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Trending 1.7k views this week

Managing Money 8h ago

OAS and CPP payments rise for Q3 2026 — but many retirees still face a savings gap

Higher benefit payments won't close the gap between government income and typical retirement spending, so here's what the real numbers mean for your plan

Ray Dalio attends the Fortune Global Forum Riyadh 2025 on October 27, 2025 in Riyadh, Saudi Arabia

Banking 10h ago

Ray Dalio says savings equal freedom — here's the number many Canadians are missing

High income doesn't guarantee financial security. Here's how to calculate the savings threshold that protects you if your paycheque stops — and why CRA and CPP rules make it higher than you think

Woman holding Canadian bills with a baby behind her

Investing 11h ago

A baby’s $700 raffle win invested over 20 years is now paying his university tuition. Canadian parents can do the same

Two strangers gave a baby a winning raffle ticket at an Edmonton game in 2004. Twenty years and one investment later, it’s covering his college tuition. Here’s what Canadian parents can take from it

HAPPENING NOW

Enjoy a latte

Managing Money 12h ago

5 painless ways to boost your net worth on autopilot

Ditch daily deprivation and grow your savings with five simple, set-and-forget adjustments to your routine

Airport sign indicating Canada Arrivals in English and French with an image of the Canadian Flag

Insurance Jul 17

Canadian life insurance for newcomers: Work permit options and the $1M policy many miss

Most newcomers assume they can't get Canadian life insurance without a SIN or local credit history. Here's what they can actually access — and how to apply

Ray Dalio is interviewed by host Nicole Lapin on the "Money Rehab" podcast on May 15, 2025 + A couple discusses a home renovation

Managing Money Jul 17

Canadians owe $3.25 trillion! Use Ray Dalio’s simple test to sort good debt from bad

The billionaire investor's simple test for sorting good debt from bad debt matters more with Canada's household debt-to-income ratio at a record 179.6%

Man being interviewed on CNBC

Managing Money Jul 17

Firefighter lost US$80K in savings to cannabis stocks a famous short-seller warned against — Canadians should take note

A retired firefighter moved his retirement savings into 2 cannabis stocks hoping for a bigger nest egg — then a well-known short-seller’s warnings helped wipe out most of his gains

Marine Atlantic Newfoundland ferry

News Jul 17

Island isolation leaves Newfoundland supply chain vulnerable to ferry disruptions

The recent Marine Atlantic labour dispute highlights the economic and logistical realities of living on the Rock without a bridge

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Dave Ramsey speaking at an event

Managing Money Jul 16

Dave Ramsey says this dad can still save his marriage despite US$75K (~C$105K) in hidden debt — what Canadians can learn

A father hid US$75,000 (~C$105,750) in debt from his wife — until it nearly ended in divorce. Dave Ramsey says the math isn’t as bad as the mistrust. Here’s the lesson

Mature man with a sad philosophical mood.

Managing Money Jul 16

I’m 50 with more than $40K in debt and want to retire next year. Should I max out my RRSP before paying back what I owe?

Before maxing out an RRSP, Canadians nearing retirement with debt need to understand withholding tax, CPP timing and the real cost of carrying a credit card balance

SpaceX, OpenAI and Anthropic IPOs

Investing Jul 16

SpaceX, Open AI and Anthropic IPO waves could spark a 40% crash — why Canadians can’t afford to ignore it

A market commentator’s warning about IPO-driven capital drain is raising urgent questions for everyday Canadian investors. Here’s what you need to know if you hold SpaceX and OpenAI stocks

Gibbons, Alberta

News Jul 16

How a community north of Edmonton stared down insolvency and voted to keep its identity alive

Facing a $15.3 million debt and a massive potential tax hike, residents of the community north of Edmonton rejected a county takeover to protect their local heritage

Tanker in the Strait of Hormuz, Feb 2026 + Bank of Canada Governor Tiff Macklem at the 2023 European Central Bank Forum on Central Banking

News 3.4k views

Bank of Canada holds rate in July as inflation hits 3.2% — what it means for Canadian investors and retirees

Falling loonie, rising inflation: what the Bank of Canada's 2026 outlook means for your money

Nurse talks to patient about symptoms

Insurance Jul 15

Canadian health premiums are climbing 8.3% in 2026 — and OSFI just put insurers on notice

Canada's top financial regulator targeted the insurance sector in its April 2026 Annual Risk Outlook. Here's what rising premiums and new oversight mean for your coverage

Anxious scared elderly couple embracing, facing troubles together.

News Jul 15

Edmonton woman found guilty of defrauding nearly $180K from seniors — why elder abuse is so prevalent in Canada

A former Service Canada employee stole $179,689 in CPP and OAS payments from seniors over 4 years — here's what Canadians need to know to protect themselves from fraud

Inheriting debt in Canada

Managing Money 2.5k views

My relative died broke with an underwater mortgage and thousands in credit card debt — will I inherit it?

Being named as the sole heir to someone who owes more than they own can feel like being trapped in a financial sinkhole. Here’s what Canadian law actually says about inheriting debt, and how to protect yourself as executor

Mature businessman experiencing burnout and headache while holding phone in modern office, rubbing eyes due to strain with colleagues working in background, representing corporate pressure

Managing Money 1.2k views

Do you plan to work part-time during retirement to back up your public pensions? It’s time to face the reality in Canada

Working through retirement sounds like a safety net, but Statistics Canada and HOOPP data show the plan often falls apart just when Canadians need it most. Here’s how to build a sturdier one

Scott Galloway speaks at OMR digital trade fair in 2026 + Jensen Huang presenting NVIDIA's technology and AI, 2025

Employment 37.2k views

Scott Galloway says your kids need 3 skills to thrive in the AI era — and none of them are taught in school

As AI reshapes hiring across Canada, tech entrepreneur and author Scott Galloway argues the skills that will protect young people's futures have nothing to do with coding or Mandarin

Lemonade stand

News Jul 15

That time Canada tried to ban a lemonade stand (and accidentally unlocked young entrepreneurship)

The showdown between two kids and a federal agency that completely changed how the nation's capital handles young entrepreneurs.

Money stress

Managing Money 4.0k views

These 5 wealth markers show you’re doing better financially than the average Canadian in 2026

Financial stress is at a record high in Canada — but if you can check even a few of these boxes, your money may be doing far better than you realize