The best Aeroplan credit cards can get you flying fast. Here are our picks to earn the most points with every purchase.
What's the best Aeroplan credit card for value and annual fee? Which Aeroplan card is best suited to your specific needs? Below is a quick comparison of the sign-up bonus, annual fee, point accumulation and travel insurance offered by some of the best Aeroplan credit cards currently on the market.
Some on our list below aren't even Aeroplan-branded credit cards. We've included American Express credit cards that allow you to transfer your Amex Membership Rewards points to Aeroplan at a 1:1 ratio. This gives you significant flexibility to book through Aeroplan or Amex at your own discretion.
Top 3 best Aeroplan credit cards in Canada
TD® Aeroplan® Visa Infinite* Card

Up to $1,300 in value† including up to 40,000 Aeroplan points† and no Annual Fee for the first year†.
$139 Annual Fee
Excellent Recommended Credit Score
$60,000 Required Annual Personal Income
American Express® Aeroplan®* Card

Earn up to 30,000 Welcome Bonus Aeroplan®* points
$120 Annual Fee
Good Recommended Credit Score
$0 Required Annual Personal Income
CIBC Aeroplan® Visa* Card

Join and get up to $200 in value in your first year!† Earn 10,000 Aeroplan points!†
$0 Annual Fee
Fair Recommended Credit Score
Best Aeroplan credit card in Canada, overall
up to $1,300
Welcome Bonus
$436
First Year Value
$0
Annual Value
Welcome Bonus: Earn up to $1,300 in value† including up to 40,000 Aeroplan points† and no Annual Fee for the first year†. Conditions Apply.
Get this card if you...
Annual Fee & Annual Interest Rates
$139
Annual Fee
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
-
Our Take
TD® Aeroplan® Visa Infinite* Card ReviewThe TD® Aeroplan® Visa Infinite* Card is a travel rewards credit card designed for frequent Air Canada travelers, offering elevated Aeroplan points on eligible gas, grocery, travel, and dining purchases. Cardholders benefit from perks such as a NEXUS application fee rebate, a complimentary first checked bag for the primary cardholder and up to eight companions on Air Canada flights, and access to select airport lounges; however, the card carries an annual fee and requires a minimum personal or household income for eligibility.
Eligibility
Excellent (740+)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
-
Pros
Cons
-
-
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$139
Annual Fee
$2.5
Foreign Transaction
3.00%
Balance Transfer
-
Rewards Aeroplan
1.5 points†
for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®)
1 point†
Earn 1 point for every $1 you spend on all other purchases
2x
Earn points twice with Aeroplan partner brands and on the Aeroplan eStore.
50%
Earn 50% more Aeroplan points at Starbucks when you link your card to your account. Conditions apply.
1
partial NEXUS application fee rebate every 48 months†
1st
checked bag free for you and up to 8 travel companions†
Insurance Benefits
$1,000
Mobile device insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
-
Earn up to $1,300 in value†, including up to 40,000 Aeroplan points†, no annual fee for the first year† and additional travel benefits. Conditions Apply. Offer effective as of January 7, 2025.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening†
Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
Enroll for NEXUS and once every 48 months get a partial application fee rebate†
Plus, share free first checked bags with up to 8 travel companions†
Get an annual fee rebate for the first year†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is in effect.
Starbucks Bonus Offer for New Linked Members†: Link your TD Aeroplan Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.
Our Take
The TD® Aeroplan® Visa Infinite* Card is a travel rewards credit card designed for frequent Air Canada travelers, offering elevated Aeroplan points on eligible gas, grocery, travel, and dining purchases. Cardholders benefit from perks such as a NEXUS application fee rebate, a complimentary first checked bag for the primary cardholder and up to eight companions on Air Canada flights, and access to select airport lounges; however, the card carries an annual fee and requires a minimum personal or household income for eligibility.
Eligibility
Excellent (740+)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Pros
Cons
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$139
Annual Fee
$2.5
Foreign Transaction
3.00%
Balance Transfer
Rewards Aeroplan
1.5 points†
for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®)
1 point†
Earn 1 point for every $1 you spend on all other purchases
2x
Earn points twice with Aeroplan partner brands and on the Aeroplan eStore.
