Best Visa credit cards in Canada
Updated: October 29, 2024
Earn impressive rewards and shop with confidence worldwide with a Visa credit card, the world's largest payment network.
Visa is a great choice for those looking for a widely accepted credit card. Even American Express superfans need an alternative when faced with the devastating “I’m sorry, we don’t take Amex” response at select retailers. The good news is there’s a Visa card for everyone, from the struggling student to the luxury traveller.
The bad news: Selecting the right card for you can be a daunting task. But we’re here to help – we’re going to take a deeper look in this article in order to find the best Visa credit card in Canada.
Compare the best Visa credit cards in Canada
Best Visa card | Annual fee + welcome bonus | Learn more |
---|---|---|
Conditions Apply. Visit here for the Scotia Momentum® Visa Infinite* Card to learn more. |
$39
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on additional cards. |
Apply now |
Scotiabank Passport® Visa Infinite* Card - Best for travel |
$150
Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points |
Apply now |
CIBC Dividend® Visa Infinite* Card - Best for cash back |
$120
Get a first-year annual fee rebate for you and up to three Authorized Users† and earn 10% cash back for the first 4 statements on net purchases of up to $3,000†. |
Apply now |
BMO Eclipse Visa Infinite Card - Best rewards |
$499
50,000 points when you spend $6,000 in the first 3 months, plus 30,000 points when you spend at least $30,000 in the first 6 months. Receive an additional 40,000 points when you spend at least $75,000 in the first year. |
Apply now |
Simplii Financial™ Cash Back Visa* Card - Best free |
$0
10% cash back on eligible restaurant, bar and coffee shop purchases for your first 4 months. Up to $500 spend†. Sign up by October 31, 2024 and get a $100 Skip Digital Gift Card after you spend $100 with your new Simplii Cash Back Visa card by November 30, 2024† |
Apply now |
Home Trust Preferred Visa - Best no fee |
$0
No annual fee and no foreign exchange fees |
Apply now |
CIBC Aeroplan® Visa* Card for Students - Best student |
$0
Join and get up to $200 in value in your first year!† |
Apply now |
TD First Class Travel® Visa Infinite* Card - Best Visa Infinite |
$139
Earn up to $1,000 in value†, including up to 135,000 TD Rewards Points† and no Annual Fee for the first year†. Conditions Apply. Account must be approved by January 6, 2025. |
Apply now |
TD® Aeroplan® Visa Infinite Privilege* Card - Best Visa Infinite Privilege |
$599
Earn up to $2,900 in value† including up to 80,000 Aeroplan points†. Conditions Apply. Account must be approved by January 6, 2025. |
Apply now |
Home Trust Secured Visa - Best prepaid/bad credit |
$0
No annual fee |
Apply now |
Best Visa credit card in Canada
TD® Aeroplan® Visa Infinite Privilege* Card
4.0
up to 80K pts
Welcome offerExcellent
Suggested credit scoreEarn up to $2,900 in value† including up to 80,000 Aeroplan points†. Conditions Apply. Account must be approved by January 6, 2025.
Expires
Jan 6, 2025
Pros
-
Welcome bonus up to 80,000 Aeroplan® points† (up to $2,900 in value†) (enough for a round trip to Honolulu†)
-
Complimentary Maple Leaf Lounge† access and six worldwide lounge visits annually†
-
Priority Airport Services† like Boarding and Baggage Handling
-
High Aeroplan® earn rates, double points on eligible Air Canada purchases
-
Extensive travel insurance benefits
-
Free checked bags on Air Canada
-
Preferred Pricing on Aeroplan® flight rewards
-
Visa Infinite Privilege* designation perks (e.g. DragonPass membership)
-
Up to $100 CAD NEXUS credit†
Cons
-
Steep annual fee of $599
-
High eligibility requirements ($150,000 personal or $200,000 household income)
-
Additional cardholder fee of $199
-
High-value rewards mainly for Air Canada flights
Eligibility
Excellent
Recommended Credit Score
$150,000
Required Annual Personal Income
$200,000
Required Annual Household Income
Recommended Credit Score
Excellent
Required Annual Personal Income
$150,000
Required Annual Household Income
$200,000
2 points†
Earn 2 points† for every $1 spent on eligible purchases made directly with Air Canada® including Air Canada Vacations®.
1.5 points†
Earn 1.5 points† for every $1 you charge to your Card on eligible gas, groceries, travel and dining purchases.
1.25 points†
Earn 1.25 points† for every $1 you charge to your Card on all other purchases.
6
Get 6 lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide with DragonPass†
2x
Earn points twice when you provide your Aeroplan number to Aeroplan partner brands and on the Aeroplan eStore
50%
Get 50% more Aeroplan points at Starbucks when you link your TD card with your Starbucks® Rewards account. Conditions Apply.
$100
Get a NEXUS application fee rebate up to $100 (CAD) every 48 months.†
1st
Get your 1st checked bag free for you and up to eight companions† when your travel originates on an Air Canada flight.
10%
Get 10% savings at Avis and Budget in North America, 5% off internationally†
Earn 2 points† for every $1 spent on eligible purchases made directly with Air Canada® including Air Canada Vacations®.
2 points†
Earn 1.5 points† for every $1 you charge to your Card on eligible gas, groceries, travel and dining purchases.
1.5 points†
Earn 1.25 points† for every $1 you charge to your Card on all other purchases.
1.25 points†
Get 6 lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide with DragonPass†
6
Earn points twice when you provide your Aeroplan number to Aeroplan partner brands and on the Aeroplan eStore
2x
Get 50% more Aeroplan points at Starbucks when you link your TD card with your Starbucks® Rewards account. Conditions Apply.
