Amy Tokic
Amy Tokic is an SEO content editor for Money.ca. She holds a B.A. in Communications from the University of Windsor. Amy is an award-winning author and has been writing professionally for 15 years, publishing articles in the lifestyle and health sectors.
She has been a guest on numerous podcasts and quoted in publications such as the Toronto Star, PopSugar, and Martha Stewart Living. In her free time, Amy loves perusing used book and record stores, and chasing squirrels with wild abandon (a habit attributed to spending too much time with her pooches). You can read about her antics on ThatFluffingDog.com.
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LATEST
News • 9911 views
Sudbury woman owes nearly $17,000 after phone-return scam spreads coast to coast with B.C. losses topping $33,000
A “free” phone upgrade can leave Canadians paying for devices they never kept — here’s how the return-label trick works and what to do if you’ve been hit
News • 9911 views
Sudbury woman owes nearly $17,000 after phone-return scam spreads coast to coast with B.C. losses topping $33,000
A “free” phone upgrade can leave Canadians paying for devices they never kept — here’s how the return-label trick works and what to do if you’ve been hit
Managing Money • 4868 views
Ontario couple lost $22K to a travel credit after their European river cruise route changed 24 hours before departure
An Ontario couple’s river cruise was rerouted a day before departure. Because the ship still sailed, they got a credit instead of cash. Here’s how to protect your travel budget
Managing Money • 4868 views
Ontario couple lost $22K to a travel credit after their European river cruise route changed 24 hours before departure
An Ontario couple’s river cruise was rerouted a day before departure. Because the ship still sailed, they got a credit instead of cash. Here’s how to protect your travel budget
Managing Money • 4001 views
A $500K Ontario estate triggers $6,750 in probate fees and 50-plus hours of executor work — what to line up now
A new poll finds most Canadians would take on the executor role without knowing what it involves — here's how to cut the workload, probate bill and tax risk for the person you name
Managing Money • 4001 views
A $500K Ontario estate triggers $6,750 in probate fees and 50-plus hours of executor work — what to line up now
A new poll finds most Canadians would take on the executor role without knowing what it involves — here's how to cut the workload, probate bill and tax risk for the person you name
Mortgages • 10263 views
All six big banks raised fixed mortgage rates by up to 0.5 points in five weeks — here's what renewals now cost
Bond yields are pushing big bank fixed mortgage rates higher, and Canadians renewing in the next few months have a shrinking window to compare offers, hold a rate and avoid an automatic rollover
Mortgages • 10263 views
All six big banks raised fixed mortgage rates by up to 0.5 points in five weeks — here's what renewals now cost
Bond yields are pushing big bank fixed mortgage rates higher, and Canadians renewing in the next few months have a shrinking window to compare offers, hold a rate and avoid an automatic rollover
News • 1153 views
7 stunning Canadian fall destinations that cost as little as $0, even as gas prices spike 22.8%
Searches for rural fall stays are climbing, but pricier gas and the end of free national park entry mean a close-to-home getaway still needs a budget
News • 1153 views
7 stunning Canadian fall destinations that cost as little as $0, even as gas prices spike 22.8%
Searches for rural fall stays are climbing, but pricier gas and the end of free national park entry mean a close-to-home getaway still needs a budget
News • 1564 views
Diesel prices spike 75%, and economists warn Canadian grocery bills could climb even higher after Thanksgiving
Diesel is up 75% in a year, and once the harvest ends, more of the food Canadians buy travels farther to reach shelves. Here's how to get ahead of it
News • 1564 views
Diesel prices spike 75%, and economists warn Canadian grocery bills could climb even higher after Thanksgiving
Diesel is up 75% in a year, and once the harvest ends, more of the food Canadians buy travels farther to reach shelves. Here's how to get ahead of it
Managing Money • 3827 views
Paying full price for Lululemon or Canada Goose? Why Canadians are turning to brand resale programs to save on gear
Lululemon, Canada Goose and Ikea now buy back and resell their own gear. Here’s how Canadians can pay less for premium brands — and when trading in for store credit isn’t worth it
Managing Money • 3827 views
Paying full price for Lululemon or Canada Goose? Why Canadians are turning to brand resale programs to save on gear
Lululemon, Canada Goose and Ikea now buy back and resell their own gear. Here’s how Canadians can pay less for premium brands — and when trading in for store credit isn’t worth it
News • 4244 views
Canada lost 68,000 jobs last month: What it means for the economy (just before the Oct. 28 Bank of Canada decision)
Two straight months of job losses have cooled talk of a rate hike, but with inflation at 3%, Canadians shouldn't count on cheaper borrowing just yet
News • 4244 views
Canada lost 68,000 jobs last month: What it means for the economy (just before the Oct. 28 Bank of Canada decision)
Two straight months of job losses have cooled talk of a rate hike, but with inflation at 3%, Canadians shouldn't count on cheaper borrowing just yet
Mortgages • 1094 views
Nearly 1 in 5 Canadians would pause retirement savings to buy a home — but the FHSA and HBP offer a better path
A new REMAX survey shows some Canadians would sacrifice retirement savings for a home. Here's how the FHSA and Home Buyers' Plan can help you avoid that trade
Mortgages • 1094 views
