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RBC Rewards Guide

RBC Avion Rewards guide

Sandra MacGregor
Cory Santos

Fact checked by Scott Birke

Updated Apr 24, 2025

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Start earning Avion Rewards with these RBC credit cards

What is RBC Avion Rewards?

RBC Avion is Canada's largest bank-owned rewards program, offering cardholders more ways to shop, earn, save, and redeem than with the old RBC Rewards. Overseen by the Royal Bank of Canada, RBC Avion Rewards is one of the most popular loyalty programs in Canada. Though it offers an impressive variety of redemption options overall, the program is particularly appealing to frequent fliers who covet the bank’s Avion Rewards credit cards.

RBC Rewards is now RBC Avion Rewards

The Avion program began as RBC Rewards. The RBC Rewards program changed to the Avion Rewards program in August 2022, with the new program offering improved ways to earn and redeem points, including transfer partners, exclusive offers with brands like Lyft and more. All you need is an eligible RBC Avion credit card.

Ampli Rewards merges with RBC Avion

Ampli Rewards was the latest program to merge with Avion, making Canada's largest bank-operated program even bigger. The Ampli app was Canada's leading (and free) cash back app that offered cash back (think money, not points) on everyday purchases. 

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Avion Rewards pros and cons

Pros
  • Flexible program with lots of redemption options
  • Points can be earned with your debit card if you have a qualifying bank account
  • You can convert points to several other participating loyalty programs
Cons
  • Non-Avion credit cards have weak to non-existent welcome bonuses and ho-hum earn rates
  • Must have an Avion credit card to get maximum point value when redeeming for travel
  • Relatively low value for points when redeeming for statement credits

How to earn RBC Avion Rewards points

The best way to earn RBC Avion Rewards points is by making purchases with an RBC Avion credit card such as the RBC Avion Visa Infinite and RBC ION+ Visa. Our full list below and summary RBC Avion Rewards chart shows all the RBC credit cards you can use to rack up points and how much they earn.

Earning Avion points with welcome bonuses

The quickest way to earn a bunch of Avion points is by taking advantage of the welcome offers with RBC Avion credit cards.  Typically, you'll need to spend a specific amount on your new card within a set time frame to earn a sign-up bonus, usually between 90 days and 6 months.

Here are the current welcome bonuses for RBC Avion credit cards:

Card Latest welcome bonus Learn more
RBC Avion Visa Infinite Privilege Get up to 70,000 Avion points* (a travel value of up to $1,500†).
RBC Avion Visa Infinite Enjoy 35,000 Avion points upon approval^ (a value of up to $750†).
RBC Avion Visa Platinum Enjoy 35,000 Avion points upon approval (travel value of up to $750†).
RBC ION+ Visa Get 14,000 Avion points upon approval^ - that’s $100 of value in gift cards!† Apply by November 4, 2025.
RBC ION Visa Get 7,000 Avion points upon approval^ - that’s $50 of value in gift cards!† Apply by November 4, 2025.

Disclosures

*Refer to RBC page for up to date offer terms and conditions.

Earning Avion Rewards points with spending

The easiest way to earn Avion Rewards points is by making purchases with your eligible RBC credit card. 

Card Base Avion points on purchases Bonus categories Learn more
RBC Avion Visa Infinite Privilege 1.25x N/A
RBC Avion Visa Infinite 1x 25% extra Avion points on eligible travel purchases (1.25x)
RBC Avion Visa Platinum 1x N/A
RBC ION+ Visa 1x 3 Avion points† on grocery, dining, food delivery, gas, rideshare, public transit, EV charging, streaming, digital gaming and online subscriptions
RBC ION Visa 1x 1.5 Avion points on groceries, transportation (gas, rideshare, transit, EV charging), and streaming services and subscriptions

There's no distinction between the points earned from a standard RBC card vs. an Avion card, like the RBC Avion Visa Infinite. Both cards earn Avion Rewards points—though some Avion cardholders may mistakenly refer to their points as such.

The difference between an Avion card and a standard RBC rewards card is that Avion cards are intended to appeal to those looking specifically for travel rewards cards. Avion cards have higher annual fees, better welcome offers, and feature additional travel-friendly perks (like good travel insurance packages and exclusive experiences). Finally, though both Avion and non-Avion cardholders use the same travel portal to redeem points, Avion cardholders get better value for their points when redeemed for travel.

If you don’t feel comfortable using credit, keep in mind that you can still earn RBC Rewards points with a debit card. If you enroll an eligible RBC bank account (such as the RBC Day to Day Banking or Advantage Banking accounts) in the Value Program you can earn RBC points every time you use your debit card.  

The following RBC Royal Bank credit cards earn Avion points on net purchases and are points-earning credit cards:

Disclosures

*Refer to RBC page for up to date offer terms and conditions.