50%
Get a NEXUS application fee rebate up to $100 (CAD) every 48 months.†
$100
Get your 1st checked bag free for you and up to eight companions† when your travel originates on an Air Canada flight.
1st
Get 10% savings at Avis and Budget in North America, 5% off internationally†
10%
20.99%
Purchase APR APR for purchases 20.99%†
22.99%
Cash Advance APR APR for cash advances 22.99%†
$599
Annual Fee Additional Cardholder† $199
2.5%
Foreign Transaction Fee 2.5% of the transaction in CND
Purchase APR
20.99%
Cash Advance APR
22.99%
Annual Fee
$599
Foreign Transaction Fee
2.5%
Pros
-
Welcome bonus up to 80,000 Aeroplan® points† (up to $2,900 in value†) (enough for a round trip to Honolulu†)
-
Complimentary Maple Leaf Lounge† access and six worldwide lounge visits annually†
-
Priority Airport Services† like Boarding and Baggage Handling
-
High Aeroplan® earn rates, double points on eligible Air Canada purchases
-
Extensive travel insurance benefits
-
Free checked bags on Air Canada
-
Preferred Pricing on Aeroplan® flight rewards
-
Visa Infinite Privilege* designation perks (e.g. DragonPass membership)
-
Up to $100 CAD NEXUS credit†
Cons
-
Steep annual fee of $599
-
High eligibility requirements ($150,000 personal or $200,000 household income)
-
Additional cardholder fee of $199
-
High-value rewards mainly for Air Canada flights
Eligibility
Excellent
Recommended Credit Score
$150,000
Required Annual Personal Income
$200,000
Required Annual Household Income
Recommended Credit Score
Excellent
Required Annual Personal Income
$150,000
Required Annual Household Income
$200,000
2 points†
Earn 2 points† for every $1 spent on eligible purchases made directly with Air Canada® including Air Canada Vacations®.
1.5 points†
Earn 1.5 points† for every $1 you charge to your Card on eligible gas, groceries, travel and dining purchases.
1.25 points†
Earn 1.25 points† for every $1 you charge to your Card on all other purchases.
6
Get 6 lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide with DragonPass†
2x
Earn points twice when you provide your Aeroplan number to Aeroplan partner brands and on the Aeroplan eStore
50%
Get 50% more Aeroplan points at Starbucks when you link your TD card with your Starbucks® Rewards account. Conditions Apply.
$100
Get a NEXUS application fee rebate up to $100 (CAD) every 48 months.†
1st
Get your 1st checked bag free for you and up to eight companions† when your travel originates on an Air Canada flight.
10%
Get 10% savings at Avis and Budget in North America, 5% off internationally†
Earn 2 points† for every $1 spent on eligible purchases made directly with Air Canada® including Air Canada Vacations®.
2 points†
Earn 1.5 points† for every $1 you charge to your Card on eligible gas, groceries, travel and dining purchases.
1.5 points†
Earn 1.25 points† for every $1 you charge to your Card on all other purchases.
1.25 points†
Get 6 lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide with DragonPass†
6
Earn points twice when you provide your Aeroplan number to Aeroplan partner brands and on the Aeroplan eStore
2x
Get 50% more Aeroplan points at Starbucks when you link your TD card with your Starbucks® Rewards account. Conditions Apply.
50%
Get a NEXUS application fee rebate up to $100 (CAD) every 48 months.†
$100
Get your 1st checked bag free for you and up to eight companions† when your travel originates on an Air Canada flight.
1st
Get 10% savings at Avis and Budget in North America, 5% off internationally†
10%
20.99%
Purchase APR APR for purchases 20.99%†
22.99%
Cash Advance APR APR for cash advances 22.99%†
$599
Annual Fee Additional Cardholder† $199
2.5%
Foreign Transaction Fee 2.5% of the transaction in CND
Purchase APR
20.99%
Cash Advance APR
22.99%
Annual Fee
$599
Foreign Transaction Fee
2.5%
The TD® Aeroplan® Visa Infinite Privilege* Card is one of those cards you get a little thrill whipping out when you make your purchases. While it’s almost identical to its CIBC counterpart both in terms of annual fee ($599) and perks, the TD welcome bonus is currently superior – which is why I’ve selected it for this category.
As a cardholder, you’ll get 2 points† on eligible purchases made directly with Air Canada®, 1.5 points† on eligible gas, groceries, travel and dining purchases and 1.25 points† on all other purchases. The elevated rates apply to a maximum of $100,000 per year in purchases. So it goes without saying this card is for those who don’t sweat over olive oil prices at the grocery store.
With this mind boggling annual fee, it’s no surprise the perk list is long. You’re looking at unlimited access to Maple Leaf Lounges, six annual worldwide lounge passes, a NEXUS fee rebate and first free checked bags on flights. You also get access to the Infinite Privilege benefits, which include: 24/7 concierge service, priority security lanes at some Canadian airports and access to the Visa Infinite Dining Series.
Disclosures
This offer is not available for residents of Quebec. For Quebec residents, please click here.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
†Terms and conditions apply.
Best travel Visa credit card
Scotiabank Passport® Visa Infinite* Card
4.3
up to 35K pts
Welcome offerExcellent
Suggested credit scoreEarn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points
Expires
Nov 1, 2024
Pros
-
No FX fees means the card saves you significant expenses on foreign transaction fees
-
Earn up to 3x Scene+ points per $1 spent on eligible purchases
-
Flexible and straightforward redemption program
-
Visa acceptance globally compared to American Express, especially outside major cities.
