Romana King
Romana King, Senior Editor at Money.ca, also writes for various North American publications and the RKHomeowner blog. Her book, House Poor No More, is an Amazon bestseller and five-time award winner, including the 2022 New York CPA Society's Excellence in Financial Journalism (EFJ) Book Award.
A UofT journalism graduate, she previously spent 10 years as the MoneySense real estate specialist. Her work frequently appears in major outlets like The Toronto Star, The Globe and Mail, CBC, Financial Post, and Maclean’s. She is also a recognized media expert, appearing on Breakfast Television, CTVNews.ca, and Global News to discuss real estate, investing, and personal finance.
EXPERIENCE
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WWise PublishingSenior Editor 2024–Present
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FFinderCanada Group Editor | Personal Finance Expert 2022–2024
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ZZolo.caDirector of Content 2017–2022
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RRogers Publishing (MoneySense, CI Top Broker, Advisor)Senior Editor 2007–2017
EDUCATION
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UUniversity of TorontoBA Political Science 2007
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CCentennial CollegePrint Journalism 2000
FIND ME ON
- Moneysense
- Toronto Star
- Globe and Mail
- Zolo.ca
- Borrowell
- Advisor.ca
- Financial Post
- Yahoo Finance
Their Top Finance Tip
Smart money management isn't about getting it right; it's about using what actually works when life gets messy.
Romana King's Expertise
Managing Money • Apr 14
The CRA is sitting on $1.4 billion in uncashed cheques — is any of it yours?
Romana's favourite resources
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Bloomberg
2
The Globe and Mail
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The Toronto Star
4
The Guardian
More from Romana King
LATEST
News • 6h ago
Canada’s crypto ATM ban: what it means for Canadians and scam victims
Due to fraud and money laundering concerns, Canada is proposing a criminal ban on cryptocurrency ATMs. If you've used or been urged to use one, here's how this change affects you
News • 6h ago
Canada’s crypto ATM ban: what it means for Canadians and scam victims
Due to fraud and money laundering concerns, Canada is proposing a criminal ban on cryptocurrency ATMs. If you've used or been urged to use one, here's how this change affects you
Investing • May 01
Canada's securities regulators just changed the rules for millions of stock trades — here's why it matters
Canada's securities regulators have lowered the maximum fee brokerages and marketplaces can charge to execute a stock trade. Here's what that means for your portfolio
Investing • May 01
Canada's securities regulators just changed the rules for millions of stock trades — here's why it matters
Canada's securities regulators have lowered the maximum fee brokerages and marketplaces can charge to execute a stock trade. Here's what that means for your portfolio
Loans • May 01
Payday loans and credit scores: What Canadians need to know — and 4 ways to build credit instead
Payday loans rarely help your credit score and can actually wreck it. Here's how the system works and what Canadians can do instead to actually build credit
Loans • May 01
Payday loans and credit scores: What Canadians need to know — and 4 ways to build credit instead
Payday loans rarely help your credit score and can actually wreck it. Here's how the system works and what Canadians can do instead to actually build credit
News • Apr 30
Economist warns Canadian businesses are being "squeezed" and BoC relief is still a year away
Economist: Here’s what insight from the Bank of Canada April Monetary Policy Report means for Canadian businesses and employees across the nation.
News • Apr 30
Economist warns Canadian businesses are being "squeezed" and BoC relief is still a year away
Economist: Here’s what insight from the Bank of Canada April Monetary Policy Report means for Canadian businesses and employees across the nation.
Mortgages • 16919 views
BoC holds rates again —to protect your finances, mortgage expert urges Canadians to drop one dangerous habit
The Bank of Canada has held its rate for the fourth consecutive time. Here’s what home buyers, mortgage holders and those facing renewal should do to protect their finances
Mortgages • 16919 views
BoC holds rates again —to protect your finances, mortgage expert urges Canadians to drop one dangerous habit
The Bank of Canada has held its rate for the fourth consecutive time. Here’s what home buyers, mortgage holders and those facing renewal should do to protect their finances
News • 1197 views
BoC's Tiff Macklem holds rates amid concerns of stagflation dilemma — here's what it means for your finances
The Bank of Canada held its overnight rate at 2.25% for the fourth consecutive time — leaving millions of Canadians with variable-rate mortgages and high debt loads in a prolonged holding pattern
News • 1197 views
BoC's Tiff Macklem holds rates amid concerns of stagflation dilemma — here's what it means for your finances
The Bank of Canada held its overnight rate at 2.25% for the fourth consecutive time — leaving millions of Canadians with variable-rate mortgages and high debt loads in a prolonged holding pattern
News • Apr 28
Is your bank text real or a trap? What Canada's first SMS blaster bust means for your money
Three men face 44 charges after a rogue fake-tower device silently hijacked tens of thousands of GTA phones and sent convincing bank and government impersonation texts. Here's what to do
News • Apr 28
Is your bank text real or a trap? What Canada's first SMS blaster bust means for your money
Three men face 44 charges after a rogue fake-tower device silently hijacked tens of thousands of GTA phones and sent convincing bank and government impersonation texts. Here's what to do
News • 16353 views
Air Canada is hiking Aeroplan costs up to 67% on premium flights — and your window to book is closing fast
Air Canada's Aeroplan program is raising the points cost on dozens of routes starting June 1, 2026. If you're holding a balance, the time to redeem — or plan — is now
News • 16353 views
Air Canada is hiking Aeroplan costs up to 67% on premium flights — and your window to book is closing fast
Air Canada's Aeroplan program is raising the points cost on dozens of routes starting June 1, 2026. If you're holding a balance, the time to redeem — or plan — is now
News • 1699 views
Canada's inflation jumps to 2.4% — is a Bank of Canada rate hike now on the table?
