Christy Bieber
Christy Bieber
Freelance WriterChristy Bieber a freelance contributor to Moneywise, who has been writing professionally since 2008. She writes about everything related to money management and has been published by NY Post, Fox Business, USA Today, Forbes Advisor, Credible, Credit Karma, and more.
Christy Bieber a freelance contributor to Moneywise, who has been writing professionally since 2008. She writes about everything related to money management and has been published by NY Post, Fox Business, USA Today, Forbes Advisor, Credible, Credit Karma, and more. She has a JD from UCLA School of Law and a BA in English Media and Communications from the University of Rochester.
Christy Bieber's Expertise
More from Christy Bieber
LATEST
Managing Money • Aug 13
She has $35K in credit card debt and no savings — here's what Canadians in a similar position should do first
Have thousands in debt and no savings but wanting to get out? Here's the blended approach financial experts recommend for tackling high-interest debt while still building savings
Managing Money • Aug 13
She has $35K in credit card debt and no savings — here's what Canadians in a similar position should do first
Have thousands in debt and no savings but wanting to get out? Here's the blended approach financial experts recommend for tackling high-interest debt while still building savings
Managing Money • Aug 13
My son, 32, is going through a divorce and wants to move home — how do I help without sacrificing my retirement?
When a 36-year-old's marriage ends, his mother must decide whether to open her home — and how to do it without derailing the retirement she's worked decades to build
Managing Money • Aug 13
My son, 32, is going through a divorce and wants to move home — how do I help without sacrificing my retirement?
When a 36-year-old's marriage ends, his mother must decide whether to open her home — and how to do it without derailing the retirement she's worked decades to build
Managing Money • 4082 views
She's 65 and her husband lost their US$500K (C$700K) nest egg — Dave Ramsey's advice, and the Canadian lesson in it
From CPP timing to the emotional shift from saver to spender, these are the realities that catch even well-prepared Canadian retirees off guard
Managing Money • 4082 views
She's 65 and her husband lost their US$500K (C$700K) nest egg — Dave Ramsey's advice, and the Canadian lesson in it
From CPP timing to the emotional shift from saver to spender, these are the realities that catch even well-prepared Canadian retirees off guard
Managing Money • 1164 views
A $400,000 windfall at 60 sounds huge — here's why it might not be enough to retire on
While that may seem like a large sum, the 4% rule and CPP and OAS timing show why the math is tighter than it looks
Managing Money • 1164 views
A $400,000 windfall at 60 sounds huge — here's why it might not be enough to retire on
While that may seem like a large sum, the 4% rule and CPP and OAS timing show why the math is tighter than it looks
Managing Money • Aug 03
I'm divorcing and need $200K to buy out my spouse's half of the house — should I raid my RRSP or take on a HELOC
A $200,000 buyout, a matrimonial home and a hard choice — how divorcing Canadians can weigh an RRSP withdrawal against a HELOC without losing more than they bargained for
Managing Money • Aug 03
I'm divorcing and need $200K to buy out my spouse's half of the house — should I raid my RRSP or take on a HELOC
A $200,000 buyout, a matrimonial home and a hard choice — how divorcing Canadians can weigh an RRSP withdrawal against a HELOC without losing more than they bargained for
Managing Money • Jul 31
This 68-year-old's Muskoka cottage bills top $18,000 a year — should she sell before her son inherits it
Rising property taxes and upkeep costs are forcing a hard choice between preserving a family cottage and protecting retirement savings
Managing Money • Jul 31
This 68-year-old's Muskoka cottage bills top $18,000 a year — should she sell before her son inherits it
Rising property taxes and upkeep costs are forcing a hard choice between preserving a family cottage and protecting retirement savings
Real Estate • 1023 views
I inherited a life estate rather than the family home I expected to receive. Here’s what that actually means
A father set up his estate so his son could live in the family home for life — but ownership passes to half-siblings. Here’s what a life interest means, and how to plan around it
Real Estate • 1023 views
I inherited a life estate rather than the family home I expected to receive. Here’s what that actually means
A father set up his estate so his son could live in the family home for life — but ownership passes to half-siblings. Here’s what a life interest means, and how to plan around it
Managing Money • Jul 25
Burning through a $3 million nest egg too fast? Here’s how Canadian retirees make savings last
A Canadian retiree burned through one-third of a $3 million nest egg in only 3 years. Here’s how to reset a safe withdrawal rate, avoid RRIF and OAS pitfalls and make the rest last
Managing Money • Jul 25
Burning through a $3 million nest egg too fast? Here’s how Canadian retirees make savings last
A Canadian retiree burned through one-third of a $3 million nest egg in only 3 years. Here’s how to reset a safe withdrawal rate, avoid RRIF and OAS pitfalls and make the rest last
Managing Money • Jul 22
Renting beats owning a home for many Canadians nearing retirement. Here’s why
A couple 2 years from retirement is under pressure to buy a home after years of renting — financial planners say the math often favours staying a renter
Managing Money • Jul 22
Renting beats owning a home for many Canadians nearing retirement. Here’s why
A couple 2 years from retirement is under pressure to buy a home after years of renting — financial planners say the math often favours staying a renter
Managing Money • Jul 21
My dad convinced grandma to change her will and cut me out of a $400,000 inheritance — do I have options?