-
Enjoy six annual visits to airport lounges
-
Robust insurance offerings, including extended travel emergency medical coverage
-
Access to Visa Infinite Program benefits, with added advantages like a free supplementary card
Cons
-
High annual fee
-
Limited rewards categories for earning reward max rate on purchases
-
Primarily best for travel within Canada
Eligibility
Excellent
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Recommended Credit Score
Excellent
Required Annual Personal Income
$60,000
Required Annual Household Income
$100,000
3x
Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
2x
Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including ride shares, buses, subways, taxis and more)
1x
Scene+ point for every $1 spent on all other eligible everyday purchases
Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
3x
Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including ride shares, buses, subways, taxis and more)
2x
Scene+ point for every $1 spent on all other eligible everyday purchases
1x
20.99%
Purchase APR
22.99%
Balance Transfer Rate
22.99%
Cash Advance APR
$150
Annual Fee First supplementary Card is $0/year ($50/year on each additional Card)
0%
Foreign Transaction Fee
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$150
Foreign Transaction Fee
0%
Pros
-
No FX fees means the card saves you significant expenses on foreign transaction fees
-
Earn up to 3x Scene+ points per $1 spent on eligible purchases
-
Flexible and straightforward redemption program
-
Visa acceptance globally compared to American Express, especially outside major cities.
-
Enjoy six annual visits to airport lounges
-
Robust insurance offerings, including extended travel emergency medical coverage
-
Access to Visa Infinite Program benefits, with added advantages like a free supplementary card
Cons
-
High annual fee
-
Limited rewards categories for earning reward max rate on purchases
-
Primarily best for travel within Canada
Eligibility
Excellent
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Recommended Credit Score
Excellent
Required Annual Personal Income
$60,000
Required Annual Household Income
$100,000
3x
Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
2x
Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including ride shares, buses, subways, taxis and more)
1x
Scene+ point for every $1 spent on all other eligible everyday purchases
Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
3x
Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including ride shares, buses, subways, taxis and more)
2x
Scene+ point for every $1 spent on all other eligible everyday purchases
1x
20.99%
Purchase APR
22.99%
Balance Transfer Rate
22.99%
Cash Advance APR
$150
Annual Fee First supplementary Card is $0/year ($50/year on each additional Card)
0%
Foreign Transaction Fee
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$150
Foreign Transaction Fee
0%
This is the card you want to have in your wallet when heading to the airport on your next vacation. Flash it to get into the lounge and wait for your flight in luxury. If you’re feeling generous, you can share one of your 6 annual lounge passes with your travel companion.When you arrive at your destination, use this card to avoid foreign transaction fees. Plus, the Scotiabank Passport® Visa Infinite* Card has exceptional travel insurance.
Its emergency medical insurance covers trips of up to 25 consecutive days – this alone justifies the $150 annual fee.The one catch is that earning points can be tricky. The 3x points on groceries is only available for participating stores (good news for Sobeys lovers, like me).
Apart from that, you get 2x points on restaurants, entertainment and transportation. Once you rack those points up, the redemption process is fairly simple.
Disclosures
- *See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Best cash back Visa card
CIBC Dividend® Visa Infinite* Card
4.1
10% back†
Welcome offerGood
Suggested credit scoreGet a first-year annual fee rebate for you and up to three Authorized Users† and earn 10% cash back for the first 4 statements on net purchases of up to $3,000†.
Pros
-
First-year annual fee rebate
-
10% cash back welcome bonus up to $3,000 spend
-
4% cash back on gas, electric vehicle charging and grocery stores
-
2% cash back on transportation, dining and recurring payments
-
High annual spending cap on benefits ($20,000 in bonus categories or $80,000 total)
Cons
-
High income requirement
-
Sparse travel insurance offering
Eligibility
Good
Recommended Credit Score
$60,000†
Required Annual Personal Income
$100,000†
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$60,000†
Required Annual Household Income
$100,000†
4%
cash back on eligible gas, EV charging, and grocery purchases.†
2%
cash back on eligible transportation, dining purchases and recurring payments†
1%
cash back on all other purchases†
10 cents
save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
cash back on eligible gas, EV charging, and grocery purchases.†
4%
cash back on eligible transportation, dining purchases and recurring payments†
2%
cash back on all other purchases†
1%
save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
10 cents
20.99%†
Purchase APR non-Quebec residents†
22.99%†
Balance Transfer Rate non-Quebec residents†
22.99%†
Cash Advance APR non-Quebec residents†
$120
Annual Fee First year rebated. Each additional card is $30 per year, max 3.
Purchase APR
20.99%†
Balance Transfer Rate
22.99%†
Cash Advance APR
22.99%†
Annual Fee
$120
Pros
-
First-year annual fee rebate
-
10% cash back welcome bonus up to $3,000 spend
-
4% cash back on gas, electric vehicle charging and grocery stores
-
2% cash back on transportation, dining and recurring payments
-
High annual spending cap on benefits ($20,000 in bonus categories or $80,000 total)
Cons
-
High income requirement
-
Sparse travel insurance offering
Eligibility
Good
Recommended Credit Score
$60,000†
Required Annual Personal Income
$100,000†
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$60,000†
Required Annual Household Income
$100,000†
4%
cash back on eligible gas, EV charging, and grocery purchases.†
2%
cash back on eligible transportation, dining purchases and recurring payments†
1%
cash back on all other purchases†
10 cents
save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
cash back on eligible gas, EV charging, and grocery purchases.†
4%
cash back on eligible transportation, dining purchases and recurring payments†
2%
cash back on all other purchases†
1%
save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
10 cents
20.99%†
Purchase APR non-Quebec residents†
22.99%†
Balance Transfer Rate non-Quebec residents†
22.99%†
Cash Advance APR non-Quebec residents†
$120
Annual Fee First year rebated. Each additional card is $30 per year, max 3.
