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Managing Money

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Paying CRA taxes with a credit card could cost you more than you think — know the risks and rewards, first

By Leanne Armstrong
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Latest Articles

My husband and I are both 75 with $1.5 million invested and $500k in cash — is that too much liquid capital to hold?
By Brian O'Connell

Warren Buffett's 'spend what's left' rule: why Canadian high earners keep ignoring it
By Romana King

My father lost $250K of his retirement savings to a WhatsApp scam. Here’s what Canadians need to know
By Laura Grande

How to plan for retirement in Canada at any age — A step-by-step guide
By Noel Moffatt

Strategic drawdown: How to withdraw from RRSPs, TFSAs and non-registered accounts without high taxes
By Leslie Kennedy

Nearly half of Canadian nurses can’t cover a $1,000 emergency — even those earning $80,000 or more
By Colin Graves

Andy Hill’s Coast FIRE ‘cheat code’ — what Canadians need to know about copying his strategy
By Laura Grande

I'm 49 with $300k saved and $180k left on my mortgage — should I pay it off or invest the money instead?
By Joseph Zeballos-Roig

Dave Ramsey’s blunt car payment advice is equally relevant for vehicle owners in Canada
By Amanda Smith

Dave Ramsey says firm owes retiree $45K after her retirement account was hacked — what Canadians need to know
By Emma Caplan-Fisher

The $1.25 million tax break business owners need to check before they sell
By Colin Graves

Your home equity isn't a guaranteed retirement — here's what Canadians should build instead
By Brett Surbey

Nearly half of Canadians can only cover bills for a month or less without income. How long would your savings last?
By Steven Brennan

Stop overpaying for these ASAP
By Marie Alcober

She has $750K saved for retirement and no debt — so why does $35.5K in emergency savings still feel insufficient?
By Laura Grande

The CRA could soon charge you $50 a day for not responding fast enough to an audit
By Romana King

Downsizing in retirement: what it really costs Canadians — and when it actually makes sense
By Noel Moffatt

Chances are high that you’ll regret retiring at 60 — even if you have $1 million in savings. Here are 3 good reasons why
By Vishesh Raisinghani

Most Canadians save for retirement, but skip the withdrawal plan that makes the money last
By Colin Graves

Fewer than 10% of Canadians retire with $1 million. Here are 3 steps to help beat those odds
By Vishesh Raisinghani

5 warning signs it’s time for Canadians to find a new financial adviser — and 1 question to ask first
By Tara Losinski

Should your adult children be your RRSP beneficiary? Why the answer is probably no
By Eric Esposito

Why retirement savings are slipping down Canadians' priority lists
By Steven Brennan

The CRA is sitting on $1.87 billion in uncashed cheques — is any of it yours?
By Romana King

His debt soared to $169K after his marriage collapsed — here's The Ramsey Show’s recovery plan that Canadians can follow
By Laura Grande

Real Housewives alum Crystal Kung Minkoff drops the ultimate budgeting thread to score luxury looks for less
By Leslie Kennedy

Is now the best time to get rich? What Robert Kiyosaki’s bold predictions mean for your RRSP and TFSA
By Nick Borek

He has 3 years to live and $550K in home sale proceeds. Here’s his plan to protect his wife’s retirement after he’s gone
By Laura Grande

OAS at 65 or 67? What Canadians need to know before collecting retirement benefits
By Noel Moffatt

Seniors seeking roommates has tripled in a decade — why a growing number of Canadians can’t afford to retire alone
By Vawn Himmelsbach

Starting over financially at 36 after divorce: How Canadians rebuild enough savings to retire on time
By Laura Grande

Is the S&P 500 a good bet for Canadians near retirement? 1 woman’s $100,000 cash dilemma explained
By Vawn Himmelsbach

Suze Orman’s 3 rules for helping your post-grad kid without putting your retirement at risk
By Em Norton

Sick of inflation? These wild Reddit stories prove how 'grandfather clauses' save people money
By Leslie Kennedy

Why newcomers to Canada carry more debt — and what to do about it
By Colin Graves

Almost half of Canadians have nothing saved up for emergencies — and unexpected homeownership costs are exposing the gap
By Laura Grande

Average retirement income in Canada: the monthly numbers, government benefits and what most seniors really live on
By Noel Moffatt

Fraud victims may be missing thousands of dollars in CRA tax deductions
By Romana King

Retiring abroad? Here’s what happens to your CPP and OAS benefit payments — and your health coverage
By Laura Grace Tarpley

A $200-a-year dental benefit could cost low-income Canadians far more in clawed-back GIS
By Romana King

Ramsey Show hosts tell exhausted nurse to “dial it back” on repaying debt: Here’s what Canadians can learn
By Laura Boast

5 retirement mistakes Canadians make in the planning stages they can’t undo later — and how to avoid them
By Vishesh Raisinghani

Got an extra $1,000 sitting still? Here are the 4 recommendations financial advisers say you should do with it
By Laura Grace Tarpley

Warren Buffett made most of his fortune after 65 — here's what Canadians in their 60s should do next
By Sandra MacGregor

Dave Ramsey’s 3 ‘dumb’ money mistakes many people make — and why Canadians need to hear his warning
By Melanie Huddart

Parents are talking about money more — but many still worry their kids aren’t ready
By Steven Brennan

Insolvency filings hit a 15-year high — what every Canadian carrying debt needs to know right now
By Brett Surbey

Savings hit $50,000? 5 moves Canadians should make right now to protect and grow that money
By Sandra MacGregor

Barbara Corcoran's 'no saving' approach sounds bold — experts say most Canadians should think twice
By Emma Caplan-Fisher

