Home Insurance

Many Canadians leave home insurance until the last minute. Here's why that could cost them

Leaving coverage until closing can lead to higher costs and missed protections — experts explain why starting early matters

Ontario home insurance premiums rose 6% in 2026, with some northern towns paying nearly 50% more — here's what's driving costs and how to lower yours

Home insurance premiums across Ontario climbed this year, with northern towns paying nearly 50% more than average — here's what's driving costs and how to manage your renewal

Water damage is now Canada's top insurance claim — new $2,500 deductibles for burst pipes and sewer backups could cost homeowners more than expected

A rising tide of burst pipes, sewer backups, and storm damage means many Canadian homeowners could face a $2,500 deductible before their insurer pays a cent