Building Mountains Out of Mole HillsTammy Johnston
Summer vacation is almost over and hopefully the weather stays pleasant for a while longer. With the coming of the ‘second’ new year most people start thinking about getting back into the normal swing of things and making a fresh start on achieving their goals. If I could show you a simple, painless, and even fun way to save for your next pleasurable purchase such as a big screen TV, vacation, or toy would you be interested?
There are only two steps required to saving more money than you thought possible. The first is to put yourself on a cash diet for all your incidentals like coffee, eating out, gas, and any other small purchases. At the beginning of the week, go to the ‘instabroke’ machine and take out your weekly allotment of cash. After that leave your plastic, debit and credit cards, in your wallet, or better yet, leave them at home. You can’t use them if they aren’t easily accessible.
Second, pay for everything using only bills. At the end of the day put all your change into a jar you have labeled with a picture of your future purchase. If your dream is to go to Hawaii, get a 52 inch TV, get a new mountain bike, or anything else that puts your heart all a flutter, put a picture on the jar and let the spare change add up. Twoonies, Loonies, Quarters, Dimes, Nickels, and even Pennies add up very quickly when we aren’t paying attention.
In a very short period of time you will find this very simple, painless act of saving fun and enjoyable. For added motivation you might want to create a chart (example: a thermometer) that shows your financial progress towards your goal. It is amazing how excited you can get just seeing yourself getting closer to your reward.
Start today and see how quickly you can go from squirreling spare change away to enjoying the fruits of efforts.
“If saving money is wrong, I don’t want to be right.”