Health insurance
Manulife website homepage + Osara Health homepage Pavel Kapysh | Shutterstock + Osara Health homepage

A cancer diagnosis can cost Canadians thousands in lost income — this new benefit may help close the gap

While we adhere to strict editorial guidelines, partners on this page may provide us earnings.

A new partnership between Manulife and Osara Health brings one-on-one cancer coaching to Canadian workplaces — at no added cost to eligible group benefits members with disability coverage.

A cancer diagnosis doesn't just disrupt your health. It can drain your income, derail your career and leave you navigating a maze of treatment schedules, fatigue and paperwork — often without a roadmap.

Advertisement

Most Canadians with group benefits know their plan covers prescription drugs, licensed health professionals, dental, vision and in some cases, disability income. Fewer realize that recovery support — managing sleep disruption, energy loss, nutrition changes and the logistics of returning to work — has historically fallen outside that coverage, until now.

Manulife Canada, one of the country's largest group insurers, announced on March 25, 2026 that it has partnered with Osara Health to introduce the Cancer Coach program to select Manulife group benefits members (1) — a reported first for a Canadian insurer to offer this type of program.

What does cancer coaching actually cover?

The Cancer Coach program connects eligible members with Canada-based coaches trained in nursing, oncology nutrition and exercise physiology. Support is delivered one-on-one and addresses the practical and physical challenges that come up throughout clinical treatment — things like disrupted sleep, low energy, dietary changes and emotional stress.

Plan members also receive weekly digital education content through the Osara Health app, which includes tools for symptom logging and progress tracking. Return-to-work planning is built into the program — a detail that matters considerably for Canadians receiving short- or long-term disability benefits, where a structured comeback plan can influence both recovery timelines and benefit duration.

The program is currently available to Manulife group benefits members who have disability coverage at additional cost. The initiative is currently in a pilot phase.

While provincial health care covers your doctor, it doesn't cover your mortgage, lost income, or out-of-pocket costs during a health crisis. Critical illness insurance provides a tax-free, lump-sum payment to spend however you need, giving you the financial freedom to focus entirely on getting better.

Don’t leave your future to chance. Get a personalized quote in minutes.

Must Read

Why this matters to your benefits and your finances

For working Canadians managing a cancer diagnosis, the financial stakes are significant.

Advertisement

Disability benefits typically replace a portion of pre-disability income — often 60% to 70% — for a defined period. Getting back to work sooner, and more sustainably, directly affects how long you need to plan and budget for that income gap.

Programs like Cancer Coach are designed to reduce the non-clinical obstacles that can delay or complicate recovery.

Evidence from Osara Health, which expanded into Canada in early 2026, suggests that structured support during treatment can improve energy, reduce symptom burden and improve a member's confidence around returning to work (2).

What to check if you have group benefits

Not every Manulife group benefits plan will include the Cancer Coach program.

If you or someone in your household is managing a cancer diagnosis, here is where to start:

  1. Confirm your group benefits, through your employer, is under Manulife.
  2. Contact your plan administrator or HR department to ask whether the Cancer Coach program is included in your current group benefits plan.
  3. If you access your benefits through a Manulife online member portal, check for any new wellness or support programs listed under your disability or health benefits.
  4. If your plan does not yet include the program, ask when it may be available — or whether your employer can request it.

The announcement is an early signal that Canadian insurers are beginning to look at recovery support, not just treatment coverage, as part of a competitive group benefits offering.

Article sources

We rely only on vetted sources and credible third-party reporting. For details, see our editorial ethics and guidelines.

Newswire / Manulife Canada (1, 2)

You May Also Like

Share this:
Romana King Senior Editor

Romana King is the Senior Editor at Money.ca. She writes for various publications, and her book -- House Poor No More: 9 Steps That Grow the Value of Your Home and Net Worth -- continues to be an Amazon bestseller. Since its publication in November 2021, this book has won five awards, including the New York CPA Society's Excellence in Financial Journalism (EFJ) Book Award in 2022.

more from Romana King

Explore the latest

Disclaimer

The content provided on Money.ca is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities enter into any loan, mortgage or insurance agreements or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.

†Terms and Conditions apply.