50%
Earn 50% more Aeroplan points at Starbucks when you link your card to your account. Conditions apply.
1
partial NEXUS application fee rebate every 48 months†
1st
checked bag free for you and up to 8 travel companions†
Insurance Benefits
$1,000
Mobile device insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Earn up to $1,300 in value†, including up to 40,000 Aeroplan points†, no annual fee for the first year† and additional travel benefits. Conditions Apply. Offer effective as of January 7, 2025.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening†
Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
Enroll for NEXUS and once every 48 months get a partial application fee rebate†
Plus, share free first checked bags with up to 8 travel companions†
Get an annual fee rebate for the first year†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is in effect.
Starbucks Bonus Offer for New Linked Members†: Link your TD Aeroplan Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.
Best non-Aeroplan credit card for earning Aeroplan points
up to 15,000 points
Welcome Bonus
$679.02
First Year Value
$529.02
Annual Value
Welcome Bonus: Earn up to 15,000 Membership Rewards® points* by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cardmember. This could add up to 15,000 points in a year.*
Get this card if you...
Annual Fee & Annual Interest Rates
$155.88
Annual Fee
21.99%
Purchase
21.99%
Cash Advance
-
Our Take
American Express Cobalt® Card ReviewThe American Express Cobalt® Card is a versatile rewards credit card designed for individuals who frequently spend on dining, groceries and travel-related expenses. It offers flexible redemption options and includes various travel and purchase protections, making it a comprehensive choice for those seeking to maximize rewards on everyday spending.
Eligibility
Fair (300 - 619)
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
-
Pros
Cons
-
-
Annual Interest Rates
21.99%
Purchase
21.99%
Cash Advance
28.99%
Penalty
Fees
$155.88
Annual Fee
$2.5
Foreign Transaction
$2.75
Cash Advance
$29
Over The Limit Penalty
$45
Return Penalty
-
Rewards Membership Rewards
5x
the points on eligible eats & drinks purchases in Canada
3x
the points on eligible streaming subscriptions in Canada
2x
the points on eligible gas, transit & ride share in Canada
1x
the points on everything else
1
additional Membership Rewards point for every $1 you charge on eligible hotel or car rental bookings made with American Express Travel
$100 USD
Get up to $100 USD hotel credit to use on amenities like dining, spa or other leisure facilities when charged to the room
Insurance Benefits
$1,000
Mobile device insurance amount
$5,000,000
Emergency medical insurance amount
$250,000
Travel accident insurance amount
$500
Hotel burglary insurance
$85,000
Rental car insurance amount
-
Earn up to 15,000 Membership Rewards® points* by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cardmember. This could add up to 15,000 points in a year.*
That’s up to $150 towards your next weekend getaway.
*Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Our Take
The American Express Cobalt® Card is a versatile rewards credit card designed for individuals who frequently spend on dining, groceries and travel-related expenses. It offers flexible redemption options and includes various travel and purchase protections, making it a comprehensive choice for those seeking to maximize rewards on everyday spending.
Eligibility
Fair (300 - 619)
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
Pros
Cons
Annual Interest Rates
21.99%
Purchase
21.99%
Cash Advance
28.99%
Penalty
Fees
$155.88
Annual Fee
$2.5
Foreign Transaction
$2.75
Cash Advance
$29
Over The Limit Penalty
$45
Return Penalty
Rewards Membership Rewards
5x
the points on eligible eats & drinks purchases in Canada
3x
the points on eligible streaming subscriptions in Canada
2x
the points on eligible gas, transit & ride share in Canada
1x
the points on everything else
1
additional Membership Rewards point for every $1 you charge on eligible hotel or car rental bookings made with American Express Travel
$100 USD
Get up to $100 USD hotel credit to use on amenities like dining, spa or other leisure facilities when charged to the room
Insurance Benefits
$1,000
Mobile device insurance amount
$5,000,000
Emergency medical insurance amount
$250,000
Travel accident insurance amount
$500
Hotel burglary insurance
$85,000
Rental car insurance amount
Earn up to 15,000 Membership Rewards® points* by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cardmember. This could add up to 15,000 points in a year.*
That’s up to $150 towards your next weekend getaway.
*Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Best Aeroplan credit card promotion
30k Aeroplan®* pts
Welcome Bonus
$842
First Year Value
$0
Annual Value
Welcome Bonus: 30,000 Aeroplan®* points* after spending $3,000 on your Card within the first 3 months as a new Cardmember.*
Get this card if you...
Annual Fee & Annual Interest Rates
$120
Annual Fee
-
Our Take
American Express® Aeroplan®* Card ReviewThe American Express® Aeroplan®* Card is a travel rewards credit card designed for individuals who frequently fly with Air Canada and its partners, offering the ability to earn Aeroplan points on everyday purchases. Cardholders benefit from travel-related perks such as preferred pricing on flight rewards and comprehensive insurance coverage, enhancing their overall travel experience.
Eligibility
Good (620 - 670)
Recommended Credit Score
$0
Required Annual Personal Income
-
Pros
Cons
-
-
Annual Interest Rates
30.00%
Penalty
Fees
$120
Annual Fee
$2.5
Foreign Transaction
$3
Cash Advance
$25
Return Penalty
-
Rewards Aeroplan
2x
the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
1.5x
the points on eligible Dining and Food Delivery purchases in Canada
1x
the points on everything else
Insurance Benefits
$500,000
Travel accident insurance amount
$500
Hotel burglary insurance
$85,000
Rental car insurance amount
-
Earn 30,000 Aeroplan®* points* after spending $3,000 on your Card within the first 3 months as a new American Express® Aeroplan®* Cardmember.*
Earn 10,000 Aeroplan®* points* when you spend $1,000 in month 13.*
Earn up to $1,000 or more in value in your first 13 months of Cardmembership.
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
Our Take
The American Express® Aeroplan®* Card is a travel rewards credit card designed for individuals who frequently fly with Air Canada and its partners, offering the ability to earn Aeroplan points on everyday purchases. Cardholders benefit from travel-related perks such as preferred pricing on flight rewards and comprehensive insurance coverage, enhancing their overall travel experience.
Eligibility
Good (620 - 670)
Recommended Credit Score
$0
Required Annual Personal Income
Pros
Cons
Annual Interest Rates
30.00%
Penalty
Fees
$120
Annual Fee
$2.5
Foreign Transaction
$3
Cash Advance
$25
Return Penalty
Rewards Aeroplan
2x
the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
1.5x
the points on eligible Dining and Food Delivery purchases in Canada
1x
the points on everything else
Insurance Benefits
$500,000
Travel accident insurance amount
$500
Hotel burglary insurance
$85,000
Rental car insurance amount
Earn 30,000 Aeroplan®* points* after spending $3,000 on your Card within the first 3 months as a new American Express® Aeroplan®* Cardmember.*
Earn 10,000 Aeroplan®* points* when you spend $1,000 in month 13.*
Earn up to $1,000 or more in value in your first 13 months of Cardmembership.
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
Best Aeroplan credit card for rewards
up to 100k pts
Welcome Bonus
$931
First Year Value
$231
Annual Value
Welcome Bonus: Earn 70,000 Membership Rewards® points* after spending $10,000 on your Card within your first 3 months as a new Platinum® Cardmember.*
Get this card if you...
Annual Fee & Annual Interest Rates
$799
Annual Fee
21.99% - 28.99%
Purchase
-
Our Take
The Platinum Card® ReviewThe American Express Platinum Card® is a premium travel rewards credit card offering elevated Membership Rewards® points on eligible purchases, with a substantial welcome bonus for new cardholders. Cardholders enjoy exclusive benefits such as access to over 1,300 airport lounges worldwide through the American Express Global Lounge Collection™, comprehensive travel insurance, and personalized concierge services.
