More than 12 million Triangle Rewards members can now earn Canadian Tire Money on their Timmies Double Double

Here’s how the new earning tiers work, how to link your accounts, and where that Canadian Tire Money can actually be spent.

How much Canadian Tire Money can you actually earn?

Linked members can earn up to 5% in Canadian Tire Money on eligible Tim Hortons purchases, in addition to their regular Tims Rewards points. The rate depends on how a purchase is made:

• Scan for Tims Rewards: 2% on eligible purchases, calculated pre-tax
• Scan for Tims Rewards and pay with a Triangle credit card: An additional 2% on the total purchase, calculated post-tax
• Pay with a Triangle credit card through Scan & Pay in the Tims app: An additional 1% on eligible purchases, calculated pre-tax

Stack all three, and a linked member using a Triangle credit card in the Tims app can earn the full 5% back in Canadian Tire Money, on top of the Tims Rewards points earned the same way as before.

How to link your Triangle Rewards and Tims Rewards accounts

Linking accounts takes a few minutes. Members need an active Triangle Rewards account and an active Tims Rewards account, then can visit triangle.com/timsrewards, select “Link Accounts,” and log in to both programs to connect them. Once linked, the new earning rate applies automatically the next time a member scans or pays through the Tims app — no separate card or extra app is required beyond what most Tims regulars already carry.

Not every Tim Hortons location participates in the program, so it’s worth checking with a location or Tims Guest Care before assuming the higher earn rate applies everywhere.

Where you can spend your Canadian Tire Money

Redemption hasn’t changed for either program. Canadian Tire Money earned through Tims purchases can only be redeemed at Canadian Tire, SportChek, Mark’s, Party City and a handful of other Canadian Tire-owned banners, while Tims Rewards points remain redeemable only at participating Tim Hortons locations.

That’s a meaningful distinction for budgeting purposes: The coffee-shop stacking bonus effectively functions as a small, ongoing discount on future purchases at Canadian Tire-family stores, not as cash back or a discount at Tims itself.

Is stacking the two loyalty programs worth it?

For anyone who already holds both a Triangle Rewards account and a Tims Rewards account — and who already carries a Triangle credit card — there’s little downside to linking accounts. It costs nothing, takes a few minutes and adds a percentage of every eligible Tims purchase toward future purchases elsewhere.

The math is a bigger question for someone who doesn’t already carry a Triangle credit card. Opening a new credit product solely to capture an extra 1% to 2% on coffee and lunch purchases is unlikely to be worth a hard credit check and potential annual fee for light Tims spenders. For someone who visits Tim Hortons multiple times a week and already shops regularly at Canadian Tire, SportChek or Mark’s, the accumulated Canadian Tire Money can add up to a real discount over a year.

Before assuming maximum value, check that a home location participates and confirm the linked-account terms and conditions, since eligible purchases and exclusions can vary.