Personal Loans

Personal Loan vs. HELOC: Why Canadians With Fixed-Rate Mortgages Should Think Twice Before Tapping Home Equity for Urgent Repairs

For Canadians locked into low fixed-rate mortgages, tapping home equity for urgent repairs can trigger penalties that dwarf the cost of the repair itself

Credit Barriers Block Newcomers From Building Wealth

New Canadians face credit barriers that block loans, housing and financial goals. Here's what the data reveals and what to do

Canadians Are Missing Out on Free Credit Scores — Here’s How to Check Yours Before It Costs You

Your credit profile influences the interest rates you pay, the credit you are approved for and how quickly you can move on major financial decisions

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