A family dispute over a grandmother’s will raises a bigger question for Canadians: What are your options when you suspect someone pressured a loved one into changing their estate plans?
Managing Money • Jul 21
My dad convinced grandma to change her will and cut me out of a $400,000 inheritance — do I have options?
A family dispute over a grandmother’s will raises a bigger question for Canadians: What are your options when you suspect someone pressured a loved one into changing their estate plans?
Managing Money • Jul 16
I’m 50 with more than $40K in debt and want to retire next year. Should I max out my RRSP before paying back what I owe?
Before maxing out an RRSP, Canadians nearing retirement with debt need to understand withholding tax, CPP timing and the real cost of carrying a credit card balance
Managing Money • Jul 16
I’m 50 with more than $40K in debt and want to retire next year. Should I max out my RRSP before paying back what I owe?
Before maxing out an RRSP, Canadians nearing retirement with debt need to understand withholding tax, CPP timing and the real cost of carrying a credit card balance
Managing Money • Jul 15
My relative died broke with an underwater mortgage and thousands in credit card debt — will I inherit it?
Being named as the sole heir to someone who owes more than they own can feel like being trapped in a financial sinkhole. Here’s what Canadian law actually says about inheriting debt, and how to protect yourself as executor
Managing Money • Jul 15
My relative died broke with an underwater mortgage and thousands in credit card debt — will I inherit it?
Being named as the sole heir to someone who owes more than they own can feel like being trapped in a financial sinkhole. Here’s what Canadian law actually says about inheriting debt, and how to protect yourself as executor
Managing Money • Jul 07
Can you retire at 62 with $500,000 saved? How CPP, OAS and RRSP rules change the math for Canadians
Here's how CPP timing, OAS eligibility and RRSP limits change the math for anyone hoping to retire in their early 60s
Managing Money • Jul 07
Can you retire at 62 with $500,000 saved? How CPP, OAS and RRSP rules change the math for Canadians
Here's how CPP timing, OAS eligibility and RRSP limits change the math for anyone hoping to retire in their early 60s
Insurance • Jul 05
Long-term care expenses can drain your RRSP fast. Here’s how Canadians can protect themselves at age 60
Canada’s public health system doesn’t fully cover long-term care — and 74% of Canadians have no plan. Here’s what to do before you retire and while premiums are still manageable
Insurance • Jul 05
Long-term care expenses can drain your RRSP fast. Here’s how Canadians can protect themselves at age 60
Canada’s public health system doesn’t fully cover long-term care — and 74% of Canadians have no plan. Here’s what to do before you retire and while premiums are still manageable
Managing Money • Jun 29
Our spreadsheet says we’re ready to retire at 60 — but are we? What every Canadian needs to consider first
Retiring early sounds simple when the numbers line up. But for Canadians, the real test is surviving the gap years before CPP, OAS and government benefits begin
Managing Money • Jun 29
Our spreadsheet says we’re ready to retire at 60 — but are we? What every Canadian needs to consider first
Retiring early sounds simple when the numbers line up. But for Canadians, the real test is surviving the gap years before CPP, OAS and government benefits begin
Managing Money • May 14
Disney adults are draining their retirement savings and going deep into debt to create magical memories
Some Disney fans are borrowing $70,000+ to visit. Here’s how Canadians can avoid the vacation debt trap
Managing Money • May 14
Disney adults are draining their retirement savings and going deep into debt to create magical memories
Some Disney fans are borrowing $70,000+ to visit. Here’s how Canadians can avoid the vacation debt trap
Managing Money • May 12
Dave Ramsey’s warning about paying for an expensive funeral is a wake-up call for Canadians on fixed incomes
When grief comes with a $25,000 price tag, it’s hard to say no. Dave Ramsey says that’s exactly when you need to say no — and Canadians face the same financial trap
Managing Money • May 12
Dave Ramsey’s warning about paying for an expensive funeral is a wake-up call for Canadians on fixed incomes
When grief comes with a $25,000 price tag, it’s hard to say no. Dave Ramsey says that’s exactly when you need to say no — and Canadians face the same financial trap
Managing Money • Feb 27
Is your child’s partner entitled to your wealth? Here is how to use a trust to say no.
