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How Your Business Can Prevent Check Fraud

The rumors of the death of paper checks have been greatly exaggerated. A 2016 article in the Washington Post noted that 97 percent of small businesses still use checks to make and receive payments. In addition, many larger businesses also use paper checks, including schools, medical offices, and building firms. For ...
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Sources of unlimited financial freedom in retirement

Retirement does not always have to be looked at as a time of gloom and doom in one’s lifetime; with increasing dependency and flailing body that has been bitten by poor health and the harsh environments over the years. Equipped with financial literacy and having made proper financial planning before ...
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Analyzing The Cause Behind The Ever Climbing Stock Market

Since the election of Donald Trump as President of the United States, the markets have continued to climb higher and higher. Initially, it was believed that a Trump presidency could potentially cause the markets to crash. This couldn’t have been further from the truth. Of course, it is also important ...
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Four Guidance Points to Building Successful Family Business Governance

A 2014 survey by PricewaterhouseCoopers found that 71 percent of family-owned businesses didn’t have procedures in place to resolve conflict issues. Statistics such as these make it all the more imperative that family members in business together set up a clear and agreed-upon structural plan, a constitution for business governance ...
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The Reasons You May Be Declined for a Debt Consolidation Loan

When individuals begin to experience financial difficulties, one of the first things they do is consider contacting debt consolidation Toronto firms. This is an option for solving debt issues by lowering interest rates while also combining all debts into a single monthly payment that is more manageable for them. Although ...
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Ways To Use Money To Show Class and Style

When it comes to using the money that you've earned to present style and class to the people around you, there are definitely a few things that you can do to approach that end goal without coming across too strong. You'll often notice that the people who have the most ...
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Reigning in Expenses to Help Your Business Prosper

Most businesses are geared towards generating profit for their owners. A business’s ability to minimize costs, maximize revenues, and optimize profits determines how successful it will be in the market. When times are tough, businesses will struggle to attract new clients, and fixed expenses quickly eat into diminishing profits. During ...
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3 Ways To Save Money In Your Business Operations

Expenses from business operations are among the highest contributors to overhead in any business. According to the United States Census Bureau, the estimated annual operating expense of a grocery store is around $144,000 while those in the accommodation and food service business is around $559,700. While these are big numbers, ...
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Building for Now and for the Long Term

It’s hard to miss the real estate boom that continues to characterize the housing market in Toronto and the GTA.  And the trends are for continued growth this year.  The Toronto Real Estate Board (TREB) is estimating 104,500 to 115,500 home sales this year and sales in the first three ...
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How to Improve Your Condo Without Spending a Fortune

Trying to improve a condo is a hard task, which takes a great amount of time and patience. Knowing what you have to do before you even take the first step will save you from a lot of financial, emotional and physical stress – so it’s worth familiarizing yourself with ...
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