Dec 5, 2022
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With inflation costs threatening the reliability of your monthly budget, you should be taking every opportunity to hold onto your money.
While Canadians have plenty of options for cash-back rewards programs, surprisingly few of them pay in actual cash. Many points systems don’t have any real value until you’ve collected enough to redeem a gift card at one specific store.
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For those who want to earn cold, hard cash from a rewards app, Ampli gives you ample opportunity.
What is Ampli
Ampli is a free mobile app that allows you to get money back anytime you shop online or in-store at one of their partner brands.
After linking your debit or credit card to your Ampli account, you’ll automatically earn cash back without having to show a loyalty card or shop through the app.
And unlike some other cash back offers, Ampli allows you to double-dip on rewards. In addition to the money you make with Ampli, you’ll still be able to snag any credit card rewards or store loyalty points you already collect.
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How it works
When you take advantage of an offer, your cash back reward will be added to your account within a few days. As soon as you’ve accumulated $15 worth of cash back, you can send an Interac e-transfer to your connected bank account. You won’t have to pay any transfer fees, and the cash will automatically appear in your account within three to five business days.
Ampli is powered by the Royal Bank of Canada and uses the same security practices, so you can be assured that your account is protected by one of the country’s largest and most trusted financial institutions.
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You don’t have to be an RBC client to use Ampli, but if you do bank with RBC you’ll be eligible for an extra 1% cash back on certain purchases and offers.
And, if you use the promo code AMP10 when you sign up, you’ll get a $10 welcome bonus. You can also earn a bonus when you refer a friend.
Ampli users can even win cash and prizes by participating in the monthly “Dreamstakes” draw. You get free entries by completing simple challenges, like filling out a survey or going to a certain restaurant.
Where to shop with Ampli
Ampli’s partner brands include many of the biggest retailers in Canada, like Indigo, Roots, Hudson’s Bay, Petvalu, Rexall, Petro-Canada and the Source, to name just a few.
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You can also get cash back from a number of top global brands, including Adidas, Doordash, Uniqlo, HelloFresh, Michaels and Sephora.
With all of Ampli’s participating brands, you’ll earn cash back whether you shop in-person or online.
Read more: The ultra-rich are bailing on volatile stocks right now — these 4 shockproof assets are their new safe havens
The bottom line
If you find rewards points and gift cards restrictive, an app that pays in real dollars and cents is the way to go.
Ampli is easy to use, has no hidden fees, and you won’t need to jump through any hoops or upload your receipts.
Excited to start shopping? Download the mobile app for free, connect your bank accounts and start earning real cash back today.
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Shane is a reporter for Money.ca. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.