Purchase APR
20.99%†
Balance Transfer Rate
22.99%†
Cash Advance APR
22.99%†
Annual Fee
$120
The Big 6 banks don’t always get it right with cash back cards, but the CIBC Dividend® Visa Infinite* Card is an exception. You get 4% cash back on eligible gas, EV charging, and grocery purchases†, plus 2% cash back on eligible transportation, dining purchases and recurring payments†.This card is for medium- to high-spenders. If your gas and grocery bill is over $500 per month, then you’ll easily justify this card’s $120 annual fee.
What I like about the card is the high spending cap. Only after you’ve hit $20,000 in spending in the elevated categories, you’ll be dropped down to the 1% cash back rate. And, if your bill is that high, you may be ready to ascend to the realm of the Infinite Privilege Visa.
Disclosures
- †Terms and Conditions Apply. This offer is not available for the residents of Quebec.
- The information for the CIBC Dividend® Visa Infinite* Card has been collected independently by Money.ca. The card details on this page have not been reviewed or provided by the card issuer.
Best rewards Visa
BMO eclipse Visa Infinite Privilege
4.5
Up to 90,000 points*
Welcome offerExcellent
Suggested credit score50,000 points when you spend $6,000 in the first 3 months, plus 30,000 points when you spend at least $30,000 in the first 6 months. Receive an additional 40,000 points when you spend at least $75,000 in the first year.
Expires
Nov 30, 2024
Pros
-
Strong welcome bonus
-
High rewards earning rate*
-
Earn more when you add supplemental cards*
-
Annual lifestyle credit of $200*
-
Mobile device insurance*
-
Extensive travel insurance*
-
Extended warranty and purchase assurance*
-
Visa Airport Companion membership and 6 complimentary airport lounge visits per year - over $250 USD* in value
-
Access to Visa Infinite Dining Series and Visa Infinite Wine Country*
Cons
-
High annual fee
-
High eligibility requirements
-
The welcome bonus is not awarded immediately
-
High rewards earning rate reduces after $50,000 spend
Eligibility
Excellent
Recommended Credit Score
$150,000
Required Annual Personal Income
$200,000
Required Annual Household Income
Recommended Credit Score
Excellent
Required Annual Personal Income
$150,000
Required Annual Household Income
$200,000
5
Cardholders earn an impressive 5 BMO Rewards points per $1 spent in essential categories like travel, dining, gas, groceries, and pharmacy*. This bonus applies up to an annual threshold of $50,000.
1
You’ll earn 1 BMO Rewards point per $1 spent in these categories after that threshold as been met. Other purchases will earn 1 BMO Rewards point per $1 spent*.
$200
Get a $200 anniversary lifestyle credit to use however you want.
Cardholders earn an impressive 5 BMO Rewards points per $1 spent in essential categories like travel, dining, gas, groceries, and pharmacy*. This bonus applies up to an annual threshold of $50,000.
5
You’ll earn 1 BMO Rewards point per $1 spent in these categories after that threshold as been met. Other purchases will earn 1 BMO Rewards point per $1 spent*.
1
Get a $200 anniversary lifestyle credit to use however you want.
$200
20.99%
Purchase APR
23.99%
Balance Transfer Rate
23.99%
Cash Advance APR 21.99 for Quebec residents
$499
Annual Fee
Purchase APR
20.99%
Balance Transfer Rate
23.99%
Cash Advance APR
23.99%
Annual Fee
$499
Pros
-
Strong welcome bonus
-
High rewards earning rate*
-
Earn more when you add supplemental cards*
-
Annual lifestyle credit of $200*
-
Mobile device insurance*
-
Extensive travel insurance*
-
Extended warranty and purchase assurance*
-
Visa Airport Companion membership and 6 complimentary airport lounge visits per year - over $250 USD* in value
-
Access to Visa Infinite Dining Series and Visa Infinite Wine Country*
Cons
-
High annual fee
-
High eligibility requirements
-
The welcome bonus is not awarded immediately
-
High rewards earning rate reduces after $50,000 spend
Eligibility
Excellent
Recommended Credit Score
$150,000
Required Annual Personal Income
$200,000
Required Annual Household Income
Recommended Credit Score
Excellent
Required Annual Personal Income
$150,000
Required Annual Household Income
$200,000
5
Cardholders earn an impressive 5 BMO Rewards points per $1 spent in essential categories like travel, dining, gas, groceries, and pharmacy*. This bonus applies up to an annual threshold of $50,000.
1
You’ll earn 1 BMO Rewards point per $1 spent in these categories after that threshold as been met. Other purchases will earn 1 BMO Rewards point per $1 spent*.
$200
Get a $200 anniversary lifestyle credit to use however you want.
Cardholders earn an impressive 5 BMO Rewards points per $1 spent in essential categories like travel, dining, gas, groceries, and pharmacy*. This bonus applies up to an annual threshold of $50,000.
5
You’ll earn 1 BMO Rewards point per $1 spent in these categories after that threshold as been met. Other purchases will earn 1 BMO Rewards point per $1 spent*.
1
Get a $200 anniversary lifestyle credit to use however you want.
$200
20.99%
Purchase APR
23.99%
Balance Transfer Rate
23.99%
Cash Advance APR 21.99 for Quebec residents
$499
Annual Fee
Purchase APR
20.99%
Balance Transfer Rate
23.99%
Cash Advance APR
23.99%
Annual Fee
$499
The BMO Eclipse Visa Infinite is one of those millennial-coded credit cards whose marketing material features thirty-somethings laughing over cocktails and going out for brunch.
As a millennial, I’m (reluctantly) intrigued. Similar to its competitor the Amex Cobalt, this BMO card offers 5x points on restaurants. This perk extends to groceries, gas and transit as well – pretty cool.To further cement its place in the “no trust us, we’re young and hip” category of cards, the BMO Eclipse Visa Infinite comes with a $50 annual lifestyle credit that you’re supposed to use to “celebrate yourself.” I used it as an excuse to finally buy those games on my Steam wishlist.
