. Here’s the ownership lesson Canadians can apply with a paycheque, a TFSA or a side business
Managing Money • Oct 28
Jay-Z's Super Bowl halftime pay is pocket change — here's how his real strategy works for Canadians
Super Bowl headliners don’t get an appearance fee — but Jay-Z isn’t just the performer. Here’s the ownership lesson Canadians can apply with a paycheque, a TFSA or a side business
News • 8974 views
Chapman's butter tart flavour wins Best Ice Cream internationally as it drops 70% of U.S. ingredients
A Canadian ice cream maker’s buy-local pivot is earning global praise, but shoppers who want to do the same need to know which grocery labels actually count
News • 8974 views
Chapman's butter tart flavour wins Best Ice Cream internationally as it drops 70% of U.S. ingredients
A Canadian ice cream maker’s buy-local pivot is earning global praise, but shoppers who want to do the same need to know which grocery labels actually count
Managing Money • Oct 26
Canadians dropped $170.2M on OnlyFans in 2026, with 73% going to tips and pay-per-view — not subscriptions
Most of that money went to tips, pay-per-view and paid chats rather than subscriptions — a reminder that small, frequent digital purchases are the easiest to lose track of
Managing Money • Oct 26
Canadians dropped $170.2M on OnlyFans in 2026, with 73% going to tips and pay-per-view — not subscriptions
Most of that money went to tips, pay-per-view and paid chats rather than subscriptions — a reminder that small, frequent digital purchases are the easiest to lose track of
Employment • Oct 25
81% of Canadian workers would ditch the office holiday party for a cash bonus — but the CRA takes a cut
Most Canadian workers would trade the open bar for cash, but tax rules mean a straight bonus isn’t always the most valuable thing to ask for
Employment • Oct 25
81% of Canadian workers would ditch the office holiday party for a cash bonus — but the CRA takes a cut
Most Canadian workers would trade the open bar for cash, but tax rules mean a straight bonus isn’t always the most valuable thing to ask for
Managing Money • Oct 24
Canadians plan to spend just $911 on the holidays this year as inflation drives 56% to rethink their budgets
Canadians plan to spend less this holiday season, but higher costs and big sale days can still strain budgets. Here’s how to plan ahead, spot fake deals and avoid new debt
Managing Money • Oct 24
Canadians plan to spend just $911 on the holidays this year as inflation drives 56% to rethink their budgets
Canadians plan to spend less this holiday season, but higher costs and big sale days can still strain budgets. Here’s how to plan ahead, spot fake deals and avoid new debt
News • Oct 23
Air Canada hit a passenger with $274 in extra seat fees, then made him fight to get his money back
An Ontario retiree’s $274 seat-fee surprise shows why Canadians should screenshot every price before they pay — and what to do when an airline’s explanation keeps changing
News • Oct 23
Air Canada hit a passenger with $274 in extra seat fees, then made him fight to get his money back
An Ontario retiree’s $274 seat-fee surprise shows why Canadians should screenshot every price before they pay — and what to do when an airline’s explanation keeps changing
News • Oct 23
Airbnb's new rules ban hosts from requiring dishes, laundry and trash duties — even if you paid a cleaning fee
Airbnb is banning time-consuming checkout chores for bookings made on or after Nov. 20 — but whether your next stay gets cheaper depends on what hosts do with their cleaning fees
News • Oct 23
Airbnb's new rules ban hosts from requiring dishes, laundry and trash duties — even if you paid a cleaning fee
Airbnb is banning time-consuming checkout chores for bookings made on or after Nov. 20 — but whether your next stay gets cheaper depends on what hosts do with their cleaning fees
News • Oct 21
Carney and Doug Ford team up on new aid for Ontario's auto and steel workers hit by 50% U.S. tariffs
Ottawa and Queen’s Park are rolling out new help for tariff-hit companies, but laid-off auto and steel workers can tap enhanced EI and Work-Sharing supports right now
News • Oct 21
Carney and Doug Ford team up on new aid for Ontario's auto and steel workers hit by 50% U.S. tariffs
Ottawa and Queen’s Park are rolling out new help for tariff-hit companies, but laid-off auto and steel workers can tap enhanced EI and Work-Sharing supports right now
News • Oct 20
Quebec's strategic maple syrup reserve drops to zero as U.S. demand surges 16% — and 2027 prices hang in the balance