So much more than money: The emotional side of retirement that many Canadians haven’t thought about
By Laura Boast

He cleaned septic tanks, sold his blood and built a US$2-billion fortune. Here’s what Canadians can learn
By Mike Crisolago

Debt is reaching a breaking point for many Canadians
By Leslie Kennedy

The financial checklist Canadians in their 30s actually need
By Nick Borek

Dave Ramsey’s blunt advice when your spouse breaks a financial promise — and what Canadians should do next
By Danielle Antosz

Disney adults are draining their retirement savings and going deep into debt to create magical memories
By Christy Bieber

Canadians 60 and older lose an average of $21,000 per fraud — here's why they're the top target
By Colin Graves

Former actor Ian Somerhalder’s 8-figure debt disaster: Key lessons for Canadians on fraud and recovery
By Rebecca Payne

Dave Ramsey’s warning about paying for an expensive funeral is a wake-up call for Canadians on fixed incomes
By Christy Bieber

Earning six figures but drowning in debt? Here's the hard truth about why income isn't enough
By Chris Clark

Do you have $400K in RRSP and TFSA savings at 50 and want to retire by 60? Here’s what Canadians need to know
By Chris Clark

Dave Ramsey's wake-up call: When a husband secretly loses $100K in a scam — it's about way more than money
By Amanda Smith

Retiring at 60 with $850K in your RRSP? Here’s what Canadians need to know to make their money last
By Jessica Wong

‘Grey divorce’ at 62: Can Canadian women with $1.2M in investment savings really afford to start over?
By Genna Buck

Why Canadians may be unnecessarily over-saving for retirement — and what you can do about it
By Vishesh Raisinghani

10 years away from retirement? Here are 5 investments Canadians with $500K or less saved need to reconsider
By Jessica Wong

‘Act like none of it's coming’ — The Ramsey Show's stark warning for Canadians eyeing an inheritance
By Emma Caplan-Fisher

5 money mistakes a financial advisor made in his 20s that cost him over $1 million
By Daniel Liberto

Canadian weddings cost up to $42,000 — how to set a budget before the bills spiral out of control
By Noel Moffatt

One construction worker earns $10,000 a month in a side hustle through Amazon — can Canadians do it, too?
By Cole Tretheway

Cucumbers up 28%, coffee up 30%: why grocery prices keep climbing and how Canadians can cut their bills now
By Brett Surbey

Your SIN was found on the dark web — the Canadian guide to protecting your retirement and accounts
By Emma Caplan-Fisher

Dave Ramsey’s debt settlement advice when you get a surprise windfall — and how it works for Canadians
By Jessica Wong

Want to cut your retirement tax bill? These 5 countries can help you save — here’s what Canadians should know
By Vawn Himmelsbach

How to put Dave Ramsey’s ‘7 Baby Steps’ into action
By Phil Osagie

AI answers personal finance questions wrong 35% of the time — here's what that means for your retirement
By Monique Danao

Her fiance left when he found out about her debt — here's what Canadians should know before combining finances
By Rebecca Holland

Scott Galloway’s US$34K (C$47K) Uber habit is a wake-up call for Canadians with online subscriptions
By Emma Caplan-Fisher

Caring for 2 generations is crushing many Gen X Canadians’ retirement savings — here’s how to fight back
By Rebecca Payne

The top 6 regrets Canadians have about about their early retirement — and how to avoid the same mistakes
By Daniel Liberto

One couple sold their home and moved onto a cruise ship permanently — and say they’re actually spending less
By Brian Baker

Most Canadians aren't ready for retirement. These 5 steps can change that in 5 years
By Vishesh Raisinghani

You've saved $10,000 — but 36% of Canadians never get this far, so what you do next really matters
By Phil Osagie

$1K today, $45K at retirement: Why Canadians can’t afford to skip their employer’s RRSP match
By Rebecca Payne

Half of Canadian pet parents skip the vet — and vets say the system is failing them
By Amy Tokic

Saved between $500,000 to $5 million for retirement? Here's why Canadians in this bracket face unique risks
By Vishesh Raisinghani

She won’t inherit her husband’s trust — The Ramsey Show advises against asking their daughter for a cut
By Vawn Himmelsbach

From Sunwing to Canada Post, fuel surcharges are hitting Canadians in more places than just the pump
By Romana King

How to protect and grow a $4 million inheritance so it lasts the rest of your life
By Christy Bieber

You could retire with $1.7M and still run out of healthy years — here's what Canadians get wrong
By Vishesh Raisinghani

Why retiring the moment you hit your number could be a costly mistake for Canadians
By Vishesh Raisinghani

Are you one of the 3 million Canadians who qualify for the CRA's free tax-filing shortcut?
By Romana King

A $1,300 fraudulent Rogers bill destroyed one Canadian's credit score for 8 months — here's how to fight back
By Brett Surbey

Kevin O’Leary says stop using your credit card like this — and Canadians should listen
By Jing Pan

Over 500,000 Canadian stepfamilies face this estate planning blind spot — here's how to protect your assets
By Vawn Himmelsbach

49% gas price spike: How global oil volatility hits Canadians both ways
By Daniel Liberto

Suze Orman’s 32 money mistakes that could cost you hundreds of thousands — and how to avoid them
By Esther Trattner

A sibling needs financial help — here's how to protect your RRSP and TFSA before you give a cent
By Laura Boast

New fintech tool helps newcomers bypass credit scores to secure rental approvals and beat landlord rejections
By Romana King

A romance scam cost her everything. 10 years later, she’s fighting for control of her own finances again
By Vawn Himmelsbach

1 in 3 Canadians carrying credit card debt as rising costs squeeze budgets
By Steven Brennan