Home Insurance

850,000 Canadian homes can't get flood insurance — and Desjardins is now refusing mortgages in the riskiest zones

Alberta premiums jumped 390% in 20 years. Some lenders now refuse mortgages where flood risk tops 5%

How home insurance rates vary across Canada and where to find the most affordable coverage

Rising severe weather claims and inflation are driving up property premiums, but choosing the right postal code can save homeowners thousands of dollars each year

Many Canadians leave home insurance until the last minute. Here's why that could cost them

Leaving coverage until closing can lead to higher costs and missed protections — experts explain why starting early matters