Quebec’s maple producers say their syrup safety net is empty after U.S. buyers stocked up. Here’s what that could mean for prices — and the lesson it holds for your own emergency fund
News • Oct 20
Quebec's strategic maple syrup reserve drops to zero as U.S. demand surges 16% — and 2027 prices hang in the balance
Quebec’s maple producers say their syrup safety net is empty after U.S. buyers stocked up. Here’s what that could mean for prices — and the lesson it holds for your own emergency fund
Managing Money • Oct 20
Canada places 22nd out of 27 in global money test — and 39% of TFSA holders are missing out on compound growth
Canada scored 75.5% on a new global money-knowledge test, placing 22nd of 27 countries. Here’s how compound interest works inside a TFSA — and the simple moves that help it pay off
Managing Money • Oct 20
Canada places 22nd out of 27 in global money test — and 39% of TFSA holders are missing out on compound growth
Canada scored 75.5% on a new global money-knowledge test, placing 22nd of 27 countries. Here’s how compound interest works inside a TFSA — and the simple moves that help it pay off
News • Oct 19
Scammers spoof Kelowna RCMP's real phone number to trick Canadians into handing over passwords and banking details
Fraudsters are faking the Kelowna RCMP’s caller ID and posing as officers across Canada — here’s how to spot the con and protect your bank accounts
News • Oct 19
Scammers spoof Kelowna RCMP's real phone number to trick Canadians into handing over passwords and banking details
Fraudsters are faking the Kelowna RCMP’s caller ID and posing as officers across Canada — here’s how to spot the con and protect your bank accounts
News • Oct 19
Federal Court says Ticketmaster's fees aren't drip pricing — and it could weaken Canada's $38.9M Cineplex precedent
A Federal Court ruling says itemized ticket fees aren’t illegal if they’re shown up front. Here’s how Canadians can tell the difference — and what to do when a price creeps up at checkout
News • Oct 19
Federal Court says Ticketmaster's fees aren't drip pricing — and it could weaken Canada's $38.9M Cineplex precedent
A Federal Court ruling says itemized ticket fees aren’t illegal if they’re shown up front. Here’s how Canadians can tell the difference — and what to do when a price creeps up at checkout
Real Estate • Oct 19
Quebec tenants paying $1,346/month face losing apartments over no-pet clauses — here's what the law actually says
A Quebec tribunal ruled that one tenant’s no-pet clause violated her Charter rights. Now an appeal will test whether that protection holds, and renters with pets have money on the line
Real Estate • Oct 19
Quebec tenants paying $1,346/month face losing apartments over no-pet clauses — here's what the law actually says
A Quebec tribunal ruled that one tenant’s no-pet clause violated her Charter rights. Now an appeal will test whether that protection holds, and renters with pets have money on the line
Mortgages • Oct 18
An Ontario senior's refinance allegedly cost $47,000 in fees — and they still lost their Brampton home
Ontario’s regulator alleges a Brampton broker misrepresented a senior’s finances on a $425,000 refinance that ended in a forced home sale. Here’s what to check before you sign
Mortgages • Oct 18
An Ontario senior's refinance allegedly cost $47,000 in fees — and they still lost their Brampton home
Ontario’s regulator alleges a Brampton broker misrepresented a senior’s finances on a $425,000 refinance that ended in a forced home sale. Here’s what to check before you sign
News • Oct 17
'Don't assume you know the time elsewhere in Canada': Clocks fall back on Nov. 1, or do they?
Ontario, Quebec and Atlantic Canada fall back an hour on Nov. 1, while much of the West stays put. Here's what the split means for your shifts and travel
News • Oct 17
'Don't assume you know the time elsewhere in Canada': Clocks fall back on Nov. 1, or do they?
Ontario, Quebec and Atlantic Canada fall back an hour on Nov. 1, while much of the West stays put. Here's what the split means for your shifts and travel
News • 12613 views
Sudbury woman owes nearly $17,000 after phone-return scam spreads coast to coast with B.C. losses topping $33,000
A “free” phone upgrade can leave Canadians paying for devices they never kept — here’s how the return-label trick works and what to do if you’ve been hit
News • 12613 views
Sudbury woman owes nearly $17,000 after phone-return scam spreads coast to coast with B.C. losses topping $33,000
A “free” phone upgrade can leave Canadians paying for devices they never kept — here’s how the return-label trick works and what to do if you’ve been hit
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