Forget Pokemon Go and Candy Crush Saga. Download these five apps, and you’ll be earning and saving more in no time.

1. Rakuten

KUALA LUMPUR MALAYSIA - 17th January 2015. E-commerce apps on iPhone. It is estimated that in the United States alone, online retail industry will be worth $279 billion in 2015.
With Rakuten, you earn rebates shopping online as you normally would.

Rakuten is a mobile app that lets you earn cash back just by shopping at your favorite online stores. There's a long list of participating sites, including Amazon,, Groupon,, Expedia and Priceline.

You don’t have to do anything special for the cash — you just shop as you normally would.

The Rakuten app is super easy to install for either iOS or Android, and you can register via Facebook. Refer friends to boost your earnings — you'll receive $10 plus in cash back for each friend who signs up and shops via Rakuten.

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2. Wealthsimple

Wealthsimple mobile app
Wealthsimple makes you money with a personalized portfolio.

Are you intimidated by the stock market? Wealthsimple is an app that creates a personalized investment portfolio to match your goals and interests in just 5 minutes.

Then, you can relax while it grows your money. It automatically manages and rebalances your portfolio as the market changes, and instantly reinvests your dividends to help you earn more.

Wealthsimple relies on low-cost exchange-traded funds, or ETFs. It uses a smart algorithm to manage your investments, while giving you access to human financial advisers — all at a fraction of what you'd pay for traditional investing.

3. Letgo

Assorted household and personal items
Kellis / Shutterstock
Letgo helps you turn your unwanted used stuff into cash.

One person's garbage is another person's gold. That’s the premise that has made Letgo a very popular moneymaking app if you have things you want to sell.

Look around your home. See stuff taking up space, that you want to get rid of? Clothing? Jewelry? Books? Take a picture of an item, type in a description, set a price and post it for sale.

Letgo — available for iOS and Android — also is a great way to find local deals on anything you need, whether it's furniture, a pair of Air Jordan sneakers or a new iPhone.

Unexpected vet bills don’t have to break the bank

Life with pets is unpredictable, but there are ways to prepare for the unexpected.

Fetch Insurance offers coverage for treatment of accidents, illnesses, prescriptions drugs, emergency care and more.

Plus, their optional wellness plan covers things like routine vet trips, grooming and training costs, if you want to give your pet the all-star treatment while you protect your bank account.

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4. Swagbucks

Make money just by giving your opinion
Andrey_Popov / Shutterstock
With Swagbucks, you make money just by giving your opinion.

You’re already on your phone all the time, so why not earn money while you’re at it, right?

This is where Swagbucks comes in. Once you sign up, you can earn points for completing surveys, watching videos or just surfing the web. These points can be redeemed for cash via Paypal, or for gift cards from retailers such as Amazon and Target.

After entering a little info about yourself, Swagbucks connects you to surveys and moneymaking activities that are right for you.

5. iPoll

Customer Feedback Form on Mobile Phone
Kaspars Grinvalds / Shutterstock
Get rewarded for your opinions with iPoll.

Get rewarded for your opinions with iPoll. This app wants to know your thoughts on the products you use, places you go, and everything in between.

After signing up, you'll have the chance to voice your opinions and begin earning rewards or cash. You'll also be entered into a quarterly $10,000 cash prize drawing just for signing up. Score!

The iPoll app is available for both Android and iPhone.


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Esther Trattner Freelance Contributor

Esther was formerly a freelance contributor to

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