Eligibility
Excellent (740+)
Recommended Credit Score
-
Pros
Cons
-
-
Annual Interest Rates
21.99% - 28.99%
Purchase
30.00%
Penalty
Fees
$799
Annual Fee
$2.5
Foreign Transaction
$45
Return Penalty
-
Rewards Membership Rewards
2x
points for every $1 in Card purchases on eligible dining and food delivery in Canada
2x
points for every $1 in Card purchases on eligible travel
1x
point for every $1 in all other Card purchases
1
additional point on Amex Travel Online for eligible hotel or car rental bookings
Insurance Benefits
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$85,000
Rental car insurance amount
-
Earn 70,000 Membership Rewards® points after spending $10,000 on your Card within your first 3 months as a new Platinum® Cardmember. That’s $700 towards your next flight.
Plus, earn 30,000 points* when you make a purchase between 14 and 17 months of Cardmembership.* That’s $300 towards dinner out with friends.
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
Our Take
The American Express Platinum Card® is a premium travel rewards credit card offering elevated Membership Rewards® points on eligible purchases, with a substantial welcome bonus for new cardholders. Cardholders enjoy exclusive benefits such as access to over 1,300 airport lounges worldwide through the American Express Global Lounge Collection™, comprehensive travel insurance, and personalized concierge services.
Eligibility
Excellent (740+)
Recommended Credit Score
Pros
Cons
Annual Interest Rates
21.99% - 28.99%
Purchase
30.00%
Penalty
Fees
$799
Annual Fee
$2.5
Foreign Transaction
$45
Return Penalty
Rewards Membership Rewards
2x
points for every $1 in Card purchases on eligible dining and food delivery in Canada
2x
points for every $1 in Card purchases on eligible travel
1x
point for every $1 in all other Card purchases
1
additional point on Amex Travel Online for eligible hotel or car rental bookings
Insurance Benefits
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$85,000
Rental car insurance amount
Earn 70,000 Membership Rewards® points after spending $10,000 on your Card within your first 3 months as a new Platinum® Cardmember. That’s $700 towards your next flight.
Plus, earn 30,000 points* when you make a purchase between 14 and 17 months of Cardmembership.* That’s $300 towards dinner out with friends.
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
Best Aeroplan credit card sign up bonus
up to 85k pts
Welcome Bonus
$3,011
First Year Value
$411
Annual Value
Welcome Bonus: Earn 60,000 Aeroplan®* points* after spending $7,500 on your Card within the first 3 months as a new Cardmember.*
Get this card if you...
Annual Fee & Annual Interest Rates
$599
Annual Fee
21.99%
Purchase
21.99%
Cash Advance
-
Our Take
American Express® Aeroplan®* Reserve Card ReviewThe American Express® Aeroplan®* Reserve Card is a premium travel credit card tailored for frequent Air Canada travelers, offering elevated rewards on Air Canada purchases and dining, along with comprehensive travel benefits such as priority airport services and lounge access. Cardholders also enjoy extensive insurance coverage and an annual worldwide companion pass, enhancing both the value and convenience of their travel experiences.
Eligibility
Good (620 - 670)
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
-
Pros
Cons
-
-
Annual Interest Rates
21.99%
Purchase
21.99%
Cash Advance
28.99%
Penalty
Fees
$599
Annual Fee
$2.5
Foreign Transaction
-
Rewards Aeroplan
3X
the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
2X
the points on eligible Dining and Food Delivery purchases in Canada
1.25X
the points on everything else
Insurance Benefits
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$85,000
Rental car insurance amount
-
Earn 60,000 Aeroplan®* points* after spending $7,500 on your Card within the first 3 months as a new Cardmember.*
Plus, earn 25,000 Aeroplan®* points* when you spend $2,500 in month 13.*
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
Our Take
The American Express® Aeroplan®* Reserve Card is a premium travel credit card tailored for frequent Air Canada travelers, offering elevated rewards on Air Canada purchases and dining, along with comprehensive travel benefits such as priority airport services and lounge access. Cardholders also enjoy extensive insurance coverage and an annual worldwide companion pass, enhancing both the value and convenience of their travel experiences.
