Romana King
Romana King

Romana King

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Their Top Finance Tip Smart money management isn't about getting it right; it's about using what actually works when life gets messy.

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A roadside promotional sign for "DentisTree Family Dental Clinic" announces its acceptance of CDCP patients and lists business hours on Richmond Rd in Ottawa, Canada

Managing Money 20h ago

A $200-a-year dental benefit could cost low-income Canadians far more in clawed-back GIS

The Canada Dental Care Plan (CDCP) isn't taxable — but it is tied to your CRA filing status and income. Miss the deadline or earn slightly more, and you could lose far more than dental coverage.

Finluencer Jayconomics found guilty by Alberta regulator for breach of securities law

Investing 21h ago

Finfluencers, AI scams, and bad bank advice: What the OSC watchdog revealed in annual report

Canada's investing system is being gamed — and most Canadians have no idea it's happening. The OSC annual report is a clear-eyed warning for every Canadian with money in the market

Gareth West was arrested in Quebec, as an alleged mastermind in "grandparents scam" + Pittsburgh state troopers at G20 in 2009

News 4935 views

The 'grandparent scam' just cost seniors up to $3.5M — here's how to protect your family

The conviction of a Montreal-linked fraud mastermind reveals how 'grandparent scams' drain seniors' savings — and what families can do before it happens to them

An empty Bridge to USA, entrance to the US-Canada border at Windsor, ON, during travel restrictions due to COVID-19

News 11040 views

A 42% drop in Canadian visits to U.S. cities signals a broader shift beyond tourism

Cell phone data from the University of Toronto reveals that Canadians aren’t just skipping beach vacations — they’re pulling back from business travel too

Image of a person shopping on their phone on the Shein website (Inlay) screenshot of Texas Attorney General lawsuit

News May 09

Shein clothing tested at 3,300x the safe chemical limit — and Canada has no system to catch them at the border

A Texas lawsuit, using Greenpeace testing, found lead, PFAS and phthalates in Shein products. Here’s why this matters and how to protect yourself

Contactless ATM machine for payment by Bitcoin cryptocurrency.

News May 06

Canada’s crypto ATM ban: what it means for Canadians and scam victims

Due to fraud and money laundering concerns, Canada is proposing a criminal ban on cryptocurrency ATMs. If you've used or been urged to use one, here's how this change affects you

Active trader laughing while chatting on a headset

Investing May 01

Canada's securities regulators just changed the rules for millions of stock trades — here's why it matters

Canada's securities regulators have lowered the maximum fee brokerages and marketplaces can charge to execute a stock trade. Here's what that means for your portfolio

Happy couple shopping for home renovation supplies

Loans May 01

Payday loans and credit scores: What Canadians need to know — and 4 ways to build credit instead

Payday loans rarely help your credit score and can actually wreck it. Here's how the system works and what Canadians can do instead to actually build credit

(Inlay) Andrew DiCapua, Principal Economist for the Canada Chamber of Commerce + outside the Canada Chamber of Commerce building

News Apr 30

Economist warns Canadian businesses are being "squeezed" and BoC relief is still a year away

Economist: Here’s what insight from the Bank of Canada April Monetary Policy Report means for Canadian businesses and employees across the nation.

Image of Canadian money + Bank of Canada Governor Tiff Macklem

Mortgages Apr 29

BoC holds rates again —to protect your finances, mortgage expert urges Canadians to drop one dangerous habit

The Bank of Canada has held its rate for the fourth consecutive time. Here’s what home buyers, mortgage holders and those facing renewal should do to protect their finances

Photo of Canada's $20 bill + BoC Governor Tiff Macklem

News Apr 29

BoC's Tiff Macklem holds rates amid concerns of stagflation dilemma — here's what it means for your finances

The Bank of Canada held its overnight rate at 2.25% for the fourth consecutive time — leaving millions of Canadians with variable-rate mortgages and high debt loads in a prolonged holding pattern

