Homebuying

Can Canadian parents buy a home for their minor child? Tax rules, CRA attribution, and what you need to know before you make any purchases

As Canadian housing affordability pushes first-time buyers past age 40, some parents are taking drastic action — but the CRA has important rules that apply

FSRA mortgage broker sanctions Ontario 2025: Fines hit $875,000 — What borrowers need to know before hiring a mortgage professional

The amount of fines levied against Ontario mortgage professionals jumped 90% from 2024 to 2025. Here's what borrowers should know before trusting a mortgage professional with their biggest purchase.

Multigenerational Mortgage Canada: How to pool family income, use CMHC rules and claim the $7,250 MHRTC tax credit

There's no single multigenerational mortgage product in Canada — but families who understand CMHC income rules, construction costs and the $7,250 MHRTC tax credit can make the math work

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