Eligibility
Good (620 - 670)
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
Pros
Cons
Annual Interest Rates
21.99%
Purchase
21.99%
Cash Advance
28.99%
Penalty
Fees
$599
Annual Fee
$2.5
Foreign Transaction
Rewards Aeroplan
3X
the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
2X
the points on eligible Dining and Food Delivery purchases in Canada
1.25X
the points on everything else
Insurance Benefits
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$85,000
Rental car insurance amount
Earn 60,000 Aeroplan®* points* after spending $7,500 on your Card within the first 3 months as a new Cardmember.*
Plus, earn 25,000 Aeroplan®* points* when you spend $2,500 in month 13.*
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
Best Aeroplan credit card no annual fee
earn 10,000 pts
Welcome Bonus
$460
First Year Value
$360
Annual Value
Welcome Bonus: 10,000 Membership Rewards® points* when you spend $1,000 on your Card within the first 3 months as a new Cardmember.*
Get this card if you...
Annual Fee & Annual Interest Rates
$0
Annual Fee
21.99%
Purchase
21.99%
Cash Advance
-
Our Take
American Express® Green Card ReviewThe American Express® Green Card is a no-annual-fee credit card that allows cardholders to earn points on all purchases, with additional points for eligible hotel and car rental bookings made through American Express Travel. It also provides benefits such as purchase protection, extended warranty and access to exclusive events through American Express® Experiences.
Eligibility
Good (620 - 670)
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
-
Pros
Cons
-
-
Annual Interest Rates
21.99%
Purchase
21.99%
Cash Advance
28.99%
Penalty
Fees
$0
Annual Fee
$2.5
Foreign Transaction
$2.75
Cash Advance
$29
Over The Limit Penalty
$45
Return Penalty
-
Rewards Membership Rewards
1x
the points on Card purchases
1
additional Membership Rewards® point for every $1 you charge to your American Express® Green Card on eligible hotel or car rental bookings made with American Express Travel
-
Earn 10,000 Membership Rewards® points* when you spend $1,000 on your Card within the first 3 months as a new Cardmember.*
That’s $100 towards your next shopping spree or ordering dinner in.
*Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Our Take
The American Express® Green Card is a no-annual-fee credit card that allows cardholders to earn points on all purchases, with additional points for eligible hotel and car rental bookings made through American Express Travel. It also provides benefits such as purchase protection, extended warranty and access to exclusive events through American Express® Experiences.
Eligibility
Good (620 - 670)
Recommended Credit Score
$0
Required Annual Personal Income
$0
Required Annual Household Income
Pros
Cons
Annual Interest Rates
21.99%
Purchase
21.99%
Cash Advance
28.99%
Penalty
Fees
$0
Annual Fee
$2.5
Foreign Transaction
$2.75
Cash Advance
$29
Over The Limit Penalty
$45
Return Penalty
Rewards Membership Rewards
1x
the points on Card purchases
1
additional Membership Rewards® point for every $1 you charge to your American Express® Green Card on eligible hotel or car rental bookings made with American Express Travel
Earn 10,000 Membership Rewards® points* when you spend $1,000 on your Card within the first 3 months as a new Cardmember.*
That’s $100 towards your next shopping spree or ordering dinner in.
*Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Best Aeroplan card from CIBC
up to 70k pts
Welcome Bonus
$1,953
First Year Value
$753
Annual Value
Welcome Bonus: Get a total of up to 70,000 Aeroplan® points (up to $1,400 in travel value†)
Get this card if you...
Annual Fee & Annual Interest Rates
$599
Annual Fee
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
-
Our Take
CIBC Aeroplan® Visa Infinite Privilege* Card ReviewThe CIBC Aeroplan® Visa Infinite Privilege* Card is a premium travel rewards credit card designed for frequent Air Canada travelers, offering elevated Aeroplan point accumulation on everyday purchases and Air Canada bookings. Cardholders also benefit from perks such as complimentary airport lounge access, priority airport services, and comprehensive travel insurance.