No matter what you choose, it certainly reduces the burden of the $120 annual fee.There is also a 10% points bonus when you add an authorized user to your card. Overall, BMO’s created a great rewards credit card, not just for millennials, but for anyone that enjoys food, travel and celebrating themselves.
Disclosures:
- *Terms and conditions apply.
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.
Best no hidden fees Visa credit card in Canada
Simplii Financial™ Cash Back Visa* Card
3.0
10% back
Welcome offerGood
Suggested credit score10% cash back on eligible restaurant, bar and coffee shop purchases for your first 4 months. Up to $500 spend†. Sign up by October 31, 2024 and get a $100 Skip Digital Gift Card after you spend $100 with your new Simplii Cash Back Visa card by November 30, 2024†
Expires
Oct 31, 2024
Pros
-
Extremely high cash back on bars and restaurants
-
Solid cash back on groceries, drug store, gas and prepayments
-
No annual fee
-
Up to three additional cards free of charge
Cons
-
Cash back applied as year-end statement credit
Eligibility
Good
Recommended Credit Score
$15,000
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Household Income
$15,000
4%
Earn 4$ on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year†
1.5%
Earn 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year† - after that 0.5% unlimited
0.5%
Earn 0.5% on all other credit card purchases with no limit on how much you can earn†
Earn 4$ on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year†
4%
Earn 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year† - after that 0.5% unlimited
1.5%
Earn 0.5% on all other credit card purchases with no limit on how much you can earn†
0.5%
20.99%
Purchase APR ‡ Purchase Interest Rate
22.99%
Balance Transfer Rate ‡ Balance Transfer Interest Rate
22.99%
Cash Advance APR ‡ Cash Advance Interest Rate
$0
Annual Fee for primary cardholder and up to 3 additional cards
2.5%
Foreign Transaction Fee
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$0
Foreign Transaction Fee
2.5%
Pros
-
Extremely high cash back on bars and restaurants
-
Solid cash back on groceries, drug store, gas and prepayments
-
No annual fee
-
Up to three additional cards free of charge
Cons
-
Cash back applied as year-end statement credit
Eligibility
Good
Recommended Credit Score
$15,000
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Household Income
$15,000
4%
Earn 4$ on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year†
1.5%
Earn 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year† - after that 0.5% unlimited
0.5%
Earn 0.5% on all other credit card purchases with no limit on how much you can earn†
Earn 4$ on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year†
4%
Earn 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year† - after that 0.5% unlimited
1.5%
Earn 0.5% on all other credit card purchases with no limit on how much you can earn†
0.5%
20.99%
Purchase APR ‡ Purchase Interest Rate
22.99%
Balance Transfer Rate ‡ Balance Transfer Interest Rate
22.99%
Cash Advance APR ‡ Cash Advance Interest Rate
$0
Annual Fee for primary cardholder and up to 3 additional cards
2.5%
Foreign Transaction Fee
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$0
Foreign Transaction Fee
2.5%
Just because you’re anti-fee doesn’t mean you should be left out of high cash back rewards. The Simplii Financial™ Cash Back Visa* Card offers an impressive 4% on eligible restaurant, bar and coffee shop purchases up to $5,000 per year.
Gas, grocery and drugstore purchases get 1.5%, up to $15,000.One thing to note: the perks on this card are limited. Understandable for a no fee card. But if you’re just looking for a decent Visa to pay for your coffees and groceries, this is a great pick.
Disclosures:
- "Simplii FinancialTM" is a trademark and division of CIBC. Banking services are not available in Quebec.
- †Terms and conditions apply. Click ‘Apply Now’ for complete details. This offer is not available for residents of Quebec‡"Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.
Best no annual fee visa credit card in Canada
Home Trust Preferred Visa
4.5
Good
Suggested credit scoreNo annual fee and no foreign exchange fees
Pros
-
No annual fee
-
1% cash back on all purchases with no cap
-
No foreign transaction fees
-
Purchase protection included
-
Ideal for frequent travelers and online shoppers
Cons
-
No cash back on transactions in foreign currency
-
Not available to Quebec residents
Eligibility
Good
Recommended Credit Score
$15,000
Required Annual Personal Income
Recommended Credit Score
Good
Required Annual Personal Income
$15,000
1%
Earn 1% cash back on all purchases with no cap.
Earn 1% cash back on all purchases with no cap.
1%
21.99%
Purchase APR
21.99%
Balance Transfer Rate
21.99%
Cash Advance APR
$0
Annual Fee No annual fee
0%
Foreign Transaction Fee no foreign transaction fee
Purchase APR
21.99%
Balance Transfer Rate
21.99%
Cash Advance APR
21.99%
Annual Fee
$0
Foreign Transaction Fee
0%
Pros
-
No annual fee
-
1% cash back on all purchases with no cap
-
No foreign transaction fees
-
Purchase protection included
-
Ideal for frequent travelers and online shoppers
Cons
-
No cash back on transactions in foreign currency
-
Not available to Quebec residents
Eligibility
Good
Recommended Credit Score
$15,000
Required Annual Personal Income
Recommended Credit Score
Good
Required Annual Personal Income
$15,000
1%
Earn 1% cash back on all purchases with no cap.
Earn 1% cash back on all purchases with no cap.
1%
21.99%
Purchase APR
21.99%
Balance Transfer Rate
21.99%
Cash Advance APR
$0
Annual Fee No annual fee
0%
Foreign Transaction Fee no foreign transaction fee
Purchase APR
21.99%
Balance Transfer Rate
21.99%
Cash Advance APR
21.99%
Annual Fee
$0
Foreign Transaction Fee
0%
This card takes “no fee” to the next level. Not only does the Home Trust Preferred Visa card have no annual fee, but it doesn’t charge foreign exchange fees either. This card is ideal for those who refuse to give their hard earned cash to a financial institution.
