The call sounds like good news. Your carrier is dangling a free upgrade or a loyalty perk to keep you around. A few days later, a brand-new phone shows up at your door, just like they promised.
Then the caller rings back. It’s the wrong model. They email you a prepaid label so you can send it back.
That label is the scam. The phone was real, and it was ordered using your actual account. Which means the bill that shows up later is real, too. Only the “return” is fake. From Northern Ontario to Vancouver Island, Canadians are finding out the hard way that falling for a scam doesn’t mean the bill just goes away.
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How does the phone-return scam actually work?
Scammers pretend to be employees from a major phone company, offering free phones, upgrades or exclusive loyalty deals. The scheme works in a few steps, according to a warning from West Shore RCMP, an RCMP detachment on Vancouver Island:
- The caller gets you to order a device
- The phone is delivered to your home
- The scammers call again to say the wrong phone was sent
- They email a prepaid shipping label addressed to a PO box outside the province
The scam works because almost every part of it is real — except the return address. The phone actually ships from the carrier, with real tracking numbers and official packaging.
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Why are victims still on the hook for the phones?
Sudbury, Ontario resident Joanne Landry was thinking about switching carriers when a caller claiming to represent Rogers offered her a deal, according to CTV News. They told her to ship back the “wrong” phone and order a replacement while waiting for her refund. Then, the whole cycle repeated itself. In the end, she had no new phone and nearly $17,000 in charges for six devices Rogers says it never received.
Rogers wiped out Landry’s lines and dropped about $300 in service fees, but they’re still holding her responsible for the cost of the phones and warned her account could head to collections. While Rogers insists they alert customers through website warnings, shipping emails and box inserts, Sudbury police say they’ve already logged around 20 similar scam reports in recent weeks.
The scam has hit British Columbia, too. According to Sidney/North Saanich RCMP, local victims’ combined losses have topped $33,000 in recent weeks.
So why do victims end up paying? From the carrier’s point of view, a real order was placed under a real account and the expensive hardware was never returned to them. That’s why the device financing stays on your bill.
What could an unpaid scam bill cost you beyond the phone?
Device financing is really just a loan. If an unpaid balance gets sent to collections, it can wreck your credit score long after that phone is out of the picture.
To make matters worse, victims often hand over sensitive personal or financial info during that fake ordering call without realizing it. The Financial Consumer Agency of Canada (FCAC), the federal agency that protects financial consumers, advises fraud victims to ask Equifax and TransUnion to put a fraud alert on their credit files. A fraud alert tells lenders to confirm your identity before approving new credit.
This type of service scam is common. The Canadian Anti-Fraud Centre (CAFC), a national police service that tracks fraud across Canada, logged 3,393 service fraud reports and $19.5 million in losses in 2025.
Can you get the charges reversed?
Nothing is guaranteed, but you aren’t completely out of moves. Your first step should be contacting your carrier’s fraud department — and make sure to use the number listed on your official bill. Also file a police report and report the fraud to the CAFC at 1-888-495-8501.
Hang onto every detail: call logs, emails, return labels and tracking numbers. Proof that your phone was shipped to an out-of-province PO box can go a long way in backing up your story.
If your carrier won’t budge, you can file a complaint with the Commission for Complaints for Telecom-television Services (CCTS), an independent body that resolves telecom disputes. Once the CCTS takes on your complaint, your provider gets 30 days to try and sort things out with you directly. If that fails, the CCTS investigates. If you accept its decision, the provider must follow it.
What to do now
- Hang up immediately on unexpected “loyalty” or “upgrade” calls. Instead, contact your provider directly using the number listed on your bill or official website
- Confirm any return request directly with your carrier before shipping anything
- Consider any request to send a phone to an out-of-province PO box an immediate warning sign
- Never give your Social Insurance Number, passwords or card numbers to an unsolicited caller
- Keep an eye on your online account to make sure no new lines or mystery orders pop up
- If you’ve been hit: call your carrier’s fraud team, file a police report, report to the CAFC, pull both credit reports, request a fraud alert and escalate to the CCTS if needed
Scammers are counting on a real phone to make a fake return feel routine. When you receive any surprise call about an upgrade or delivery, simply hang up and independently verify the information before taking any action.
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Amy Tokic is an SEO content editor for Money.ca. She holds a B.A. in Communications from the University of Windsor. Amy is an award-winning author and has been writing professionally for 15 years, publishing articles in the lifestyle and health sectors.
