How to get your first year free with RBC Avion Visa Infinite
This works if you are already an RBC customer. With their banking package, if you have a number of services with them, you are eligible to receive the first year free of your RBC Avion Visa Infinite. This is called the “VIP Banking package.”
For example, if you have:
- An RBC mortgage
- An RBC banking account
- An RBC investing account (you can just even open up a TFSA with them and fund it with $100)
You will be eligible to receive an RBC Avion Visa Infinite first year free.
Here is another way to get your first year free with RBC Avion Visa Infinite
If you are not an extensive RBC customer (e.g. if you do not have a mortgage with them, if you do not bank with them, and if you do not invest with them), there may be another way to get the first year free with the RBC Avion Visa Infinite. You can potentially get the first year free if you have a premium Visa card from another credit card issuer.
I remember finding this information out when I called the cancel the card the first time and was wondering if they would be able to extend the waiver of the annual fee.
For example, if you have the:
- CIBC Aeroplan® Visa Infinite* Card
- TD® Aeroplan® Visa Infinite* Card
- CIBC Aventura® Visa* Card
- TD First Class Travel® Visa Infinite* Card
- ScotiaGold Passport® Visa* Card
- Desjardins Visa
You just need to call the RBC customer service line and tell them you are interested in getting an RBC Avion Visa Infinite credit card and that you have one of the premium Visas. The process is easy and they will just ask you to go to a Royal Bank Branch to verify your information.
However, once the year is up (bittersweet ending usually) then you have the option to pay the annual fee of $120 or to switch to a no-fee credit card.
Related: Travel Hack your Way to Budget Trips out of Canada
Of course, when you apply for so many credit cards you will have your credit report checked. So beware!
And as per usual, I am not advocating that you should be applying for credit cards here and there if you cannot handle them and have an issue paying off the balance every month. The deals and points that you would get from your purchases would be nullified with the credit card debt and interest that you would accrue if you did not pay your balance off in full every month.
So far, I have been pretty happy with the RBC Avion Visa Infinite Card (as I was a few years ago) and have already used some of the points to book a car rental on my next trip. I liked the ease of use and the lack of inflated prices when you are booking.