Lubna Umar
Finance EditorLubna Umar is an experienced writer and editor specializing in personal finance, with over six years of expertise. Her portfolio includes comprehensive guides on personal finance, mortgages, car insurance, and credit card reviews. She has worked with several prominent finance brands, including RATESDOTCA, LowestRates, InsuranceHotline, and the Financial Post.
Lubna Umar is a seasoned personal finance writer and editor with over six years of expertise, specializing in credit cards, mortgages, car insurance, and financial planning. Her in-depth credit card reviews and expert insights help consumers navigate the complexities of rewards programs, interest rates, and perks to make smarter financial choices. Lubna has worked for several leading brands in the finance sector, including RATESDOTCA, LowestRates, InsuranceHotline and the Financial Post. She consistently delivers high-quality, research-driven content to empower readers with the knowledge they need to optimize their finances. Beyond her financial expertise, Lubna is also a passionate fiction writer. When she’s not breaking down the best credit card strategies, she enjoys exploring Toronto’s vibrant café scene.
Lubna Umar's Expertise
More from Lubna Umar
LATEST
Credit Cards • Jun 14
How to choose the best student credit card
Find the best student credit card in Canada. Learn how to choose the right one, build credit and earn rewards with our expert guide
Credit Cards • Jun 14
How to choose the best student credit card
Find the best student credit card in Canada. Learn how to choose the right one, build credit and earn rewards with our expert guide
Credit Cards • Jun 13
Understanding credit card welcome offers in Canada
There are so many credit card welcome bonuses on the market. But which one do you choose?
Credit Cards • Jun 13
Understanding credit card welcome offers in Canada
There are so many credit card welcome bonuses on the market. But which one do you choose?
Credit Cards • Feb 24
Amex Cobalt Vs. Scotiabank Passport Visa Infinite
The Amex Cobalt and Scotiabank Passport Visa Infinite are top travel credit cards—but why choose just one? As a seasoned traveler, I’ll show you how combining both can maximize rewards, perks, and savings on your adventures. It may seem like overkill, but trust me, this duo works like a dream!
Credit Cards • Feb 24
Amex Cobalt Vs. Scotiabank Passport Visa Infinite
The Amex Cobalt and Scotiabank Passport Visa Infinite are top travel credit cards—but why choose just one? As a seasoned traveler, I’ll show you how combining both can maximize rewards, perks, and savings on your adventures. It may seem like overkill, but trust me, this duo works like a dream!
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