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Credit Cards 3h ago

Canada's banking ombudsman flags rising balance transfer complaints — here's what to know before you switch

Canadians carrying record credit card debt are turning to balance transfers for relief — but the Ombudsman for Banking Services and Investments says the fine print is catching people off guard.

Canada's Liberal Party leader, Mark Carney, attends a federal election campaign rally at Sheraton Vancouver Airport Hotel in Richmond, British Columbia, Canada, on April 7, 2025.

Mortgages 1.3k views

Ottawa is buying $30 billion in Canada Mortgage Bonds in 2026 — here's what it means for mortgage rates

The federal government is spending $30 billion on Canada Mortgage Bonds this year — a program that quietly shapes what Canadians pay on fixed-rate mortgages

Older couple reviewing finances and looking anxious

Mortgages 8h ago

Bank of Canada data shows retirees face a steeper renewal risk in 2026 — and a different playbook

A 15% to 20% mortgage payment increase while on a fixed income can reshape your retirement. Here’s what to do.

HAPPENING NOW

Fireman extinguishes a fire

Insurance 9h ago

Home insurance premiums jumped again. What Canada's record $8.5B disaster year means for your next renewal

Canada's insurers lost money two years running. Now they're rebuilding their books — through your home insurance renewal

Photo of banking apps on a smartphone + house for sale | Ramit Sethi, Nov 2025

Mortgages 9h ago

Multigenerational mortgages in Canada: How to pool income, use CMHC rules and avoid costly mistakes

There's no single multigenerational mortgage product in Canada — but families who understand CMHC income rules, construction costs and the $7,250 MHRTC tax credit can make the math work

Ontario Premier Doug Ford

Real Estate 11h ago

Tackling the housing hurdle: Ottawa looks to slash GST on new builds nationwide

Federal government eyes temporary tax relief to spark construction and lower costs for Canadian homebuyers

Banking

Banking 2.0k views

Most Canadians are losing hundreds in savings interest — here’s how to fix it in minutes

Where your cash sits matters more than you think — and the difference could be hundreds of dollars a year

John Arnold at a talk

Investing 12h ago

John Arnold's 2-sector portfolio looks brilliant — but here's the catch for Canadian RRSP and TFSA investors

The former energy trader turned philanthropist says tech and energy is all you need — but Canadian investors should ask a harder question before following his lead

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2023: empty window envelope from Canada Revenue Agency

Managing Money Apr 09

Are you one of the 3 million Canadians who qualify for the CRA's free tax-filing shortcut?

Millions of Canadians skip tax filing and lose benefits they’re owed — the CRA’s free SimpleFile service and a fall 2026 auto-filing pilot could change that.

Identity theft

News Apr 09

Ontario police are hunting an identity fraud suspect — and it's a warning for all Canadians

If you’re a victim of identity fraud, you need to read this

Exeter, Ontario

News Apr 09

Breaking the housing bottleneck in small town Ontario

A massive infrastructure project in Exeter is paving the way for thousands of new homes and what you need to know about investing in rural real estate growth

Woman being interviewed on TV in her home

Managing Money Apr 09

A $1,300 fraudulent Rogers bill destroyed one Canadian's credit score for 8 months — here's how to fight back

When bad actors open accounts in your name, the financial fallout can last years — here's how to spot application fraud early, dispute unfair bills and protect your credit score

Popular Canadian banks, RBC Royal Bank of Canada, TD Canada Trust, BMO Bank of Montreal, Scotiabank, CIBC Canadian Imperial Bank of Commerce, Tangerine Bank on iPhone

Banking Apr 09

Bank charged $45 for a $5 shortfall in your bank account — that's now illegal under Canada's new NSF rules

Canada's $10 NSF fee cap took effect March 12, 2026. If you've ever been charged $45 for a missed payment, the new rules now cap that penalty and limit how often banks can charge it.

Older couple embracing each other

Managing Money Apr 08

Over 500,000 Canadian stepfamilies face this estate planning blind spot — here's how to protect your assets

When one spouse has children from a previous marriage, a $1M estate can become a battleground — unless you have the right plan in place

Gas pumps showcasing high prices

Managing Money Apr 08

49% gas price spike: How global oil volatility hits Canadians both ways

The Iran conflict pushed national gas prices to nearly $1.91 a litre — costing Canadians $25 more per fill-up. Here's what's driving it and what you can do today to limit the damage.

Man fuels vehicle

News Apr 08

Fuel surcharges are showing up everywhere — here’s where Canadians are paying more

Higher energy prices tend to hit consumers quickly through fuel costs, while also gradually pushing up costs across the broader economy as businesses adjust pricing

Homepage screenshot of Ontario-based fintech, Loanova

Investing Apr 08

Loanova promises GIC-beating returns for everyday investors — but is it too good to be true?

A Toronto fintech is pitching fractional mortgage investing as a GIC-beating, lower-risk alternative — but before you sign up, here's what the numbers and the regulator actually say.

Canada Revenue Agency income tax forms and statements to prepare taxes

Taxes 6.1k views

CRA says 12 million Canadians are owed a bonus payment this spring — do you qualify?

CRA has a one-time bonus payment worth up to $533 for Canadian families this spring — but only if you filed your taxes

Older couple arguing

Managing Money Apr 07

A sibling needs financial help — here's how to protect your RRSP and TFSA before you give a cent

When a family member asks for money, Canadians with RRSPs and TFSAs face a hard tradeoff — here's how to help without putting your own retirement at risk