Money.ca may engage in affiliate marketing, which is done by embedding tracking links into Money.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Other ways to earn Avion points

Avion Rewards members can earn even more points when shopping with select Avion partners. RBC Avion Rewards is an impressive selection of special deals for both Avion members and non-members, making it a great way to maximize value for money. These offers fall under two categories: "save & earn" and "Save now."

  • Save & earn: Save and earn deals let you earn Avion points. This means these offers are only available to members with an eligible Avion credit card. 
  • Save now: Save now deals offer discounts instead of points, meaning they are open to anyone. 

What are Avion Rewards points worth?

How much an RBC Avion point is valued at depends on how you redeem those points. That said, RBC Avion Rewards points have a value of around one cent per point. 

Here's how the value of RBC Avion points differs based on how you redeem points:

  • Merchandise: $0.006–$0.0085 per point. Point value varies because there’s a wide range of items you can redeem points for, including Bose stereos, Fitbit smartwatches, Cuisinart kitchen appliances, and more. RBC Rewards also has an impressive range of Apple products like MacBook Pro and iPhones. 
  • Gift Cards: $0.0071–$0.01 per point. When redeeming points for gift cards, points usually have a value of $0.0071 each. However, sometimes RBC Rewards will have special bonuses where the points needed for a redemption are reduced, which gives your points more value. For example, normally you need 1,400 points to redeem for a $10 Amazon.ca gift card but sometimes the same $10 Amazon.ca gift certificate is available for only 1,000 points, bringing your point value up to one cent per point. There is a good selection of gift cards aside from Amazon.ca, including Best Buy, Air Canada, A&W and more.
  • Charitable Donations: $0.01 per point. Redemptions can be donated to Hope Air, Own The Podium, Ronald McDonald House Charities, and The David Foster Foundation.
  • RBC Financial Reward: $0.0083 per point. You can contribute to your RBC investment portfolio, RBC personal loan, RBC mortgage, RBC line of credit, and more.
  • Pay With Points: $0.0058 per point. If you use Pay with Points to pay down your statement credit you get the worst value for your points. 

Do RBC Avion points expire?

No, Avion Rewards points never expire as long as your account remains open and in good standing. However, you’ll have limited time periods to redeem your points after closing your account: 90 days for self-serve, online point redemption and 365 days to redeem by calling in to the RBC advice centre.

What can Avion Points be used for?

Avion Points value varies substantially depending on how they are redeemed, and Avoon Rewards can be redeemed for a wide variety of purposes, including travel, merchandise, charitable donations, paying with points and gift cards. You can also use the Avion Rewards ShopPlus browser extension to earn money back when shopping online.

Redeeming points is a straightforward process: Head to the Rewards portal and sign in when you’re ready to redeem. There may be minimum redemption requirements depending on what redemption option you use. For example, there are set point minimums required when you convert points to other loyalty programs, as well as a minimum of 12,000 points needed to redeem points for RBC Financial Rewards. 

Redeeming Avion points for travel

When you want to redeem your RBC Rewards for travel, you’ll notice that there’s a different redemption option based on whether you have an RBC Avion card or not.

If you don’t have an Avion card, then your redemption options for travel are very straightforward: 100 points = $1 travel value. To redeem your points for travel you simply sign in to the RBC Rewards Travel page and select a travel purchase. There is no minimum number of points required to redeem for travel, and if you don’t have enough points to cover a full travel redemption you can pay the remaining balance with your credit card.

If you are an Avion cardholder, you can select round-trip flights on any airline based on the Air Travel Redemption Schedule. The number of points you need to redeem depends on your destination, and each destination has a maximum ticket price (not including fees and taxes). If you exceed the maximum ticket price, RBC lets you charge the additional cost to your credit card or pay the difference at a rate of 100 points = $1. 

Points Needed Region Max Ticket Price Max Value Per Point
15,000 Within or to an adjacent province, territory, or U.S. state $350 $0.0233
35,000 From/to anywhere in Canada or U.S. except Hawaii and Alaska $750 $0.0214
45,000 Western Canada or U.S. to Mexico, Hawaii, Alaska /Eastern Canada to Bermuda, Central America, Caribbean $900 $0.02
55,000 Eastern Canada or U.S. to Mexico, Hawaii, Alaska /Western Canada to Bermuda, Central America, Caribbean $1,100 $0.02
65,000 Canada or U.S. to Europe $1,300 $0.02
100,000 Canada or U.S. to Asia, Australia, New Zealand, South Pacific, Middle East, Africa, South America $2,000 $0.02

It’s clear from the travel redemption schedule that Avioners get more value for their points when they redeem them for travel compared to non-Avioners. Whereas the value of one point for non-Avioners is locked in at 1 point = 1 cent, Avioner point values range from 2 cents to as high as 2.33 cents per point. 

