Quick Overview of the TD Business Travel Visa* Card
The TD Business Travel Visa* Card is a powerhouse for Canadian businesses — especially if travel is part of your routine or something you genuinely enjoy. With standout perks like high rewards rates on Expedia bookings and robust insurance coverage, it’s a card that truly earns a spot in your wallet.
Who's the TD Business Travel Visa* Card for?
Designed for Canadian businesses with frequent travel demands, the TD Business Travel Visa* Card is a strong fit for everyone from solo entrepreneurs to corporate executives. This card offers you the following:
- High rewards rates on Expedia bookings
- Comprehensive travel and medical insurance coverage
- No foreign transaction fees on purchases made abroad
- Access to exclusive travel deals and savings
- Flexible payment options to manage cash flow
- Peace of mind on the road with robust support services
Pros and cons
- High rewards rate: Earn up to 9 TD Rewards Points per $1 on travel bookings through ExpediaForTD.com.
- Flexible redemption: No blackout dates or seat restrictions.
- Comprehensive insurance: From travel medical to car rental coverage.
- Special offers: Lucrative welcome bonuses and limited-time offers.
- Annual fee: A $149 annual fee, though it's rebated in the first year.
Earn a value of up to $1,122† in TD Rewards Points including first annual fee rebates†.
†Terms and conditions apply.
Despite the $149 annual fee, the TD Business Travel Visa* Card is a lucrative travel rewards powerhouse that provides companies with impressive rewards in a wide variety of critical business travel categories. This card shines with its earn rates:
- Earn 9 TD Rewards Points for every $1 you spend using ExpediaForTD.com
- Earn 6 TD Rewards points for every $1 in foreign currency purchases and at restaurants and on recurring bills
-
Earn 2 TD Rewards Points for every $1 spent on all other purchases.
The easiest way to redeem TD Rewards is through eligible travel bookings through Expedia for TD. Business Travel Visa account managers can use TD Rewards points towards "Book Any Way" travel bookings through Expedia for TD or opt to use points for statement credits and education credits or to purchase gift cards or merchandise.
The TD Business Travel Visa* Card offers a range of key benefits that make it an excellent choice for frequent travelers. With this card, you can enjoy the convenience of no travel blackouts or seat restrictions, giving you the freedom to book your travel through any agency. Additionally, you have the flexibility to use your points to cover taxes and fees on your travel bookings, making it even more cost-effective. This card truly understands the needs of business travelers and aims to provide them with a seamless and hassle-free experience.
The TD Business Travel Visa* Card offers a robust insurance package:
- Travel medical insurance: Up to $2 million coverage for the first 15 days of your trip.
- Travel accident insurance: Up to $500,000 for covered losses.
- Trip cancellation/interruption: Up to a maximum of $5,000.
- Flight/trip delay insurance: Up to $500towards hotel and restaurant expenses.
- Lost or stolen baggage: Coverage up to $1,000 per trip.
- Car rental coverage: Coverage for auto rental collision/loss damage up to $65,000 MSRP.
- Purchase security: On most items for 90 days from purchase date against loss or damage.
- Extended warranty protection: Automatically extends manufacturer’s warranty.
The card also provides a suite of benefits designed to support businesses on business trips, at the office or even when planning a company get-together. Additional features of the TD Business Travel Visa* Card include:
- The Visa Savings Edge program offers sweet deals to grow your business on brands like Amazon Business, Budget Rent-a-car, Google Ads, Constant Contact, UPS, Zendesk and more.
- Get a free 12-month Uber One membership, valued at $120.
- Get your Starbuck® fix - earn more at Starbucks® by linking the card to earn 50% more TD Rewards Points and Stars.
- Save a minimum of 10% on the lowest available base rates in North America with Avis and Budget.
- Redeem your TD Rewards Points towards business purchases at Amazon.ca.
- Access TD Card Management Tool to redistribute available credit among cardholders, set restrictions on spend type, temporarily turn a Card on or off, track employees spending with up to 18 months of business transaction data and more.
How the TD Business Travel Visa* Card compares
The TD Business Travel Visa* Card falls into the travel and foreign transaction category. When considering such cards, it's crucial to compare features, fees and benefits to ensure you're getting the best value.
These two cards are similar, so what sets them apart? Business perks vs. a focus on travel. The First Class card charges $139 for its annual fee, or $10 less than the Business Travel Visa*. For some good news, both cards’ travel insurance packages are identical.
The TD First Class Travel® Visa Infinite* also gives you an annual credit of $100 when you book at Expedia for TD†. And, because you’re part of the Visa Infinite Benefits program, you’ll get access to 24/7 concierge services, luxury hotel and dining experiences and more. Ultimately, pick the card that best suits your needs.
up to 85,000 pts†
Welcome Bonus
$218
First Year Value
$0
Annual Value
Welcome Bonus: Earn up to $1,000 in value†, including up to 85,000 TD Rewards Points† and no Annual Fee for the first year†. Conditions Apply.
Get this card if you...
- are a frequent traveler and prefer Expedia for bookings
- want comprehensive travel insurance to ensure peace of mind
- value a great welcome offer
Annual Fee & Annual Interest Rates
$139
Annual Fee
21.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Our Take
The TD First Class Travel® Visa Infinite* Card is a travel rewards credit card offering elevated TD Rewards Points on purchases made through Expedia® For TD†, as well as on groceries and dining. Cardholders benefit from a substantial welcome bonus, an annual $100 TD Travel Credit†, and access to Visa Infinite privileges, including concierge services and exclusive experiences.