Find out if your child's partner can claim your estate and how a trust provides total protection
Managing Money • Feb 27
Is your child’s partner entitled to your wealth? Here is how to use a trust to say no.
Find out if your child's partner can claim your estate and how a trust provides total protection
Loans • Jan 20
My dad’s death revealed $90K in student loans — what happens to the debt and how RESPs can prevent this
What happens if you end up getting surprised with a student loan-sized debt you weren’t expecting?
Loans • Jan 20
My dad’s death revealed $90K in student loans — what happens to the debt and how RESPs can prevent this
What happens if you end up getting surprised with a student loan-sized debt you weren’t expecting?
Managing Money • Jan 14
Sandwich generation stress: Is caring for both our children and elderly parents ruining our retirement plans?
With the economy looking bleak, more and more middle-aged Canadians are facing tough trade-offs.
Managing Money • Jan 14
Sandwich generation stress: Is caring for both our children and elderly parents ruining our retirement plans?
With the economy looking bleak, more and more middle-aged Canadians are facing tough trade-offs.
Managing Money • Jan 13
How to protect and grow a $4 million inheritance so it lasts the rest of your life
Here's how Canadians can protect and grow a windfall
Managing Money • Jan 13
How to protect and grow a $4 million inheritance so it lasts the rest of your life
Here's how Canadians can protect and grow a windfall
Managing Money • Jan 09
A $500 monthly raise doesn’t always go far — here’s how to make extra income actually count
Making the most of a pay bump
Managing Money • Jan 09
A $500 monthly raise doesn’t always go far — here’s how to make extra income actually count
Making the most of a pay bump
Managing Money • Jan 05
Identity fraud at home: What to do when a parent leaves you with $5K of debt and a damaged credit score
A parent stealing the identity of their own child is more than a messy situation.
Managing Money • Jan 05
Identity fraud at home: What to do when a parent leaves you with $5K of debt and a damaged credit score
A parent stealing the identity of their own child is more than a messy situation.
Managing Money • Dec 20
I want my $2.5M estate to go to my son — not his wife. Can I legally ensure the inheritance stays with him?
Awkward family dynamics can complicate things
Managing Money • Dec 20
I want my $2.5M estate to go to my son — not his wife. Can I legally ensure the inheritance stays with him?
Awkward family dynamics can complicate things
Managing Money • Nov 28
Canadian man’s girlfriend offers to pay his $35K debt — here’s why Dave Ramsey says that’s a mistake
Ramsey wasted little time before shooting down this idea.
Managing Money • Nov 28
Canadian man’s girlfriend offers to pay his $35K debt — here’s why Dave Ramsey says that’s a mistake
Ramsey wasted little time before shooting down this idea.
Explore more authors
We’re proud of our contributors, and can’t wait for you to meet them.
Mitchell Glass
Contributor
Bronwyn Petry
Email Specialist
Joanna Sinclair
Engagement Editor
Clay Halton
Associate Editor