Note that while there are redemption differences between Avion and non-Avion cardholders, there are some important benefits that both cardholders share. Both can redeem their points for a number of different travel-related purchases, such as flights, cruises, vacation packages, hotels, and car rentals. Furthermore, both enjoy no blackouts or seat restrictions when they book their travel. Plus, both can use RBC Rewards points to cover air travel fees and taxes at a rate of 100 points per $1. 

Other Avion Rewards redemption options

  The Avion Rewards program is incredibly flexible and points can be redeemed for an impressive variety of pursuits outside travel, including merchandise, charitable donations, and gift cards. You can also put points toward an RBC Financial Reward, by transferring them to accounts like an RBC investment portfolio or RESP. Finally, you can take advantage of a relatively new feature called Pay With Points that lets you pay bills, pay down your credit card statement, or even make purchases in-store with an eligible digital wallet app like Google Pay.  

Transferring Avion Rewards with RBC Avion partners

Another appealing feature of the Avion Rewards program is that you can transfer your Avion points to a few other participating loyalty programs. 

All Avion Rewards cardholders can convert their Avion Rewards points into WestJet dollars and Hudson’s Bay Rewards points. For every 100 RBC Rewards points converted, you receive 1 WestJet dollar (minimum 1,000 pts needed to convert). For every 500 RBC Rewards points converted, you receive 1,000 Hudson’s Bay Rewards points (minimum 500 pts needed).

RBC Avion cardholders have even more conversion options. They can transfer points to the aforementioned programs, but they can also convert RBC Rewards points to other participating travel rewards programs:

  • American Airlines (10,000 RBC Rewards points = 7,000 AAdvantage miles)
  • Cathay Pacific’s Asia Miles (10,000 RBC Rewards points = 10,000 Asia Miles)
  • British Airways (10,000 RBC Rewards points = 10,000 Avios)

Note that all cardholders can also transfer RBC Rewards points to a second RBC Rewards account held in their name. You can also transfer RBC Rewards points to a family member or friend if they have an RBC Rewards account. 

Other Avion Rewards program benefits

RBC has point-earning partnerships with both Rexall and Petro-Canada. With Petro-Canada, you earn 20% more RBC Rewards points when you use a linked eligible RBC Rewards credit card to make purchases. You also instantly save 3 cents per litre at Petro-Canada locations. With Rexall, RBC cardholders with a linked debit or credit card earn 50 Be Well points (Rexall’s rewards program) per $1 they spend at Rexall stores. 

RBC also has a new partnership with DoorDash that gets eligible cardholders a free DashPass subscription for up to 12 months, as well as unlimited deliveries with no delivery fees on orders over $12.

What are the best RBC Avion credit cards?

RBC Avion Visa Infinite

3.1

Review

Welcome Bonus: Enjoy 35,000 Avion points upon approval^ (a value of up to $750†).

On RBC'sSecure Site

Get this card if you...

  • want to earn Avion points on everyday purchases
  • value a generous welcome offer
  • need comprehensive travel insurance benefits

The RBC Avion Visa Infinite is the mid-range offering from RBC Avion but provides its best rewards. The card earns  1.25x Avion points per $1 spent on eligible travel purchases* and 1.00 Avion point per $1 spent on purchases. You can earn even more points when travelling, including 3 Avion points at at Hertz (plus bonus Be Well points when using the card at Rexall).

What makes it a great travel card option is the insurance it provides. From $1,500 worth of mobile phone insurance to $500,000 in travel accident protection the Avion Visa Infinite has you covered. 

Disclosures

  • Refer to RBC page for up to date offer terms and conditions.

    This post contains affiliate links. Please read disclaimer for more info.

    Disclaimer: Money.ca may engage in affiliate marketing, which is done by embedding tracking links into Money.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

RBC ION+ Visa

3.4

Review

Welcome Bonus: Get 14,000 Avion points upon approval^ - that’s $100 of value in gift cards!† Apply by November 4, 2025. Expires Nov 04, 2025

On RBC'sSecure Site

Get this card if you...

  • want to earn rewards on everyday purchases
  • want a low monthly fee
  • want mobile device protection and extended warranty

The Ion+ is an exceptional rewards card with a modest $4 per month fee (equal to $48 per year). Cardholders earn 3 Avion points† on grocery, dining, food delivery, gas, rideshare, public transit, EV charging, streaming, digital gaming and online subscriptions and 1 Avion point on all other purchases. There's also $1,000 of mobile phone protection included. 

Disclosures

  • Refer to RBC page for up to date offer terms and conditions.

    This post contains affiliate links. Please read disclaimer for more info.