Eligibility
Good (620 - 670)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
- Major combined value for the welcome bonus (up to $1,000 in value)†
- Good base earn rate on all purchases
- Huge earn rate when you book travel through Expedia® For TD†
- Very flexible redemption options
- $100 TD Travel Credit†
- Visa Infinite Benefits
- Great savings on annual fees for accountholders of TD’s All-Inclusive Banking Plan
- Charges foreign transaction fees
Annual Interest Rates
21.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$139
Annual Fee
2.50%
Foreign Transaction
Rewards TD Rewards
8 Points
Earn 8 TD Rewards Points† for every $1 you spend through Expedia® For TD†.
6 Points
Earn 6 TD Rewards Points† for every $1 you spend on Groceries, Dining, and Public Transit†.
4 Points
Earn 4 TD Rewards Points† for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media†.
2 Points
Earn 2 TD Rewards points for every $1 you spend using your card.†
10k Bonus Points
Earn a Birthday Bonus of up to 10,000 TD Rewards points†.
$100
An annual TD Travel Credit† of $100 when you book at Expedia® For TD†.
4
Enjoy your 4 complimentary visits by enrolling now for the Visa Airport Companion Program†.
Insurance Benefits
$1,000
Mobile device insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Earn up to $1,000 in value†, including up to 85,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. Offer effective as of June 4, 2025.
Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
Earn 65,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†.
Earn a Birthday Bonus of up to 10,000 TD Rewards points†.
Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
Get an Annual Fee Rebate for the first year†.
Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)†.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
†Terms and conditions apply.
This offer is not available for residents of Quebec.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
Our Take
The TD First Class Travel® Visa Infinite* Card is a travel rewards credit card offering elevated TD Rewards Points on purchases made through Expedia® For TD†, as well as on groceries and dining. Cardholders benefit from a substantial welcome bonus, an annual $100 TD Travel Credit†, and access to Visa Infinite privileges, including concierge services and exclusive experiences.
Eligibility
Good (620 - 670)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
- Major combined value for the welcome bonus (up to $1,000 in value)†
- Good base earn rate on all purchases
- Huge earn rate when you book travel through Expedia® For TD†
- Very flexible redemption options
- $100 TD Travel Credit†
- Visa Infinite Benefits
- Great savings on annual fees for accountholders of TD’s All-Inclusive Banking Plan
- Charges foreign transaction fees
Annual Interest Rates
21.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$139
Annual Fee
2.50%
Foreign Transaction
Rewards TD Rewards
8 Points
Earn 8 TD Rewards Points† for every $1 you spend through Expedia® For TD†.
6 Points
Earn 6 TD Rewards Points† for every $1 you spend on Groceries, Dining, and Public Transit†.
4 Points
Earn 4 TD Rewards Points† for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media†.
2 Points
Earn 2 TD Rewards points for every $1 you spend using your card.†
10k Bonus Points
Earn a Birthday Bonus of up to 10,000 TD Rewards points†.
$100
An annual TD Travel Credit† of $100 when you book at Expedia® For TD†.
4
Enjoy your 4 complimentary visits by enrolling now for the Visa Airport Companion Program†.
Insurance Benefits
$1,000
Mobile device insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Earn up to $1,000 in value†, including up to 85,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. Offer effective as of June 4, 2025.
Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
Earn 65,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†.
Earn a Birthday Bonus of up to 10,000 TD Rewards points†.
Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
Get an Annual Fee Rebate for the first year†.
Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)†.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
†Terms and conditions apply.
This offer is not available for residents of Quebec.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
The TD® Aeroplan® Visa* Business Card’s biggest difference is Aeroplan vs. TD Rewards Points. If you love flying with Air Canada and its partner airlines, want a free first checked bag and access to the Maple Leaf Lounges in North America (though you earn one pass for every $10,000 spent), then this may be a good card for you. It charges a $149 annual fee that you can get waived in the first year. It features the same great insurance benefits, the Visa SavingsEdge program and the TD Card Management Tool. One last difference, the TD® Aeroplan® Visa* Business Card only charges 19.99% interest.
So really, which points program would you rather have?
Another business card, a different rewards program. CIBC will waive the $120 annual fee in the first year, charge 19.99% APR and has a Visa Spend Clarity for Business to track your spending, customize payment controls and use powerful reporting tools.
Much like the Expedia for TD program, you can book on any airline, every flight, every seat with points that don’t expire with the CIBC Rewards Centre. CIBC’s welcome bonus of 60,000 Aventura points doesn’t seem as strong as TD’s welcome bonus, but the dollar value is about the same (~$1,200). A significant differentiator is the lack of emergency medical insurance with CIBC.
Disclosures:
The information for the CIBC Aventura® Visa* Card for Business Plus has been collected independently by Money.ca. The card details on this page have not been reviewed or provided by the card issuer.
Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by our advertising partners.
Is the TD Business Travel Visa worth it?
The TD Business Travel Visa* Card is a strong contender in the best business credit card category. With its massive welcome bonus (that serves as a draw to their banking products), high earn rate, great insurance coverage and business tools (TD Card Management Tool), this card stands up against some of the best. If you like the security of a big bank, a credit card you can confidently give to your employees, and want to unlock some bonuses while travelling, this card is a winner.
✅ TD Business Travel Rewards Visa* eligibility requirements
TD has specific requirements when applying for a business credit card. For starters, the company must be a registered and operating business in Canada. Additionally, the applicant must be a Canadian resident and of the age of majority in their province/territory of residence. While these requirements seem restrictive, it still leaves the door open to freelancers and other small or part-time proprietors to open a business credit card account.
TD Credit Card Disclosure:
†Terms and conditions apply.
This offer is not available to residents of Quebec.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.