As if being fee free isn’t enough, you get 1% cash back on eligible transactions, as well. Foreign transactions are not eligible for this cash back incentive.
In our ultimate quest to avoid fees, we do lose out on travel benefits and other perks with this card. But who needs these things, when we can sleep well at night knowing our money isn’t being frittered away?
Best student visa credit card Canada
RBC ION+ Visa
3.2
12,000 pts
Welcome offerGood
Suggested credit scoreto receive the latest news, tips and offers by email
Pros
-
Decent rewards rate in everyday spending categories.
-
Low monthly fee, (rebated for students with the RBC AdvantageTM Banking Account for students).
-
Perks like mobile device insurance and fuel savings at Petro-Canada.
Cons
-
Complex rewards structure with less valuable Avion points in the ION tier.
-
Limited insurance benefits (but you can pay to add-on travel insurance).
Eligibility
Good
Recommended Credit Score
Recommended Credit Score
Good
3
Avion Ion points† per $1 on qualifying grocery, dining, food delivery, gas, rideshare, public transit, EV charging, streaming, digital gaming and online subscriptions
1
Avion Ion point per $1 on all other purchases
Avion Ion points† per $1 on qualifying grocery, dining, food delivery, gas, rideshare, public transit, EV charging, streaming, digital gaming and online subscriptions
3
Avion Ion point per $1 on all other purchases
1
20.99%
Purchase APR
22.99%
Balance Transfer Rate
22.99%
Cash Advance APR 21.99% for residents of Quebec
$48
Annual Fee $4 per month
2.5%
Foreign Transaction Fee 2.5% of the transaction in CDN
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$48
Foreign Transaction Fee
2.5%
Pros
-
Decent rewards rate in everyday spending categories.
-
Low monthly fee, (rebated for students with the RBC AdvantageTM Banking Account for students).
-
Perks like mobile device insurance and fuel savings at Petro-Canada.
Cons
-
Complex rewards structure with less valuable Avion points in the ION tier.
-
Limited insurance benefits (but you can pay to add-on travel insurance).
Eligibility
Good
Recommended Credit Score
Recommended Credit Score
Good
3
Avion Ion points† per $1 on qualifying grocery, dining, food delivery, gas, rideshare, public transit, EV charging, streaming, digital gaming and online subscriptions
1
Avion Ion point per $1 on all other purchases
Avion Ion points† per $1 on qualifying grocery, dining, food delivery, gas, rideshare, public transit, EV charging, streaming, digital gaming and online subscriptions
3
Avion Ion point per $1 on all other purchases
1
20.99%
Purchase APR
22.99%
Balance Transfer Rate
22.99%
Cash Advance APR 21.99% for residents of Quebec
$48
Annual Fee $4 per month
2.5%
Foreign Transaction Fee 2.5% of the transaction in CDN
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$48
Foreign Transaction Fee
2.5%
Since I’ve already suggested some excellent cash back Visa cards with no fees (which you should definitely consider if you’re a student), let’s talk a little bit about student travel credit cards.
The RBC ION+ Visa is an excellent gateway to the world of travel rewards. The adage “it’s never too early to start saving for retirement” could easily be transformed into “it’s never too early to start collecting RBC Avion points.” The RBC Avion Rewards program is easily my preferred rewards program, and I often wish I could go back in time to start collecting earlier.
Not only does the TBC Ion+ Visa Card come with a decent welcome bonus, but there’s no income requirement either. You get 3 Avion Ion points† on grocery, dining, food delivery, gas, rideshare, public transit, EV charging, streaming, digital gaming and online subscriptions and 1 Avion Ion point on all other purchases, plus that 12,000 Avion points welcome bonus.
Disclosures:
Refer to RBC page for up to date offer terms and conditions.
This post contains affiliate links. Please read disclaimer for more info.Disclaimer: Money.ca may engage in affiliate marketing, which is done by embedding tracking links into Money.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Best Visa Infinite credit card
TD First Class Travel® Visa Infinite* Card
4.0
Good
Suggested credit scoreEarn up to $1,000 in value†, including up to 135,000 TD Rewards Points† and no Annual Fee for the first year†. Conditions Apply. Account must be approved by January 6, 2025.
Expires
Jan 6, 2025
Pros
-
Major combined value for the welcome bonus (up to $1,000 in value)†
-
Good base earn rate on all purchases
-
Huge earn rate when you book travel through Expedia® For TD†
-
Very flexible redemption options
-
$100 TD Travel Credit†
-
Visa Infinite Benefits
-
Great savings on annual fees for accountholders of TD’s All-Inclusive Banking Plan
Cons
-
Does not provide free lounge access
-
Charges foreign transaction fees
Eligibility
Good
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$60,000
Required Annual Household Income
$100,000
8 Points
Earn 8 TD Rewards Points† for every $1 you spend through ExpediaForTD†
6 Points
Earn 6 TD Rewards Points† for every $1 you spend on groceries and restaurants.†
4 Points
Earn 4 TD Rewards Points† for every $1 you spend on recurring bill payments.†
2 Points
Earn 2 TD Rewards points for every $1 you spend using your card.†
10% Bonus Points
Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points†.
$100
Get an annual TD Travel Credit when you book at Expedia For TD†
Earn 8 TD Rewards Points† for every $1 you spend through ExpediaForTD†
8 Points
Earn 6 TD Rewards Points† for every $1 you spend on groceries and restaurants.†
6 Points
Earn 4 TD Rewards Points† for every $1 you spend on recurring bill payments.†
4 Points
Earn 2 TD Rewards points for every $1 you spend using your card.†
2 Points
Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points†.