Nearly 1 in 5 Canadians would pause retirement savings to buy a home — but the FHSA and HBP offer a better path
A new REMAX survey shows some Canadians would sacrifice retirement savings for a home. Here's how the FHSA and Home Buyers' Plan can help you avoid that trade
Managing Money • 1749 views
36% of Canadians cut groceries and 25% raided emergency funds just to afford housing, Habitat survey finds
A new Habitat for Humanity survey finds 36% of Canadians spent less on food and 25% tapped savings to cover housing costs. Here's how to check your numbers and rebuild your buffer
Managing Money • 1749 views
36% of Canadians cut groceries and 25% raided emergency funds just to afford housing, Habitat survey finds
A new Habitat for Humanity survey finds 36% of Canadians spent less on food and 25% tapped savings to cover housing costs. Here's how to check your numbers and rebuild your buffer
News • 1626 views
Ottawa gives Cleveland-Cliffs 5 days to save 500 Stelco jobs — or face court action over broken promises
As up to 500 Stelco workers face layoffs, here's what Ottawa's ultimatum means for their paycheques — and the EI, severance and recall rules every tariff-hit Canadian should know
News • 1626 views
Ottawa gives Cleveland-Cliffs 5 days to save 500 Stelco jobs — or face court action over broken promises
As up to 500 Stelco workers face layoffs, here's what Ottawa's ultimatum means for their paycheques — and the EI, severance and recall rules every tariff-hit Canadian should know
Employment • Oct 07
Robert Half's 2027 salary guide shows 1.4% raises for finance — but AI-skilled candidates are commanding far more
Robert Half's 2027 Canada Salary Guide projects a 1.4% average gain for finance and accounting roles, but controllers, senior accountants and AI-savvy professionals could earn far more
Employment • Oct 07
Robert Half's 2027 salary guide shows 1.4% raises for finance — but AI-skilled candidates are commanding far more
Robert Half's 2027 Canada Salary Guide projects a 1.4% average gain for finance and accounting roles, but controllers, senior accountants and AI-savvy professionals could earn far more
Managing Money • Oct 06
75% of Canadians brace for 2 rough years for local shops as U.S. tariffs squeeze small business confidence below 50
Most Canadians say they're buying local to push back against U.S. tariffs, but goodwill alone may not keep small businesses open. Here's how to make your spending count
Managing Money • Oct 06
75% of Canadians brace for 2 rough years for local shops as U.S. tariffs squeeze small business confidence below 50
Most Canadians say they're buying local to push back against U.S. tariffs, but goodwill alone may not keep small businesses open. Here's how to make your spending count
News • Oct 05
Lawyer for 350+ StubHub customers says the company repeatedly missed arbitration fees, delaying refunds
StubHub's user agreement sends refund fights to arbitration — but the arbitrator says StubHub keeps paying fees late. Here's how Canadians can push for their money back
News • Oct 05
Lawyer for 350+ StubHub customers says the company repeatedly missed arbitration fees, delaying refunds
StubHub's user agreement sends refund fights to arbitration — but the arbitrator says StubHub keeps paying fees late. Here's how Canadians can push for their money back
Retirement • 1742 views
Uruguay, Mauritius and Spain top 2026's best retirement destinations — what Canadians need to know before moving
Uruguay tops a new 46-country retirement index, but Canadians weighing a move abroad need to factor in OAS rules, non-resident tax and Canada's departure tax first
Retirement • 1742 views
Uruguay, Mauritius and Spain top 2026's best retirement destinations — what Canadians need to know before moving
Uruguay tops a new 46-country retirement index, but Canadians weighing a move abroad need to factor in OAS rules, non-resident tax and Canada's departure tax first
Managing Money • Oct 03
Airbnb data shows Canadian fall travel searches up 25% — here's the real cost of 4 trending small towns
Fuel, ferries and nightly rates for Goderich, Haida Gwaii, Montebello and Cochrane this fall
Managing Money • Oct 03
Airbnb data shows Canadian fall travel searches up 25% — here's the real cost of 4 trending small towns
Fuel, ferries and nightly rates for Goderich, Haida Gwaii, Montebello and Cochrane this fall
Managing Money • Oct 03
One office day a week costs $2,898 — but after taxes, Canadians need a $4,120 raise to break even
Commuting costs come out of after-tax dollars and the CRA offers no deduction, so the raise needed to cover even 1 office day a week is bigger than most Canadians expect
Managing Money • Oct 03
One office day a week costs $2,898 — but after taxes, Canadians need a $4,120 raise to break even
Commuting costs come out of after-tax dollars and the CRA offers no deduction, so the raise needed to cover even 1 office day a week is bigger than most Canadians expect
News • 3058 views
Carney's $35B–$44B Pacific Link pipeline gets 'national interest' status — but Canadians foot most of the bill
Ottawa's fast-track for Pacific Link could reshape where Canada sells its oil, but first oil is years away and taxpayers are backing most of a $35 billion to $44 billion bill
News • 3058 views
Carney's $35B–$44B Pacific Link pipeline gets 'national interest' status — but Canadians foot most of the bill
Ottawa's fast-track for Pacific Link could reshape where Canada sells its oil, but first oil is years away and taxpayers are backing most of a $35 billion to $44 billion bill
News • Oct 02
Behind on rent in Ontario? You now have 7 days, not 14, and must pay half before raising repair issues
New LTB rules give Ontario tenants half the time to pay overdue rent and now requires at least 50% of rent to be paid in order to raise repair issues at a hearing. Here's how to protect yourself.