Canada's inflation rate hit 2.4% in March, driven by Middle East energy prices. Financial markets now price a 75% chance of a rate hike by year-end — and variable-rate borrowers need to take notice.
News • 1699 views
Canada's inflation jumps to 2.4% — is a Bank of Canada rate hike now on the table?
Canada's inflation rate hit 2.4% in March, driven by Middle East energy prices. Financial markets now price a 75% chance of a rate hike by year-end — and variable-rate borrowers need to take notice.
Credit Cards • Apr 19
Only 8% of Canadians used this 0% interest strategy last year — it can save you $1,100 on credit card debt
With credit card debt averaging $4,500 per Canadian, a 0% balance transfer offer could save you hundreds in interest — but only if you know the terms
Credit Cards • Apr 19
Only 8% of Canadians used this 0% interest strategy last year — it can save you $1,100 on credit card debt
With credit card debt averaging $4,500 per Canadian, a 0% balance transfer offer could save you hundreds in interest — but only if you know the terms
Retirement • Apr 18
Canadians paying $1K/yr in credit card interest could use these funds to build $30,000 in RRSP savings instead
Canadians carrying the average credit card balance into their late working years aren’t just paying interest — they’re trading retirement security for minimum payments
Retirement • Apr 18
Canadians paying $1K/yr in credit card interest could use these funds to build $30,000 in RRSP savings instead
Canadians carrying the average credit card balance into their late working years aren’t just paying interest — they’re trading retirement security for minimum payments
Credit Cards • Apr 17
1.4M Canadians missed a credit payment in 2025 — here's who can still qualify for a balance transfer card
Missed a credit payment? Equifax data shows Canadians are at risk of losing access to balance transfer cards
Credit Cards • Apr 17
1.4M Canadians missed a credit payment in 2025 — here's who can still qualify for a balance transfer card
Missed a credit payment? Equifax data shows Canadians are at risk of losing access to balance transfer cards
Credit Cards • Apr 16
Are you overpaying for your travel card? This new $89 option is worth a hard look
NEO’s new World Elite Mastercard launched April 15, bringing premium travel perks — including a free checked bag, lounge access and a NEXUS credit — at a price $50 less than competitors
Credit Cards • Apr 16
Are you overpaying for your travel card? This new $89 option is worth a hard look
NEO’s new World Elite Mastercard launched April 15, bringing premium travel perks — including a free checked bag, lounge access and a NEXUS credit — at a price $50 less than competitors
Auto • Apr 16
Bought a car between 1998 and 2017? Here's how to claim your share of a $50 million price-fixing settlement
Hurry, because the deadline to claim is fast approaching
Auto • Apr 16
Bought a car between 1998 and 2017? Here's how to claim your share of a $50 million price-fixing settlement
Hurry, because the deadline to claim is fast approaching
Investing • Apr 16
You set your robo-advisor to 'conservative' — now the 2.25% rate world has made that choice more costly
After 275 basis points of Bank of Canada cuts, conservative robo-advisor portfolios may be generating materially less income than Canadian retirees assumed.
Investing • Apr 16
You set your robo-advisor to 'conservative' — now the 2.25% rate world has made that choice more costly
After 275 basis points of Bank of Canada cuts, conservative robo-advisor portfolios may be generating materially less income than Canadian retirees assumed.
