Home Insurance

Insurance Bureau of Canada warns losses will keep climbing after $439 million Ontario-Quebec storm — and most homeowners lack the coverage they need

More Canadians are picking variable-rate and short-term mortgages to save money now — but CMHC warns that trade-off could mean a bigger shock at renewal

850,000 Canadian homes can't get flood insurance — and Desjardins is now refusing mortgages in the riskiest zones

Alberta premiums jumped 390% in 20 years. Some lenders now refuse mortgages where flood risk tops 5%

How home insurance rates vary across Canada and where to find the most affordable coverage

Rising severe weather claims and inflation are driving up property premiums, but choosing the right postal code can save homeowners thousands of dollars each year