    Disclaimer: Money.ca may engage in affiliate marketing, which is done by embedding tracking links into Money.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

RBC ION Visa

2.7

Review

Welcome Bonus: Get 7,000 Avion points upon approval^ - that’s $50 of value in gift cards!† Apply by November 4, 2025. Expires Nov 04, 2025

On RBC'sSecure Site

Get this card if you...

  • want to earn rewards without an annual fee
  • need basic insurance benefits
  • have a fair credit score

The RBC Ion Visa is one of the best no annual fee credit cards on the market in Canada. For no fee cardholders earn 1.5 Avion points on groceries, transportation (gas, rideshare, transit, EV charging), and streaming services and subscriptions and 1 Avion point on all other purchases, plus enjoy a decent 7,000 Avion points upon approval^ welcome bonus.

Disclosures

  • Refer to RBC page for up to date offer terms and conditions.

    This post contains affiliate links. Please read disclaimer for more info. 

    Disclaimer: Money.ca may engage in affiliate marketing, which is done by embedding tracking links into Money.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

MORE: Best RBC credit cards in Canada 2024

Is RBC Avion Rewards the best travel program in Canada?

So how does RBC stack up? To get a sense of how competitive the RBC Avion Rewards program is, it’s helpful to compare it to the two other most popular travel rewards programs in Canada: Aeroplan and AIR MILES.

The new Aeroplan flight award chart features dynamic pricing, so the value you get for an Aeroplan point depends on numerous factors like flight distance, exact destination, and route popularity. Since Aeroplan recently revamped its program, point values now generally range anywhere from about 1.5 cents per point to as high as 2 cents, which is a lower range than the travel redemption values for Avion cardholders. Unlike Avion, Aeroplan points cannot be transferred to other loyalty programs, but you can transfer points from some other loyalty programs to Aeroplan. That said, there’s a larger selection of Aeroplan credit cards issued by multiple financial institutions (TD, CIBC, and Amex) and they tend to feature more travel perks than Avion cards, including the likes of free checked bags, NEXUS application rebates, and free airport lounge visits.

AIR MILES, while not strictly a travel reward program, gives you the best (if not the most consistent) value when you redeem them for travel. Value ranges anywhere between 8 to 25 cents a point, depending on when and where you fly. However, AIR MILES are slow to add up because AIR MILES credit cards typically only earn 1 MILE per $5–$25 you spend, depending on the card. It’s also worth noting that unlike with RBC, the values for Aeroplan points and AIR MILES don’t change based on which credit card they were earned with. So although an entry-level Aeroplan or AIR MILES card might earn points at a slower rate than a card with a high annual fee, the ‘class’ of the card doesn’t affect how much its points are worth when it’s time to redeem.

Avion Rewards Summary

All told, I recommend RBC Avion Rewards to those who meet the income and credit score requirements for an Avion card, and who are willing to pay an Avion card’s annual fee for access to its high-value point redemptions. Avion is particularly appealing for those who find themselves making a lot of short-haul flights within Canada or to nearby U.S. states, for which your points get exceptional value. It’s also a great option if you fly frequently with American Airlines, Cathay Pacific, or British Airways, and you like the flexibility of transferring your points to one of those loyalty programs in order to maximize value and get free flights.

On the other hand, if you only qualify for an entry-level, non-Avion card, there are other travel rewards programs or even cash back credit cards out there that might offer more sign-up bonus points, better regular earn rates, and better value for your points.

Avion Rewards FAQs

  • What are Avion Rewards for Taylor Swift?

    +

    As an Avion Rewards member, you can enjoy exclusive access to contests for Taylor Swift's The Eras Tour in Canada. Find the best RBC credit card today and join Avion Rewards.

  • What airlines can I transfer Avion points to?

    +

    You can transfer Avion points to WestJet dollars or to British Airways Avios, American Airlines AAdvantage Miles or Cathay Pacific Asia Miles.

  • What is the best way to redeem Avion points?

    +

    The best value for money when redeeming Avion points is for travel bookings, but your best value may differ based on your spending and travel needs.

Sandra MacGregor Freelance Contributor

Sandra MacGregor has been writing about finance and travel for nearly a decade. Her work has appeared in a variety of publications like the New York Times, the UK Telegraph, the Washington Post, Forbes.com and the Toronto Star.

Cory Santos Credit card editor

Cory Santos is a finance writer, editor and credit card expert with nearly a decade of experience in personal finance. Cory joined Wise Publishing from BestCards, with bylines in numerous print and digital publications across North America, including the Miami Herald, BlogTO, Debt.ca, AOL, MSN and Medium as well as financial podcasts like KOFE Talk. He's also the creator and author of the annual Money.ca Credit Card Awards.

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