Personal Loans
Payday loans rarely build credit in Canada — but defaulting can destroy it. Learn what happens and what to do instead.
Payday loans rarely help your credit score and can actually wreck it. Here's how the system works and what Canadians can do instead to actually build credit
Canada's new 35% interest rate cap is cutting off non-prime borrowers from regulated credit — and police warn illegal lenders are ready to fill the gap
Police chiefs are warning that Canada's new loan cap is 'creating a vacuum for criminals to fill'
Personal Loan vs. HELOC: Why Canadians With Fixed-Rate Mortgages Should Think Twice Before Tapping Home Equity for Urgent Repairs
For Canadians locked into low fixed-rate mortgages, tapping home equity for urgent repairs can trigger penalties that dwarf the cost of the repair itself