News • Oct 02
Behind on rent in Ontario? You now have 7 days, not 14, and must pay half before raising repair issues
New LTB rules give Ontario tenants half the time to pay overdue rent and now requires at least 50% of rent to be paid in order to raise repair issues at a hearing. Here's how to protect yourself.
Managing Money • Oct 01
Nova Scotia's $400 heating rebate opens Oct. 1 — and Atlantic Canadians may be leaving up to $1,200 on the table
Low-income Nova Scotians can apply for a $400 heating rebate from Oct. 1, and seniors can stack a $750 grant due Dec. 1. Here's what's available across Atlantic Canada
Managing Money • Oct 01
Nova Scotia's $400 heating rebate opens Oct. 1 — and Atlantic Canadians may be leaving up to $1,200 on the table
Low-income Nova Scotians can apply for a $400 heating rebate from Oct. 1, and seniors can stack a $750 grant due Dec. 1. Here's what's available across Atlantic Canada
News • 1290 views
Competition Bureau investigates supplier rules that stop grocers from advertising their lowest prices to Canadians
Canada's Competition Bureau is investigating supplier rules that can stop grocers from advertising their lowest prices — here's how to find deals that never make the flyer
News • 1290 views
Competition Bureau investigates supplier rules that stop grocers from advertising their lowest prices to Canadians
Canada's Competition Bureau is investigating supplier rules that can stop grocers from advertising their lowest prices — here's how to find deals that never make the flyer
Employment • Sep 29
Ottawa's EI changes let tariff-hit workers collect up to $729/week while keeping their full severance until Oct. 2027
Ottawa is extending EI rules that let all laid-off workers collect benefits right away, even while severance is being paid. Here's what that means for your wallet and what to do first.
Employment • Sep 29
Ottawa's EI changes let tariff-hit workers collect up to $729/week while keeping their full severance until Oct. 2027
Ottawa is extending EI rules that let all laid-off workers collect benefits right away, even while severance is being paid. Here's what that means for your wallet and what to do first.
Real Estate • Sep 28
Toronto and Vancouver home prices tumbled nearly 10% in a year, ranking dead last among 25 global markets
Real home prices in both cities fell about 10% in a year, UBS says — here's what that means for your equity, your mortgage renewal and your next move
Real Estate • Sep 28
Toronto and Vancouver home prices tumbled nearly 10% in a year, ranking dead last among 25 global markets
Real home prices in both cities fell about 10% in a year, UBS says — here's what that means for your equity, your mortgage renewal and your next move
Real Estate • 1407 views
Canadian snowbirds face six-figure Florida condo assessments as Dec. 31 reserve deadline looms
A new Florida rule forces condo boards to fully fund big repairs by year-end — and Canadian-owned units, already squeezed by a weak loonie, could be first in line for the bill
Real Estate • 1407 views
Canadian snowbirds face six-figure Florida condo assessments as Dec. 31 reserve deadline looms
A new Florida rule forces condo boards to fully fund big repairs by year-end — and Canadian-owned units, already squeezed by a weak loonie, could be first in line for the bill
Real Estate • Sep 28
Royal LePage: 76% of newcomers want to buy in Canada, but 61% can't clear the down payment hurdle
Nine in 10 newcomers say home ownership is part of feeling established in Canada, but most don't own yet — and saving for a down payment is by far their biggest hurdle
Real Estate • Sep 28
Royal LePage: 76% of newcomers want to buy in Canada, but 61% can't clear the down payment hurdle
Nine in 10 newcomers say home ownership is part of feeling established in Canada, but most don't own yet — and saving for a down payment is by far their biggest hurdle
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