Toronto Police Services Detective Sergeant Lindsay Riddell speaks to media on Project Lighthouse + Image of SMS blasters in back of a car

News Apr 28

Is your bank text real or a trap? What Canada's first SMS blaster bust means for your money

Three men face 44 charges after a rogue fake-tower device silently hijacked tens of thousands of GTA phones and sent convincing bank and government impersonation texts. Here's what to do

Aeroplan points

News Apr 28

Air Canada is hiking Aeroplan costs up to 67% on premium flights — and your window to book is closing fast

Air Canada's Aeroplan program is raising the points cost on dozens of routes starting June 1, 2026. If you're holding a balance, the time to redeem — or plan — is now

Image of Canadian paper currency

News Apr 27

Canada's inflation jumps to 2.4% — is a Bank of Canada rate hike now on the table?

Canada's inflation rate hit 2.4% in March, driven by Middle East energy prices. Financial markets now price a 75% chance of a rate hike by year-end — and variable-rate borrowers need to take notice.

Couple discussing finances looking stressed

Credit Cards 2965 views

Only 8% of Canadians used this 0% interest strategy last year — it can save you $1,100 on credit card debt

With credit card debt averaging $4,500 per Canadian, a 0% balance transfer offer could save you hundreds in interest — but only if you know the terms

Older man checking his finances online

Retirement Apr 18

Canadians paying $1K/yr in credit card interest could use these funds to build $30,000 in RRSP savings instead

Canadians carrying the average credit card balance into their late working years aren’t just paying interest — they’re trading retirement security for minimum payments

Stressed woman reviewing finances

Credit Cards Apr 17

1.4M Canadians missed a credit payment in 2025 — here's who can still qualify for a balance transfer card

Missed a credit payment? Equifax data shows Canadians are at risk of losing access to balance transfer cards

Family walking in airport + (Inlay) Screenshot of NEO Financial World Elite Mastercard

Credit Cards Apr 16

Are you overpaying for your travel card? This new $89 option is worth a hard look

NEO’s new World Elite Mastercard launched April 15, bringing premium travel perks — including a free checked bag, lounge access and a NEXUS credit — at a price $50 less than competitors

Image of Wealthsimple investment app on desktop and mobile

Investing Apr 16

You set your robo-advisor to 'conservative' — now the 2.25% rate world has made that choice more costly

After 275 basis points of Bank of Canada cuts, conservative robo-advisor portfolios may be generating materially less income than Canadian retirees assumed.

Worried man reviewing credit card bills.

Credit Cards Apr 16

9 Bank of Canada rate cuts haven't touched your 20% credit card rate — here's why and what to do

Multiple Bank of Canada rate cuts and your credit card still charges close to 20%. The mechanism that lowers mortgages doesn't touch most cards. Here's what does

Screenshot of a computer screen with a password field

Banking 1053 views

Screen-scraping your bank account could void your fraud protection — here's what to do

Millions of Canadians are screen-scraping their bank accounts through budgeting apps — and most don't realize it could cost them their fraud protection if something goes wrong

Two female friends enjoy a coffee out while paying by credit card

Credit Cards Apr 15

Most Canadians get balance transfers wrong — here's the 1 rule that actually gets you out of debt

A balance transfer card can cut your interest bill to near zero — but only if you treat it like a debt-repayment vehicle, not a new line of credit

Photo of Canada Revenue cheques

Managing Money Apr 14

The CRA is sitting on $1.4 billion in uncashed cheques — is any of it yours?

The Canada Revenue Agency is holding $1.4 billion in uncashed cheques dating back to 1998. A two-minute check through CRA My Account could put money back in your pocket.

Happy family singing in the car during a road trip

Insurance Apr 12

Are you overpaying for car insurance? 8 things Canadians should check right now to save more than $1,000/yr

Auto insurance shouldn’t drain your bank account. Here’s how Canadians can save money while getting the coverage they need.

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