10% Bonus Points
Get an annual TD Travel Credit when you book at Expedia For TD†
$100
20.99%
Purchase APR APR for purchases 20.99%†
22.99%
Balance Transfer Rate APR for balance transfers 22.99%†
22.99%
Cash Advance APR APR for cash advances 22.99%†
$139
Annual Fee Additional cardholder† $50; First year Annual Fee Rebate†
2.5%
Foreign Transaction Fee 2.5% of the transaction in CND
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$139
Foreign Transaction Fee
2.5%
Pros
-
Major combined value for the welcome bonus (up to $1,000 in value)†
-
Good base earn rate on all purchases
-
Huge earn rate when you book travel through Expedia® For TD†
-
Very flexible redemption options
-
$100 TD Travel Credit†
-
Visa Infinite Benefits
-
Great savings on annual fees for accountholders of TD’s All-Inclusive Banking Plan
Cons
-
Does not provide free lounge access
-
Charges foreign transaction fees
Eligibility
Good
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$60,000
Required Annual Household Income
$100,000
8 Points
Earn 8 TD Rewards Points† for every $1 you spend through ExpediaForTD†
6 Points
Earn 6 TD Rewards Points† for every $1 you spend on groceries and restaurants.†
4 Points
Earn 4 TD Rewards Points† for every $1 you spend on recurring bill payments.†
2 Points
Earn 2 TD Rewards points for every $1 you spend using your card.†
10% Bonus Points
Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points†.
$100
Get an annual TD Travel Credit when you book at Expedia For TD†
Earn 8 TD Rewards Points† for every $1 you spend through ExpediaForTD†
8 Points
Earn 6 TD Rewards Points† for every $1 you spend on groceries and restaurants.†
6 Points
Earn 4 TD Rewards Points† for every $1 you spend on recurring bill payments.†
4 Points
Earn 2 TD Rewards points for every $1 you spend using your card.†
2 Points
Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points†.
10% Bonus Points
Get an annual TD Travel Credit when you book at Expedia For TD†
$100
20.99%
Purchase APR APR for purchases 20.99%†
22.99%
Balance Transfer Rate APR for balance transfers 22.99%†
22.99%
Cash Advance APR APR for cash advances 22.99%†
$139
Annual Fee Additional cardholder† $50; First year Annual Fee Rebate†
2.5%
Foreign Transaction Fee 2.5% of the transaction in CND
Purchase APR
20.99%
Balance Transfer Rate
22.99%
Cash Advance APR
22.99%
Annual Fee
$139
Foreign Transaction Fee
2.5%
The TD First Class Travel® Visa Infinite* Card is the Visa card I’ve personally held the most often. Due to its strong welcome bonus and flexible rewards program, it’s a great card to have for at least one year.
While the $139 annual fee is a bit high, the $100 annual travel credit softens the blow. To be eligible for the credit, you’ll need to make a booking of $500 or more through the Expedia for TD portal – so make sure you’ve got some travel plans if you’re getting this card.
Earning points is straightforward. You’ll receive 8x points on purchases through Expedia for TD portal, 6x points on groceries and restaurants and 4x points on recurring bill payments. And there’s also an annual Birthday Bonus.
Because it’s a Visa Infinite card, you get access to all the perks that come along with it. Make sure you take advantage of the 24/7 concierge service that can help you secure restaurant reservations. You also get access to the Visa Infinite Dining and Wine Country program and upgrades at Visa Infinite Luxury hotels when available.
Disclosures:
This offer is not available for residents of Quebec. For Quebec residents, please click here .
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
† Terms and conditions apply.
Best prepaid/bad credit visa credit card
Home Trust Secured Visa
2.3
Good
Suggested credit scoreNo annual fee
Pros
-
Reports to credit bureaus every month, helping to quickly build your credit rating.
-
Requires a $500 minimum deposit, with the credit limit scaling on a 1:1 basis all the way up to $10,000.
-
High approval rate
-
Monthly credit reporting to major credit agencies every month, expediting the credit repair or improvement process
-
Low foreign transaction fee
-
Cardholders get a 21-day no-interest grace period
-
Low monthly minimum payment options; pay either the greater of $10 or 3% of the monthly balance.
Cons
-
Standard interest rate although, if you opt for the annual fee version of the card, it comes down
-
No rewards or perks
-
Charges a monthly inactivity fee of $12 if the card is not used for a period of 12 months.
-
Despite a high approval rate, there are still chances of being denied based on deal-breaking factors
-
No welcome bonus offer as it is designed for credit building
Eligibility
Good
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$0
Required Annual Household Income
$0
19.99%
Purchase APR
19.99%
Balance Transfer Rate
19.99%
Cash Advance APR
$0
Annual Fee Opt for $59 annual fee and pay 14.90% APR interest
2.5%
Foreign Transaction Fee 2.5% of the transaction in CDN
Purchase APR
19.99%
Balance Transfer Rate
19.99%
Cash Advance APR
19.99%
Annual Fee
$0
Foreign Transaction Fee
2.5%
Pros
-
Reports to credit bureaus every month, helping to quickly build your credit rating.
-
Requires a $500 minimum deposit, with the credit limit scaling on a 1:1 basis all the way up to $10,000.
-
High approval rate
-
Monthly credit reporting to major credit agencies every month, expediting the credit repair or improvement process
-
Low foreign transaction fee
-
Cardholders get a 21-day no-interest grace period
-
Low monthly minimum payment options; pay either the greater of $10 or 3% of the monthly balance.
Cons
-
Standard interest rate although, if you opt for the annual fee version of the card, it comes down
-
No rewards or perks
-
Charges a monthly inactivity fee of $12 if the card is not used for a period of 12 months.
