LATEST NEWS
Trending Managing Money Investing Real Estate Mortgages Retirement Auto Life Insurance
Senior married couple embracing one antoher

Managing Money 1h ago

Saved between $500,000 to $5 million for retirement? Here's why Canadians in this bracket face unique risks

If your net worth sits between $500,000 and $5,000,000, you’re doing well — but you’re not done planning. Here’s what mass affluent Canadians need to know before they retire

Doing taxes

Taxes 2h ago

The invisible tax burden: Why your province is your biggest expense

A look at why your postal code may be the biggest line item in your budget and how to run the numbers before you pack

Humphrey Yang

Managing Money 3h ago

Former advisor: 5 money habits cost him over C$1M — Canadians should avoid these wealth-draining traps

Financial educator Humphrey Yang spent a decade avoiding the market — now he’s calculated the true cost of that ‘safe’ approach, and the number should motivate every Canadian investor to act sooner.

HAPPENING NOW

Happy family singing in the car during a road trip

Insurance Apr 12

Are you overpaying for car insurance? 8 things Canadians should check right now to save more than $1,000/yr

Auto insurance shouldn’t drain your bank account. Here’s how Canadians can save money while getting the coverage they need.

Drive in movie theatre

News Apr 12

Gemini said The heart of the Mustang: Why saving an 80 year old drive-in matters to Ontario’s cultural soul

Beyond the $1.25 million price tag, the sale of the Mustang Drive-In PEC ensures a community anchor survives the pressures of development and rising costs

Retired couple moving

Retirement 4.3k views

Why downsizing your home in retirement often costs more than Canadians expect

Downsizing sounds like easy money — but for many Canadians, the real costs tell a very different story

Pay by debit card + Copy of Sunwing email April 2026 + travellers in an airport

Managing Money Apr 11

From Sunwing to Canada Post, fuel surcharges are hitting Canadians in more places than just the pump

The Iran war has pushed oil past US$100 a barrel, and companies are passing the cost on fast — here's where fuel surcharges are appearing and how to protect your budget

Daughter getting into her dad's car

Insurance Apr 11

Car insurance premiums are up 9% — here's how to pay less at renewal

Auto insurance premiums are at record highs across Canada, but drivers who shop around, adjust their deductible and use telematics can still find meaningful savings

The best of Money.ca
delivered weekly

By signing up, you accept Money.ca Terms of Use, Subscription Agreement, and Privacy Policy.

Antique typewriter

News Apr 11

The high cost of digital distraction: Why a Hamilton typewriter shop is selling intentionality

Analog tools offer a tactile solution for Canadians looking to escape the fatigue of AI and constant notifications

Peter Schiff

News Apr 11

Peter Schiff: Rising oil prices won't cause inflation — but something else is coming — what you should know

Rising oil prices may not cause inflation directly — but the economic chain reaction could hit your wallet hard

Canadian money + screencapture of FSRA homepage

Mortgages Apr 11

FSRA doubled mortgage sanctions in 2025 — $875,000 in fines. Is your broker safe to work with?

The amount of fines levied against Ontario mortgage professionals jumped 90% from 2024 to 2025. Here's what borrowers should know before trusting a mortgage professional with their biggest purchase.

Screencapture of OBSI news report + frustrated man reviewing credit card charges

Credit Cards 1.2k views

Canada's banking ombudsman flags rising balance transfer complaints — here's what to know before you switch

Canadians carrying record credit card debt are turning to balance transfers for relief — but the Ombudsman for Banking Services and Investments says the fine print is catching people off guard.

Canada's Liberal Party leader, Mark Carney, attends a federal election campaign rally at Sheraton Vancouver Airport Hotel in Richmond, British Columbia, Canada, on April 7, 2025.

Mortgages 39.7k views

Ottawa is buying $30 billion in Canada Mortgage Bonds in 2026 — here's what it means for mortgage rates

The federal government is spending $30 billion on Canada Mortgage Bonds this year — a program that quietly shapes what Canadians pay on fixed-rate mortgages

Older couple reviewing finances and looking anxious

Mortgages 3.6k views

Bank of Canada data shows retirees face a steeper renewal risk in 2026 — and a different playbook

A 15% to 20% mortgage payment increase while on a fixed income can reshape your retirement. Here’s what to do.

Fireman extinguishes a fire

Insurance Apr 10

Home insurance premiums jumped again. What Canada's record $8.5B disaster year means for your next renewal

Canada's insurers lost money two years running. Now they're rebuilding their books — through your home insurance renewal

Photo of banking apps on a smartphone + house for sale | Ramit Sethi, Nov 2025

Mortgages Apr 10

Multigenerational mortgages in Canada: How to pool income, use CMHC rules and avoid costly mistakes

There's no single multigenerational mortgage product in Canada — but families who understand CMHC income rules, construction costs and the $7,250 MHRTC tax credit can make the math work

Ontario Premier Doug Ford

Real Estate Apr 10

Tackling the housing hurdle: Ottawa looks to slash GST on new builds nationwide

Federal government eyes temporary tax relief to spark construction and lower costs for Canadian homebuyers

Banking

Banking 2.7k views

Most Canadians are losing hundreds in savings interest — here’s how to fix it in minutes

Where your cash sits matters more than you think — and the difference could be hundreds of dollars a year

John Arnold at a talk

Investing Apr 10

John Arnold's 2-sector portfolio looks brilliant — but here's the catch for Canadian RRSP and TFSA investors

The former energy trader turned philanthropist says tech and energy is all you need — but Canadian investors should ask a harder question before following his lead

2023: empty window envelope from Canada Revenue Agency

Managing Money 4.1k views

Are you one of the 3 million Canadians who qualify for the CRA's free tax-filing shortcut?

Millions of Canadians skip tax filing and lose benefits they’re owed — the CRA’s free SimpleFile service and a fall 2026 auto-filing pilot could change that.