Eligibility
Excellent (740+)
Recommended Credit Score
$150,000
Required Annual Personal Income
$200,000
Required Annual Household Income
-
Pros
Cons
-
-
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$599
Annual Fee
$2.5
Foreign Transaction
5.00%
Balance Transfer
$5
Cash Advance
$29
Over The Limit Penalty
$42.5
Return Penalty
-
Rewards Aeroplan
2 points
for every $1 you spend with Air Canada directly, including through Air Canada Vacations®
1.5 points
for every $1 you spend on eligible gas, electric vehicle charging, groceries, travel and dining.
1.25 points
for every $1 you spend on all other purchases.
2x
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore.
Insurance Benefits
$1,500
Mobile device insurance amount
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$85,000
Rental car insurance amount
-
Get a total of up to 70,000 Aeroplan® points (up to $1,400 in travel value†):
20,000 Aeroplan points when you make your first purchase†
30,000 Aeroplan points when you spend $7,000 or more during your first 4 monthly statement periods†
20,000 Aeroplan points as an additional anniversary bonus when you have at least $15,000 in net eligible purchases posted on your account during the first 12 monthly statement periods†
Enjoy a free first checked bag: a $140 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†
Enjoy Maple Leaf Lounge(TM) access: a $550 value†
Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program†: up to $370 value†
Plus, get a NEXUS(TM) Application Fee rebate†: a $100 value†
Our Take
The CIBC Aeroplan® Visa Infinite Privilege* Card is a premium travel rewards credit card designed for frequent Air Canada travelers, offering elevated Aeroplan point accumulation on everyday purchases and Air Canada bookings. Cardholders also benefit from perks such as complimentary airport lounge access, priority airport services, and comprehensive travel insurance.
Eligibility
Excellent (740+)
Recommended Credit Score
$150,000
Required Annual Personal Income
$200,000
Required Annual Household Income
Pros
Cons
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$599
Annual Fee
$2.5
Foreign Transaction
5.00%
Balance Transfer
$5
Cash Advance
$29
Over The Limit Penalty
$42.5
Return Penalty
Rewards Aeroplan
2 points
for every $1 you spend with Air Canada directly, including through Air Canada Vacations®
1.5 points
for every $1 you spend on eligible gas, electric vehicle charging, groceries, travel and dining.
1.25 points
for every $1 you spend on all other purchases.
2x
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore.
Insurance Benefits
$1,500
Mobile device insurance amount
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$85,000
Rental car insurance amount
Get a total of up to 70,000 Aeroplan® points (up to $1,400 in travel value†):
20,000 Aeroplan points when you make your first purchase†
30,000 Aeroplan points when you spend $7,000 or more during your first 4 monthly statement periods†
20,000 Aeroplan points as an additional anniversary bonus when you have at least $15,000 in net eligible purchases posted on your account during the first 12 monthly statement periods†
Enjoy a free first checked bag: a $140 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†
Enjoy Maple Leaf Lounge(TM) access: a $550 value†
Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program†: up to $370 value†
Plus, get a NEXUS(TM) Application Fee rebate†: a $100 value†
The information for the CIBC Aeroplan® Visa Infinite Privilege* Card has been collected independently by Money.ca. The card details on this page have not been reviewed or provided by the card issuer.
Best Aeroplan cards by network
Aeroplan Visa
There is currently one Aeroplan Visa card that really stands out in Canada: the TD® Aeroplan® Visa Infinite* Card, primarily due to a strong sign-up bonus. Note that these Aeroplan Visa credit cards offer the possibility to “earn points twice” with Aeroplan partners†, making it easy to get more points fast.
Aeroplan Mastercard
At this time, there is no Aeroplan Mastercard on the market. Should this change,we will update its users as to any available options.
Choosing the best Aeroplan credit card bonus
With so many great Aeroplan cards on the market, you may have trouble choosing the best card for you. Here are three things to consider when comparing Aeroplan credit card rewards bonuses.
1. Size of the bonus: A big bonus can seriously defray a card’s annual fee. The Platinum Card’s sign-up bonus, when transferred to Aeroplan, can potentially be enough for a roundtrip flight from Vancouver to Dubai, well worth the card’s steep price tag in the first year.
