Welcome to my bog and some random thoughts!

As the newst blogger here, I would like to say that I am looking forward to sharing some thoughts and opinions (most of which are politically correct but some aren’t!) that will challenge a lot of conventional wisdom within the financial community and the industry at large. I welcome comments (pro and con) as well as suggestions for future commentary.

For my next blog, I will offer some opinions on “traditional” financial planning using average interest/growth rate assumptions and the move along to Monte Carlo simulations – are they really a major improvement? If anyone wants a “sneak preview” on those thoughts, I refer you to Jim Otar’s excellent website as noted under TAGS. As a follow-on, I next plan to look at what a reasonable rate (if you must use a fixed rate), makes sense and will stand the test of time!

Remember, I did say I was going to challenge some long-held beliefes and principals – to get us all thinking about how we work with our clients and their future plans!

Cheers Boom Boom

Ian Whiting

Ian R. Whiting CD, CFP, CLU, CH.F.C., FLMI (FS), ACS, AIAA, AALU With more than 40-years of experience in the industry, Ian has qualified 3 times for MDRT, completed LUATC in 1979, the LUAC Financial Planning Skills Course and attended numerous Schools in Agency Management and Sales Management through LIMRA. He obtained his CLU in 1987 while also completed his IFIC qualification and completed his Fellowship in the Life Management Institute with a specialty in Financial Services in 1988. In 1989, he completed qualifications for his Chartered Financial Consultant designation. In 1992, he qualified as an Associate of the Academy of Life Underwriters (Head Office underwriter qualification) and in 1993 he completed his Associate, Customer Service designation program through LOMA. In 1997, he qualified as a CFP and also completed his courses and exams to obtain the Associate, Insurance Agency Administration designation. In 1999, he completed the study and examinations to qualify as a Trading Officer, Partner and Director for Mutual Funds with the BC Securities Commission. As a result, he is also qualified as both a Branch Compliance Manager and Head Office/Provincial Compliance Officer. He served for nearly 18 years with the Canadian Forces (Air) Reserve (reaching the rank of Captain) primarily working with Air Cadets and was award the Canadian Forces Decoration (CD) in 1982. Long known as a maverick and forward thinker in the financial services world, Ian enjoys the challenge of learning new material and planning for the future evolution of his chosen profession.