Managing Money

Empower yourself to manage money wisely, and live your best life.

Latest Articles

Retirement at 65 with only $500K saved? How to generate an additional $2K/month on top of OAS and CPP

Vet bills keep rising — here's how Canadian pet owners without insurance can protect their wallets

What happens to your pets when you die — and how to make sure they're protected

Canadian millionaires are on the rise, but costly errors are draining wealth. How to stop the bleed

Famous money gurus’ advice could wreck Canadians’ finances — why some multimillionaires get it wrong

3 tax strategies the wealthy use — and how to make them work for your income

Building wealth must wait when leaving an abusive relationship. Here’s what financial experts say to do first

How to put Dave Ramsey’s ‘7 Baby Steps’ into action

How to retire in 10 short years no matter where you live in Canada — even if you’re starting with $0 savings

Stop overpaying for these ASAP

Couples lose thousands ignoring their group RRSPs — reclaim your wealth with this 1 simple savings hack

The ‘Buy It For Life’ movement has real appeal — but premium replacements may not always save you money

What to expect in the first year of pet ownership — and how to budget for every cost

Canada's $1.3 trillion debt is draining your wealth — here's how to shield yourself before it gets worse

Prepaid funeral plans promise to spare your family stress and lock in today’s prices — but are they worth the risk?

A U.S. scholar “fled” to Canada — and found cost-of-living was much worse

Can bankruptcy erase CRA tax debt in Canada? What it clears — and what you may still owe

April 7 is National Pet Health Insurance Day — here’s why 3.8% coverage isn’t enough for Canadians

Hitting your retirement number doesn't mean you’re ready — watch for these 5 warning signs before handing in your notice

Study shows Canadian families rely heavily on women to manage estates and medical decisions — can you relate?

One woman’s story shows how easy it is to trust the wrong person with your money — in any country

Canadians are spending more on pets as birth rates fall — what that means for your wallet

Why Canadian retirees must shift to a 3.9% withdrawal rate in 2026 to protect their savings

'We make nearly $300K and still feel broke' — why high earners struggle with money and the budget reset that can fix it

6 invisible ways Canadians are losing money and how to stop the bleed now

92 year old charged $70/day while waiting in the hospital for long-term care — why some patients face daily charges

Ontario student shocked by $14K loan after mall sales pitch — know when cooling-off rules can cancel a contract

Debt is still Canadians' biggest money problem — and confidence in fixing it is fading fast

Are your flashy habits draining your bank account? Here are 7 habits of 'quietly wealthy' Canadians

At 54, she withdrew $85K from retirement savings after a bad investment—lessons for Canadians to protect nest eggs today

My mom stopped paying her credit cards — am I on the hook for her $25,000 debt when she dies?

Suze Orman’s 32 money mistakes that could cost you hundreds of thousands — and how to avoid them

It’s never too late: At 50, she has no retirement savings — here’s the advice The Ramsey Show hosts give her

New report finds the top 5 countries to retire in — spoiler alert, Canada isn’t one of them

The boring money habit Kevin O’Leary says will make you rich — no hustle required

Online sports betting is fueling a financial crisis for young Canadians — what you need to know

The private equity pro who lost sight of her own finances — and what she did next to take control

Here's what return-to-office mandates will really cost commuting Canadians

5 super-simple rules to help you own less ‘stuff’ in retirement — it’s time to declutter what’s been weighing you down

Bank of Canada just decoded how Canadians lose their homes — and your credit card is the first warning sign

Tax debt grows faster than you think — 5 ways to fight back before the CRA acts

She cosigned a $10K loan for her ex, and he vanished — here’s why the debt is still hers to sort out

Retired after 30 years: Should I help former coworkers for free?

One couple lost their entire life savings on a Facebook Marketplace scam — the warning signs you need to see

Is your child’s partner entitled to your wealth? Here is how to use a trust to say no.

