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Unnecessary tax TFSA

Managing Money 6h ago

Holding savings outside a TFSA could be costing Canadians hundreds in unnecessary taxes

A TFSA and a regular savings account can offer the same interest rate, but taxes can significantly reduce what you actually keep. Here's why the account type matters

Ray Dalio speaking at an event

Investing 7h ago

Ray Dalio compares U.S. markets to 1929 and 2000 — why Canadians holding XEQT or VEQT should check their exposure now

A top hedge fund manager's bubble warning is a good moment to check how U.S.-heavy your Canadian portfolio really is

Older woman business owner looking happy as she looks at her laptop

Managing Money 1.0k views

The $1.25 million tax break business owners need to check before they sell

Most incorporated professionals never check if their shares actually qualify for this tax break until a buyer is already at the table

HAPPENING NOW

Portrait of Cindy Thompson and Glenn Brown next to a photo of Harry Robinson

News 8h ago

Ontario couple loses $280K in a Mexico condo scam — how to avoid the same real estate trap

An Ontario couple sent C$280,000 to a Mexico real estate company for a condo-flip deal that never closed — here's what went wrong and how to protect yourself

House fire in British Columbia

Insurance 9h ago

Many Canadians leave home insurance until the last minute. Here's why that could cost them

Leaving coverage until closing can lead to higher costs and missed protections — experts explain why starting early matters

Getting mortgage from alternative lender

Mortgages Aug 04

More Canadians are getting mortgages outside the big banks. Here's what that means for borrowers

As non-bank lenders gain ground, shopping beyond the Big Six could mean better rate choices

Anxious confused elderly lady

Managing Money Aug 03

I'm divorcing and need $200K to buy out my spouse's half of the house — should I raid my RRSP or take on a HELOC

A $200,000 buyout, a matrimonial home and a hard choice — how divorcing Canadians can weigh an RRSP withdrawal against a HELOC without losing more than they bargained for

Kids excited for school

Managing Money Aug 03

Back-to-school shopping could cost families up to $750 per child this year. Here's how to keep costs down

As back-to-school costs hit $4.5 billion nationwide, Canadian parents are turning to deal-hunting, AI tools, and early planning to save

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Billionaire Michael Lee-Chin

Investing 6.8k views

Billionaire Michael Lee-Chin says these 5 money-building habits separate wealthy Canadians from the rest

From poverty to a C$500,000 loan that earned him a US$1.1-billion fortune, Michael Lee-Chin’s 5 rules for creating wealth offer lessons any Canadian investor can use

Stressed senior citizen

Retirement 4.2k views

More Canadians are working longer — and rethinking how they'll fund retirement

As traditional pensions fade, older workers are combining part-time work, home equity, and personal savings to fund life after 65

Tobias Lütke

News Aug 01

Shopify CEO calls income-based voting a ‘good system’ — but the math shows many Canadians earn less than you think

Lutke's income-based voting idea sparked backlash — here's what the numbers reveal about Canadians' earnings

Safe retirement withdrawal rate

Managing Money Aug 01

Morningstar just lowered the 4% rule to 3.9% — here's what it means for your retirement

Morningstar's 2026 update trims the safe retirement withdrawal rate to 3.9%, and Canada's mandatory RRIF minimums may already push retirees past it

Reading to children in a classroom

News Aug 01

The true wealth of Eeyou Istchee: How storytelling anchors a community

Why local stories are the best investment for the future of our communities

Nova Scotia affordability

Real Estate Jul 31

Nova Scotia’s affordability edge is quickly vanishing — what Canadians looking to lower their costs should know

Insurance, property taxes and home prices are surging in Nova Scotia — what it means for Canadian retirees

Long-term disability claim

Insurance Jul 31

Your insurer denied your long-term disability claim. You're not alone — and you may not have to accept it

A denial letter isn't final. Understand why disability claims are rejected, the impact of the 24-month policy trap, and how to defend your rights and income before the clock runs out

Michael Burry at The Big Short premiere

Investing 4.9k views

'Big Short' investor Michael Burry says 95% of us don't know what we own —are Canadians in the same boat?

Is Burry’s analysis grim? Here's what that means for Canadians and their RRSPs, TFSAs and group retirement plans

Woman sitting on couch

Managing Money 3.1k views

This 68-year-old's Muskoka cottage bills top $18,000 a year — should she sell before her son inherits it

Rising property taxes and upkeep costs are forcing a hard choice between preserving a family cottage and protecting retirement savings

Children enjoying ice cream

Managing Money Jul 31

5 affordable ways to squeeze every last drop out of August

Stretch your summer budget with five easy, low-cost activities to make the most of August

Life tenant

Real Estate Jul 30

I inherited a life estate rather than the family home I expected to receive. Here’s what that actually means

A father set up his estate so his son could live in the family home for life — but ownership passes to half-siblings. Here’s what a life interest means, and how to plan around it

Young man on his phone

News Jul 30

This Reddit user nearly lost their savings to a fake Wealthsimple call — here's how Canadians can spot it

A Reddit user's close call with a fake Wealthsimple caller is a warning for every Canadian — here's how these scams work, why AI is making them harder to spot and what to do if you're targeted