Credit Cards • Apr 16
9 Bank of Canada rate cuts haven't touched your 20% credit card rate — here's why and what to do
Multiple Bank of Canada rate cuts and your credit card still charges close to 20%. The mechanism that lowers mortgages doesn't touch most cards. Here's what does
Credit Cards • Apr 16
9 Bank of Canada rate cuts haven't touched your 20% credit card rate — here's why and what to do
Multiple Bank of Canada rate cuts and your credit card still charges close to 20%. The mechanism that lowers mortgages doesn't touch most cards. Here's what does
Banking • Apr 16
Screen-scraping your bank account could void your fraud protection — here's what to do
Millions of Canadians are screen-scraping their bank accounts through budgeting apps — and most don't realize it could cost them their fraud protection if something goes wrong
Banking • Apr 16
Screen-scraping your bank account could void your fraud protection — here's what to do
Millions of Canadians are screen-scraping their bank accounts through budgeting apps — and most don't realize it could cost them their fraud protection if something goes wrong
Credit Cards • Apr 15
Most Canadians get balance transfers wrong — here's the 1 rule that actually gets you out of debt
A balance transfer card can cut your interest bill to near zero — but only if you treat it like a debt-repayment vehicle, not a new line of credit
Credit Cards • Apr 15
Most Canadians get balance transfers wrong — here's the 1 rule that actually gets you out of debt
A balance transfer card can cut your interest bill to near zero — but only if you treat it like a debt-repayment vehicle, not a new line of credit
Managing Money • Apr 14
The CRA is sitting on $1.4 billion in uncashed cheques — is any of it yours?
The Canada Revenue Agency is holding $1.4 billion in uncashed cheques dating back to 1998. A two-minute check through CRA My Account could put money back in your pocket.
Managing Money • Apr 14
The CRA is sitting on $1.4 billion in uncashed cheques — is any of it yours?
The Canada Revenue Agency is holding $1.4 billion in uncashed cheques dating back to 1998. A two-minute check through CRA My Account could put money back in your pocket.
Insurance • Apr 12
Are you overpaying for car insurance? 8 things Canadians should check right now to save more than $1,000/yr
Auto insurance shouldn’t drain your bank account. Here’s how Canadians can save money while getting the coverage they need.
Insurance • Apr 12
Are you overpaying for car insurance? 8 things Canadians should check right now to save more than $1,000/yr
Auto insurance shouldn’t drain your bank account. Here’s how Canadians can save money while getting the coverage they need.
Managing Money • Apr 11
From Sunwing to Canada Post, fuel surcharges are hitting Canadians in more places than just the pump
The Iran war has pushed oil past US$100 a barrel, and companies are passing the cost on fast — here's where fuel surcharges are appearing and how to protect your budget
Managing Money • Apr 11
From Sunwing to Canada Post, fuel surcharges are hitting Canadians in more places than just the pump
The Iran war has pushed oil past US$100 a barrel, and companies are passing the cost on fast — here's where fuel surcharges are appearing and how to protect your budget
Insurance • 1030 views
Car insurance premiums are up 9% — here's how to pay less at renewal
Auto insurance premiums are at record highs across Canada, but drivers who shop around, adjust their deductible and use telematics can still find meaningful savings
Insurance • 1030 views
Car insurance premiums are up 9% — here's how to pay less at renewal
Auto insurance premiums are at record highs across Canada, but drivers who shop around, adjust their deductible and use telematics can still find meaningful savings
Mortgages • Apr 11
FSRA doubled mortgage sanctions in 2025 — $875,000 in fines. Is your broker safe to work with?
The amount of fines levied against Ontario mortgage professionals jumped 90% from 2024 to 2025. Here's what borrowers should know before trusting a mortgage professional with their biggest purchase.
Mortgages • Apr 11
FSRA doubled mortgage sanctions in 2025 — $875,000 in fines. Is your broker safe to work with?
The amount of fines levied against Ontario mortgage professionals jumped 90% from 2024 to 2025. Here's what borrowers should know before trusting a mortgage professional with their biggest purchase.
Credit Cards • 1115 views
Canada's banking ombudsman flags rising balance transfer complaints — here's what to know before you switch
Canadians carrying record credit card debt are turning to balance transfers for relief — but the Ombudsman for Banking Services and Investments says the fine print is catching people off guard.
Credit Cards • 1115 views
Canada's banking ombudsman flags rising balance transfer complaints — here's what to know before you switch
Canadians carrying record credit card debt are turning to balance transfers for relief — but the Ombudsman for Banking Services and Investments says the fine print is catching people off guard.
Mortgages • Apr 10
Ottawa is buying $30 billion in Canada Mortgage Bonds in 2026 — here's what it means for mortgage rates
The federal government is spending $30 billion on Canada Mortgage Bonds this year — a program that quietly shapes what Canadians pay on fixed-rate mortgages
Mortgages • Apr 10
Ottawa is buying $30 billion in Canada Mortgage Bonds in 2026 — here's what it means for mortgage rates
The federal government is spending $30 billion on Canada Mortgage Bonds this year — a program that quietly shapes what Canadians pay on fixed-rate mortgages
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