The Fear Tax: Why a $500,000 portfolio feels like $0 when you’re too afraid to spend

Here’s what happens in Canada when you retire at different ages — and why timing matters more than a nest egg

When it comes to debt, half of Canadians feel “numb” as minimum payments become the norm

Millions trust this retirement tool — but it’s wrong 35% of the time. Here's what you need to know

Plans are unravelling for many Canadians entering retirement. Here’s how to protect what you’ve already saved

Woman discovers $200,000 in fraudulent debt after her mother stole her identity to fund a gambling addiction

How much you’ll need to spend $10,000 monthly in retirement — and protect your savings from market crashes

The debt pile-up: New report shows Canadians entering insolvency with more accounts and higher balances

Boomers are working longer — and it’s not only about money. Here’s what younger workers need to know

CPP and OAS alone aren’t enough. Six income streams Canadians can use for a reliable retirement paycheque

Why doing everything right no longer protects Canadian families from financial triage

Couple says they were billed for IVF services that never happened — what you must know now

Your early retirement years matter most. How to balance health, spending and enjoyment while you still can

My friend left her entire estate to charity — and now her brother is contesting it. What can I do to stop him?

PEI parents' RESP woes highlight how minor mistakes can create major problems

Tech pair built a $34M startup in Canada but are now moving it to California. Is the U.S. better for business?

One bad business loan left this couple $1.3M in debt — why Dave Ramsey says don’t save the business

This husband isn’t sure whether to save or move from a roach-infested rental. The Ramsey Show weighs in

Childless singles and couples need estate plans too — act early and protect your wishes

Inflation isn’t gone — but these simple money moves can help Canadians feel in control again

Retired, on a fixed income, and my car is dying — how do I replace it without taking on risky debt?

5 surefire signs you’re done with work (even if you haven’t admitted it yet). Will you finally retire in 2026?

'I might leave or file bankruptcy': Woman says husband wrecked finances — Dave Ramsey says both share blame

Is your retirement too frugal? Why the 4% rule creator says you might be cheating yourself out of life

Warren Buffett says most jobs don’t pay like investing — practical steps you can take toward long-term wealth

4 things Canadians should stop overspending on if they want to build wealth faster and reduce financial stress

Dave Ramsey warns caller against rent-to-own scheme and explains why the ‘boring’ path is key to build wealth

“We are super screwed”: A couple burned through a US$171K inheritance in under a year — how to avoid this fate

What happens when an executor delays probate or mismanages an estate — and what beneficiaries can do about it

4 costly financial pitfalls that hit grieving spouses — and the steps to take now to protect yourself later

Retired lawyer is now launching a second career as a high school teacher. Why he’s postponing retirement

Morningstar says these 4 ‘good enough’ money moves can deliver wealth-building results like the rich — fast

He spent $10,000 on impulse buys while $32,000 in debt. Here’s how he — and others — can break the cycle

Why retiring at 65 or later may cost you your best years — and how to plan for a healthier, earlier exit

Why 50/50 splits on household expenses don’t always work when incomes between partners aren’t equal

He earns over $125,000 but feels buried by debt. Why budgeting and planning — not bankruptcy — is the real solution

I’ve spent 8 years saving for a home but feel further behind — with no retirement savings. Should I pivot?

Warren Buffett retired with US$150B last year — here’s the simple wealth magic “trick” he stands by

Ramit Sethi: Financial advice from Dave Ramsey and Kevin O’Leary is outdated. Here’s what to focus on instead

High income, new debt: Why lifestyle creep can undo financial success — and how to prevent it

A single mom uses trauma therapy to curb compulsive spending —The Ramsey Show hosts challenge her

5 signs your retirement fund is on solid footing — how to feel truly confident about your finances in 2026

How Canada’s top earners manage money — and how the 15/65/20 system can work for almost any income

A secret car loan leaves a couple facing $20K in debt and tough questions about trust

Sandwich generation stress: Is caring for both our children and elderly parents ruining our retirement plans?

Inside a ‘pig-butchering’ scam: How fraudsters turn online romance into a US$280K financial loss for 1 man

Man furious after brother legally took their widowed mother’s US$96K inheritance — Dave Ramsey chimes in

Newlywed breadwinner fears merging money with a secretive spouse — Dave Ramsey says there’s only one fix

How to protect and grow a $4 million inheritance at 42 years old so it lasts your lifetime

Canadians focus on debt as confidence softens

A $500 monthly raise doesn’t always go far — here’s how to make extra income actually count

Many Canadians want to retire in place—but are they prepared for the financial and emotional cost?

Travel scams are on the rise, from fake rentals to booking sites — here’s how to stay safe

Steps to ease post-holiday debt strain

I’m 49 with $56K in credit card debt — how should I use a $22K bonus to get ahead?