-
Despite a high approval rate, there are still chances of being denied based on deal-breaking factors
-
No welcome bonus offer as it is designed for credit building
Eligibility
Good
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
Recommended Credit Score
Good
Required Annual Personal Income
$0
Required Annual Household Income
$0
19.99%
Purchase APR
19.99%
Balance Transfer Rate
19.99%
Cash Advance APR
$0
Annual Fee Opt for $59 annual fee and pay 14.90% APR interest
2.5%
Foreign Transaction Fee 2.5% of the transaction in CDN
Purchase APR
19.99%
Balance Transfer Rate
19.99%
Cash Advance APR
19.99%
Annual Fee
$0
Foreign Transaction Fee
2.5%
Unfortunately for Visa lovers, Mastercard seems to have cornered the market on the prepaid credit card market. Thankfully, the Home Trust Secured Visa exists for those looking for a lower risk option that helps build credit score.
With a secured credit card, you’ll put down a deposit when opening the credit card. The Home Trust Secured Visa has no annual fee, except an optional one of $59 that lowers interest rate from 19.99% to 14.90%.
Unlike the other cards, there are no fancy perks that come with this card. But that’s okay if your goal is to build a good credit history. People who are new to Canada or those looking to increase their chances at a mortgage approval may be interested in this card.
Types of Visa cards
It’s not just credit cards that get to use the Visa network. There are many different Visa products that are useful for a variety of situations. Let’s break them down:
- Visa business credit cards: For those with business expenses, a Visa business credit card is what you’re looking for. Usually, these cards will have higher credit limits, plus rewards programs geared toward categories like office supplies.
- Visa debit cards: A Visa debit card is simply a debit card that is linked to the Visa network. That means you can use it where Visa is accepted, making it suitable for international transactions.
- Prepaid Visa cards: As the name implies, a prepaid Visa must have the funds preloaded onto the card before it’s used. Unlike a credit card, you cannot spend more than the amount loaded on the card.
- Reloadable Visa cards: A reloadable Visa card is a prepaid card on which you can add more funds after the original amount has been spent.
- Visa gift cards: A Visa gift card is a prepaid Visa card marketed as a gift for birthdays, holidays and other celebrations. Once the recipient spends their card amount, they will not be allowed to add more funds onto it.
- Virtual Visa cards: A virtual Visa card has the same functionality as a physical Visa, but only exists digitally. You can use them for online purchases only.
Visa credit card tiers
Visa credit cards are broken down into several different tiers. As we ascend in the tiers, both the annual fees and the associated perks increase. Let’s take a look.
- Visa Classic: The Visa Classic is the lowest tier of card with minimal perks and no annual fee. The CIBC Classic Visa card falls into this category.
- Visa Gold: With a Visa Gold card, you’ll have some perks like better insurance or points earning potential. The CIBC Aventura Visa Gold and the RBC U.S. Dollar Visa Gold are examples of a Visa Gold card.
- Visa Platinum: As a middle-tier card, a Visa Platinum offers decent points redemption and insurance. There is usually a fee of around $100, as with the TD Platinum Travel Visa card.
- Visa Infinite: The Visa Infinite is a premium tier of Visa credit cards that offer concierge service, access to dining events and hotel upgrades. The RBC Avion Visa Infinite card falls into this category and has an annual fee of $120.
- Visa Infinite Privilege: This is the highest tier of Visa reserved for high earners and spenders. Like with the BMO Eclipse Visa Infinite Privilege Card, cardholders can expect luxury benefits such as access to elevated perks and enhanced insurance coverages. The annual fee is typically $400+.
Visa Infinite vs. Visa Infinite Privilege | Perks, benefits and how to choose
Both Visa Infinite and Visa Infinite are premium tiers of Visa credit cards. Here’s a breakdown of the differences so you can determine which category is best for you.
Card | Visa Infinite | Visa Infinite Privilege |
---|---|---|
Income requirement | $60,000 personal income/$100,000 household income | $150,000 personal income/$200,000 household income |
Credit score | Very good (725+) | Excellent (760+) |
Annual fee | $120+ | $399+ |
Insurance | Very good insurance package | Exceptional insurance package |
Perks |
● Exclusive benefits at Visa Infinite Luxury Hotel Collection
● Access to Infinite Dining Series ● Complimentary concierge |
● Exclusive benefits at Visa Infinite Luxury Hotel Collection
● Access to Infinite Dining Series ● Complimentary concierge ● Global airport lounge access ● Security fast track at some Canadian airports ● Premium parking at Ottawa International and Vancouver airport ● Parking discounts at some Canadian airports |
How to apply for a Visa credit card
- Research available Visa credit cards to find one that suits your needs (like reading the summaries above)
- Check the minimum income required for your preferred card
- Review credit score required for approval
- Go to the provider website for your selected card
- Click “apply now” on the website
The often overlooked perks of Visa credit cards
- Instalment plans: Some Visa credit cards offer instalment plans to make paying off large purchases easier. With instalment plans you can pay your purchase price over a defined period of time.
- Customer service: Visa offers 24/7 customer support for lost/stolen card reporting and emergency card replacement. They also offer an emergency cash service when you need a cash advance delivered ASAP.
- Visa Click to Pay: Some online stores will offer the Visa Click to Pay button. It allows you to checkout faster by eliminating the need to manually enter card details each time you make a purchase.
- Security and protection features: All Visa cards are protected from unauthorized use with the Visa Zero Liability policy. In a case where fraudulent transactions have been made on your card, you won’t be charged.
FAQs
After years as a product manager at TD Bank and Ratehub.ca, Christine now expresses herself with words, especially in credit cards and personal finance.
Best credit card guides
Best credit card guides
Best credit cards by provider
Disclaimer
The content provided on Money.ca is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.