2. Annual fee waiver/rebate: If the sign-up bonus doesn’t outweigh the annual fee, look for a card that offers a first-year annual fee waiver or rebate. With no annual fee in the first year, the issuer is begging you to try out their card risk free. The best part is that at the end of the year, you can decide whether or not to cancel your card, but the Aeroplan points will remain yours.
3. Transferability: Many Canadians only look at Aeroplan branded credit cards and miss out on other rewards cards that exchange points with Aeroplan 1:1. We love those hybrid cards because they give cardholders the flexibility to take advantage of other huge sign-up bonuses, sometimes 25,000 points or more, and then transfer those points to an Aeroplan account free.
Make the most out of your Aeroplan cards
We can breakdown the costs, perks, and requirements of these Aeroplan credit cards, but ultimately, you should choose the one that best meets your lifestyle and income. Each of these cards offers great benefits, and it’s up to you to decide which will give you the best bonus.
So why choose an Aeroplan card? Aeroplan has multiple credit card partners, making it easy to earn Aeroplan points. Then, when you are ready, you can use your Aeroplan points to book flights with Air Canada and Star Alliance members. Alternatively, you can use your points to redeem merchandise or gift cards. Learn more from the Aeroplan section in our Canadian loyalty rewards program comparison or Compare travel loyalty programs from Aeroplan vs. Air Miles vs. Avion
Best Aeroplan credit cards in Canada at a glance: Full list
To help with your decision, here is a summary of the different card options and issuers for Aeroplan Canada.
Aeroplan credit card | Annual fee | Get started |
---|---|---|
TD® Aeroplan® Visa Infinite* Card
|
Annual fee: $139 (Additional cardholder is $75† ; Get an annual fee rebate for the first year†)
Welcome bonus: Up to $1,300 in value† including up to 40,000 Aeroplan points† and no Annual Fee for the first year†. |
Apply now |
American Express Cobalt® Card |
Annual fee: $155.88 ($$12.99/month)
Welcome bonus: Earn up to 15,000 Membership Rewards® points* by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cardmember. This could add up to 15,000 points in a year.* |
Apply now |
American Express® Aeroplan®* Card |
Annual fee: $120
Welcome bonus: Earn up to 30,000 Welcome Bonus Aeroplan®* points |
Apply now |
The Platinum Card® by American Express |
Annual fee: $799
Welcome bonus: Earn up to 100,000 Membership Rewards® points* – that’s up to $1,000 in value. |
Apply now |
American Express® Aeroplan®* Reserve Card |
Annual fee: $599
Welcome bonus: Earn up to 85,000 Welcome Bonus Aeroplan®* points* |
Apply now |
American Express® Green Card |
Annual fee: $0
Welcome bonus: 10,000 Membership Rewards® points* when you spend $1,000 on your Card within the first 3 months as a new Cardmember.* |
Apply now |
CIBC Aeroplan Visa Infinite Privilege |
Annual fee: $599
Welcome bonus: Get a total of up to 70,000 Aeroplan® points (up to $1,400 in travel value†) |
Get started |
†Terms and conditions apply. †TD® Aeroplan® Visa Infinite* Card annual fee rebate: To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is in effect.
As you will notice in the above chart, the TD® Aeroplan® Visa Infinite* Card may not necessarily offer the top Aeroplan sign-up bonus in Canada; regular American Express cards might offer great deals in terms of sign-up bonuses after you convert your Amex Membership Rewards points to Aeroplan points. That being said, it’s up to you to determine the best Aeroplan credit card for your needs and lifestyle.
Aeroplan credit card FAQs
Contact American Express for the most up-to-date referral bonus figures.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

Hannah Logan is a Canadian freelancer writer and blogger who specializes in personal finance and travel. You can follow her adventures on her travel blog EatSleepBreatheTravel.com or find her on Instagram @hannahlogan21.

Tyler Wade has worked in personal finance for over 5 years writing for brands like Ratehub, Forbes, KOHO, and now Money.ca.
More of the best credit cards
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